Last update: Oct 2026

Cost of Living Comparison Between Penshurst, NSW and Austin, TX

For one person, living is cheaper in Penshurst, NSW: $2,478 a month against $2,698 in Austin, TX, rent and utilities included – about $2,600 less a year. Rent and utilities account for most of the difference.

120

Cost of Living Index in Penshurst, NSW
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Penshurst, NSW Living Index
129

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Penshurst, NSW

🇦🇺 Australia

$2,478

/mo nomad

Austin, TX

🇺🇸 United States

$2,698

/mo nomad

Monthly Cost of Living

How much you'll spend in Penshurst, NSW and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Penshurst, NSW and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,478 in Penshurst, NSW versus $2,698 in Austin, TX.

Penshurst, NSW $2,478
Austin, TX $2,698

Estimated couple costs with rent: $3,587 in Penshurst, NSW versus $4,160 in Austin, TX.

Penshurst, NSW $3,587
Austin, TX $4,160

Monthly costs for a family of three with rent: $4,696 in Penshurst, NSW versus $5,622 in Austin, TX.

Penshurst, NSW $4,696
Austin, TX $5,622

Living in Penshurst, NSW costs roughly 8% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Penshurst, NSW 83% above, Austin, TX 99% above.

Meal at Budget Restaurant

$17.72 A$25.50

$20.63 $20.63

-14.11%

Three-Course Dinner for Two, Mid-Range

$84.1 A$121

$84.6 $84.6

-0.54%

Fast Food Meal (McDonalds, etc)

$10.31 A$14.84

$12.07 $12.07

-14.58%

Cappuccino

$4.08 A$5.87

$5.48 $5.48

-25.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.89 A$4.16

$3.80 $3.80

-23.95%

Water (0.33 liter bottle)

$2.24 A$3.22

$2.47 $2.47

-9.31%

Local Beer (0.5 liter draught)

$7.80 A$11.23

$8.05 $8.05

-3.11%

Imported Beer (0.33 liter bottle)

$7.43 A$10.70

$8.88 $8.88

-16.33%

Milk (1 liter)

$1.56 A$2.25

$1.11 $1.11

40.54%

White Bread (500g)

$2.63 A$3.79

$3.72 $3.72

-29.30%

Rice (white) (1kg)

$2.22 A$3.19

$3.37 $3.37

-34.12%

Eggs

$4.96 A$7.14

$4.32 $4.32

14.81%

Local Cheese (1kg)

$9.02 A$12.99

$13.13 $13.13

-31.30%

Chicken Fillets (1kg)

$9.17 A$13.20

$14.15 $14.15

-35.19%

Beef Round Steak (1kg)

$14.85 A$21.37

$16.33 $16.33

-9.06%

Apples (1kg)

$3.85 A$5.53

$4.55 $4.55

-15.38%

Banana (1kg)

$2.98 A$4.29

$1.46 $1.46

104.11%

Oranges (1kg)

$3.27 A$4.71

$4.71 $4.71

-30.57%

Tomato (1kg)

$4.53 A$6.52

$4.15 $4.15

9.16%

Potato (1kg)

$2.73 A$3.93

$2.58 $2.58

5.81%

Onion (1kg)

$2.40 A$3.46

$2.35 $2.35

2.13%

Lettuce (1 head)

$2.36 A$3.39

$1.77 $1.77

33.33%

Water (1.5 liter bottle)

$1.55 A$2.22

$2.14 $2.14

-27.57%

Cigarettes 20 Pack (Marlboro, Camel)

$41.48 A$59.7

$10.10 $10.10

310.69%

Wine (Bottle)

$14.09 A$20.28

$15.19 $15.19

-7.24%

Local Beer (0.5 liter bottle)

$4.78 A$6.87

$2.82 $2.82

69.50%

Imported Beer (0.33 liter bottle)

$5.13 A$7.38

$3.44 $3.44

49.13%

One-way Ticket (Public Transport)

$2.82 A$4.06

$1.54 $1.54

83.12%

Public Transport Monthly Pass (Regular Price)

$81.9 A$118

$40.99 $40.99

99.88%

Taxi Start (Normal Tariff)

$3.42 A$4.92

$2.80 $2.80

22.14%

Taxi (Normal Tariff) (1km)

$1.58 A$2.27

$1.60 $1.60

-1.25%

Taxi 1hour Waiting (Normal Tariff)

$39.61 A$57.0

$34.34 $34.34

15.35%

Gasoline (1 liter)

