Cost of Living Comparison Between Ashburton and Chiang Mai Cost of Living Comparison Between Ashburton and Chiang Mai

Monthly Cost of Living

A single person spends $1,929 per month in Ashburton vs $932 in Chiang Mai, rent included.

A couple spends around $2,945 per month in Ashburton vs $1,399 in Chiang Mai, rent included.

A family of three spends $3,962 per month in Ashburton vs $1,866 in Chiang Mai, rent included.

Ashburton costs about 107% more than Chiang Mai, driven mainly by Eating Out.

Ashburton sits 41% above the global median, while Chiang Mai is 32% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ashburton
Chiang Mai
Difference
Meal at Budget Restaurant
$14.25 NZ$24.87
$2.08 ฿69.2
585.10%
Three-Course Dinner for Two, Mid-Range
$70.5 NZ$123
$19.61 ฿652
259.61%
Fast Food Meal (McDonalds, etc)
$9.51 NZ$16.59
$5.67 ฿189
67.72%
Cappuccino
$3.40 NZ$5.93
$1.81 ฿60.0
87.85%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.38 NZ$4.16
$0.77 ฿25.55
209.09%
Water (0.33 liter bottle)
$1.91 NZ$3.33
$0.35 ฿11.48
445.71%
Local Beer (0.5 liter draught)
$7.03 NZ$12.26
$2.21 ฿73.6
218.10%
Imported Beer (0.33 liter bottle)
$6.78 NZ$11.84
$3.79 ฿126
78.89%
🛒 Groceries & Markets
Ashburton
Chiang Mai
Difference
Milk (1 liter)
$1.78 NZ$3.11
$2.05 ฿68.1
-13.17%
White Bread (500g)
$1.93 NZ$3.37
$1.51 ฿50.4
27.81%
Rice (white) (1kg)
$1.50 NZ$2.61
$1.40 ฿46.51
7.14%
Eggs
$6.13 NZ$10.71
$2.26 ฿75.1
171.24%
Local Cheese (1kg)
$7.72 NZ$13.47
$16.19 ฿538
-52.32%
Chicken Fillets (1kg)
$9.74 NZ$17.00
$2.90 ฿96.3
235.86%
Beef Round Steak (1kg)
$14.04 NZ$24.51
$9.42 ฿313
49.04%
Apples (1kg)
$2.58 NZ$4.51
$2.68 ฿89.1
-3.73%
Banana (1kg)
$1.95 NZ$3.41
$1.09 ฿36.23
78.90%
Oranges (1kg)
$2.71 NZ$4.74
$1.62 ฿53.8
67.28%
Tomato (1kg)
$3.25 NZ$5.67
$1.46 ฿48.55
122.60%
Potato (1kg)
$1.61 NZ$2.80
$1.28 ฿42.48
25.78%
Onion (1kg)
$1.52 NZ$2.65
$1.06 ฿35.17
43.40%
Lettuce (1 head)
$2.23 NZ$3.90
$0.72 ฿23.85
209.72%
Water (1.5 liter bottle)
$1.36 NZ$2.38
$0.53 ฿17.49
156.60%
Cigarettes 20 Pack (Marlboro, Camel)
$24.71 NZ$43.14
$4.23 ฿141
484.16%
Wine (Bottle)
$8.89 NZ$15.52
$18.29 ฿608
-51.39%
Local Beer (0.5 liter bottle)
$3.52 NZ$6.14
$1.63 ฿54.2
115.95%
Imported Beer (0.33 liter bottle)
$4.44 NZ$7.76
$2.90 ฿96.5
53.10%
🚌 Getting Around
Ashburton
Chiang Mai
Difference
One-way Ticket (Public Transport)
$1.49 NZ$2.61
$0.88 ฿29.20
69.32%
Public Transport Monthly Pass (Regular Price)
$78.2 NZ$136
$53.8 ฿1,788
45.42%
Taxi Start (Normal Tariff)
$2.58 NZ$4.51
$1.17 ฿38.99
120.51%
Taxi (Normal Tariff) (1km)
$1.71 NZ$2.98
$0.58 ฿19.22
194.83%
Taxi 1hour Waiting (Normal Tariff)
$29.33 NZ$51.2
$2.39 ฿79.3
1127.20%
Gasoline (1 liter)
$1.93 NZ$3.37
$1.45 ฿48.22
33.10%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.4K NZ$46.1K
$21.0K ฿698.6K
25.72%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.0K NZ$43.6K
$26.4K ฿878.6K
-5.46%
🧾 Monthly Utilities & Internet
Ashburton
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$166 NZ$290
$63.7 ฿2,116
160.69%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.82 NZ$41.58
$12.89 ฿429
84.79%
Internet (50+ Mbps, Unlimited Data)
$46.09 NZ$80.5
$20.52 ฿682
124.61%
🎉 Sport & Entertainment
Ashburton
Chiang Mai
Difference
Gym Membership (Monthly)
$37.79 NZ$66.0
$39.02 ฿1,297
-3.15%
Tennis Court (1 Hour on Weekend)
-
$3.92 ฿130
-
Cinema Ticket
$11.49 NZ$20.05
$6.58 ฿219
74.62%
🧸 Childcare & Education
Ashburton
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$683 NZ$1,192
$784 ฿26.1K
-12.92%
International Primary School, 1 Child (Yearly)
$22.5K NZ$39.3K
$14.7K ฿487.9K
53.27%
👕👟 Clothing & Footwear
Ashburton
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$59.8 NZ$104
$55.1 ฿1,833
8.47%
Summer Dress (H&M, Zara, etc)
$40.64 NZ$70.9
$24.74 ฿823
64.27%
Sport Shoes (Adidas, Nike)
$104 NZ$182
$94.1 ฿3,130
10.71%
Men's Leather Business Shoes
$125 NZ$218
$74.0 ฿2,459
69.00%
🏠 Accommodation & Living
Ashburton
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$1,002 NZ$1,748
$490 ฿16.3K
104.26%
1-bedroom Apartment, Outside City Center (Monthly)
$942 NZ$1,644
$288 ฿9,582
226.77%
3-bedroom Apartment, City Center (Monthly)
$1,494 NZ$2,608
$891 ฿29.6K
67.59%
3-bedroom Apartment, Outside City Center (Monthly)
$1,527 NZ$2,665
$521 ฿17.3K
192.98%
Buy Apartment in City Center (m2)
$5,215 NZ$9,103
$1,974 ฿65.6K
164.21%
Buy Apartment Outside City Center (m2)
$3,892 NZ$6,795
$1,444 ฿48.0K
169.50%
💵 Salaries & Financials
Ashburton
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
-
$602 ฿20.0K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.91
5.57
6.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ashburton: September 14, 2026

