😐A single person spends $2,560 per month in Baerum vs $1,419 in Ubud, Bali, rent included.
😐A couple spends around $3,853 per month in Baerum vs $2,540 in Ubud, Bali, rent included.
😐A family of three spends $5,146 per month in Baerum vs $3,660 in Ubud, Bali, rent included.
😐Baerum costs about 80% more than Ubud, Bali, driven mainly by Eating Out.
📊Both Baerum and Ubud, Bali sit above the global median – Baerum by 91%, Ubud, Bali by 6%.
Currency
🍽 Eating Out
Baerum
Ubud, Bali
Difference
Meal at Budget Restaurant
$25.44NOK 236
$3.56Rp 63.7K
614.61%
Three-Course Dinner for Two, Mid-Range
$103NOK 959
$32.73Rp 584.5K
215.37%
Fast Food Meal(McDonalds, etc)
$13.54NOK 126
$4.95Rp 88.4K
173.54%
Cappuccino
$5.07NOK 47.08
$2.71Rp 48.4K
87.08%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.52NOK 23.37
$1.34Rp 24.0K
88.06%
Water(0.33 liter bottle)
$2.13NOK 19.75
$0.70Rp 12.5K
204.29%
Local Beer(0.5 liter draught)
$8.96NOK 83.2
$2.92Rp 52.1K
206.85%
Imported Beer(0.33 liter bottle)
$9.87NOK 91.7
$3.96Rp 70.7K
149.24%
🛒 Groceries & Markets
Baerum
Ubud, Bali
Difference
Milk(1 liter)
$2.29NOK 21.27
$1.81Rp 32.3K
26.52%
White Bread(500g)
$3.56NOK 33.07
$2.52Rp 45.0K
41.27%
Rice(white)(1kg)
$3.16NOK 29.35
$1.16Rp 20.7K
172.41%
Eggs
$5.03NOK 46.70
$2.46Rp 43.9K
104.47%
Local Cheese(1kg)
$11.44NOK 106
$14.71Rp 262.7K
-22.23%
Chicken Fillets(1kg)
$15.92NOK 148
$4.32Rp 77.1K
268.52%
Beef Round Steak(1kg)
$31.04NOK 288
$12.14Rp 216.7K
155.68%
Apples(1kg)
$3.57NOK 33.14
$3.84Rp 68.6K
-7.03%
Banana(1kg)
$2.32NOK 21.51
$1.56Rp 27.8K
48.72%
Oranges(1kg)
$3.32NOK 30.83
$2.83Rp 50.6K
17.31%
Tomato(1kg)
$4.19NOK 38.89
$2.33Rp 41.5K
79.83%
Potato(1kg)
$2.30NOK 21.33
$1.91Rp 34.2K
20.42%
Onion(1kg)
$2.23NOK 20.68
$2.20Rp 39.3K
1.36%
Lettuce(1 head)
$2.85NOK 26.50
$1.01Rp 18.1K
182.18%
Water(1.5 liter bottle)
$1.82NOK 16.90
$0.78Rp 13.8K
133.33%
Cigarettes 20 Pack(Marlboro, Camel)
$14.05NOK 131
$3.32Rp 59.2K
323.19%
Wine(Bottle)
$19.53NOK 181
$23.74Rp 423.9K
-17.73%
Local Beer(0.5 liter bottle)
$3.47NOK 32.22
$2.79Rp 49.8K
24.37%
Imported Beer(0.33 liter bottle)
$4.03NOK 37.45
$2.86Rp 51.1K
40.91%
🚌 Getting Around
Baerum
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$4.13NOK 38.41
$0.27Rp 4,800
1429.63%
Public Transport Monthly Pass(Regular Price)
$73.5NOK 683
$8.03Rp 143.4K
815.82%
Taxi Start(Normal Tariff)
$9.95NOK 92.4
$0.46Rp 8,150
2063.04%
Taxi(Normal Tariff)(1km)
$1.44NOK 13.42
$0.45Rp 8,037
220.00%
Taxi 1hour Waiting(Normal Tariff)
$42.95NOK 399
$6.10Rp 108.9K
604.10%
Gasoline(1 liter)
$2.13NOK 19.75
$0.79Rp 14.2K
169.62%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.9KNOK 258.8K
$26.1KRp 467.0M
6.51%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.6KNOK 228.9K
$32.1KRp 573.6M
-23.29%
🧾 Monthly Utilities & Internet
Baerum
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$305NOK 2,829
$79.9Rp 1.4M
280.94%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$41.01NOK 381
$4.06Rp 72.6K
910.10%
Internet(50+ Mbps, Unlimited Data)
$37.37NOK 347
$23.52Rp 420.0K
58.89%
🎉 Sport & Entertainment
Baerum
Ubud, Bali
Difference
Gym Membership(Monthly)
$50.5NOK 469
$98.7Rp 1.8M
-48.84%
Tennis Court(1 Hour on Weekend)
$35.85NOK 333
$6.63Rp 118.4K
440.72%
Cinema Ticket
$15.44NOK 143
$4.15Rp 74.1K
272.05%
🧸 Childcare & Education
Baerum
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$268NOK 2,488
$304Rp 5.4M
-11.89%
International Primary School, 1 Child(Yearly)
$14.9KNOK 138.5K
$6,613Rp 118.1M
125.48%
👕👟 Clothing & Footwear
Baerum
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$105NOK 977
$55.5Rp 991.8K
89.41%
Summer Dress(H&M, Zara, etc)
$47.13NOK 438
$38.31Rp 684.1K
23.02%
Sport Shoes(Adidas, Nike)
$99.7NOK 926
$88.6Rp 1.6M
12.49%
Men's Leather Business Shoes
$152NOK 1,410
$77.9Rp 1.4M
94.93%
🏠 Accommodation & Living
Baerum
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,216NOK 11.3K
$1,006Rp 18.0M
20.78%
1-bedroom Apartment, Outside City Center(Monthly)
$908NOK 8,438
$675Rp 12.1M
34.50%
3-bedroom Apartment, City Center(Monthly)
$2,140NOK 19.9K
$3,442Rp 61.5M
-37.81%
3-bedroom Apartment, Outside City Center(Monthly)
$1,613NOK 15.0K
$2,039Rp 36.4M
-20.89%
Buy Apartment in City Center(m2)
$6,036NOK 56.1K
$2,841Rp 50.7M
112.43%
Buy Apartment Outside City Center(m2)
$4,455NOK 41.4K
$2,264Rp 40.4M
96.78%
💵 Salaries & Financials
Baerum
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$5,515NOK 51.2K
$165Rp 3.0M
3237.78%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.38
13.28
-67.02%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Baerum: June 2, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,216 in Baerum versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 3238% higher in Baerum, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $103 in Baerum versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $473 vs $302 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Baerum vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Baerum?
Yes – Baerum is pricier by about 80%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $3,840 per month in Baerum and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Baerum vs Ubud, Bali?
Monthly expenses with rent come to $2,560 in Baerum and $1,419 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 816% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,000 a realistic budget for Baerum or Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,419, than in Baerum at $2,560. In Ubud, Bali it covers expenses comfortably, while in Baerum it requires careful planning or may not stretch far enough.
Is Baerum or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Baerum or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Baerum makes more sense. Both are solid long-term options with distinct trade-offs.