Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Mumbai (Bombay)

For one person, living is cheaper in Mumbai (Bombay): $769 a month against $2,704 in Austin, TX, rent and utilities included – about $23,200 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
38

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index

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Austin, TX

🇺🇸 United States

$2,704

/mo nomad

Mumbai (Bombay)

🇮🇳 India

$769

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Mumbai (Bombay)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Mumbai (Bombay) actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,704 in Austin, TX versus $769 in Mumbai (Bombay).

Austin, TX $2,704
Mumbai (Bombay) $769

Estimated couple costs with rent: $4,133 in Austin, TX versus $1,281 in Mumbai (Bombay).

Austin, TX $4,133
Mumbai (Bombay) $1,281

Monthly costs for a family of three with rent: $5,562 in Austin, TX versus $1,793 in Mumbai (Bombay).

Austin, TX $5,562
Mumbai (Bombay) $1,793

Living in Austin, TX is roughly 252% more expensive than in Mumbai (Bombay), and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Austin, TX is 102% above, Mumbai (Bombay) is 43% below.

Meal at Budget Restaurant

$20.22 $20.22

$5.29 ₹512

282.23%

Three-Course Dinner for Two, Mid-Range

$85.0 $85.0

$21.16 ₹2,048

301.84%

Fast Food Meal (McDonalds, etc)

$12.35 $12.35

$4.08 ₹394

202.70%

Cappuccino

$5.47 $5.47

$2.61 ₹253

109.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$0.36 ₹35.00

961.11%

Water (0.33 liter bottle)

$2.50 $2.50

$0.13 ₹12.56

1823.08%

Local Beer (0.5 liter draught)

$8.06 $8.06

$2.63 ₹255

206.46%

Imported Beer (0.33 liter bottle)

$8.99 $8.99

$4.12 ₹398

118.20%

Milk (1 liter)

$1.13 $1.13

$0.73 ₹70.5

54.79%

White Bread (500g)

$3.78 $3.78

$0.50 ₹48.39

656.00%

Rice (white) (1kg)

$3.25 $3.25

$0.76 ₹73.6

327.63%

Eggs

$4.14 $4.14

$1.00 ₹96.9

314.00%

Local Cheese (1kg)

$13.08 $13.08

$5.56 ₹538

135.25%

Chicken Fillets (1kg)

$14.31 $14.31

$3.60 ₹349

297.50%

Beef Round Steak (1kg)

$15.96 $15.96

Apples (1kg)

$4.38 $4.38

$2.15 ₹208

103.72%

Banana (1kg)

$1.45 $1.45

$0.72 ₹69.8

101.39%

Oranges (1kg)

$4.54 $4.54

$1.24 ₹120

266.13%

Tomato (1kg)

$4.19 $4.19

$0.50 ₹48.21

738.00%

Potato (1kg)

$2.63 $2.63

$0.34 ₹32.59

673.53%

Onion (1kg)

$2.36 $2.36

$0.37 ₹35.51

537.84%

Lettuce (1 head)

$1.76 $1.76

$0.44 ₹42.60

300.00%

Water (1.5 liter bottle)

$2.16 $2.16

$0.28 ₹26.87

671.43%

Cigarettes 20 Pack (Marlboro, Camel)

$9.81 $9.81

$5.08 ₹491

93.11%

Wine (Bottle)

$14.72 $14.72

$8.32 ₹805

76.92%

Local Beer (0.5 liter bottle)

$2.78 $2.78

$1.94 ₹188

43.30%

Imported Beer (0.33 liter bottle)

$3.48 $3.48

$3.07 ₹297

13.36%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.16 ₹596

One-way Ticket (Public Transport)

$1.49 $1.49

$0.22 ₹21.29

577.27%

Public Transport Monthly Pass (Regular Price)

$40.51 $40.51

$5.61 ₹543

622.10%

Taxi Start (Normal Tariff)

$2.67 $2.67

$0.31 ₹29.53

761.29%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$0.33 ₹31.47

378.79%

Taxi 1hour Waiting (Normal Tariff)

$35.29 $35.29

$1.54 ₹149

2191.56%

Gasoline (1 liter)

$0.99 $0.99

$1.15 ₹111

-13.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

$15.7K ₹1.5M

127.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K $27.2K

$21.8K ₹2.1M

24.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$60.7 ₹5,877

261.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.0 $58.0

$4.39 ₹425

1220.96%

Internet (50+ Mbps, Unlimited Data)

$68.4 $68.4

$8.80 ₹852

676.82%

Gym Membership (Monthly)

$57.9 $57.9

$26.08 ₹2,525

122.01%

Tennis Court (1 Hour on Weekend)

