Cost of Living Comparison Between Ubud, Bali and Artem Cost of Living Comparison Between Ubud, Bali and Artem

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,160 in Artem.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,784 in Artem.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $2,408 in Artem.

Living in Ubud, Bali is roughly 21% more expensive than in Artem, driven mainly by Eating Out.

The two cities straddle the global median: Ubud, Bali is 5% above, Artem is 13% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$15.05 ₽1,183

-77.08%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$37.44 ₽2,941

-13.62%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$5.86 ₽460

-17.41%

Cappuccino

$2.75 Rp 49.4K

$2.89 ₽227

-4.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$1.00 ₽78.7

38.00%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.64 ₽50.0

17.19%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$1.25 ₽98.4

139.20%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$3.15 ₽248

22.22%

Milk (1 liter)

$1.74 Rp 31.2K

$1.57 ₽123

10.83%

White Bread (500g)

$2.46 Rp 44.2K

$0.68 ₽53.3

261.76%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.73 ₽136

-32.37%

Eggs

$2.43 Rp 43.7K

$2.75 ₽216

-11.64%

Local Cheese (1kg)

$14.50 Rp 260.6K

$11.32 ₽889

28.09%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$5.99 ₽470

-27.38%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$10.60 ₽833

13.02%

Apples (1kg)

$3.72 Rp 66.8K

$2.52 ₽198

47.62%

Banana (1kg)

$1.63 Rp 29.2K

$2.35 ₽184

-30.64%

Oranges (1kg)

$2.74 Rp 49.3K

$2.71 ₽213

1.11%

Tomato (1kg)

$2.24 Rp 40.3K

$3.02 ₽237

-25.83%

Potato (1kg)

$1.92 Rp 34.5K

$0.87 ₽68.6

120.69%

Onion (1kg)

$2.28 Rp 40.9K

$0.85 ₽66.8

168.24%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.69 ₽133

-37.28%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$1.21 ₽95.2

-40.50%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$3.02 ₽238

8.94%

Wine (Bottle)

$23.19 Rp 416.8K

$8.64 ₽679

168.40%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.09 ₽85.4

155.05%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$3.19 ₽251

-14.42%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.49 ₽38.41

-44.90%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$1.92 ₽151

-75.00%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.17 ₽13.36

147.06%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$6.39 ₽502

-2.66%

Gasoline (1 liter)

$0.81 Rp 14.6K

$0.74 ₽57.8

9.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$32.3K ₽2.5M

-17.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$38.2K ₽3.0M

-15.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$181 ₽14.2K

-56.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$5.46 ₽429

-25.46%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$8.81 ₽692

176.16%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$36.14 ₽2,839

172.86%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

Cinema Ticket

$3.99 Rp 71.6K

$5.53 ₽434

-27.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$486 ₽38.2K

-37.22%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$6,960 ₽546.8K

-4.57%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$122 ₽9,584

-55.62%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$59.0 ₽4,634

-35.90%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$81.7 ₽6,419

6.29%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$153 ₽12.0K

-50.02%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$436 ₽34.3K

127.24%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$301 ₽23.7K

123.22%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$775 ₽60.9K

335.63%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$513 ₽40.3K

299.36%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$2,291 ₽180.0K

22.44%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$1,596 ₽125.4K

39.52%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-36.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Artem: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $436 in Artem. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $37.00 in Artem. Groceries flip the comparison at $297 vs $243, with Artem cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Artem: Cost of Living - Frequently Asked Questions

Artem wins on cost – living expenses run 21% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Artem the obvious pick if budget is a priority.

You'd need roughly $2,112 in Ubud, Bali and $1,740 in Artem to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $992 in Ubud, Bali versus $436 in Artem. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $305 in Ubud, Bali versus $486 in Artem. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Artem – a meal for two runs $37.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,160 in Artem versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Artem but tight or insufficient in Ubud, Bali. The gap between the two cities makes Artem the clear choice for anyone on this budget.

Both work as nomad bases, but Artem delivers better value – similar infrastructure at $1,160 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Artem hard to pass up.

Safety-wise, Ubud, Bali and Artem are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Artem gentler on the wallet – expenses run 21% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.