Last update: Oct 2026

Cost of Living Comparison Between Atlantic City, NJ and Santiago

For one person, living is cheaper in Santiago: $1,183 a month against $2,821 in Atlantic City, NJ, rent and utilities included – about $19,700 less a year. Rent and utilities account for most of the difference.

136

Cost of Living Index in Atlantic City, NJ
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Atlantic City, NJ Living Index
57

Cost of Living Index in Santiago
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Santiago Living Index

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Atlantic City, NJ

🇺🇸 United States

$2,821

/mo nomad

Santiago

🇨🇱 Chile

$1,183

/mo nomad

Monthly Cost of Living

How much you'll spend in Atlantic City, NJ and in Santiago

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Atlantic City, NJ and in Santiago actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,821 in Atlantic City, NJ versus $1,183 in Santiago.

Atlantic City, NJ $2,821
Santiago $1,183

Estimated couple costs with rent: $4,228 in Atlantic City, NJ versus $1,882 in Santiago.

Atlantic City, NJ $4,228
Santiago $1,882

Monthly costs for a family of three with rent: $5,635 in Atlantic City, NJ versus $2,581 in Santiago.

Atlantic City, NJ $5,635
Santiago $2,581

Living in Atlantic City, NJ is roughly 138% more expensive than in Santiago, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Atlantic City, NJ is 108% above, Santiago is 13% below.

Meal at Budget Restaurant

$19.73 $19.73

$10.15 CLP 9,995

94.38%

Three-Course Dinner for Two, Mid-Range

$98.1 $98.1

$51.9 CLP 51.1K

89.02%

Fast Food Meal (McDonalds, etc)

$11.30 $11.30

$8.56 CLP 8,423

32.01%

Cappuccino

$5.43 $5.43

$3.15 CLP 3,101

72.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.28 $2.28

$1.71 CLP 1,685

33.33%

Water (0.33 liter bottle)

$2.01 $2.01

$1.28 CLP 1,255

57.03%

Local Beer (0.5 liter draught)

$6.09 $6.09

$4.18 CLP 4,118

45.69%

Imported Beer (0.33 liter bottle)

$8.78 $8.78

$4.46 CLP 4,390

96.86%

Milk (1 liter)

$1.24 $1.24

$1.29 CLP 1,269

-3.88%

White Bread (500g)

$3.38 $3.38

$1.76 CLP 1,737

92.05%

Rice (white) (1kg)

$7.27 $7.27

$1.66 CLP 1,630

337.95%

Eggs

$4.21 $4.21

$4.21 CLP 4,140

Local Cheese (1kg)

$11.18 $11.18

$11.08 CLP 10.9K

0.90%

Chicken Fillets (1kg)

$16.67 $16.67

$6.75 CLP 6,641

146.96%

Beef Round Steak (1kg)

$20.14 $20.14

$10.76 CLP 10.6K

87.17%

Apples (1kg)

$7.55 $7.55

$1.96 CLP 1,927

285.20%

Banana (1kg)

$3.69 $3.69

$1.54 CLP 1,518

139.61%

Oranges (1kg)

$5.41 $5.41

$1.58 CLP 1,560

242.41%

Tomato (1kg)

$5.86 $5.86

$1.74 CLP 1,713

236.78%

Potato (1kg)

$3.98 $3.98

$1.09 CLP 1,075

265.14%

Onion (1kg)

$4.75 $4.75

$1.53 CLP 1,509

210.46%

Lettuce (1 head)

$2.54 $2.54

$1.18 CLP 1,163

115.25%

Water (1.5 liter bottle)

$2.45 $2.45

$1.08 CLP 1,060

126.85%

Cigarettes 20 Pack (Marlboro, Camel)

$14.24 $14.24

$5.18 CLP 5,101

174.90%

Wine (Bottle)

$13.27 $13.27

$6.17 CLP 6,070

115.07%

Local Beer (0.5 liter bottle)

$2.64 $2.64

$1.53 CLP 1,511

72.55%

Imported Beer (0.33 liter bottle)

$3.38 $3.38

$2.36 CLP 2,325

43.22%

One-way Ticket (Public Transport)

$3.04 $3.04

$0.84 CLP 824

261.90%

Public Transport Monthly Pass (Regular Price)

$88.3 $88.3

$41.44 CLP 40.8K

112.98%

Taxi Start (Normal Tariff)

$2.99 $2.99

$0.42 CLP 416

611.90%

Taxi (Normal Tariff) (1km)

$2.11 $2.11

$0.88 CLP 869

139.77%

Taxi 1hour Waiting (Normal Tariff)

$42.73 $42.73

$11.49 CLP 11.3K

271.89%

Gasoline (1 liter)

$0.96 $0.96

$1.49 CLP 1,462

-35.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.4K $20.4K

$17.2K CLP 17.0M

18.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K $24.8K

$25.6K CLP 25.2M

-3.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$250 $250

$149 CLP 146.3K

68.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.2 $61.2

$12.11 CLP 11.9K

405.53%

Internet (50+ Mbps, Unlimited Data)

