Last update: Oct 2026

Cost of Living Comparison Between Artem and Ubud, Bali

For one person, living is cheaper in Artem: $1,117 a month against $1,368 in Ubud, Bali, rent and utilities included – about $3,000 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

54

Cost of Living Index in Artem
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Artem Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Artem

🇷🇺 Russia

$1,117

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Artem and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Artem and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,117 in Artem versus $1,368 in Ubud, Bali.

Artem $1,117
Ubud, Bali $1,368

Estimated couple costs with rent: $1,724 in Artem versus $2,314 in Ubud, Bali.

Artem $1,724
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $2,332 in Artem versus $3,260 in Ubud, Bali.

Artem $2,332
Ubud, Bali $3,260

Living in Artem costs roughly 18% less than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Artem is 17% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$11.64 ₽972

$3.33 Rp 59.9K

249.55%

Three-Course Dinner for Two, Mid-Range

$35.32 ₽2,948

$35.18 Rp 633.2K

0.40%

Fast Food Meal (McDonalds, etc)

$6.53 ₽545

$5.80 Rp 104.5K

12.59%

Cappuccino

$3.14 ₽262

$2.73 Rp 49.1K

15.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.08 ₽89.9

$1.64 Rp 29.5K

-34.15%

Water (0.33 liter bottle)

$0.68 ₽56.6

$0.83 Rp 15.0K

-18.07%

Local Beer (0.5 liter draught)

$1.45 ₽121

$2.70 Rp 48.6K

-46.30%

Imported Beer (0.33 liter bottle)

$2.27 ₽189

$4.30 Rp 77.4K

-47.21%

Milk (1 liter)

$1.66 ₽139

$1.50 Rp 27.1K

10.67%

White Bread (500g)

$0.68 ₽56.9

$2.30 Rp 41.4K

-70.43%

Rice (white) (1kg)

$1.59 ₽133

$1.18 Rp 21.2K

34.75%

Eggs

$2.37 ₽198

$2.14 Rp 38.6K

10.75%

Local Cheese (1kg)

$13.47 ₽1,124

$17.48 Rp 314.6K

-22.94%

Chicken Fillets (1kg)

$6.22 ₽519

$4.03 Rp 72.5K

54.34%

Beef Round Steak (1kg)

$11.32 ₽945

$12.23 Rp 220.1K

-7.44%

Apples (1kg)

$2.89 ₽242

$3.55 Rp 63.9K

-18.59%

Banana (1kg)

$2.02 ₽168

$1.57 Rp 28.3K

28.66%

Oranges (1kg)

$2.68 ₽224

$2.24 Rp 40.2K

19.64%

Tomato (1kg)

$4.11 ₽343

$1.93 Rp 34.7K

112.95%

Potato (1kg)

$1.03 ₽85.9

$1.88 Rp 33.9K

-45.21%

Onion (1kg)

$1.00 ₽83.2

$2.29 Rp 41.3K

-56.33%

Lettuce (1 head)

$1.33 ₽111

$0.99 Rp 17.9K

34.34%

Water (1.5 liter bottle)

$1.05 ₽88.0

$0.53 Rp 9,475

98.11%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₽250

$2.28 Rp 41.1K

31.14%

Wine (Bottle)

$7.74 ₽646

$23.01 Rp 414.2K

-66.36%

Local Beer (0.5 liter bottle)

$1.16 ₽96.7

$2.34 Rp 42.2K

-50.43%

Imported Beer (0.33 liter bottle)

$2.27 ₽189

$2.91 Rp 52.4K

-21.99%

One-way Ticket (Public Transport)

$0.55 ₽45.70

$0.24 Rp 4,315

129.17%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$2.32 ₽194

$0.48 Rp 8,684

383.33%

Taxi (Normal Tariff) (1km)

$0.36 ₽30.36

$0.46 Rp 8,233

-21.74%

Taxi 1hour Waiting (Normal Tariff)

$5.66 ₽473

$5.45 Rp 98.2K

3.85%

Gasoline (1 liter)

$0.86 ₽72.1

$0.88 Rp 15.9K

-2.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.2K ₽3.7M

$24.6K Rp 442.2M

79.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.9K ₽2.9M

$31.2K Rp 561.4M

11.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$157 ₽13.1K

$83.0 Rp 1.5M

89.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.14 ₽679

$6.45 Rp 116.0K

26.20%

Internet (50+ Mbps, Unlimited Data)

