Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Albury

For one person, living is cheaper in Albury: $2,246 a month against $2,663 in Austin, TX, rent and utilities included – about $5,000 less a year. Higher rent and utilities in Austin, TX outweigh lower spending on other living expenses.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
109

Cost of Living Index in Albury
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Albury Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Albury

🇦🇺 Australia

$2,246

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Albury

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Albury actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $2,246 in Albury.

Austin, TX $2,663
Albury $2,246

Estimated couple costs with rent: $4,133 in Austin, TX versus $3,352 in Albury.

Austin, TX $4,133
Albury $3,352

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $4,458 in Albury.

Austin, TX $5,603
Albury $4,458

Living in Austin, TX is roughly 19% more expensive than in Albury, and outside of rent the biggest gap is in leisure.

Both cities are pricier than the global median: Austin, TX 97% above, Albury 66% above.

Meal at Budget Restaurant

$20.77 $20.77

$20.83 A$29.84

-0.29%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$88.2 A$126

-4.11%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$10.52 A$15.07

17.11%

Cappuccino

$5.63 $5.63

$4.13 A$5.92

36.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$3.05 A$4.37

21.97%

Water (0.33 liter bottle)

$2.50 $2.50

$2.49 A$3.57

0.40%

Local Beer (0.5 liter draught)

$8.05 $8.05

$7.05 A$10.10

14.18%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$7.02 A$10.06

28.35%

Milk (1 liter)

$1.12 $1.12

$1.53 A$2.19

-26.80%

White Bread (500g)

$3.75 $3.75

$3.19 A$4.57

17.55%

Rice (white) (1kg)

$3.26 $3.26

$2.52 A$3.61

29.37%

Eggs

$4.17 $4.17

$5.16 A$7.39

-19.19%

Local Cheese (1kg)

$12.90 $12.90

$8.59 A$12.31

50.17%

Chicken Fillets (1kg)

$14.16 $14.16

$9.73 A$13.94

45.53%

Beef Round Steak (1kg)

$16.22 $16.22

$12.75 A$18.26

27.22%

Apples (1kg)

$4.33 $4.33

$3.28 A$4.70

32.01%

Banana (1kg)

$1.46 $1.46

$3.18 A$4.55

-54.09%

Oranges (1kg)

$4.51 $4.51

$3.41 A$4.88

32.26%

Tomato (1kg)

$4.34 $4.34

$5.28 A$7.57

-17.80%

Potato (1kg)

$2.58 $2.58

$3.05 A$4.37

-15.41%

Onion (1kg)

$2.35 $2.35

$2.12 A$3.03

10.85%

Lettuce (1 head)

$1.78 $1.78

$2.27 A$3.25

-21.59%

Water (1.5 liter bottle)

$2.22 $2.22

$1.38 A$1.98

60.87%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$27.71 A$39.70

-64.35%

Wine (Bottle)

$15.08 $15.08

$13.68 A$19.60

10.23%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$4.27 A$6.12

-31.62%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$5.39 A$7.71

-35.81%

One-way Ticket (Public Transport)

$1.49 $1.49

$3.86 A$5.52

-61.40%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$71.5 A$102

-41.67%

Taxi Start (Normal Tariff)

$2.73 $2.73

$3.44 A$4.92

-20.64%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$1.60 A$2.30

3.75%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$41.17 A$59.0

-14.26%

Gasoline (1 liter)

$0.95 $0.95

$1.30 A$1.86

-26.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$26.6K A$38.1K

35.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$27.9K A$39.9K

-2.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$184 A$263

24.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$26.90 A$38.53

120.78%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$55.0 A$78.8

27.04%

Gym Membership (Monthly)

$57.2 $57.2

$138 A$197

-58.43%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$22.37 A$32.05

-27.00%

Cinema Ticket

$14.28 $14.28

$12.91 A$18.49

10.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$2,164 A$3,100

-30.41%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$20.5K A$29.4K

4.46%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$62.7 A$89.8

-15.79%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$42.39 A$60.7

3.37%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$97.0 A$139

-12.58%

Men's Leather Business Shoes

$103 $103

$107 A$154

-3.88%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$1,102 A$1,579

73.03%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$895 A$1,282

42.34%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$1,898 A$2,719

93.07%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$1,388 A$1,989

82.85%

Buy Apartment in City Center (m2)

$7,614 $7,614

Buy Apartment Outside City Center (m2)

$3,157 $3,157

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$4,706 A$6,742

8.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

5.95

14.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Albury: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Albury

$895 39.9% 29.7% $379

Groceries & Markets

Austin, TX

$405 15.2%

Albury

$365 16.2% 9.9% $40

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Albury

$266 11.8% 25.9% $93

Eating Out

Austin, TX

$354 13.3%

Albury

$319 14.2% 9.8% $35

Clothing & Footwear

Austin, TX

$128 4.8%

Albury

$139 6.2% 8.7% $11

Sport & Entertainment

Austin, TX

$86 3.2%

Albury

$164 7.3% 90.6% $78

Getting Around

Austin, TX

$59 2.2%

Albury

$98 4.4% 67.7% $40

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $1,102 in Albury. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 9% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $88.0 in Albury. Groceries flip the comparison at $405 vs $365, with Albury cheaper for home cooking.

Good to know

🇺🇸 Austin, TX

🇦🇺 Albury

🕒 Local time

14:07 2:07 PM

06:07 6:07 AM

16 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

5,323

💱 Currency

United States Dollar USD $

Australian Dollar AUD $

📈 Exchange rate

1 USD = 0.896 EUR

1 AUD = 0.698 USD

1 AUD = 0.625 EUR

Exchange rates and currency converter

AUD, EUR to USD – United States Dollar Converter

🇦🇺 Australian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 13, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

Australian Dollar exchange rates as of October 13, 2026: 1 USD = 1.43 AUD (1 AUD = 0.698 USD). 1 EUR = 1.6 AUD (1 AUD = 0.625 EUR).

AUD to USD in detail →

On the map

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Between locations

Austin, TX Albury 14,070 km ≈ 18 h nonstop flight

From you

Austin, TX
Albury

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Albury: Cost of Living - Frequently Asked Questions

Albury wins on cost – living expenses run 19% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Albury the obvious pick if budget is a priority.

Average pay runs 9% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $1,102 in Albury. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 11% higher in Austin, TX. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Albury – a meal for two runs $88.0 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,246 in Albury versus $2,663 in Austin, TX, a $2,000 budget is realistic in Albury but tight or insufficient in Austin, TX. The gap between the two cities makes Albury the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Albury are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Albury gentler on the wallet – expenses run 19% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.