Last update: Oct 2026

Cost of Living Comparison Between Armavir and Ubud, Bali

For one person, living is cheaper in Armavir: $700 a month against $1,353 in Ubud, Bali, rent and utilities included – about $7,800 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Armavir

🇦🇲 Armenia

$700

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Armavir and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Armavir and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $700 per month in Armavir vs $1,353 in Ubud, Bali, rent included.

Armavir $700
Ubud, Bali $1,353

A couple spends around $1,269 per month in Armavir vs $2,297 in Ubud, Bali, rent included.

Armavir $1,269
Ubud, Bali $2,297

A family of three spends $1,839 per month in Armavir vs $3,241 in Ubud, Bali, rent included.

Armavir $1,839
Ubud, Bali $3,241

Armavir is about 48% cheaper than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Armavir sits 48% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$22.59 ֏8,174

$3.23 Rp 58.1K

599.38%

Three-Course Dinner for Two, Mid-Range

$41.59 ֏15.0K

$34.88 Rp 627.8K

19.24%

Fast Food Meal (McDonalds, etc)

$7.39 ֏2,674

$5.70 Rp 102.5K

29.65%

Cappuccino

$1.49 ֏540

$2.62 Rp 47.1K

-43.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.78 ֏284

$1.72 Rp 31.0K

-54.65%

Water (0.33 liter bottle)

$0.34 ֏122

$0.81 Rp 14.6K

-58.02%

Local Beer (0.5 liter draught)

$1.92 ֏693

$2.65 Rp 47.7K

-27.55%

Imported Beer (0.33 liter bottle)

$2.83 ֏1,024

$4.37 Rp 78.6K

-35.24%

Milk (1 liter)

$1.22 ֏441

$1.57 Rp 28.3K

-22.29%

White Bread (500g)

$0.44 ֏158

$2.19 Rp 39.5K

-79.91%

Rice (white) (1kg)

$2.26 ֏817

$1.18 Rp 21.2K

91.53%

Eggs

$1.97 ֏713

$2.16 Rp 38.8K

-8.80%

Local Cheese (1kg)

$5.93 ֏2,145

$17.65 Rp 317.7K

-66.40%

Chicken Fillets (1kg)

$12.84 ֏4,645

$3.78 Rp 68.0K

239.68%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

Apples (1kg)

$0.72 ֏259

$3.60 Rp 64.8K

-80.00%

Banana (1kg)

$1.08 ֏390

$1.59 Rp 28.6K

-32.08%

Oranges (1kg)

$1.23 ֏446

$2.31 Rp 41.6K

-46.75%

Tomato (1kg)

$1.91 Rp 34.3K

Potato (1kg)

$0.41 ֏148

$1.78 Rp 32.1K

-76.97%

Onion (1kg)

$0.29 ֏106

$2.33 Rp 41.9K

-87.55%

Lettuce (1 head)

$1.02 ֏368

$1.00 Rp 18.0K

2.00%

Water (1.5 liter bottle)

$0.63 ֏227

$0.53 Rp 9,509

18.87%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

Wine (Bottle)

$6.75 ֏2,441

$22.07 Rp 397.3K

-69.42%

Local Beer (0.5 liter bottle)

$1.96 ֏710

$2.35 Rp 42.2K

-16.60%

Imported Beer (0.33 liter bottle)

$1.68 ֏609

$2.98 Rp 53.6K

-43.62%

One-way Ticket (Public Transport)

$0.27 ֏97.6

$0.23 Rp 4,112

17.39%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.85 ֏309

$0.47 Rp 8,466

80.85%

Taxi (Normal Tariff) (1km)

$1.41 ֏510

$0.43 Rp 7,737

227.91%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

Gasoline (1 liter)

$1.73 ֏625

$0.83 Rp 14.9K

108.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$111 ֏40.1K

$80.0 Rp 1.4M

38.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.78 ֏4,987

$6.56 Rp 118.1K

110.06%

Internet (50+ Mbps, Unlimited Data)

$19.33 ֏6,995

$18.60 Rp 334.8K

3.92%

Gym Membership (Monthly)

$35.83 ֏13.0K

$54.1 Rp 974.1K

-33.80%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.13 ֏1,493

$4.25 Rp 76.5K

-2.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

Jeans (Levis 501 Or Similar)

$39.33 ֏14.2K

$45.58 Rp 820.4K

-13.71%

Summer Dress (H&M, Zara, etc)

$34.12 ֏12.3K

$34.96 Rp 629.4K

-2.40%

Sport Shoes (Adidas, Nike)

$75.2 ֏27.2K

$77.7 Rp 1.4M

-3.28%

Men's Leather Business Shoes

$54.7 ֏19.8K

$78.5 Rp 1.4M

-30.34%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

3-bedroom Apartment, Outside City Center (Monthly)

$272 ֏98.3K

$1,702 Rp 30.6M

-84.03%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$1,118 ֏404.4K

$166 Rp 3.0M

571.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Armavir: October 19, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Armavir

–

Ubud, Bali

$673 49.7%

Groceries & Markets

Armavir

–

Ubud, Bali

$287 21.2%

Clothing & Footwear

Armavir

–

Ubud, Bali

$107 7.9%

Eating Out

Armavir

–

Ubud, Bali

$106 7.9%

Monthly Utilities & Internet

Armavir

–

Ubud, Bali

$105 7.8%

Sport & Entertainment

Armavir

–

Ubud, Bali

$63 4.6%

Getting Around

Armavir

–

Ubud, Bali

$12 0.9%

Cost Breakdown

Salaries run about 572% higher in Armavir, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $42.00 in Armavir versus $35.00 in Ubud, Bali. Groceries tell a different story – $171 in Armavir vs $287 in Ubud, Bali – so Armavir wins on supermarket bills even if dining out costs more.

Good to know

🇦🇲 Armavir

🇮🇩 Ubud, Bali

🕒 Local time

22:31 10:31 PM

02:31 2:31 AM

4 h ahead of Armavir

🌤 Weather

👥 Population

33,800

74,800

💱 Currency

Armenian Dram AMD ֏

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 AMD = 2.76 USD

1,000 AMD = 2.46 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to AMD – Armenian Dram Converter

🇺🇸 United States Dollar ($)

🇦🇲 Armenian Dram (֏)

Armenian Dram exchange rates as of October 20, 2026: 1 USD = 362 AMD (1,000 AMD = 2.76 USD). 1 EUR = 407 AMD (1,000 AMD = 2.46 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to AMD in detail →

On the map

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Highest

Between locations

Armavir Ubud, Bali 9,060 km ≈ 12 h nonstop flight

From you

Armavir
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Armavir vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $700 in Armavir, $1,353 in Ubud, Bali – roughly 93% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,049 per month in Armavir and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $42.00 in Armavir and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $700 in Armavir and $1,353 in Ubud, Bali. That's a gap of about 93%.

A $2,000 monthly budget goes further in Armavir, where all-in costs run around $700, than in Ubud, Bali at $1,353. In Armavir it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $700 in Armavir to $1,353 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Armavir. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.