Last update for Chiang Mai: September 13, 2026

Cost Breakdown

A central one-bedroom costs $1,002 in Ashburton versus $490 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $71.0 in Ashburton versus $20.00 in Chiang Mai. Monthly groceries follow the same trend: $311 vs $241 – making Chiang Mai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ashburton vs Chiang Mai: Cost of Living - Frequently Asked Questions
How do living costs in Ashburton and in Chiang Mai compare overall?
Monthly costs with rent: $1,929 in Ashburton, $932 in Chiang Mai – roughly 107% apart. Ashburton costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Ashburton compared to Chiang Mai?
For a comfortable life, plan on about $2,894 per month in Ashburton and $1,398 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Ashburton and Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper grocery shopping?
Groceries cost about 29% more in Ashburton, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city has cheaper restaurants?
A mid-range dinner for two costs $71.0 in Ashburton and $20.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $932, than in Ashburton at $1,929. In Chiang Mai it covers expenses comfortably, while in Ashburton it requires careful planning or may not stretch far enough.
How does quality of life compare between Ashburton and Chiang Mai?
It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $932 in Chiang Mai to $1,929 in Ashburton. Climate, culture, job market, and personal taste all factor in.
Is Ashburton or Chiang Mai safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Ashburton and Chiang Mai?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ashburton makes more sense. Both are solid long-term options with distinct trade-offs.

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