$61.0 $61.0

$19.13 CLP 18.8K

219.08%

Gym Membership (Monthly)

$29.59 $29.59

$33.30 CLP 32.8K

-11.14%

Tennis Court (1 Hour on Weekend)

$50.1 $50.1

$11.51 CLP 11.3K

335.19%

Cinema Ticket

$16.78 $16.78

$7.32 CLP 7,208

129.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$503 $503

$436 CLP 429.2K

15.37%

International Primary School, 1 Child (Yearly)

$7,031 $7,031

$11.0K CLP 10.8M

-35.90%

Jeans (Levis 501 Or Similar)

$70.5 $70.5

$49.17 CLP 48.4K

43.42%

Summer Dress (H&M, Zara, etc)

$31.78 $31.78

$29.11 CLP 28.7K

9.17%

Sport Shoes (Adidas, Nike)

$122 $122

$65.5 CLP 64.5K

85.74%

Men's Leather Business Shoes

$120 $120

$80.1 CLP 78.9K

49.81%

1-bedroom Apartment, City Center (Monthly)

$1,737 $1,737

$554 CLP 545.8K

213.31%

1-bedroom Apartment, Outside City Center (Monthly)

$1,307 $1,307

$383 CLP 376.6K

241.69%

3-bedroom Apartment, City Center (Monthly)

$2,320 $2,320

$1,002 CLP 986.5K

131.46%

3-bedroom Apartment, Outside City Center (Monthly)

$2,175 $2,175

$775 CLP 762.5K

180.85%

Buy Apartment in City Center (m2)

$4,255 $4,255

$2,708 CLP 2.7M

57.11%

Buy Apartment Outside City Center (m2)

$4,212 $4,212

$2,613 CLP 2.6M

61.22%

Average Monthly Net Salary (After Tax)

$4,017 $4,017

$778 CLP 766.3K

416.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

5.39

23.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Atlantic City, NJ: October 20, 2026

Last update for Santiago: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Atlantic City, NJ

$1.3K 46.3%

Santiago

$383 32.3% 70.7% $925

Groceries & Markets

Atlantic City, NJ

$488 17.3%

Santiago

$236 20% 51.6% $252

Monthly Utilities & Internet

Atlantic City, NJ

$372 13.2%

Santiago

$180 15.2% 51.7% $193

Eating Out

Atlantic City, NJ

$322 11.4%

Santiago

$186 15.8% 42.1% $136

Clothing & Footwear

Atlantic City, NJ

$155 5.5%

Santiago

$101 8.5% 34.9% $54

Getting Around

Atlantic City, NJ

$114 4%

Santiago

$50 4.2% 56.4% $64

Sport & Entertainment

Atlantic City, NJ

$63 2.2%

Santiago

$48 4.1% 24.1% $15

Cost Breakdown

A one-bedroom apartment in the center runs $1,737 in Atlantic City, NJ and $554 in Santiago. Housing cost is often the main lever when comparing two cities.

Atlantic City, NJ pays 416% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $98.0 in Atlantic City, NJ vs $52.0 in Santiago for a mid-range dinner for two. Groceries echo the gap at $488 vs $236 per month, with Santiago cheaper across the board.

Good to know

🇺🇸 Atlantic City, NJ

🇨🇱 Santiago

🕒 Local time

13:07 1:07 PM

14:07 2:07 PM

1 h ahead of Atlantic City, NJ

🌤 Weather

👥 Population

39,958

6,139,087 Capital

💱 Currency

United States Dollar USD $

Chilean Peso CLP $

📈 Exchange rate

1 USD = 0.89 EUR

10,000 CLP = 10.16 USD

10,000 CLP = 9.04 EUR

Exchange rates and currency converter

CLP, EUR to USD – United States Dollar Converter

🇨🇱 Chilean Peso ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Chilean Peso exchange rates as of October 20, 2026: 1 USD = 984 CLP (1,000 CLP = 1.02 USD). 1 EUR = 1,107 CLP (10,000 CLP = 9.04 EUR).

CLP to USD in detail →

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Between locations

Atlantic City, NJ Santiago 8,100 km ≈ 11 h nonstop flight

From you

Atlantic City, NJ
Santiago

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Atlantic City, NJ vs Santiago: Cost of Living - Frequently Asked Questions

Atlantic City, NJ and Santiago differ by about 138% in total monthly costs ($2,821 vs $1,183 including rent). Santiago is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 416% higher in Atlantic City, NJ, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,737 in Atlantic City, NJ versus $554 in Santiago. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 107% higher in Atlantic City, NJ. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Santiago – a meal for two runs $52.0 versus $98.0 in Atlantic City, NJ. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,183 in Santiago versus $2,821 in Atlantic City, NJ, a $1,500 budget is realistic in Santiago but tight or insufficient in Atlantic City, NJ. The gap between the two cities makes Santiago the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Santiago gentler on the wallet – expenses run 138% less than in Atlantic City, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.