Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Shepparton

For one person, living is cheaper in Shepparton: $2,199 a month against $2,663 in Austin, TX, rent and utilities included – about $5,600 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
107

Cost of Living Index in Shepparton
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Shepparton Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Shepparton

🇦🇺 Australia

$2,199

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Shepparton

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Shepparton actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $2,199 in Shepparton.

Austin, TX $2,663
Shepparton $2,199

Estimated couple costs with rent: $4,133 in Austin, TX versus $3,263 in Shepparton.

Austin, TX $4,133
Shepparton $3,263

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $4,328 in Shepparton.

Austin, TX $5,603
Shepparton $4,328

Living in Austin, TX is roughly 21% more expensive than in Shepparton, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Austin, TX 97% above, Shepparton 63% above.

Meal at Budget Restaurant

$20.77 $20.77

$17.52 A$25.10

18.55%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$65.6 A$93.9

29.05%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$9.60 A$13.75

28.33%

Cappuccino

$5.63 $5.63

$3.90 A$5.59

44.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$3.18 A$4.55

16.98%

Water (0.33 liter bottle)

$2.50 $2.50

$2.43 A$3.48

2.88%

Local Beer (0.5 liter draught)

$8.05 $8.05

$7.14 A$10.23

12.75%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$8.48 A$12.15

6.25%

Milk (1 liter)

$1.12 $1.12

$1.42 A$2.04

-21.13%

White Bread (500g)

$3.75 $3.75

$2.57 A$3.69

45.91%

Rice (white) (1kg)

$3.26 $3.26

$2.64 A$3.77

23.48%

Eggs

$4.17 $4.17

$4.06 A$5.81

2.71%

Local Cheese (1kg)

$12.90 $12.90

$10.43 A$14.94

23.68%

Chicken Fillets (1kg)

$14.16 $14.16

$9.24 A$13.24

53.25%

Beef Round Steak (1kg)

$16.22 $16.22

$14.83 A$21.24

9.37%

Apples (1kg)

$4.33 $4.33

$4.00 A$5.72

8.25%

Banana (1kg)

$1.46 $1.46

$3.11 A$4.46

-53.05%

Oranges (1kg)

$4.51 $4.51

$3.24 A$4.64

39.20%

Tomato (1kg)

$4.34 $4.34

$4.61 A$6.60

-5.86%

Potato (1kg)

$2.58 $2.58

$2.94 A$4.21

-12.24%

Onion (1kg)

$2.35 $2.35

$2.46 A$3.53

-4.47%

Lettuce (1 head)

$1.78 $1.78

$2.45 A$3.51

-27.35%

Water (1.5 liter bottle)

$2.22 $2.22

$1.56 A$2.24

42.31%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$31.38 A$44.95

-68.51%

Wine (Bottle)

$15.08 $15.08

$11.82 A$16.93

27.58%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$5.56 A$7.97

-47.48%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$5.28 A$7.56

-34.47%

One-way Ticket (Public Transport)

$1.49 $1.49

$2.94 A$4.21

-49.32%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$80.4 A$115

-48.11%

Taxi Start (Normal Tariff)

$2.73 $2.73

$3.92 A$5.61

-30.36%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$1.38 A$1.97

20.29%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$29.70 A$42.54

18.86%

Gasoline (1 liter)

$0.95 $0.95

$1.45 A$2.08

-34.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$28.2K A$40.5K

27.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$26.0K A$37.2K

4.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$230 A$329

-0.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$27.39 A$39.23

116.83%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$56.3 A$80.6

24.20%

Gym Membership (Monthly)

$57.2 $57.2

$65.0 A$93.1

-11.92%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$17.57 A$25.17

-7.06%

Cinema Ticket

$14.28 $14.28

$15.47 A$22.16

-7.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$2,061 A$2,952

-26.92%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$29.4K A$42.1K

-27.06%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$79.3 A$114

-33.36%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$48.95 A$70.1

-10.48%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$120 A$172

-29.49%

Men's Leather Business Shoes

$103 $103

$120 A$172

-14.10%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$1,050 A$1,504

81.69%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$862 A$1,235

47.83%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$1,731 A$2,480

111.71%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$1,457 A$2,087

74.22%

Buy Apartment in City Center (m2)

$7,614 $7,614

$5,127 A$7,344

48.51%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$4,963 A$7,109

-36.38%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$2,513 A$3,599

103.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

5.9

15.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Shepparton: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Shepparton

$862 39.2% 32.4% $412

Groceries & Markets

Austin, TX

$405 15.2%

Shepparton

$368 16.7% 9.1% $37

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Shepparton

$314 14.3% 12.5% $45

Eating Out

Austin, TX

$354 13.3%

Shepparton

$291 13.2% 17.8% $63

Clothing & Footwear

Austin, TX

$128 4.8%

Shepparton

$166 7.5% 29.5% $38

Sport & Entertainment

Austin, TX

$86 3.2%

Shepparton

$96 4.4% 11.8% $10

Getting Around

Austin, TX

$59 2.2%

Shepparton

$103 4.7% 75.4% $44

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $1,050 in Shepparton. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 104% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $66.0 in Shepparton for a mid-range dinner for two. Groceries echo the gap at $405 vs $368 per month, with Shepparton cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇦🇺 Shepparton

🕒 Local time

18:56 6:56 PM

10:56 10:56 AM

16 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

49,862

💱 Currency

United States Dollar USD $

Australian Dollar AUD $

📈 Exchange rate

1 USD = 0.894 EUR

1 AUD = 0.698 USD

1 AUD = 0.624 EUR

Exchange rates and currency converter

AUD, EUR to USD – United States Dollar Converter

🇦🇺 Australian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 13, 2026: 1 EUR = 1.12 USD (1 USD = 0.894 EUR).

Australian Dollar exchange rates as of October 13, 2026: 1 USD = 1.43 AUD (1 AUD = 0.698 USD). 1 EUR = 1.6 AUD (1 AUD = 0.624 EUR).

AUD to USD in detail →

On the map

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Between locations

Austin, TX Shepparton 14,210 km ≈ 18 h nonstop flight

From you

Austin, TX
Shepparton

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Shepparton: Cost of Living - Frequently Asked Questions

Shepparton wins on cost – living expenses run 21% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Shepparton the obvious pick if budget is a priority.

Average pay runs 104% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $1,050 in Shepparton. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $2,199 in Shepparton – a 21% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Shepparton runs roughly 93% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,199 in Shepparton versus $2,663 in Austin, TX, a $2,000 budget is realistic in Shepparton but tight or insufficient in Austin, TX. The gap between the two cities makes Shepparton the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Shepparton are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Shepparton gentler on the wallet – expenses run 21% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.