😐A single person spends $3,237 per month in Baerum vs $1,396 in Ubud, Bali, rent included.
😐A couple spends around $4,958 per month in Baerum vs $2,334 in Ubud, Bali, rent included.
😐A family of three spends $6,679 per month in Baerum vs $3,273 in Ubud, Bali, rent included.
😐Baerum costs about 132% more than Ubud, Bali, driven mainly by Eating Out.
📊Both Baerum and Ubud, Bali sit above the global median – Baerum by 136%, Ubud, Bali by 2%.
Currency
🍽 Eating Out
Baerum
Ubud, Bali
Difference
Meal at Budget Restaurant
$21.09NOK 197
$3.37Rp 59.9K
525.82%
Three-Course Dinner for Two, Mid-Range
$130NOK 1,213
$38.59Rp 685.5K
237.34%
Fast Food Meal(McDonalds, etc)
$16.22NOK 151
$5.52Rp 98.1K
193.84%
Cappuccino
$5.94NOK 55.3
$2.64Rp 47.0K
125.00%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$4.15NOK 38.69
$1.67Rp 29.7K
148.50%
Water(0.33 liter bottle)
$3.55NOK 33.05
$0.77Rp 13.7K
361.04%
Local Beer(0.5 liter draught)
$11.95NOK 111
$2.63Rp 46.8K
354.37%
Imported Beer(0.33 liter bottle)
$12.60NOK 117
$4.28Rp 76.1K
194.39%
🛒 Groceries & Markets
Baerum
Ubud, Bali
Difference
Milk(1 liter)
$2.51NOK 23.37
$1.55Rp 27.5K
61.94%
White Bread(500g)
$3.82NOK 35.59
$2.22Rp 39.5K
72.07%
Rice(white)(1kg)
$4.70NOK 43.76
$1.13Rp 20.0K
315.93%
Eggs
$5.84NOK 54.4
$2.09Rp 37.1K
179.43%
Local Cheese(1kg)
$10.92NOK 102
$17.39Rp 309.0K
-37.21%
Chicken Fillets(1kg)
$15.69NOK 146
$3.87Rp 68.7K
305.43%
Beef Round Steak(1kg)
$30.26NOK 282
$12.55Rp 222.9K
141.12%
Apples(1kg)
$2.74NOK 25.50
$3.62Rp 64.2K
-24.31%
Banana(1kg)
$2.10NOK 19.59
$1.56Rp 27.7K
34.62%
Oranges(1kg)
$2.12NOK 19.77
$2.35Rp 41.8K
-9.79%
Tomato(1kg)
$4.22NOK 39.34
$2.06Rp 36.5K
104.85%
Potato(1kg)
$1.67NOK 15.59
$1.90Rp 33.7K
-12.11%
Onion(1kg)
$2.89NOK 26.90
$2.34Rp 41.5K
23.50%
Lettuce(1 head)
$3.19NOK 29.70
$1.03Rp 18.3K
209.71%
Water(1.5 liter bottle)
$2.51NOK 23.34
$0.55Rp 9,854
356.36%
Cigarettes 20 Pack(Marlboro, Camel)
$19.29NOK 180
$2.25Rp 40.0K
757.33%
Wine(Bottle)
$16.53NOK 154
$23.81Rp 422.9K
-30.58%
Local Beer(0.5 liter bottle)
$3.48NOK 32.46
$2.31Rp 41.1K
50.65%
Imported Beer(0.33 liter bottle)
$4.26NOK 39.68
$2.80Rp 49.8K
52.14%
🚌 Getting Around
Baerum
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$4.47NOK 41.62
$0.27Rp 4,839
1555.56%
Public Transport Monthly Pass(Regular Price)
-
$8.66Rp 153.9K
-
Taxi Start(Normal Tariff)
$12.37NOK 115
$0.48Rp 8,554
2477.08%
Taxi(Normal Tariff)(1km)
$1.86NOK 17.30
$0.45Rp 7,924
313.33%
Taxi 1hour Waiting(Normal Tariff)
$70.9NOK 661
$5.72Rp 101.6K
1140.03%
Gasoline(1 liter)
$2.34NOK 21.77
$0.76Rp 13.5K
207.89%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.4KNOK 264.2K
$24.5KRp 434.9M
15.82%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.4KNOK 236.3K
$32.1KRp 570.6M
-21.05%
🧾 Monthly Utilities & Internet
Baerum
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$349NOK 3,254
$83.6Rp 1.5M
318.03%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$32.91NOK 307
$6.46Rp 114.7K
409.44%
Internet(50+ Mbps, Unlimited Data)
$58.7NOK 547
$18.99Rp 337.4K
209.00%
🎉 Sport & Entertainment
Baerum
Ubud, Bali
Difference
Gym Membership(Monthly)
$54.5NOK 508
$56.0Rp 994.4K
-2.55%
Tennis Court(1 Hour on Weekend)
-
$18.62Rp 330.7K
-
Cinema Ticket
$15.74NOK 147
$4.28Rp 76.1K
267.76%
🧸 Childcare & Education
Baerum
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$252NOK 2,350
$487Rp 8.6M
-48.16%
International Primary School, 1 Child(Yearly)
$15.6KNOK 145.7K
$5,856Rp 104.0M
167.04%
👕👟 Clothing & Footwear
Baerum
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$104NOK 969
$45.56Rp 809.3K
128.34%
Summer Dress(H&M, Zara, etc)
$62.7NOK 584
$36.38Rp 646.3K
72.40%
Sport Shoes(Adidas, Nike)
$137NOK 1,275
$82.0Rp 1.5M
66.91%
Men's Leather Business Shoes
$159NOK 1,485
$80.4Rp 1.4M
98.20%
🏠 Accommodation & Living
Baerum
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,739NOK 16.2K
$1,117Rp 19.8M
55.78%
1-bedroom Apartment, Outside City Center(Monthly)
$1,510NOK 14.1K
$701Rp 12.5M
115.34%
3-bedroom Apartment, City Center(Monthly)
$3,501NOK 32.6K
$3,537Rp 62.8M
-1.01%
3-bedroom Apartment, Outside City Center(Monthly)
$2,979NOK 27.8K
$1,762Rp 31.3M
69.06%
Buy Apartment in City Center(m2)
$11.3KNOK 105.0K
$2,826Rp 50.2M
298.68%
Buy Apartment Outside City Center(m2)
$10.5KNOK 97.9K
$2,292Rp 40.7M
358.38%
💵 Salaries & Financials
Baerum
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$5,568NOK 51.9K
$170Rp 3.0M
3179.61%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.6
13.78
-66.62%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Baerum: September 1, 2026
Last update for Ubud, Bali: August 31, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,739 in Baerum versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 3180% higher in Baerum, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $130 in Baerum versus $39.00 in Ubud, Bali. Monthly groceries follow the same trend: $476 vs $293 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Baerum vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Baerum?
Yes – Baerum is pricier by about 132%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $4,855 per month in Baerum and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Baerum and in Ubud, Bali?
Monthly expenses with rent come to $3,237 in Baerum and $1,396 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $252 per month in Baerum and $487 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 a realistic budget for living in Baerum or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,396, than in Baerum at $3,237. In Ubud, Bali it covers expenses comfortably, while in Baerum it requires careful planning or may not stretch far enough.
Is Baerum or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Baerum or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Baerum makes more sense. Both are solid long-term options with distinct trade-offs.