Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Ipswich

For one person, living is cheaper in Ipswich: $2,037 a month against $2,663 in Austin, TX, rent and utilities included – about $7,500 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
108

Cost of Living Index in Ipswich
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Ipswich Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Ipswich

🇦🇺 Australia

$2,037

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Ipswich

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Ipswich actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $2,037 in Ipswich.

Austin, TX $2,663
Ipswich $2,037

Estimated couple costs with rent: $4,133 in Austin, TX versus $2,901 in Ipswich.

Austin, TX $4,133
Ipswich $2,901

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $3,766 in Ipswich.

Austin, TX $5,603
Ipswich $3,766

Living in Austin, TX is roughly 31% more expensive than in Ipswich, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: Austin, TX 97% above, Ipswich 51% above.

Meal at Budget Restaurant

$20.77 $20.77

$31.50 A$45.33

-34.06%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$74.1 A$107

14.13%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$9.98 A$14.36

23.45%

Cappuccino

$5.63 $5.63

$4.54 A$6.53

24.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$3.92 A$5.64

-5.10%

Water (0.33 liter bottle)

$2.50 $2.50

$2.50 A$3.60

Local Beer (0.5 liter draught)

$8.05 $8.05

$9.04 A$13.01

-10.95%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$7.61 A$10.94

18.40%

Milk (1 liter)

$1.12 $1.12

$2.42 A$3.48

-53.72%

White Bread (500g)

$3.75 $3.75

$2.37 A$3.41

58.23%

Rice (white) (1kg)

$3.26 $3.26

$2.22 A$3.19

46.85%

Eggs

$4.17 $4.17

$7.14 A$10.27

-41.60%

Local Cheese (1kg)

$12.90 $12.90

$7.32 A$10.53

76.23%

Chicken Fillets (1kg)

$14.16 $14.16

$8.24 A$11.86

71.84%

Beef Round Steak (1kg)

$16.22 $16.22

$14.05 A$20.22

15.44%

Apples (1kg)

$4.33 $4.33

$3.37 A$4.86

28.49%

Banana (1kg)

$1.46 $1.46

$2.57 A$3.70

-43.19%

Oranges (1kg)

$4.51 $4.51

$2.85 A$4.10

58.25%

Tomato (1kg)

$4.34 $4.34

$3.76 A$5.41

15.43%

Potato (1kg)

$2.58 $2.58

$1.99 A$2.87

29.65%

Onion (1kg)

$2.35 $2.35

$2.05 A$2.95

14.63%

Lettuce (1 head)

$1.78 $1.78

$2.46 A$3.54

-27.64%

Water (1.5 liter bottle)

$2.22 $2.22

$1.78 A$2.56

24.72%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$44.60 A$64.2

-77.85%

Wine (Bottle)

$15.08 $15.08

$22.31 A$32.11

-32.41%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$6.21 A$8.93

-52.98%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$7.15 A$10.28

-51.61%

One-way Ticket (Public Transport)

$1.49 $1.49

$0.36 A$0.52

313.89%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

Taxi Start (Normal Tariff)

$2.73 $2.73

$2.18 A$3.14

25.23%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$1.56 A$2.25

6.41%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$36.12 A$52.0

-2.27%

Gasoline (1 liter)

$0.95 $0.95

$1.47 A$2.11

-35.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$90.9 A$131

152.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$30.70 A$44.18

93.45%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$63.2 A$90.9

10.65%

Gym Membership (Monthly)

$57.2 $57.2

$17.21 A$24.76

232.60%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

Cinema Ticket

$14.28 $14.28

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

Jeans (Levis 501 Or Similar)

$52.8 $52.8

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

Sport Shoes (Adidas, Nike)

$84.8 $84.8

Men's Leather Business Shoes

$103 $103

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$1,026 A$1,476

85.92%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$1,016 A$1,463

25.36%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$1,416 A$2,038

158.71%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$1,402 A$2,018

81.03%

Buy Apartment in City Center (m2)

$7,614 $7,614

Buy Apartment Outside City Center (m2)

$3,157 $3,157

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$4,146 A$5,966

23.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

5.98

13.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Ipswich: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Ipswich

$1K 49.9% 20.2% $258

Groceries & Markets

Austin, TX

$405 15.2%

Ipswich

$384 18.9% 5% $20

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Ipswich

$185 9.1% 48.4% $174

Eating Out

Austin, TX

$354 13.3%

Ipswich

$423 20.8% 19.4% $69

Clothing & Footwear

Austin, TX

$128 4.8%

Ipswich

- * 0% 100%

Sport & Entertainment

Austin, TX

$86 3.2%

Ipswich

$17 * 0.9% 79.9% $69

Getting Around

Austin, TX

$59 2.2%

Ipswich

$11 * 0.6% 80.5% $47

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $1,026 in Ipswich. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 24% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $74.0 in Ipswich for a mid-range dinner for two. Groceries echo the gap at $405 vs $384 per month, with Ipswich cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇦🇺 Ipswich

🕒 Local time

15:01 3:01 PM

06:01 6:01 AM

15 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

229,208

💱 Currency

United States Dollar USD $

Australian Dollar AUD $

📈 Exchange rate

1 USD = 0.889 EUR

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

Exchange rates and currency converter

AUD, EUR to USD – United States Dollar Converter

🇦🇺 Australian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

Australian Dollar exchange rates as of October 17, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

AUD to USD in detail →

On the map

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Between locations

Austin, TX Ipswich 13,260 km ≈ 17 h nonstop flight

From you

Austin, TX
Ipswich

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Ipswich: Cost of Living - Frequently Asked Questions

Ipswich wins on cost – living expenses run 31% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Ipswich the obvious pick if budget is a priority.

Average pay runs 24% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $1,026 in Ipswich. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $2,037 in Ipswich – a 31% gap that adds up to real savings over time for anyone picking the cheaper option.

Supermarket bills run roughly 5% higher in Austin, TX. For households that cook at home regularly, that difference adds up over a month.

At $2,037 in Ipswich versus $2,663 in Austin, TX, a $2,500 budget is realistic in Ipswich but tight or insufficient in Austin, TX. The gap between the two cities makes Ipswich the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Ipswich are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ipswich gentler on the wallet – expenses run 31% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.