Last update: Oct 2026

Cost of Living Comparison Between Atlantic City, NJ and Montevideo

For one person, living is cheaper in Montevideo: $1,784 a month against $2,821 in Atlantic City, NJ, rent and utilities included – about $12,400 less a year. Rent and utilities account for most of the difference.

136

Cost of Living Index in Atlantic City, NJ
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Atlantic City, NJ Living Index
86

Cost of Living Index in Montevideo
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Montevideo Living Index

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Atlantic City, NJ

🇺🇸 United States

$2,821

/mo nomad

Montevideo

🇺🇾 Uruguay

$1,784

/mo nomad

Monthly Cost of Living

How much you'll spend in Atlantic City, NJ and in Montevideo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Atlantic City, NJ and in Montevideo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,821 in Atlantic City, NJ versus $1,784 in Montevideo.

Atlantic City, NJ $2,821
Montevideo $1,784

Estimated couple costs with rent: $4,228 in Atlantic City, NJ versus $2,756 in Montevideo.

Atlantic City, NJ $4,228
Montevideo $2,756

Monthly costs for a family of three with rent: $5,635 in Atlantic City, NJ versus $3,728 in Montevideo.

Atlantic City, NJ $5,635
Montevideo $3,728

Living in Atlantic City, NJ is roughly 58% more expensive than in Montevideo, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Atlantic City, NJ 108% above, Montevideo 32% above.

Meal at Budget Restaurant

$19.73 $19.73

$14.82 UYU 595

33.13%

Three-Course Dinner for Two, Mid-Range

$98.1 $98.1

$69.7 UYU 2,797

40.77%

Fast Food Meal (McDonalds, etc)

$11.30 $11.30

$14.68 UYU 589

-23.02%

Cappuccino

$5.43 $5.43

$4.65 UYU 186

16.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.28 $2.28

$2.74 UYU 110

-16.79%

Water (0.33 liter bottle)

$2.01 $2.01

$2.07 UYU 82.9

-2.90%

Local Beer (0.5 liter draught)

$6.09 $6.09

$4.79 UYU 192

27.14%

Imported Beer (0.33 liter bottle)

$8.78 $8.78

$3.63 UYU 146

141.87%

Milk (1 liter)

$1.24 $1.24

$1.39 UYU 55.8

-10.79%

White Bread (500g)

$3.38 $3.38

$2.89 UYU 116

16.96%

Rice (white) (1kg)

$7.27 $7.27

$1.70 UYU 68.1

327.65%

Eggs

$4.21 $4.21

$4.62 UYU 185

-8.87%

Local Cheese (1kg)

$11.18 $11.18

$14.22 UYU 571

-21.38%

Chicken Fillets (1kg)

$16.67 $16.67

$11.62 UYU 466

43.46%

Beef Round Steak (1kg)

$20.14 $20.14

$12.23 UYU 491

64.68%

Apples (1kg)

$7.55 $7.55

$2.77 UYU 111

172.56%

Banana (1kg)

$3.69 $3.69

$2.85 UYU 114

29.47%

Oranges (1kg)

$5.41 $5.41

$1.81 UYU 72.5

198.90%

Tomato (1kg)

$5.86 $5.86

$3.20 UYU 129

83.13%

Potato (1kg)

$3.98 $3.98

$1.94 UYU 77.8

105.15%

Onion (1kg)

$4.75 $4.75

$2.16 UYU 86.5

119.91%

Lettuce (1 head)

$2.54 $2.54

$1.43 UYU 57.3

77.62%

Water (1.5 liter bottle)

$2.45 $2.45

$1.94 UYU 77.9

26.29%

Cigarettes 20 Pack (Marlboro, Camel)

$14.24 $14.24

$5.47 UYU 219

160.33%

Wine (Bottle)

$13.27 $13.27

$8.95 UYU 359

48.27%

Local Beer (0.5 liter bottle)

$2.64 $2.64

$2.26 UYU 90.8

16.81%

Imported Beer (0.33 liter bottle)

$3.38 $3.38

$2.81 UYU 113

20.28%

One-way Ticket (Public Transport)

$3.04 $3.04

$1.56 UYU 62.6

94.87%

Public Transport Monthly Pass (Regular Price)

$88.3 $88.3

$73.8 UYU 2,962

19.58%

Taxi Start (Normal Tariff)

$2.99 $2.99

$1.90 UYU 76.2

57.37%

Taxi (Normal Tariff) (1km)

$2.11 $2.11

$0.43 UYU 17.36

390.70%

Taxi 1hour Waiting (Normal Tariff)

$42.73 $42.73

$10.59 UYU 425

303.49%

Gasoline (1 liter)

$0.96 $0.96

$2.12 UYU 85.2

-54.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.4K $20.4K

$26.8K UYU 1.1M

-23.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K $24.8K

$37.0K UYU 1.5M

-32.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$250 $250

$193 UYU 7,727

29.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.2 $61.2

$20.91 UYU 839

192.78%

Internet (50+ Mbps, Unlimited Data)