$9.04 ₽755

$18.57 Rp 334.2K

-51.32%

Gym Membership (Monthly)

$35.10 ₽2,930

$55.8 Rp 1.0M

-37.12%

Tennis Court (1 Hour on Weekend)

$23.51 ₽1,963

$18.11 Rp 326.0K

29.82%

Cinema Ticket

$5.17 ₽431

$4.38 Rp 78.9K

18.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$338 ₽28.2K

$493 Rp 8.9M

-31.36%

International Primary School, 1 Child (Yearly)

$6,249 ₽521.6K

$5,754 Rp 103.6M

8.62%

Jeans (Levis 501 Or Similar)

$80.5 ₽6,715

$46.19 Rp 831.4K

74.19%

Summer Dress (H&M, Zara, etc)

$51.6 ₽4,306

$35.33 Rp 636.0K

46.02%

Sport Shoes (Adidas, Nike)

$95.5 ₽7,973

$79.1 Rp 1.4M

20.77%

Men's Leather Business Shoes

$123 ₽10.2K

$78.4 Rp 1.4M

56.60%

1-bedroom Apartment, City Center (Monthly)

$440 ₽36.8K

$1,142 Rp 20.6M

-61.45%

1-bedroom Apartment, Outside City Center (Monthly)

$313 ₽26.1K

$676 Rp 12.2M

-53.67%

3-bedroom Apartment, City Center (Monthly)

$874 ₽73.0K

$3,503 Rp 63.1M

-75.04%

3-bedroom Apartment, Outside City Center (Monthly)

$558 ₽46.6K

$1,700 Rp 30.6M

-67.15%

Buy Apartment in City Center (m2)

$2,191 ₽182.9K

$2,784 Rp 50.1M

-21.28%

Buy Apartment Outside City Center (m2)

$1,453 ₽121.3K

$2,241 Rp 40.3M

-35.13%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

23.6

13.78

71.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Artem: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Artem

$313 28%

Ubud, Bali

$676 49.4% 116% $363

Groceries & Markets

Artem

$251 22.5%

Ubud, Bali

$290 21.2% 15.5% $39

Monthly Utilities & Internet

Artem

$174 15.6%

Ubud, Bali

$108 7.9% 37.9% $66

Eating Out

Artem

$169 15.2%

Ubud, Bali

$109 8% 35.7% $60

Clothing & Footwear

Artem

$158 14.1%

Ubud, Bali

$108 7.9% 31.8% $50

Sport & Entertainment

Artem

$45 4.1%

Ubud, Bali

$65 4.7% 42.1% $19

Getting Around

Artem

$6.3 * 0.6%

Ubud, Bali

$13 0.9% 98.3% $6.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $440 in Artem and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Artem vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $251 vs $290 per month, with Artem cheaper across the board.

Good to know

🇷🇺 Artem

🇮🇩 Ubud, Bali

🕒 Local time

10:44 10:44 AM

08:44 8:44 AM

2 h behind Artem

🌤 Weather

👥 Population

104,926

74,800

💱 Currency

Russian Ruble RUB ₽

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 RUB = 1.2 USD

100 RUB = 1.07 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to RUB – Russian Ruble Converter

🇺🇸 United States Dollar ($)

🇷🇺 Russian Ruble (₽)

Russian Ruble exchange rates as of October 19, 2026: 1 USD = 83.46 RUB (100 RUB = 1.2 USD). 1 EUR = 93.83 RUB (100 RUB = 1.07 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to RUB in detail →

On the map

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Highest

Between locations

Artem Ubud, Bali 6,020 km ≈ 8 h nonstop flight

From you

Artem
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Artem vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Artem wins on cost – living expenses run 22% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Artem the obvious pick if budget is a priority.

You'd need roughly $1,676 in Artem and $2,051 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $440 in Artem versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $338 in Artem versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Artem – a meal for two runs $35.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,117 in Artem versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Artem but tight or insufficient in Ubud, Bali. The gap between the two cities makes Artem the clear choice for anyone on this budget.

Both work as nomad bases, but Artem delivers better value – similar infrastructure at $1,117 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Artem hard to pass up.

Safety-wise, Artem and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Artem gentler on the wallet – expenses run 22% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.