🙂Monthly costs for one person with rent: $2,346 in Atlantic City, NJ versus $4,557 in New York, NY.
🙂Estimated couple costs with rent: $3,592 in Atlantic City, NJ versus $7,115 in New York, NY.
🙂Monthly costs for a family of three with rent: $4,838 in Atlantic City, NJ versus $9,674 in New York, NY.
🙂Living in Atlantic City, NJ costs roughly 49% less than in New York, NY, driven mainly by Getting Around.
📊Both cities are pricier than the global median: Atlantic City, NJ75% above, New York, NY240% above.
Moneda
🍽 Eating Out
Atlantic City, NJ
New York, NY
Diferencia
Meal at Budget Restaurant
$25.34$25.34
$29.90$29.90
-15.25%
Three-Course Dinner for Two, Mid-Range
$60.4$60.4
$143$143
-57.72%
Fast Food Meal(McDonalds, etc)
$12.03$12.03
$12.67$12.67
-5.05%
Cappuccino
$5.35$5.35
$5.78$5.78
-7.44%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.78$2.78
$3.40$3.40
-18.24%
Water(0.33 liter bottle)
$2.52$2.52
$2.69$2.69
-6.32%
Local Beer(0.5 liter draught)
$7.20$7.20
$8.07$8.07
-10.78%
Imported Beer(0.33 liter bottle)
$8.95$8.95
$11.86$11.86
-24.54%
🛒 Groceries & Markets
Atlantic City, NJ
New York, NY
Diferencia
Milk(1 liter)
$1.18$1.18
$1.61$1.61
-26.71%
White Bread(500g)
$4.03$4.03
$5.14$5.14
-21.60%
Rice(white)(1kg)
$8.37$8.37
$8.17$8.17
2.45%
Eggs
$6.23$6.23
$7.16$7.16
-12.99%
Local Cheese(1kg)
$17.54$17.54
$17.24$17.24
1.74%
Chicken Fillets(1kg)
$16.57$16.57
$16.17$16.17
2.47%
Beef Round Steak(1kg)
$20.35$20.35
$20.46$20.46
-0.54%
Apples(1kg)
$4.44$4.44
$7.33$7.33
-39.43%
Banana(1kg)
$2.44$2.44
$2.42$2.42
0.83%
Oranges(1kg)
$5.79$5.79
$5.75$5.75
0.70%
Tomato(1kg)
$6.29$6.29
$6.52$6.52
-3.53%
Potato(1kg)
$3.80$3.80
$3.81$3.81
-0.26%
Onion(1kg)
$4.04$4.04
$3.96$3.96
2.02%
Lettuce(1 head)
$1.94$1.94
$3.08$3.08
-37.01%
Water(1.5 liter bottle)
$2.04$2.04
$2.46$2.46
-17.07%
Cigarettes 20 Pack(Marlboro, Camel)
$19.23$19.23
$19.03$19.03
1.05%
Wine(Bottle)
$13.48$13.48
$20.16$20.16
-33.13%
Local Beer(0.5 liter bottle)
$2.91$2.91
$2.89$2.89
0.69%
Imported Beer(0.33 liter bottle)
$3.73$3.73
$3.74$3.74
-0.27%
🚌 Getting Around
Atlantic City, NJ
New York, NY
Diferencia
One-way Ticket(Public Transport)
$1.98$1.98
$2.86$2.86
-30.77%
Public Transport Monthly Pass(Regular Price)
-
$130$130
-
Taxi Start(Normal Tariff)
$4.91$4.91
$4.97$4.97
-1.21%
Taxi(Normal Tariff)(1km)
$2.12$2.12
$2.24$2.24
-5.36%
Taxi 1hour Waiting(Normal Tariff)
$41.80$41.80
$42.20$42.20
-0.95%
Gasoline(1 liter)
$0.82$0.82
$0.96$0.96
-14.58%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.3K$34.3K
$34.7K$34.7K
-1.01%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.5K$28.5K
$28.1K$28.1K
1.39%
🧾 Monthly Utilities & Internet
Atlantic City, NJ
New York, NY
Diferencia
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$183$183
$183$183
0.07%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$59.8$59.8
$59.5$59.5
0.49%
Internet(50+ Mbps, Unlimited Data)
$54.4$54.4
$63.4$63.4
-14.26%
🎉 Sport & Entertainment
Atlantic City, NJ
New York, NY
Diferencia
Gym Membership(Monthly)
$42.23$42.23
$140$140
-69.94%
Tennis Court(1 Hour on Weekend)
-
$63.9$63.9
-
Cinema Ticket
$14.66$14.66
$19.98$19.98
-26.63%
🧸 Childcare & Education
Atlantic City, NJ
New York, NY
Diferencia
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$3,201$3,201
$3,153$3,153
1.52%
International Primary School, 1 Child(Yearly)
$23.4K$23.4K
$56.3K$56.3K
-58.36%
👕👟 Clothing & Footwear
Atlantic City, NJ
New York, NY
Diferencia
