Cost of Living Comparison Between Baerum and Ubud, Bali Cost of Living Comparison Between Baerum and Ubud, Bali

Monthly Cost of Living

A single person spends $2,560 per month in Baerum vs $1,419 in Ubud, Bali, rent included.

A couple spends around $3,853 per month in Baerum vs $2,540 in Ubud, Bali, rent included.

A family of three spends $5,146 per month in Baerum vs $3,660 in Ubud, Bali, rent included.

Baerum costs about 80% more than Ubud, Bali, driven mainly by Eating Out.

Both Baerum and Ubud, Bali sit above the global median – Baerum by 91%, Ubud, Bali by 6%.

Currency
🍽 Eating Out
Baerum
Ubud, Bali
Difference
Meal at Budget Restaurant
$25.44 NOK 236
$3.56 Rp 63.7K
614.61%
Three-Course Dinner for Two, Mid-Range
$103 NOK 959
$32.73 Rp 584.5K
215.37%
Fast Food Meal (McDonalds, etc)
$13.54 NOK 126
$4.95 Rp 88.4K
173.54%
Cappuccino
$5.07 NOK 47.08
$2.71 Rp 48.4K
87.08%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.52 NOK 23.37
$1.34 Rp 24.0K
88.06%
Water (0.33 liter bottle)
$2.13 NOK 19.75
$0.70 Rp 12.5K
204.29%
Local Beer (0.5 liter draught)
$8.96 NOK 83.2
$2.92 Rp 52.1K
206.85%
Imported Beer (0.33 liter bottle)
$9.87 NOK 91.7
$3.96 Rp 70.7K
149.24%
🛒 Groceries & Markets
Baerum
Ubud, Bali
Difference
Milk (1 liter)
$2.29 NOK 21.27
$1.81 Rp 32.3K
26.52%
White Bread (500g)
$3.56 NOK 33.07
$2.52 Rp 45.0K
41.27%
Rice (white) (1kg)
$3.16 NOK 29.35
$1.16 Rp 20.7K
172.41%
Eggs
$5.03 NOK 46.70
$2.46 Rp 43.9K
104.47%
Local Cheese (1kg)
$11.44 NOK 106
$14.71 Rp 262.7K
-22.23%
Chicken Fillets (1kg)
$15.92 NOK 148
$4.32 Rp 77.1K
268.52%
Beef Round Steak (1kg)
$31.04 NOK 288
$12.14 Rp 216.7K
155.68%
Apples (1kg)
$3.57 NOK 33.14
$3.84 Rp 68.6K
-7.03%
Banana (1kg)
$2.32 NOK 21.51
$1.56 Rp 27.8K
48.72%
Oranges (1kg)
$3.32 NOK 30.83
$2.83 Rp 50.6K
17.31%
Tomato (1kg)
$4.19 NOK 38.89
$2.33 Rp 41.5K
79.83%
Potato (1kg)
$2.30 NOK 21.33
$1.91 Rp 34.2K
20.42%
Onion (1kg)
$2.23 NOK 20.68
$2.20 Rp 39.3K
1.36%
Lettuce (1 head)
$2.85 NOK 26.50
$1.01 Rp 18.1K
182.18%
Water (1.5 liter bottle)
$1.82 NOK 16.90
$0.78 Rp 13.8K
133.33%
Cigarettes 20 Pack (Marlboro, Camel)
$14.05 NOK 131
$3.32 Rp 59.2K
323.19%
Wine (Bottle)
$19.53 NOK 181
$23.74 Rp 423.9K
-17.73%
Local Beer (0.5 liter bottle)
$3.47 NOK 32.22
$2.79 Rp 49.8K
24.37%
Imported Beer (0.33 liter bottle)
$4.03 NOK 37.45
$2.86 Rp 51.1K
40.91%
🚌 Getting Around
Baerum
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$4.13 NOK 38.41
$0.27 Rp 4,800
1429.63%
Public Transport Monthly Pass (Regular Price)
$73.5 NOK 683
$8.03 Rp 143.4K
815.82%
Taxi Start (Normal Tariff)
$9.95 NOK 92.4
$0.46 Rp 8,150
2063.04%
Taxi (Normal Tariff) (1km)
$1.44 NOK 13.42
$0.45 Rp 8,037
220.00%
Taxi 1hour Waiting (Normal Tariff)
$42.95 NOK 399
$6.10 Rp 108.9K
604.10%
Gasoline (1 liter)
$2.13 NOK 19.75
$0.79 Rp 14.2K
169.62%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.9K NOK 258.8K
$26.1K Rp 467.0M
6.51%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.6K NOK 228.9K
$32.1K Rp 573.6M
-23.29%
🧾 Monthly Utilities & Internet
Baerum
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$305 NOK 2,829