$61.0 $61.0

$44.89 UYU 1,802

35.98%

Gym Membership (Monthly)

$29.59 $29.59

$50.8 UYU 2,038

-41.72%

Tennis Court (1 Hour on Weekend)

$50.1 $50.1

$19.73 UYU 792

153.88%

Cinema Ticket

$16.78 $16.78

$12.30 UYU 494

36.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$503 $503

$629 UYU 25.2K

-19.99%

International Primary School, 1 Child (Yearly)

$7,031 $7,031

$10.9K UYU 437.3K

-35.48%

Jeans (Levis 501 Or Similar)

$70.5 $70.5

$104 UYU 4,166

-32.06%

Summer Dress (H&M, Zara, etc)

$31.78 $31.78

$57.4 UYU 2,305

-44.67%

Sport Shoes (Adidas, Nike)

$122 $122

$125 UYU 5,010

-2.52%

Men's Leather Business Shoes

$120 $120

$132 UYU 5,315

-9.39%

1-bedroom Apartment, City Center (Monthly)

$1,737 $1,737

$713 UYU 28.6K

143.60%

1-bedroom Apartment, Outside City Center (Monthly)

$1,307 $1,307

$575 UYU 23.1K

127.17%

3-bedroom Apartment, City Center (Monthly)

$2,320 $2,320

$1,164 UYU 46.7K

99.27%

3-bedroom Apartment, Outside City Center (Monthly)

$2,175 $2,175

$1,033 UYU 41.5K

110.50%

Buy Apartment in City Center (m2)

$4,255 $4,255

$3,418 UYU 137.2K

24.48%

Buy Apartment Outside City Center (m2)

$4,212 $4,212

$1,760 UYU 70.6K

139.35%

Average Monthly Net Salary (After Tax)

$4,017 $4,017

$1,244 UYU 49.9K

222.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

5.74

16.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Atlantic City, NJ: October 20, 2026

Last update for Montevideo: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Atlantic City, NJ

$1.3K 46.3%

Montevideo

$575 32.2% 56% $732

Groceries & Markets

Atlantic City, NJ

$488 17.3%

Montevideo

$334 18.7% 31.6% $154

Monthly Utilities & Internet

Atlantic City, NJ

$372 13.2%

Montevideo

$258 14.5% 30.6% $114

Eating Out

Atlantic City, NJ

$322 11.4%

Montevideo

$269 15.1% 16.5% $53

Clothing & Footwear

Atlantic City, NJ

$155 5.5%

Montevideo

$188 10.6% 21.7% $34

Getting Around

Atlantic City, NJ

$114 4%

Montevideo

$84 4.7% 26.2% $30

Sport & Entertainment

Atlantic City, NJ

$63 2.2%

Montevideo

$75 4.2% 19.4% $12

Cost Breakdown

A one-bedroom apartment in the center runs $1,737 in Atlantic City, NJ and $713 in Montevideo. Housing cost is often the main lever when comparing two cities.

Atlantic City, NJ pays 223% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $98.0 in Atlantic City, NJ vs $70.0 in Montevideo for a mid-range dinner for two. Groceries echo the gap at $488 vs $334 per month, with Montevideo cheaper across the board.

Good to know

🇺🇸 Atlantic City, NJ

🇺🇾 Montevideo

🕒 Local time

16:29 4:29 PM

17:29 5:29 PM

1 h ahead of Atlantic City, NJ

🌤 Weather

👥 Population

39,958

1,319,108 Capital

💱 Currency

United States Dollar USD $

Uruguayan Peso UYU $U

📈 Exchange rate

1 USD = 0.89 EUR

100 UYU = 2.49 USD

100 UYU = 2.22 EUR

Exchange rates and currency converter

UYU, EUR to USD – United States Dollar Converter

🇺🇾 Uruguayan Peso ($U)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Uruguayan Peso exchange rates as of October 20, 2026: 1 USD = 40.14 UYU (100 UYU = 2.49 USD). 1 EUR = 45.12 UYU (100 UYU = 2.22 EUR).

UYU to USD in detail →

On the map

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Between locations

Atlantic City, NJ Montevideo 8,470 km ≈ 11 h nonstop flight

From you

Atlantic City, NJ
Montevideo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Atlantic City, NJ vs Montevideo: Cost of Living - Frequently Asked Questions

Atlantic City, NJ and Montevideo differ by about 58% in total monthly costs ($2,821 vs $1,784 including rent). Montevideo is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 223% higher in Atlantic City, NJ, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,737 in Atlantic City, NJ versus $713 in Montevideo. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 46% higher in Atlantic City, NJ. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Montevideo – a meal for two runs $70.0 versus $98.0 in Atlantic City, NJ. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,784 in Montevideo versus $2,821 in Atlantic City, NJ, a $2,500 budget is realistic in Montevideo but tight or insufficient in Atlantic City, NJ. The gap between the two cities makes Montevideo the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Atlantic City, NJ and Montevideo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Montevideo gentler on the wallet – expenses run 58% less than in Atlantic City, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.