Cost of Living Comparison Between Ubud, Bali and Armavir Cost of Living Comparison Between Ubud, Bali and Armavir

Monthly Cost of Living

A single person spends $1,396 per month in Ubud, Bali vs $680 in Armavir, rent included.

A couple spends around $2,334 per month in Ubud, Bali vs $1,258 in Armavir, rent included.

A family of three spends $3,273 per month in Ubud, Bali vs $1,836 in Armavir, rent included.

Ubud, Bali costs about 105% more than Armavir, driven mainly by Eating Out.

Ubud, Bali sits 2% above the global median, while Armavir is 50% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.37 Rp 59.5K

$21.98 ֏7,986

-84.67%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 680.3K

$41.23 ֏15.0K

-6.40%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.3K

$7.70 ֏2,799

-28.31%

Cappuccino

$2.64 Rp 46.6K

$1.47 ֏533

79.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.5K

$0.82 ֏297

103.66%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$0.33 ֏119

133.33%

Local Beer (0.5 liter draught)

$2.63 Rp 46.4K

$1.90 ֏689

38.42%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.5K

$2.67 ֏971

60.30%

Milk (1 liter)

$1.55 Rp 27.3K

$1.21 ֏441

28.10%

White Bread (500g)

$2.22 Rp 39.2K

$0.42 ֏153

428.57%

Rice (white) (1kg)

$1.13 Rp 19.8K

$2.23 ֏811

-49.33%

Eggs

$2.09 Rp 36.8K

$1.93 ֏702

8.29%

Local Cheese (1kg)

$17.39 Rp 306.6K

$5.79 ֏2,104

200.35%

Chicken Fillets (1kg)

$3.87 Rp 68.2K

$12.73 ֏4,624

-69.60%

Beef Round Steak (1kg)

$12.55 Rp 221.2K

Apples (1kg)

$3.62 Rp 63.8K

$0.71 ֏260

409.86%

Banana (1kg)

$1.56 Rp 27.5K

$1.11 ֏404

40.54%

Oranges (1kg)

$2.35 Rp 41.5K

$1.21 ֏441

94.21%

Tomato (1kg)

$2.06 Rp 36.2K

Potato (1kg)

$1.90 Rp 33.5K

$0.42 ֏153

352.38%

Onion (1kg)

$2.34 Rp 41.2K

$0.26 ֏93.5

800.00%

Lettuce (1 head)

$1.03 Rp 18.2K

$0.98 ֏357

5.10%

Water (1.5 liter bottle)

$0.55 Rp 9,779

$0.62 ֏225

-11.29%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.7K

Wine (Bottle)

$23.81 Rp 419.7K

$6.69 ֏2,429

255.90%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.8K

$1.87 ֏679

23.53%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.4K

$1.63 ֏592

71.78%

One-way Ticket (Public Transport)

$0.27 Rp 4,802

$0.26 ֏93.3

3.85%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,489

$0.84 ֏305

-42.86%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,863

$1.35 ֏492

-66.67%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 100.8K

Gasoline (1 liter)

$0.76 Rp 13.4K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 431.6M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 566.3M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$111 ֏40.3K

-24.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 113.8K

$13.62 ֏4,948

-52.57%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 334.8K

$19.43 ֏7,059

-2.26%

Gym Membership (Monthly)

$56.0 Rp 986.8K

$35.04 ֏12.7K

59.73%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.2K

Cinema Ticket

$4.28 Rp 75.5K

$4.06 ֏1,476

5.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.2M

Jeans (Levis 501 Or Similar)

$45.56 Rp 803.2K

$38.50 ֏14.0K

18.34%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 641.4K

$33.71 ֏12.2K

7.92%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$74.1 ֏26.9K

10.59%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$54.3 ֏19.7K

48.20%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.4M

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.1M

$272 ֏98.7K

548.84%

Buy Apartment in City Center (m2)

$2,826 Rp 49.8M

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.4M

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$1,114 ֏404.9K

-84.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Armavir: September 1, 2026

Cost Breakdown

Salaries run about 556% higher in Armavir, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $39.00 in Ubud, Bali versus $41.00 in Armavir. Groceries tell a different story – $293 in Ubud, Bali vs $168 in Armavir – so Armavir wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Armavir: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,396 in Ubud, Bali, $680 in Armavir – roughly 105% apart. Ubud, Bali costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,095 per month in Ubud, Bali and $1,021 in Armavir. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $39.00 in Ubud, Bali and $41.00 in Armavir. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,396 in Ubud, Bali and $680 in Armavir. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,000 monthly budget goes further in Armavir, where all-in costs run around $680, than in Ubud, Bali at $1,396. In Armavir it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $680 in Armavir to $1,396 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Armavir. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.