Cost of Living Comparison Between Artem and Ubud, Bali Cost of Living Comparison Between Artem and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,161 in Artem versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $1,755 in Artem versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,349 in Artem versus $3,273 in Ubud, Bali.

Living in Artem costs roughly 17% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Artem is 16% below, Ubud, Bali is 2% above.

Meal at Budget Restaurant

$12.10 ₽1,055

$3.37 Rp 59.9K

259.05%

Three-Course Dinner for Two, Mid-Range

$35.14 ₽3,063

$38.59 Rp 685.5K

-8.94%

Fast Food Meal (McDonalds, etc)

$6.10 ₽531

$5.52 Rp 98.1K

10.51%

Cappuccino

$3.01 ₽262

$2.64 Rp 47.0K

14.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.19 ₽104

$1.67 Rp 29.7K

-28.74%

Water (0.33 liter bottle)

$0.63 ₽54.7

$0.77 Rp 13.7K

-18.18%

Local Beer (0.5 liter draught)

$1.41 ₽123

$2.63 Rp 46.8K

-46.39%

Imported Beer (0.33 liter bottle)

$2.24 ₽195

$4.28 Rp 76.1K

-47.66%

Milk (1 liter)

$1.61 ₽140

$1.55 Rp 27.5K

3.87%

White Bread (500g)

$0.62 ₽53.7

$2.22 Rp 39.5K

-72.07%

Rice (white) (1kg)

$1.57 ₽137

$1.13 Rp 20.0K

38.94%

Eggs

$2.26 ₽197

$2.09 Rp 37.1K

8.13%

Local Cheese (1kg)

$11.89 ₽1,037

$17.39 Rp 309.0K

-31.63%

Chicken Fillets (1kg)

$5.62 ₽490

$3.87 Rp 68.7K

45.22%

Beef Round Steak (1kg)

$11.01 ₽960

$12.55 Rp 222.9K

-12.27%

Apples (1kg)

$2.51 ₽219

$3.62 Rp 64.2K

-30.66%

Banana (1kg)

$1.96 ₽171

$1.56 Rp 27.7K

25.64%

Oranges (1kg)

$2.25 ₽196

$2.35 Rp 41.8K

-4.26%

Tomato (1kg)

$2.82 ₽246

$2.06 Rp 36.5K

36.89%

Potato (1kg)

$0.74 ₽64.8

$1.90 Rp 33.7K

-61.05%

Onion (1kg)

$0.89 ₽77.4

$2.34 Rp 41.5K

-61.97%

Lettuce (1 head)

$1.28 ₽111

$1.03 Rp 18.3K

24.27%

Water (1.5 liter bottle)

$1.08 ₽93.8

$0.55 Rp 9,854

96.36%

Cigarettes 20 Pack (Marlboro, Camel)

$3.02 ₽263

$2.25 Rp 40.0K

34.22%

Wine (Bottle)

$7.22 ₽630

$23.81 Rp 422.9K

-69.68%

Local Beer (0.5 liter bottle)

$1.08 ₽93.8

$2.31 Rp 41.1K

-53.25%

Imported Beer (0.33 liter bottle)

$2.07 ₽181

$2.80 Rp 49.8K

-26.07%

One-way Ticket (Public Transport)

$0.51 ₽44.34

$0.27 Rp 4,839

88.89%

Public Transport Monthly Pass (Regular Price)

$21.36 ₽1,863

$8.66 Rp 153.9K

146.65%

Taxi Start (Normal Tariff)

$2.37 ₽207

$0.48 Rp 8,554

393.75%

Taxi (Normal Tariff) (1km)

$0.33 ₽29.01

$0.45 Rp 7,924

-26.67%

Taxi 1hour Waiting (Normal Tariff)

$5.39 ₽470

$5.72 Rp 101.6K

-5.77%

Gasoline (1 liter)

$0.86 ₽75.0

$0.76 Rp 13.5K

13.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.8K ₽3.9M

$24.5K Rp 434.9M

82.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.1K ₽3.1M

$32.1K Rp 570.6M

9.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$204 ₽17.8K

$83.6 Rp 1.5M

144.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.90 ₽689

$6.46 Rp 114.7K

22.29%

Internet (50+ Mbps, Unlimited Data)

$8.55 ₽746

$18.99 Rp 337.4K

-54.98%

Gym Membership (Monthly)

$35.76 ₽3,118

$56.0 Rp 994.4K

-36.11%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 330.7K

Cinema Ticket

$4.37 ₽381

$4.28 Rp 76.1K

2.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$311 ₽27.1K

$487 Rp 8.6M

-36.09%

International Primary School, 1 Child (Yearly)

$6,983 ₽608.9K

$5,856 Rp 104.0M

19.25%

Jeans (Levis 501 Or Similar)

$84.0 ₽7,325

$45.56 Rp 809.3K

84.39%

Summer Dress (H&M, Zara, etc)

$43.94 ₽3,831

$36.38 Rp 646.3K

20.78%

Sport Shoes (Adidas, Nike)

$97.8 ₽8,523

$82.0 Rp 1.5M

19.27%

Men's Leather Business Shoes

$125 ₽10.9K

$80.4 Rp 1.4M

55.17%

1-bedroom Apartment, City Center (Monthly)

$442 ₽38.6K

$1,117 Rp 19.8M

-60.40%

1-bedroom Apartment, Outside City Center (Monthly)

$303 ₽26.4K

$701 Rp 12.5M

-56.79%

3-bedroom Apartment, City Center (Monthly)

$756 ₽65.9K

$3,537 Rp 62.8M

-78.63%

3-bedroom Apartment, Outside City Center (Monthly)

$530 ₽46.2K

$1,762 Rp 31.3M

-69.95%

Buy Apartment in City Center (m2)

$2,116 ₽184.5K

$2,826 Rp 50.2M

-25.12%

Buy Apartment Outside City Center (m2)

$1,411 ₽123.0K

$2,292 Rp 40.7M

-38.44%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

23.6

13.78

71.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Artem: August 31, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $442 in Artem and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Artem vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $228 vs $293 per month, with Artem cheaper across the board.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Artem vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Artem wins on cost – living expenses run 20% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Artem the obvious pick if budget is a priority.

You'd need roughly $1,741 in Artem and $2,095 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $442 in Artem versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Artem runs roughly 147% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $311 in Artem versus $487 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,161 in Artem versus $1,396 in Ubud, Bali, a $1,000 budget is realistic in Artem but tight or insufficient in Ubud, Bali. The gap between the two cities makes Artem the clear choice for anyone on this budget.

Both work as nomad bases, but Artem delivers better value – similar infrastructure at $1,161 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Artem hard to pass up.

Safety-wise, Artem and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Artem gentler on the wallet – expenses run 20% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.