Cost of Living Comparison Between Ubud, Bali and Armavir Cost of Living Comparison Between Ubud, Bali and Armavir

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $472 in Armavir, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $848 in Armavir, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $1,223 in Armavir, rent included.

Ubud, Bali costs about 198% more than Armavir, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Armavir is 65% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$21.29 ֏7,778

-83.80%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$38.77 ֏14.2K

-16.58%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$7.30 ֏2,668

-33.70%

Cappuccino

$2.75 Rp 49.4K

$1.29 ֏471

113.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.67 ֏245

105.97%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.25 ֏90.5

200.00%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$1.85 ֏676

61.62%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$2.68 ֏978

43.66%

Milk (1 liter)

$1.74 Rp 31.2K

$1.20 ֏439

45.00%

White Bread (500g)

$2.46 Rp 44.2K

$0.38 ֏137

547.37%

Rice (white) (1kg)

$1.17 Rp 21.0K

$2.03 ֏742

-42.36%

Eggs

$2.43 Rp 43.7K

$1.91 ֏699

27.23%

Local Cheese (1kg)

$14.50 Rp 260.6K

$5.44 ֏1,989

166.54%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$12.34 ֏4,510

-64.75%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

Apples (1kg)

$3.72 Rp 66.8K

$0.64 ֏233

481.25%

Banana (1kg)

$1.63 Rp 29.2K

$1.06 ֏388

53.77%

Oranges (1kg)

$2.74 Rp 49.3K

$1.15 ֏422

138.26%

Tomato (1kg)

$2.24 Rp 40.3K

Potato (1kg)

$1.92 Rp 34.5K

$0.41 ֏149

368.29%

Onion (1kg)

$2.28 Rp 40.9K

$0.27 ֏99.7

744.44%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.88 ֏322

20.45%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.60 ֏218

20.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

Wine (Bottle)

$23.19 Rp 416.8K

$7.02 ֏2,564

230.34%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.85 ֏675

50.27%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.61 ֏588

69.57%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.25 ֏91.2

8.00%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$0.82 ֏299

-41.46%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.45 ֏164

-6.67%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

Gasoline (1 liter)

$0.81 Rp 14.6K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

Gym Membership (Monthly)

$98.6 Rp 1.8M

$34.38 ֏12.6K

186.82%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

Cinema Ticket

$3.99 Rp 71.6K

$4.02 ֏1,469

-0.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$34.48 ֏12.6K

57.02%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$13.15 ֏4,805

187.53%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$64.5 ֏23.6K

34.59%

Men's Leather Business Shoes

$76.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$1,101 ֏402.2K

-84.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Armavir: July 13, 2026

Cost Breakdown

Salaries run about 559% higher in Armavir, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $39.00 in Armavir. Groceries tell a different story – $297 in Ubud, Bali vs $163 in Armavir – so Armavir wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Armavir: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,408 in Ubud, Bali, $472 in Armavir – roughly 198% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $708 in Armavir. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $39.00 in Armavir. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $472 in Armavir. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,000 monthly budget goes further in Armavir, where all-in costs run around $472, than in Ubud, Bali at $1,408. In Armavir it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $472 in Armavir to $1,408 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Armavir. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.