Cost of Living Comparison Between Baerum and Ubud, Bali Cost of Living Comparison Between Baerum and Ubud, Bali

Monthly Cost of Living

A single person spends $2,557 per month in Baerum vs $1,408 in Ubud, Bali, rent included.

A couple spends around $3,928 per month in Baerum vs $2,585 in Ubud, Bali, rent included.

A family of three spends $5,298 per month in Baerum vs $3,763 in Ubud, Bali, rent included.

Baerum costs about 82% more than Ubud, Bali, driven mainly by Eating Out.

Both Baerum and Ubud, Bali sit above the global median – Baerum by 91%, Ubud, Bali by 5%.

Currency
🍽 Eating Out
Baerum
Ubud, Bali
Difference
Meal at Budget Restaurant
$25.61 NOK 247
$3.45 Rp 61.8K
642.32%
Three-Course Dinner for Two, Mid-Range
$102 NOK 983
$32.34 Rp 578.5K
215.46%
Fast Food Meal (McDonalds, etc)
$13.15 NOK 127
$4.84 Rp 86.7K
171.69%
Cappuccino
$4.98 NOK 47.93
$2.75 Rp 49.1K
81.09%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.52 NOK 24.29
$1.38 Rp 24.8K
82.61%
Water (0.33 liter bottle)
$2.16 NOK 20.84
$0.75 Rp 13.4K
188.00%
Local Beer (0.5 liter draught)
$8.84 NOK 85.2
$2.99 Rp 53.5K
195.65%
Imported Beer (0.33 liter bottle)
$9.47 NOK 91.2
$3.85 Rp 68.9K
145.97%
🛒 Groceries & Markets
Baerum
Ubud, Bali
Difference
Milk (1 liter)
$2.29 NOK 22.01
$1.74 Rp 31.1K
31.61%
White Bread (500g)
$3.58 NOK 34.48
$2.46 Rp 44.0K
45.53%
Rice (white) (1kg)
$3.21 NOK 30.89
$1.17 Rp 20.9K
174.36%
Eggs
$4.97 NOK 47.90
$2.43 Rp 43.5K
104.53%
Local Cheese (1kg)
$11.42 NOK 110
$14.50 Rp 259.5K
-21.24%
Chicken Fillets (1kg)
$16.31 NOK 157
$4.35 Rp 77.8K
274.94%
Beef Round Steak (1kg)
$31.23 NOK 301
$11.98 Rp 214.3K
160.68%
Apples (1kg)
$3.56 NOK 34.26
$3.72 Rp 66.5K
-4.30%
Banana (1kg)
$2.33 NOK 22.42
$1.63 Rp 29.1K
42.94%
Oranges (1kg)
$3.27 NOK 31.51
$2.74 Rp 49.1K
19.34%
Tomato (1kg)
$3.98 NOK 38.38
$2.24 Rp 40.1K
77.68%
Potato (1kg)
$2.21 NOK 21.26
$1.92 Rp 34.3K
15.10%
Onion (1kg)
$2.14 NOK 20.66
$2.28 Rp 40.7K
-6.14%
Lettuce (1 head)
$2.83 NOK 27.27
$1.06 Rp 19.0K
166.98%
Water (1.5 liter bottle)
$1.83 NOK 17.58
$0.72 Rp 12.9K
154.17%
Cigarettes 20 Pack (Marlboro, Camel)
$14.10 NOK 136
$3.29 Rp 58.8K
328.57%
Wine (Bottle)
$18.21 NOK 175
$23.19 Rp 414.9K
-21.47%
Local Beer (0.5 liter bottle)
$3.49 NOK 33.58
$2.78 Rp 49.7K
25.54%
Imported Beer (0.33 liter bottle)
$4.01 NOK 38.66
$2.73 Rp 48.9K
46.89%
🚌 Getting Around
Baerum
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$4.15 NOK 39.95
$0.27 Rp 4,765
1437.04%
Public Transport Monthly Pass (Regular Price)
$72.7 NOK 701
$8.11 Rp 145.0K
796.79%
Taxi Start (Normal Tariff)
$10.29 NOK 99.1
$0.48 Rp 8,636
2043.75%
Taxi (Normal Tariff) (1km)
$1.41 NOK 13.54
$0.42 Rp 7,511
235.71%
Taxi 1hour Waiting (Normal Tariff)
$42.77 NOK 412
$6.22 Rp 111.3K
587.62%
Gasoline (1 liter)
$2.12 NOK 20.41
$0.81 Rp 14.6K
161.73%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.8K NOK 258.3K
$26.6K Rp 476.1M
0.77%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.3K NOK 233.9K
$32.2K Rp 575.9M
-24.56%
🧾 Monthly Utilities & Internet
Baerum
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$306 NOK 2,949
