Last update: Oct 2026

Cost of Living Comparison Between Atlantic City, NJ and Playa del Carmen

For one person, living is cheaper in Playa del Carmen: $1,204 a month against $2,821 in Atlantic City, NJ, rent and utilities included – about $19,400 less a year. Rent and utilities account for most of the difference.

Atlantic City, NJ
🇺🇸 United States
$2,821
/mo nomad
Playa del Carmen
🇲🇽 Mexico
$1,204
/mo nomad
Monthly Cost of Living

How much you'll spend in Atlantic City, NJ and in Playa del Carmen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Atlantic City, NJ and in Playa del Carmen actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,821 in Atlantic City, NJ versus $1,204 in Playa del Carmen.

  • Atlantic City, NJ $2,821
  • Playa del Carmen $1,204

Estimated couple costs with rent: $4,228 in Atlantic City, NJ versus $2,102 in Playa del Carmen.

  • Atlantic City, NJ $4,228
  • Playa del Carmen $2,102

Monthly costs for a family of three with rent: $5,635 in Atlantic City, NJ versus $3,000 in Playa del Carmen.

  • Atlantic City, NJ $5,635
  • Playa del Carmen $3,000

Living in Atlantic City, NJ is roughly 134% more expensive than in Playa del Carmen, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Atlantic City, NJ is 108% above, Playa del Carmen is 11% below.

Currency
🍽 Eating Out
Atlantic City, NJ
Playa del Carmen
Difference
Meal at Budget Restaurant
$19.73 $19.73
$10.86 MX$201
81.68%
Three-Course Dinner for Two, Mid-Range
$98.1 $98.1
$44.21 MX$817
121.94%
Fast Food Meal (McDonalds, etc)
$11.30 $11.30
$11.76 MX$217
-3.91%
Cappuccino
$5.43 $5.43
$3.68 MX$68.0
47.55%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.28 $2.28
$1.34 MX$24.79
70.15%
Water (0.33 liter bottle)
$2.01 $2.01
$0.82 MX$15.24
145.12%
Local Beer (0.5 liter draught)
$6.09 $6.09
$3.06 MX$56.6
99.02%
Imported Beer (0.33 liter bottle)
$8.78 $8.78
$4.94 MX$91.2
77.73%
🛒 Groceries & Markets
Atlantic City, NJ
Playa del Carmen
Difference
Milk (1 liter)
$1.24 $1.24
$1.47 MX$27.17
-15.65%
White Bread (500g)
$3.38 $3.38
$2.22 MX$40.95
52.25%
Rice (white) (1kg)
$7.27 $7.27
$1.48 MX$27.32
391.22%
Eggs
$4.21 $4.21
$2.49 MX$45.99
69.08%
Local Cheese (1kg)
$11.18 $11.18
$7.52 MX$139
48.67%
Chicken Fillets (1kg)
$16.67 $16.67
$7.96 MX$147
109.42%
Beef Round Steak (1kg)
$20.14 $20.14
$12.57 MX$232
60.22%
Apples (1kg)
$7.55 $7.55
$2.78 MX$51.3
171.58%
Banana (1kg)
$3.69 $3.69
$1.43 MX$26.37
158.04%
Oranges (1kg)
$5.41 $5.41
$2.62 MX$48.37
106.49%
Tomato (1kg)
$5.86 $5.86
$2.14 MX$39.49
173.83%
Potato (1kg)
$3.98 $3.98
$2.02 MX$37.38
97.03%
Onion (1kg)
$4.75 $4.75
$1.99 MX$36.74
138.69%
Lettuce (1 head)
$2.54 $2.54
$1.14 MX$21.01
122.81%
Water (1.5 liter bottle)
$2.45 $2.45
$1.20 MX$22.18
104.17%
Cigarettes 20 Pack (Marlboro, Camel)
$14.24 $14.24
$4.26 MX$78.7
234.27%
Wine (Bottle)
$13.27 $13.27
$10.02 MX$185
32.44%
Local Beer (0.5 liter bottle)
$2.64 $2.64
$1.54 MX$28.41
71.43%
Imported Beer (0.33 liter bottle)
$3.38 $3.38
$2.66 MX$49.17
27.07%
🚌 Getting Around
Atlantic City, NJ
Playa del Carmen
Difference
One-way Ticket (Public Transport)
$3.04 $3.04
$0.53 MX$9.73
473.58%
Public Transport Monthly Pass (Regular Price)
$88.3 $88.3
$27.51 MX$508
220.83%
Taxi Start (Normal Tariff)
$2.99 $2.99
$4.90 MX$90.6
-38.98%
Taxi (Normal Tariff) (1km)
$2.11 $2.11
$3.43 MX$63.5
-38.48%
Taxi 1hour Waiting (Normal Tariff)
$42.73 $42.73
$5.38 MX$99.4
694.24%
Gasoline (1 liter)
$0.96 $0.96
$1.45 MX$26.76
-33.79%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.4K $20.4K
$21.2K MX$391.0K
-3.71%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.8K $24.8K
$23.0K MX$425.3K
7.85%
🧾 Monthly Utilities & Internet
Atlantic City, NJ
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$250 $250
$85.4 MX$1,577
192.99%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$61.2 $61.2
$23.46 MX$434
160.95%
Internet (50+ Mbps, Unlimited Data)
$61.0 $61.0
$28.43 MX$525
114.70%
🎉 Sport & Entertainment
Atlantic City, NJ
Playa del Carmen
Difference
Gym Membership (Monthly)
$29.59 $29.59
$62.2 MX$1,149
-52.42%
Tennis Court (1 Hour on Weekend)
$50.1 $50.1
$28.68 MX$530
74.65%
Cinema Ticket
$16.78 $16.78
$5.10 MX$94.3
229.02%
🧸 Childcare & Education
Atlantic City, NJ
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$503 $503
$201 MX$3,715
150.17%
International Primary School, 1 Child (Yearly)
$7,031 $7,031
$3,947 MX$72.9K
78.13%
👕👟 Clothing & Footwear
Atlantic City, NJ
Playa del Carmen
Difference
Jeans (Levis 501 Or Similar)
$70.5 $70.5
$44.39 MX$820
58.86%
Summer Dress (H&M, Zara, etc)
$31.78 $31.78
$41.35 MX$764
-23.14%
Sport Shoes (Adidas, Nike)
$122 $122
$72.7 MX$1,344
67.28%
Men's Leather Business Shoes
$120 $120
$89.6 MX$1,656
33.91%
🏠 Accommodation & Living
Atlantic City, NJ
Playa del Carmen
Difference
1-bedroom Apartment, City Center (Monthly)
$1,737 $1,737
$979 MX$18.1K
77.39%
1-bedroom Apartment, Outside City Center (Monthly)
$1,307 $1,307
$373 MX$6,887
250.73%
3-bedroom Apartment, City Center (Monthly)
$2,320 $2,320
$1,681 MX$31.1K
38.00%
3-bedroom Apartment, Outside City Center (Monthly)
$2,175 $2,175
$1,095 MX$20.2K
98.63%
Buy Apartment in City Center (m2)
$4,255 $4,255
$3,949 MX$73.0K
7.74%
Buy Apartment Outside City Center (m2)
$4,212 $4,212
$6,137 MX$113.4K
-31.35%
💵 Salaries & Financials
Atlantic City, NJ
Playa del Carmen
Difference
Average Monthly Net Salary (After Tax)
$4,017 $4,017
$738 MX$13.6K
444.73%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.67
11.45
-41.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Atlantic City, NJ: October 20, 2026