$14.82 $14.82

$13.19 ₹1,277

12.36%

Cinema Ticket

$14.13 $14.13

$4.49 ₹434

214.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,509 $1,509

$114 ₹11.0K

1225.98%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$5,082 ₹491.9K

322.20%

Jeans (Levis 501 Or Similar)

$51.7 $51.7

$36.13 ₹3,497

42.98%

Summer Dress (H&M, Zara, etc)

$44.05 $44.05

$39.96 ₹3,867

10.24%

Sport Shoes (Adidas, Nike)

$85.1 $85.1

$54.5 ₹5,270

56.27%

Men's Leather Business Shoes

$105 $105

$47.98 ₹4,644

119.49%

1-bedroom Apartment, City Center (Monthly)

$1,932 $1,932

$598 ₹57.9K

222.85%

1-bedroom Apartment, Outside City Center (Monthly)

$1,272 $1,272

$344 ₹33.3K

269.73%

3-bedroom Apartment, City Center (Monthly)

$3,670 $3,670

$1,797 ₹173.9K

104.24%

3-bedroom Apartment, Outside City Center (Monthly)

$2,525 $2,525

$866 ₹83.8K

191.73%

Buy Apartment in City Center (m2)

$7,617 $7,617

$5,811 ₹562.3K

31.09%

Buy Apartment Outside City Center (m2)

$3,199 $3,199

$2,418 ₹234.0K

32.34%

Average Monthly Net Salary (After Tax)

$5,105 $5,105

$768 ₹74.4K

564.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

8.29

-18.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 5, 2026

Last update for Mumbai (Bombay): October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.2%

Mumbai (Bombay)

$344 44.9% 73% $928

Groceries & Markets

Austin, TX

$403 15.3%

Mumbai (Bombay)

$116 15.1% 71.2% $287

Eating Out

Austin, TX

$348 13.2%

Mumbai (Bombay)

$109 14.2% 68.6% $239

Monthly Utilities & Internet

Austin, TX

$346 13.1%

Mumbai (Bombay)

$74 9.6% 78.6% $272

Clothing & Footwear

Austin, TX

$129 4.9%

Mumbai (Bombay)

$80 10.5% 37.6% $48

Sport & Entertainment

Austin, TX

$86 3.3%

Mumbai (Bombay)

$35 4.6% 59.3% $51

Getting Around

Austin, TX

$57 2.2%

Mumbai (Bombay)

$8.4 1.1% 85.2% $49

Cost Breakdown

A one-bedroom apartment in the center runs $1,932 in Austin, TX and $598 in Mumbai (Bombay). Housing cost is often the main lever when comparing two cities.

Austin, TX pays 564% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $21.00 in Mumbai (Bombay) for a mid-range dinner for two. Groceries echo the gap at $403 vs $116 per month, with Mumbai (Bombay) cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇮🇳 Mumbai (Bombay)

🕒 Local time

00:12 12:12 AM

10:42 10:42 AM

10 h 30 min ahead of Austin, TX

🌤 Weather

👥 Population

974,447

12,442,373

💱 Currency

United States Dollar USD $

Indian Rupee INR ₹

📈 Exchange rate

1 USD = 0.892 EUR

1,000 INR = 10.33 USD

1,000 INR = 9.21 EUR

Exchange rates and currency converter

INR, EUR to USD – United States Dollar Converter

🇮🇳 Indian Rupee (₹)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Indian Rupee exchange rates as of October 10, 2026: 1 USD = 96.78 INR (100 INR = 1.03 USD). 1 EUR = 109 INR (1,000 INR = 9.21 EUR).

INR to USD in detail →

On the map

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Highest

Between locations

Austin, TX Mumbai (Bombay) 14,440 km ≈ 19 h nonstop flight

From you

Austin, TX
Mumbai (Bombay)

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Mumbai (Bombay): Cost of Living - Frequently Asked Questions

Mumbai (Bombay) wins on cost – living expenses run 252% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Mumbai (Bombay) the obvious pick if budget is a priority.

Average pay runs 564% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,932 in Austin, TX versus $598 in Mumbai (Bombay). Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,704 per month in Austin, TX versus $769 in Mumbai (Bombay) – a 252% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Mumbai (Bombay) runs roughly 622% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $769 in Mumbai (Bombay) versus $2,704 in Austin, TX, a $2,000 budget is realistic in Mumbai (Bombay) but tight or insufficient in Austin, TX. The gap between the two cities makes Mumbai (Bombay) the clear choice for anyone on this budget.

Both work as nomad bases, but Mumbai (Bombay) delivers better value – similar infrastructure at $769 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Mumbai (Bombay) hard to pass up.

Expats usually find Mumbai (Bombay) gentler on the wallet – expenses run 252% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.