Cost of Living Comparison Between Ubud, Bali and Baerum Cost of Living Comparison Between Ubud, Bali and Baerum

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $3,203 in Baerum, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $4,976 in Baerum, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $6,750 in Baerum, rent included.

Ubud, Bali is about 57% cheaper than Baerum, driven mainly by Eating Out.

Both Ubud, Bali and Baerum sit above the global median – Ubud, Bali by 0%, Baerum by 132%.

Currency
🍽 Eating Out
Ubud, Bali
Baerum
Difference
Meal at Budget Restaurant
$3.33 Rp 58.7K
$21.53 NOK 200
-84.53%
Three-Course Dinner for Two, Mid-Range
$35.82 Rp 630.7K
$131 NOK 1,218
-72.73%
Fast Food Meal (McDonalds, etc)
$5.63 Rp 99.1K
$16.26 NOK 151
-65.38%
Cappuccino
$2.82 Rp 49.7K
$6.16 NOK 57.1
-54.22%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.75 Rp 30.8K
$4.16 NOK 38.56
-57.93%
Water (0.33 liter bottle)
$0.80 Rp 14.0K
$3.50 NOK 32.45
-77.14%
Local Beer (0.5 liter draught)
$3.04 Rp 53.6K
$11.71 NOK 109
-74.04%
Imported Beer (0.33 liter bottle)
$4.30 Rp 75.7K
$12.97 NOK 120
-66.85%
🛒 Groceries & Markets
Ubud, Bali
Baerum
Difference
Milk (1 liter)
$1.61 Rp 28.3K
$2.41 NOK 22.38
-33.20%
White Bread (500g)
$2.27 Rp 39.9K
$3.71 NOK 34.42
-38.81%
Rice (white) (1kg)
$1.17 Rp 20.6K
$4.51 NOK 41.80
-74.06%
Eggs
$2.17 Rp 38.2K
$5.76 NOK 53.4
-62.33%
Local Cheese (1kg)
$17.63 Rp 310.5K
$10.59 NOK 98.3
66.48%
Chicken Fillets (1kg)
$4.05 Rp 71.4K
$15.68 NOK 145
-74.17%
Beef Round Steak (1kg)
$12.18 Rp 214.5K
$30.63 NOK 284
-60.24%
Apples (1kg)
$3.62 Rp 63.7K
$2.72 NOK 25.19
33.09%
Banana (1kg)
$1.64 Rp 28.8K
$2.17 NOK 20.15
-24.42%
Oranges (1kg)
$2.31 Rp 40.6K
$2.19 NOK 20.34
5.48%
Tomato (1kg)
$1.96 Rp 34.5K
$4.20 NOK 38.97
-53.33%
Potato (1kg)
$1.84 Rp 32.5K
$1.68 NOK 15.61
9.52%
Onion (1kg)
$2.37 Rp 41.7K
$3.01 NOK 27.89
-21.26%
Lettuce (1 head)
$1.05 Rp 18.5K
$3.22 NOK 29.89
-67.39%
Water (1.5 liter bottle)
$0.54 Rp 9,560
$2.53 NOK 23.46
-78.66%
Cigarettes 20 Pack (Marlboro, Camel)
$2.30 Rp 40.6K
$19.55 NOK 181
-88.24%
Wine (Bottle)
$23.08 Rp 406.4K
$16.72 NOK 155
38.04%
Local Beer (0.5 liter bottle)
$2.34 Rp 41.2K
$3.52 NOK 32.65
-33.52%
Imported Beer (0.33 liter bottle)
$3.07 Rp 54.0K
$4.26 NOK 39.54
-27.93%
🚌 Getting Around
Ubud, Bali
Baerum
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,365
$4.58 NOK 42.46
-94.54%
Public Transport Monthly Pass (Regular Price)
$9.42 Rp 165.9K
-
-
Taxi Start (Normal Tariff)
$0.49 Rp 8,631
$12.49 NOK 116
-96.08%
Taxi (Normal Tariff) (1km)
$0.47 Rp 8,349
$1.92 NOK 17.77
-75.52%
Taxi 1hour Waiting (Normal Tariff)
$5.60 Rp 98.6K
$71.7 NOK 665
-92.19%
Gasoline (1 liter)
$0.81 Rp 14.2K
$2.30 NOK 21.36
-64.78%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.0K Rp 440.3M
$28.8K NOK 267.5K
-13.25%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.1K Rp 547.0M
$26.3K NOK 243.9K
18.18%
🧾 Monthly Utilities & Internet
Ubud, Bali
Baerum
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$82.7 Rp 1.5M
$349 NOK 3,239
-76.31%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.49 Rp 114.2K