$78.4 Rp 1.4M
290.75%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$40.10 NOK 386
$4.07 Rp 72.8K
885.26%
Internet (50+ Mbps, Unlimited Data)
$38.04 NOK 366
$24.33 Rp 435.2K
56.35%
🎉 Sport & Entertainment
Baerum
Ubud, Bali
Difference
Gym Membership (Monthly)
$50.3 NOK 485
$98.6 Rp 1.8M
-48.98%
Tennis Court (1 Hour on Weekend)
$35.74 NOK 344
$6.34 Rp 113.3K
463.72%
Cinema Ticket
$15.21 NOK 146
$3.99 Rp 71.3K
281.20%
🧸 Childcare & Education
Baerum
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$272 NOK 2,622
$305 Rp 5.5M
-10.75%
International Primary School, 1 Child (Yearly)
$14.6K NOK 140.9K
$6,642 Rp 118.8M
120.18%
👕👟 Clothing & Footwear
Baerum
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$105 NOK 1,014
$54.1 Rp 968.6K
94.50%
Summer Dress (H&M, Zara, etc)
$46.64 NOK 449
$37.81 Rp 676.3K
23.35%
Sport Shoes (Adidas, Nike)
$99.4 NOK 958
$86.8 Rp 1.6M
14.49%
Men's Leather Business Shoes
$152 NOK 1,465
$76.4 Rp 1.4M
99.27%
🏠 Accommodation & Living
Baerum
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,232 NOK 11.9K
$992 Rp 17.7M
24.17%
1-bedroom Apartment, Outside City Center (Monthly)
$909 NOK 8,758
$673 Rp 12.0M
35.16%
3-bedroom Apartment, City Center (Monthly)
$2,148 NOK 20.7K
$3,375 Rp 60.4M
-36.36%
3-bedroom Apartment, Outside City Center (Monthly)
$1,608 NOK 15.5K
$2,050 Rp 36.7M
-21.56%
Buy Apartment in City Center (m2)
$5,734 NOK 55.2K
$2,805 Rp 50.2M
104.46%
Buy Apartment Outside City Center (m2)
$3,915 NOK 37.7K
$2,227 Rp 39.8M
75.81%
💵 Salaries & Financials
Baerum
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$5,193 NOK 50.0K
$167 Rp 3.0M
3010.06%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.38
13.28
-67.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baerum: July 13, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $1,232 in Baerum versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3010% higher in Baerum, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $102 in Baerum versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $472 vs $297 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Baerum vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Baerum?
Yes – Baerum is pricier by about 82%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $3,836 per month in Baerum and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Baerum and in Ubud, Bali?
Monthly expenses with rent come to $2,557 in Baerum and $1,408 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 797% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,000 a realistic budget for living in Baerum or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Baerum at $2,557. In Ubud, Bali it covers expenses comfortably, while in Baerum it requires careful planning or may not stretch far enough.
Is Baerum or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Baerum or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Baerum makes more sense. Both are solid long-term options with distinct trade-offs.

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