$79.9 Rp 1.4M
280.94%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$41.01 NOK 381
$4.06 Rp 72.6K
910.10%
Internet (50+ Mbps, Unlimited Data)
$37.37 NOK 347
$23.52 Rp 420.0K
58.89%
🎉 Sport & Entertainment
Baerum
Ubud, Bali
Difference
Gym Membership (Monthly)
$50.5 NOK 469
$98.7 Rp 1.8M
-48.84%
Tennis Court (1 Hour on Weekend)
$35.85 NOK 333
$6.63 Rp 118.4K
440.72%
Cinema Ticket
$15.44 NOK 143
$4.15 Rp 74.1K
272.05%
🧸 Childcare & Education
Baerum
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$268 NOK 2,488
$304 Rp 5.4M
-11.89%
International Primary School, 1 Child (Yearly)
$14.9K NOK 138.5K
$6,613 Rp 118.1M
125.48%
👕👟 Clothing & Footwear
Baerum
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$105 NOK 977
$55.5 Rp 991.8K
89.41%
Summer Dress (H&M, Zara, etc)
$47.13 NOK 438
$38.31 Rp 684.1K
23.02%
Sport Shoes (Adidas, Nike)
$99.7 NOK 926
$88.6 Rp 1.6M
12.49%
Men's Leather Business Shoes
$152 NOK 1,410
$77.9 Rp 1.4M
94.93%
🏠 Accommodation & Living
Baerum
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,216 NOK 11.3K
$1,006 Rp 18.0M
20.78%
1-bedroom Apartment, Outside City Center (Monthly)
$908 NOK 8,438
$675 Rp 12.1M
34.50%
3-bedroom Apartment, City Center (Monthly)
$2,140 NOK 19.9K
$3,442 Rp 61.5M
-37.81%
3-bedroom Apartment, Outside City Center (Monthly)
$1,613 NOK 15.0K
$2,039 Rp 36.4M
-20.89%
Buy Apartment in City Center (m2)
$6,036 NOK 56.1K
$2,841 Rp 50.7M
112.43%
Buy Apartment Outside City Center (m2)
$4,455 NOK 41.4K
$2,264 Rp 40.4M
96.78%
💵 Salaries & Financials
Baerum
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$5,515 NOK 51.2K
$165 Rp 3.0M
3237.78%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.38
13.28
-67.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baerum: June 2, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A central one-bedroom costs $1,216 in Baerum versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3238% higher in Baerum, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $103 in Baerum versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $473 vs $302 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Baerum vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Baerum?
Yes – Baerum is pricier by about 80%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $3,840 per month in Baerum and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Baerum vs Ubud, Bali?
Monthly expenses with rent come to $2,560 in Baerum and $1,419 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 816% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,000 a realistic budget for Baerum or Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,419, than in Baerum at $2,560. In Ubud, Bali it covers expenses comfortably, while in Baerum it requires careful planning or may not stretch far enough.
Is Baerum or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Baerum or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Baerum makes more sense. Both are solid long-term options with distinct trade-offs.

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