Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Penshurst, NSW

For one person, living is cheaper in Penshurst, NSW: $2,478 a month against $2,698 in Austin, TX, rent and utilities included – about $2,600 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Austin, TX
Learn more

Austin, TX Living Index
120

Cost of Living Index in Penshurst, NSW
Learn more

Penshurst, NSW Living Index

Jump to prices

Austin, TX

🇺🇸 United States

$2,698

/mo nomad

Penshurst, NSW

🇦🇺 Australia

$2,478

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Penshurst, NSW

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Penshurst, NSW actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,698 in Austin, TX versus $2,478 in Penshurst, NSW.

Austin, TX $2,698
Penshurst, NSW $2,478

Estimated couple costs with rent: $4,160 in Austin, TX versus $3,587 in Penshurst, NSW.

Austin, TX $4,160
Penshurst, NSW $3,587

Monthly costs for a family of three with rent: $5,622 in Austin, TX versus $4,696 in Penshurst, NSW.

Austin, TX $5,622
Penshurst, NSW $4,696

Living in Austin, TX is roughly 9% more expensive than in Penshurst, NSW, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Austin, TX 99% above, Penshurst, NSW 83% above.

Meal at Budget Restaurant

$20.63 $20.63

$17.72 A$25.50

16.42%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$84.1 A$121

0.55%

Fast Food Meal (McDonalds, etc)

$12.07 $12.07

$10.31 A$14.84

17.07%

Cappuccino

$5.48 $5.48

$4.08 A$5.87

34.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.80 $3.80

$2.89 A$4.16

31.49%

Water (0.33 liter bottle)

$2.47 $2.47

$2.24 A$3.22

10.27%

Local Beer (0.5 liter draught)

$8.05 $8.05

$7.80 A$11.23

3.21%

Imported Beer (0.33 liter bottle)

$8.88 $8.88

$7.43 A$10.70

19.52%

Milk (1 liter)

$1.11 $1.11

$1.56 A$2.25

-28.85%

White Bread (500g)

$3.72 $3.72

$2.63 A$3.79

41.44%

Rice (white) (1kg)

$3.37 $3.37

$2.22 A$3.19

51.80%

Eggs

$4.32 $4.32

$4.96 A$7.14

-12.90%

Local Cheese (1kg)

$13.13 $13.13

$9.02 A$12.99

45.57%

Chicken Fillets (1kg)

$14.15 $14.15

$9.17 A$13.20

54.31%

Beef Round Steak (1kg)

$16.33 $16.33

$14.85 A$21.37

9.97%

Apples (1kg)

$4.55 $4.55

$3.85 A$5.53

18.18%

Banana (1kg)

$1.46 $1.46

$2.98 A$4.29

-51.01%

Oranges (1kg)

$4.71 $4.71

$3.27 A$4.71

44.04%

Tomato (1kg)

$4.15 $4.15

$4.53 A$6.52

-8.39%

Potato (1kg)

$2.58 $2.58

$2.73 A$3.93

-5.49%

Onion (1kg)

$2.35 $2.35

$2.40 A$3.46

-2.08%

Lettuce (1 head)

$1.77 $1.77

$2.36 A$3.39

-25.00%

Water (1.5 liter bottle)

$2.14 $2.14

$1.55 A$2.22

38.06%

Cigarettes 20 Pack (Marlboro, Camel)

$10.10 $10.10

$41.48 A$59.7

-75.65%

Wine (Bottle)

$15.19 $15.19

$14.09 A$20.28

7.81%

Local Beer (0.5 liter bottle)

$2.82 $2.82

$4.78 A$6.87

-41.00%

Imported Beer (0.33 liter bottle)

$3.44 $3.44

$5.13 A$7.38

-32.94%

One-way Ticket (Public Transport)

$1.54 $1.54

$2.82 A$4.06

-45.39%

Public Transport Monthly Pass (Regular Price)

$40.99 $40.99

$81.9 A$118

-49.97%

Taxi Start (Normal Tariff)

$2.80 $2.80

$3.42 A$4.92

-18.13%

Taxi (Normal Tariff) (1km)

$1.60 $1.60

$1.58 A$2.27

1.27%

Taxi 1hour Waiting (Normal Tariff)

$34.34 $34.34

$39.61 A$57.0

-13.30%

Gasoline (1 liter)

$0.94 $0.94

$1.35 A$1.95

-30.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.0K $34.0K

$27.1K A$39.0K

25.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$29.2K A$42.1K

-8.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$204 A$293

9.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.9 $58.9

$27.94 A$40.20

110.81%

Internet (50+ Mbps, Unlimited Data)

