Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Baerum

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $3,200 in Baerum, rent and utilities included – about $22,200 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
154

Cost of Living Index in Baerum
Learn more

Baerum Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Baerum

🇳🇴 Norway

$3,200

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Baerum

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Baerum actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $3,200 in Baerum, rent included.

Ubud, Bali $1,349
Baerum $3,200

A couple spends around $2,305 per month in Ubud, Bali vs $4,976 in Baerum, rent included.

Ubud, Bali $2,305
Baerum $4,976

A family of three spends $3,261 per month in Ubud, Bali vs $6,752 in Baerum, rent included.

Ubud, Bali $3,261
Baerum $6,752

Ubud, Bali is about 58% cheaper than Baerum, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$21.48 NOK 200

-84.54%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$131 NOK 1,217

-72.78%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$16.27 NOK 151

-66.01%

Cappuccino

$2.72 Rp 49.4K

$6.07 NOK 56.4

-55.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$4.30 NOK 39.97

-60.47%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$3.35 NOK 31.11

-77.31%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$11.64 NOK 108

-77.23%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$13.09 NOK 122

-66.54%

Milk (1 liter)

$1.49 Rp 27.1K

$2.49 NOK 23.09

-40.16%

White Bread (500g)

$2.28 Rp 41.4K

$3.67 NOK 34.12

-37.87%

Rice (white) (1kg)

$1.19 Rp 21.6K

$4.92 NOK 45.73

-75.81%

Eggs

$2.04 Rp 37.0K

$5.89 NOK 54.7

-65.37%

Local Cheese (1kg)

$17.70 Rp 321.7K

$10.74 NOK 99.8

64.80%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$15.80 NOK 147

-74.94%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$32.14 NOK 299

-62.07%

Apples (1kg)

$3.66 Rp 66.4K

$2.70 NOK 25.05

35.56%

Banana (1kg)

$1.52 Rp 27.6K

$2.09 NOK 19.45

-27.27%

Oranges (1kg)

$2.23 Rp 40.5K

$2.10 NOK 19.49

6.19%

Tomato (1kg)

$1.97 Rp 35.9K

$4.39 NOK 40.74

-55.13%

Potato (1kg)

$1.85 Rp 33.6K

$1.74 NOK 16.20

6.32%

Onion (1kg)

$2.42 Rp 44.1K

$2.87 NOK 26.64

-15.68%

Lettuce (1 head)

$0.99 Rp 18.0K

$3.29 NOK 30.53

-69.91%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$2.53 NOK 23.50

-79.84%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$19.05 NOK 177

-88.35%

Wine (Bottle)

$22.24 Rp 404.2K

$17.01 NOK 158

30.75%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$3.64 NOK 33.80

-37.91%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$4.46 NOK 41.48

-33.41%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$4.40 NOK 40.89

-94.32%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$12.34 NOK 115

-96.43%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$1.83 NOK 16.96

-76.50%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$70.7 NOK 657

-92.34%

Gasoline (1 liter)

$0.82 Rp 15.0K

$2.35 NOK 21.83

-65.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$29.2K NOK 271.3K

-18.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$26.1K NOK 242.3K

21.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$340 NOK 3,154

-76.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$34.21 NOK 318

-81.15%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$55.3 NOK 514

-66.42%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$54.7 NOK 508

-9.53%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$4.27 Rp 77.7K

$15.85 NOK 147

-73.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$245 NOK 2,278

100.05%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$16.0K NOK 148.2K

-64.43%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$103 NOK 956

-56.63%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$62.4 NOK 580

-44.03%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$135 NOK 1,255

-40.86%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$160 NOK 1,483

-50.23%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,747 NOK 16.2K

-35.60%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,546 NOK 14.4K

-56.55%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$3,538 NOK 32.9K

0.74%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$2,995 NOK 27.8K

-42.46%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$11.3K NOK 105.4K

-75.92%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$10.1K NOK 94.1K

-77.44%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$5,569 NOK 51.7K

-97.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.6

199.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Baerum: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Baerum

$1.5K 48.3% 130% $874

Groceries & Markets

Ubud, Bali

$288 21.4%

Baerum

$484 15.1% 67.9% $196

Eating Out

Ubud, Bali

$108 8%

Baerum

$408 12.8% 279% $301

Clothing & Footwear

Ubud, Bali

$108 8%

Baerum

$207 6.5% 92.6% $100

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Baerum

$429 13.4% 312% $325

Sport & Entertainment

Ubud, Bali

$58 4.3%

Baerum

$86 2.7% 48.9% $28

Getting Around

Ubud, Bali

$11 0.9%

Baerum

$39 * 1.2% 242% $28

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $1,747 in Baerum. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Baerum are about 34 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $131 in Baerum. Monthly groceries follow the same trend: $288 vs $484 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇳🇴 Baerum

🕒 Local time

05:35 5:35 AM

22:35 10:35 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

131,136

💱 Currency

Indonesian Rupiah IDR Rp

Norwegian Krone NOK kr

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

100 NOK = 10.76 USD

100 NOK = 9.67 EUR

Exchange rates and currency converter

NOK, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Norwegian Krone exchange rates as of October 28, 2026: 1 USD = 9.29 NOK (1 NOK = 0.108 USD). 1 EUR = 10.34 NOK (100 NOK = 9.67 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Baerum 11,650 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Baerum

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Baerum: Cost of Living - Frequently Asked Questions

Yes – Baerum is pricier by about 137%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $4,800 in Baerum. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $1,747 in Baerum.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $3,200 in Baerum. That makes Ubud, Bali about 58% cheaper.

Kindergarten costs $491 per month in Ubud, Bali and $245 in Baerum. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $3,200 in Baerum. You’ll need shared housing and careful budgeting no matter which city you pick.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Baerum makes more sense. Both are solid long-term options with distinct trade-offs.