Last update: Oct 2026

Cost of Living Comparison Between Baerum and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $3,124 in Baerum, rent and utilities included – about $21,100 less a year. Rent and utilities account for most of the difference.

151

Cost of Living Index in Baerum
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Baerum Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Baerum

🇳🇴 Norway

$3,124

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Baerum and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Baerum and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $3,124 per month in Baerum vs $1,368 in Ubud, Bali, rent included.

Baerum $3,124
Ubud, Bali $1,368

A couple spends around $4,846 per month in Baerum vs $2,314 in Ubud, Bali, rent included.

Baerum $4,846
Ubud, Bali $2,314

A family of three spends $6,568 per month in Baerum vs $3,260 in Ubud, Bali, rent included.

Baerum $6,568
Ubud, Bali $3,260

Baerum costs about 128% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Baerum and Ubud, Bali sit above the global median – Baerum by 131%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$21.23 NOK 200

$3.33 Rp 59.9K

537.54%

Three-Course Dinner for Two, Mid-Range

$127 NOK 1,192

$35.18 Rp 633.2K

260.03%

Fast Food Meal (McDonalds, etc)

$15.70 NOK 148

$5.80 Rp 104.5K

170.69%

Cappuccino

$6.06 NOK 57.1

$2.73 Rp 49.1K

121.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.34 NOK 40.82

$1.64 Rp 29.5K

164.63%

Water (0.33 liter bottle)

$3.44 NOK 32.42

$0.83 Rp 15.0K

314.46%

Local Beer (0.5 liter draught)

$11.46 NOK 108

$2.70 Rp 48.6K

324.44%

Imported Beer (0.33 liter bottle)

$12.59 NOK 119

$4.30 Rp 77.4K

192.79%

Milk (1 liter)

$2.42 NOK 22.74

$1.50 Rp 27.1K

61.33%

White Bread (500g)

$3.62 NOK 34.04

$2.30 Rp 41.4K

57.39%

Rice (white) (1kg)

$4.60 NOK 43.27

$1.18 Rp 21.2K

289.83%

Eggs

$5.59 NOK 52.7

$2.14 Rp 38.6K

161.21%

Local Cheese (1kg)

$10.29 NOK 96.9

$17.48 Rp 314.6K

-41.13%

Chicken Fillets (1kg)

$15.50 NOK 146

$4.03 Rp 72.5K

284.62%

Beef Round Steak (1kg)

$31.54 NOK 297

$12.23 Rp 220.1K

157.89%

Apples (1kg)

$2.59 NOK 24.37

$3.55 Rp 63.9K

-27.04%

Banana (1kg)

$2.03 NOK 19.15

$1.57 Rp 28.3K

29.30%

Oranges (1kg)

$2.14 NOK 20.12

$2.24 Rp 40.2K

-4.46%

Tomato (1kg)

$4.07 NOK 38.35

$1.93 Rp 34.7K

110.88%

Potato (1kg)

$1.65 NOK 15.50

$1.88 Rp 33.9K

-12.23%

Onion (1kg)

$2.81 NOK 26.49

$2.29 Rp 41.3K

22.71%

Lettuce (1 head)

$3.02 NOK 28.44

$0.99 Rp 17.9K

205.05%

Water (1.5 liter bottle)

$2.43 NOK 22.87

$0.53 Rp 9,475

358.49%

Cigarettes 20 Pack (Marlboro, Camel)

$19.05 NOK 179

$2.28 Rp 41.1K

735.53%

Wine (Bottle)

$16.33 NOK 154

$23.01 Rp 414.2K

-29.03%

Local Beer (0.5 liter bottle)

$3.41 NOK 32.06

$2.34 Rp 42.2K

45.73%

Imported Beer (0.33 liter bottle)

$4.13 NOK 38.85

$2.91 Rp 52.4K

41.92%

One-way Ticket (Public Transport)

$4.33 NOK 40.76

$0.24 Rp 4,315

1704.17%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$11.97 NOK 113

$0.48 Rp 8,684

2393.75%

Taxi (Normal Tariff) (1km)

$1.88 NOK 17.72

$0.46 Rp 8,233

308.70%

Taxi 1hour Waiting (Normal Tariff)

$69.2 NOK 651

$5.45 Rp 98.2K

1168.99%

Gasoline (1 liter)