Jeans(Levis 501 Or Similar)
$41.89$41.89
$67.7$67.7
-38.10%
Summer Dress(H&M, Zara, etc)
$40.74$40.74
$48.48$48.48
-15.97%
Sport Shoes(Adidas, Nike)
$59.8$59.8
$115$115
-48.15%
Men's Leather Business Shoes
$74.3$74.3
$170$170
-56.15%
🏠 Accommodation & Living
Atlantic City, NJ
New York, NY
Diferencia
1-bedroom Apartment, City Center(Monthly)
$1,385$1,385
$4,113$4,113
-66.34%
1-bedroom Apartment, Outside City Center(Monthly)
$1,017$1,017
$2,651$2,651
-61.63%
3-bedroom Apartment, City Center(Monthly)
$1,982$1,982
$8,230$8,230
-75.91%
3-bedroom Apartment, Outside City Center(Monthly)
$1,822$1,822
$5,113$5,113
-64.36%
Buy Apartment in City Center(m2)
$3,629$3,629
$19.3K$19.3K
-81.24%
Buy Apartment Outside City Center(m2)
$3,629$3,629
$8,754$8,754
-58.54%
💵 Salaries & Financials
Atlantic City, NJ
New York, NY
Diferencia
Average Monthly Net Salary(After Tax)
$4,834$4,834
$5,049$5,049
-4.27%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.44
6.44
-
Los datos de CityCost se basan en IA y aportaciones de usuarios. Puede haber pequeñas variaciones.
Última actualización para Atlantic City, NJ: April 27, 2026
Última actualización para New York, NY: April 25, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,385 in Atlantic City, NJ and $4,113 in New York, NY. Housing cost is often the main lever when comparing two cities.
💰New York, NY pays 4% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $60.0 in Atlantic City, NJ vs $143 in New York, NY for a mid-range dinner for two. Groceries echo the gap at $499 vs $553 per month, with Atlantic City, NJ cheaper across the board.
Comparación de velocidades medias de internet por ciudad (actualizado April 2026)
El gráfico resalta el umbral de precisión para velocidades de internet móvil y fija, actualizado trimestralmente.
Índice del coste de vida para nómadas digitales
Atlantic City, NJ vs New York, NY: Coste de vida - preguntas frecuentes
What is the total cost difference between living in Atlantic City, NJ and New York, NY?
Atlantic City, NJ and New York, NY differ by about 94% in total monthly costs ($2,346 vs $4,557 including rent). Atlantic City, NJ is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, New York, NY earns 4% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Atlantic City, NJ and New York, NY?
Rent for a central apartment: $1,385 in Atlantic City, NJ versus $4,113 in New York, NY. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Atlantic City, NJ and New York, NY?
Childcare runs $3,201 in Atlantic City, NJ versus $3,153 in New York, NY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper restaurants?
Dining out is cheaper in Atlantic City, NJ – a meal for two runs $60.0 versus $143 in New York, NY. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $3,000 per month?
At $2,346 in Atlantic City, NJ versus $4,557 in New York, NY, a $3,000 budget is realistic in Atlantic City, NJ but tight or insufficient in New York, NY. The gap between the two cities makes Atlantic City, NJ the clear choice for anyone on this budget.
How does quality of life compare between Atlantic City, NJ and New York, NY?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Where should expats move: Atlantic City, NJ or New York, NY?
Expats usually find Atlantic City, NJ gentler on the wallet – expenses run 94% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Atlantic City, NJ vs otros destinos: coste de vida comparado