$70.6 $70.6

$56.4 A$81.2

25.09%

Gym Membership (Monthly)

$57.7 $57.7

$55.3 A$79.6

4.38%

Tennis Court (1 Hour on Weekend)

$16.53 $16.53

$17.31 A$24.91

-4.51%

Cinema Ticket

$14.26 $14.26

$14.86 A$21.39

-4.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,511 $1,511

$2,170 A$3,123

-30.39%

International Primary School, 1 Child (Yearly)

$20.9K $20.9K

$20.0K A$28.8K

4.56%

Jeans (Levis 501 Or Similar)

$51.3 $51.3

$77.5 A$112

-33.87%

Summer Dress (H&M, Zara, etc)

$44.17 $44.17

$53.1 A$76.4

-16.83%

Sport Shoes (Adidas, Nike)

$87.0 $87.0

$106 A$153

-18.03%

Men's Leather Business Shoes

$104 $104

$120 A$173

-13.33%

1-bedroom Apartment, City Center (Monthly)

$1,940 $1,940

$1,365 A$1,964

42.13%

1-bedroom Apartment, Outside City Center (Monthly)

$1,316 $1,316

$1,179 A$1,697

11.60%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$2,117 A$3,047

73.09%

3-bedroom Apartment, Outside City Center (Monthly)

$2,565 $2,565

$1,782 A$2,565

43.92%

Buy Apartment in City Center (m2)

$7,354 $7,354

$5,918 A$8,517

24.26%

Buy Apartment Outside City Center (m2)

$3,129 $3,129

$4,848 A$6,977

-35.46%

Average Monthly Net Salary (After Tax)

$5,286 $5,286

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

5.84

16.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 19, 2026

Last update for Penshurst, NSW: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.8%

Penshurst, NSW

$1.2K 47.6% 10.4% $137

Groceries & Markets

Austin, TX

$406 15.1%

Penshurst, NSW

$364 14.7% 10.3% $42

Monthly Utilities & Internet

Austin, TX

$352 13.1%

Penshurst, NSW

$288 11.6% 18.2% $64

Eating Out

Austin, TX

$350 13%

Penshurst, NSW

$296 12% 15.4% $54

Clothing & Footwear

Austin, TX

$129 4.8%

Penshurst, NSW

$161 6.5% 24.5% $32

Sport & Entertainment

Austin, TX

$86 3.2%

Penshurst, NSW

$85 3.4% 1.4% $1.2

Getting Around

Austin, TX

$58 2.2%

Penshurst, NSW

$105 4.2% 80.5% $47

Cost Breakdown

A one-bedroom apartment in the center runs $1,940 in Austin, TX and $1,365 in Penshurst, NSW. Housing cost is often the main lever when comparing two cities.

Dining out: $85.0 in Austin, TX vs $84.0 in Penshurst, NSW for a mid-range dinner for two. Groceries echo the gap at $406 vs $364 per month, with Penshurst, NSW cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇦🇺 Penshurst, NSW

🕒 Local time

16:10 4:10 PM

08:10 8:10 AM

16 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

12,673

💱 Currency

United States Dollar USD $

Australian Dollar AUD $

📈 Exchange rate

1 USD = 0.89 EUR

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

Exchange rates and currency converter

AUD, EUR to USD – United States Dollar Converter

🇦🇺 Australian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Australian Dollar exchange rates as of October 20, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

AUD to USD in detail →

On the map

Lowest

Highest

Between locations

Austin, TX Penshurst, NSW 13,640 km ≈ 18 h nonstop flight

From you

Austin, TX
Penshurst, NSW

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Penshurst, NSW: Cost of Living - Frequently Asked Questions

Penshurst, NSW wins on cost – living expenses run 9% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Penshurst, NSW the obvious pick if budget is a priority.

You'd need roughly $4,046 in Austin, TX and $3,717 in Penshurst, NSW to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,940 in Austin, TX versus $1,365 in Penshurst, NSW. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,698 per month in Austin, TX versus $2,478 in Penshurst, NSW – a 9% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Penshurst, NSW runs roughly 100% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,478 in Penshurst, NSW versus $2,698 in Austin, TX, a $2,500 budget is realistic in Penshurst, NSW but tight or insufficient in Austin, TX. The gap between the two cities makes Penshurst, NSW the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Penshurst, NSW are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Penshurst, NSW gentler on the wallet – expenses run 9% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.