$2.21 NOK 20.79

$0.88 Rp 15.9K

151.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.3K NOK 266.8K

$24.6K Rp 442.2M

15.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K NOK 232.1K

$31.2K Rp 561.4M

-20.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$335 NOK 3,149

$83.0 Rp 1.5M

302.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.08 NOK 311

$6.45 Rp 116.0K

412.87%

Internet (50+ Mbps, Unlimited Data)

$52.5 NOK 495

$18.57 Rp 334.2K

182.93%

Gym Membership (Monthly)

$51.4 NOK 484

$55.8 Rp 1.0M

-7.99%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$15.97 NOK 150

$4.38 Rp 78.9K

264.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$233 NOK 2,194

$493 Rp 8.9M

-52.72%

International Primary School, 1 Child (Yearly)

$15.4K NOK 144.8K

$5,754 Rp 103.6M

167.34%

Jeans (Levis 501 Or Similar)

$98.5 NOK 927

$46.19 Rp 831.4K

113.18%

Summer Dress (H&M, Zara, etc)

$58.6 NOK 551

$35.33 Rp 636.0K

65.75%

Sport Shoes (Adidas, Nike)

$133 NOK 1,248

$79.1 Rp 1.4M

67.59%

Men's Leather Business Shoes

$154 NOK 1,450

$78.4 Rp 1.4M

96.50%

1-bedroom Apartment, City Center (Monthly)

$1,742 NOK 16.4K

$1,142 Rp 20.6M

52.52%

1-bedroom Apartment, Outside City Center (Monthly)

$1,511 NOK 14.2K

$676 Rp 12.2M

123.61%

3-bedroom Apartment, City Center (Monthly)

$3,459 NOK 32.6K

$3,503 Rp 63.1M

-1.24%

3-bedroom Apartment, Outside City Center (Monthly)

$2,913 NOK 27.4K

$1,700 Rp 30.6M

71.34%

Buy Apartment in City Center (m2)

$10.8K NOK 101.5K

$2,784 Rp 50.1M

287.46%

Buy Apartment Outside City Center (m2)

$9,916 NOK 93.3K

$2,241 Rp 40.3M

342.56%

Average Monthly Net Salary (After Tax)

$5,319 NOK 50.1K

$165 Rp 3.0M

3132.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.6

13.78

-66.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baerum: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Baerum

$1.5K 48.4%

Ubud, Bali

$676 49.4% 55.3% $835

Groceries & Markets

Baerum

$468 15%

Ubud, Bali

$290 21.2% 37.9% $177

Monthly Utilities & Internet

Baerum

$420 13.5%

Ubud, Bali

$108 7.9% 74.3% $312

Eating Out

Baerum

$403 12.9%

Ubud, Bali

$109 8% 73% $294

Clothing & Footwear

Baerum

$200 6.4%

Ubud, Bali

$108 7.9% 46.1% $92

Sport & Entertainment

Baerum

$83 2.7%

Ubud, Bali

$65 4.7% 22.5% $19

Getting Around

Baerum

$39 * 1.2%

Ubud, Bali

$13 0.9% 67.6% $26

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,742 in Baerum versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3132% higher in Baerum, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $127 in Baerum versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $468 vs $290 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇳🇴 Baerum

🇮🇩 Ubud, Bali

🕒 Local time

10:10 10:10 AM

16:10 4:10 PM

6 h ahead of Baerum

🌤 Weather

👥 Population

131,136

74,800

💱 Currency

Norwegian Krone NOK kr

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 NOK = 10.62 USD

100 NOK = 9.45 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to NOK – Norwegian Krone Converter

🇺🇸 United States Dollar ($)

🇳🇴 Norwegian Krone (kr)

Norwegian Krone exchange rates as of October 18, 2026: 1 USD = 9.41 NOK (1 NOK = 0.106 USD). 1 EUR = 10.58 NOK (100 NOK = 9.45 EUR).

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to NOK in detail →

On the map

Lowest

Highest

Between locations

Baerum Ubud, Bali 11,650 km ≈ 15 h nonstop flight

From you

Baerum
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Baerum vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Baerum is pricier by about 128%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $4,686 per month in Baerum and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $3,124 in Baerum and $1,368 in Ubud, Bali. That's a gap of about 128%.

Kindergarten costs $233 per month in Baerum and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Baerum at $3,124. In Ubud, Bali it covers expenses comfortably, while in Baerum it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Baerum makes more sense. Both are solid long-term options with distinct trade-offs.