$1.35 A$1.95

$0.94 $0.94

43.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.1K A$39.0K

$34.0K $34.0K

-20.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.2K A$42.1K

$26.8K $26.8K

9.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$204 A$293

$223 $223

-8.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.94 A$40.20

$58.9 $58.9

-52.56%

Internet (50+ Mbps, Unlimited Data)

$56.4 A$81.2

$70.6 $70.6

-20.06%

Gym Membership (Monthly)

$55.3 A$79.6

$57.7 $57.7

-4.19%

Tennis Court (1 Hour on Weekend)

$17.31 A$24.91

$16.53 $16.53

4.72%

Cinema Ticket

$14.86 A$21.39

$14.26 $14.26

4.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,170 A$3,123

$1,511 $1,511

43.66%

International Primary School, 1 Child (Yearly)

$20.0K A$28.8K

$20.9K $20.9K

-4.36%

Jeans (Levis 501 Or Similar)

$77.5 A$112

$51.3 $51.3

51.22%

Summer Dress (H&M, Zara, etc)

$53.1 A$76.4

$44.17 $44.17

20.24%

Sport Shoes (Adidas, Nike)

$106 A$153

$87.0 $87.0

21.99%

Men's Leather Business Shoes

$120 A$173

$104 $104

15.38%

1-bedroom Apartment, City Center (Monthly)

$1,365 A$1,964

$1,940 $1,940

-29.64%

1-bedroom Apartment, Outside City Center (Monthly)

$1,179 A$1,697

$1,316 $1,316

-10.39%

3-bedroom Apartment, City Center (Monthly)

$2,117 A$3,047

$3,664 $3,664

-42.23%

3-bedroom Apartment, Outside City Center (Monthly)

$1,782 A$2,565

$2,565 $2,565

-30.52%

Buy Apartment in City Center (m2)

$5,918 A$8,517

$7,354 $7,354

-19.52%

Buy Apartment Outside City Center (m2)

$4,848 A$6,977

$3,129 $3,129

54.94%

Average Monthly Net Salary (After Tax)

$5,286 $5,286

20-Year Fixed Mortgage Interest Rate (Annual %)

5.84

6.79

-13.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Penshurst, NSW: October 19, 2026

Last update for Austin, TX: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Penshurst, NSW

$1.2K 47.6%

Austin, TX

$1.3K 48.8% 11.6% $137

Groceries & Markets

Penshurst, NSW

$364 14.7%

Austin, TX

$406 15.1% 11.4% $42

Eating Out

Penshurst, NSW

$296 12%

Austin, TX

$350 13% 18.2% $54

Monthly Utilities & Internet

Penshurst, NSW

$288 11.6%

Austin, TX

$352 13.1% 22.3% $64

Clothing & Footwear

Penshurst, NSW

$161 6.5%

Austin, TX

$129 4.8% 19.7% $32

Getting Around

Penshurst, NSW

$105 4.2%

Austin, TX

$58 2.2% 44.6% $47

Sport & Entertainment

Penshurst, NSW

$85 3.4%

Austin, TX

$86 3.2% 1.4% $1.2

Cost Breakdown

A one-bedroom apartment in the center runs $1,365 in Penshurst, NSW and $1,940 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Dining out: $84.0 in Penshurst, NSW vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $364 vs $406 per month, with Penshurst, NSW cheaper across the board.

Good to know

🇦🇺 Penshurst, NSW

🇺🇸 Austin, TX

🕒 Local time

08:14 8:14 AM

16:14 4:14 PM

16 h behind Penshurst, NSW

🌤 Weather

👥 Population

12,673

974,447

💱 Currency

Australian Dollar AUD $

United States Dollar USD $

📈 Exchange rate

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 20, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to AUD in detail →

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Penshurst, NSW Austin, TX 13,640 km ≈ 18 h nonstop flight

From you

Penshurst, NSW
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Penshurst, NSW vs Austin, TX: Cost of Living - Frequently Asked Questions

Penshurst, NSW wins on cost – living expenses run 9% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Penshurst, NSW the obvious pick if budget is a priority.

You'd need roughly $3,717 in Penshurst, NSW and $4,046 in Austin, TX to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,365 in Penshurst, NSW versus $1,940 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,478 per month in Penshurst, NSW versus $2,698 in Austin, TX – a 9% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Penshurst, NSW runs roughly 100% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,478 in Penshurst, NSW versus $2,698 in Austin, TX, a $2,500 budget is realistic in Penshurst, NSW but tight or insufficient in Austin, TX. The gap between the two cities makes Penshurst, NSW the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Penshurst, NSW and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Penshurst, NSW gentler on the wallet – expenses run 9% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.