Cost of Living Comparison Between Ubud, Bali and Armavir Cost of Living Comparison Between Ubud, Bali and Armavir

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $485 in Armavir, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $855 in Armavir, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $1,224 in Armavir, rent included.

Ubud, Bali costs about 192% more than Armavir, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Armavir is 64% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$21.18 ֏7,795

-83.19%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$38.50 ֏14.2K

-14.99%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$7.29 ֏2,684

-32.10%

Cappuccino

$2.71 Rp 48.4K

$1.28 ֏470

111.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$0.67 ֏248

100.00%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.27 ֏100

159.26%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$1.85 ֏682

57.84%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$2.59 ֏952

52.90%

Milk (1 liter)

$1.81 Rp 32.3K

$1.20 ֏442

50.83%

White Bread (500g)

$2.52 Rp 45.0K

$0.40 ֏147

530.00%

Rice (white) (1kg)

$1.16 Rp 20.7K

$2.10 ֏774

-44.76%

Eggs

$2.46 Rp 43.9K

$1.89 ֏696

30.16%

Local Cheese (1kg)

$14.71 Rp 262.7K

$5.53 ֏2,036

166.00%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$12.19 ֏4,487

-64.56%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

Apples (1kg)

$3.84 Rp 68.6K

$0.64 ֏235

500.00%

Banana (1kg)

$1.56 Rp 27.8K

$1.03 ֏380

51.46%

Oranges (1kg)

$2.83 Rp 50.6K

$1.19 ֏439

137.82%

Tomato (1kg)

$2.33 Rp 41.5K

Potato (1kg)

$1.91 Rp 34.2K

$0.41 ֏150

365.85%

Onion (1kg)

$2.20 Rp 39.3K

$0.27 ֏100

714.81%

Lettuce (1 head)

$1.01 Rp 18.1K

$0.88 ֏325

14.77%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.60 ֏222

30.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

Wine (Bottle)

$23.74 Rp 423.9K

$6.86 ֏2,525

246.06%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$1.84 ֏678

51.63%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$1.61 ֏591

77.64%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$0.25 ֏91.1

8.00%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$0.76 ֏278

-39.47%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$0.45 ֏164

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

Gasoline (1 liter)

$0.79 Rp 14.2K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

Gym Membership (Monthly)

$98.7 Rp 1.8M

$33.55 ֏12.3K

194.19%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

Cinema Ticket

$4.15 Rp 74.1K

$3.89 ֏1,432

6.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$33.56 ֏12.4K

65.49%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$12.90 ֏4,747

196.98%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$66.7 ֏24.5K

32.85%

Men's Leather Business Shoes

$77.9 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,072 ֏394.6K

-84.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Armavir: May 30, 2026

Cost Breakdown

Salaries run about 549% higher in Armavir, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $38.00 in Armavir. Groceries tell a different story – $302 in Ubud, Bali vs $162 in Armavir – so Armavir wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Armavir: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,419 in Ubud, Bali, $485 in Armavir – roughly 192% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $728 in Armavir. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $38.00 in Armavir. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,419 in Ubud, Bali and $485 in Armavir. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,000 monthly budget goes further in Armavir, where all-in costs run around $485, than in Ubud, Bali at $1,419. In Armavir it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $485 in Armavir to $1,419 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Armavir. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.