Last update for Playa del Carmen: October 17, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Atlantic City, NJ
$1.3K
Playa del Carmen
$373 71.5% $934
Groceries & Markets
Atlantic City, NJ
$488
Playa del Carmen
$258 47% $229
Monthly Utilities & Internet
Atlantic City, NJ
$372
Playa del Carmen
$137 63.1% $235
Eating Out
Atlantic City, NJ
$322
Playa del Carmen
$200 37.8% $122
Clothing & Footwear
Atlantic City, NJ
$155
Playa del Carmen
$112 27.9% $43
Getting Around
Atlantic City, NJ
$114
Playa del Carmen
$52 54.6% $62
Sport & Entertainment
Atlantic City, NJ
$63
Playa del Carmen
$72 14.7% $9.3

Cost Breakdown

A one-bedroom apartment in the center runs $1,737 in Atlantic City, NJ and $979 in Playa del Carmen. Housing cost is often the main lever when comparing two cities.

Atlantic City, NJ pays 445% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $98.0 in Atlantic City, NJ vs $44.00 in Playa del Carmen for a mid-range dinner for two. Groceries echo the gap at $488 vs $258 per month, with Playa del Carmen cheaper across the board.

Good to know
🇺🇸 Atlantic City, NJ
🇲🇽 Playa del Carmen
🕒 Local time
06:53 6:53 AM
05:53 5:53 AM
1 h behind Atlantic City, NJ
🌤 Weather
👥 Population
39,958
149,923
💱 Currency
Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Mexican Peso exchange rates as of October 20, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

On the map
Between locations
  • Atlantic City, NJ Playa del Carmen 2,410 km ≈ 3 h 30 min nonstop flight
From you
  • Atlantic City, NJ
  • Playa del Carmen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Atlantic City, NJ vs Playa del Carmen: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Atlantic City, NJ and in Playa del Carmen?
Atlantic City, NJ and Playa del Carmen differ by about 134% in total monthly costs ($2,821 vs $1,204 including rent). Playa del Carmen is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Atlantic City, NJ or Playa del Carmen?
Average pay runs 445% higher in Atlantic City, NJ, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Atlantic City, NJ and in Playa del Carmen?
Rent for a central apartment: $1,737 in Atlantic City, NJ versus $979 in Playa del Carmen. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 89% higher in Atlantic City, NJ. For households that cook at home regularly, that difference adds up over a month.
Which city has cheaper restaurants?
Dining out is cheaper in Playa del Carmen – a meal for two runs $44.00 versus $98.0 in Atlantic City, NJ. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $1,500 per month?
At $1,204 in Playa del Carmen versus $2,821 in Atlantic City, NJ, a $1,500 budget is realistic in Playa del Carmen but tight or insufficient in Atlantic City, NJ. The gap between the two cities makes Playa del Carmen the clear choice for anyone on this budget.
How does quality of life compare between Atlantic City, NJ and Playa del Carmen?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Where should expats move: Atlantic City, NJ or Playa del Carmen?
Expats usually find Playa del Carmen gentler on the wallet – expenses run 134% less than in Atlantic City, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Atlantic City, NJ vs other spots: cost of living compared

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