$33.16 NOK 308
-80.43%
Internet (50+ Mbps, Unlimited Data)
$18.79 Rp 330.8K
$57.7 NOK 535
-67.44%
🎉 Sport & Entertainment
Ubud, Bali
Baerum
Difference
Gym Membership (Monthly)
$55.2 Rp 972.6K
$54.5 NOK 506
1.32%
Tennis Court (1 Hour on Weekend)
$18.21 Rp 320.6K
-
-
Cinema Ticket
$4.30 Rp 75.7K
$16.36 NOK 152
-73.72%
🧸 Childcare & Education
Ubud, Bali
Baerum
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$494 Rp 8.7M
$247 NOK 2,289
100.31%
International Primary School, 1 Child (Yearly)
$5,917 Rp 104.2M
$16.2K NOK 150.0K
-63.40%
👕👟 Clothing & Footwear
Ubud, Bali
Baerum
Difference
Jeans (Levis 501 Or Similar)
$46.28 Rp 814.8K
$102 NOK 946
-54.62%
Summer Dress (H&M, Zara, etc)
$36.44 Rp 641.6K
$63.2 NOK 586
-42.33%
Sport Shoes (Adidas, Nike)
$80.7 Rp 1.4M
$138 NOK 1,279
-41.49%
Men's Leather Business Shoes
$78.8 Rp 1.4M
$159 NOK 1,474
-50.40%
🏠 Accommodation & Living
Ubud, Bali
Baerum
Difference
1-bedroom Apartment, City Center (Monthly)
$1,114 Rp 19.6M
$1,757 NOK 16.3K
-36.59%
1-bedroom Apartment, Outside City Center (Monthly)
$693 Rp 12.2M
$1,566 NOK 14.5K
-55.74%
3-bedroom Apartment, City Center (Monthly)
$3,639 Rp 64.1M
$3,572 NOK 33.1K
1.85%
3-bedroom Apartment, Outside City Center (Monthly)
$1,712 Rp 30.1M
$3,018 NOK 28.0K
-43.26%
Buy Apartment in City Center (m2)
$2,761 Rp 48.6M
$11.2K NOK 104.0K
-75.37%
Buy Apartment Outside City Center (m2)
$2,293 Rp 40.4M
$10.3K NOK 95.4K
-77.70%
💵 Salaries & Financials
Ubud, Bali
Baerum
Difference
Average Monthly Net Salary (After Tax)
$167 Rp 2.9M
$5,601 NOK 52.0K
-97.02%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
4.6
199.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Baerum: September 7, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $1,757 in Baerum. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3252% higher in Baerum, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $131 in Baerum. Monthly groceries follow the same trend: $294 vs $475 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Baerum: Cost of Living - Frequently Asked Questions
Is Baerum cheaper than Ubud, Bali?
Yes – Baerum is pricier by about 132%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $4,804 in Baerum. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Ubud, Bali and in Baerum?
Monthly expenses with rent come to $1,378 in Ubud, Bali and $3,203 in Baerum. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $494 per month in Ubud, Bali and $247 in Baerum. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 a realistic budget for living in Ubud, Bali or in Baerum?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,378, than in Baerum at $3,203. In Ubud, Bali it covers expenses comfortably, while in Baerum it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Baerum more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Baerum?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Baerum makes more sense. Both are solid long-term options with distinct trade-offs.

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