Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Armavir

For one person, living is cheaper in Armavir: $700 a month against $1,353 in Ubud, Bali, rent and utilities included – about $7,800 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Armavir

🇦🇲 Armenia

$700

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Armavir

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Armavir actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $700 in Armavir, rent included.

Ubud, Bali $1,353
Armavir $700

A couple spends around $2,297 per month in Ubud, Bali vs $1,269 in Armavir, rent included.

Ubud, Bali $2,297
Armavir $1,269

A family of three spends $3,241 per month in Ubud, Bali vs $1,839 in Armavir, rent included.

Ubud, Bali $3,241
Armavir $1,839

Ubud, Bali costs about 93% more than Armavir, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 0% above the global median, while Armavir is 48% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$22.59 ֏8,174

-85.70%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$41.59 ֏15.0K

-16.13%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$7.39 ֏2,674

-22.87%

Cappuccino

$2.62 Rp 47.1K

$1.49 ֏540

75.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.78 ֏284

120.51%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.34 ֏122

138.24%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$1.92 ֏693

38.02%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$2.83 ֏1,024

54.42%

Milk (1 liter)

$1.57 Rp 28.3K

$1.22 ֏441

28.69%

White Bread (500g)

$2.19 Rp 39.5K

$0.44 ֏158

397.73%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.26 ֏817

-47.79%

Eggs

$2.16 Rp 38.8K

$1.97 ֏713

9.64%

Local Cheese (1kg)

$17.65 Rp 317.7K

$5.93 ֏2,145

197.64%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$12.84 ֏4,645

-70.56%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

Apples (1kg)

$3.60 Rp 64.8K

$0.72 ֏259

400.00%

Banana (1kg)

$1.59 Rp 28.6K

$1.08 ֏390

47.22%

Oranges (1kg)

$2.31 Rp 41.6K

$1.23 ֏446

87.80%

Tomato (1kg)

$1.91 Rp 34.3K

Potato (1kg)

$1.78 Rp 32.1K

$0.41 ֏148

334.15%

Onion (1kg)

$2.33 Rp 41.9K

$0.29 ֏106

703.45%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.02 ֏368

-1.96%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.63 ֏227

-15.87%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

Wine (Bottle)

$22.07 Rp 397.3K

$6.75 ֏2,441

226.96%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.96 ֏710

19.90%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$1.68 ֏609

77.38%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.27 ֏97.6

-14.81%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$0.85 ֏309

-44.71%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$1.41 ֏510

-69.50%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.73 ֏625

-52.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$111 ֏40.1K

-27.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$13.78 ֏4,987

-52.39%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$19.33 ֏6,995

-3.78%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$35.83 ֏13.0K

51.05%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$4.13 ֏1,493

2.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$39.33 ֏14.2K

15.89%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$34.12 ֏12.3K

2.46%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$75.2 ֏27.2K

3.39%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$54.7 ֏19.8K

43.55%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$272 ֏98.3K

526.28%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,118 ֏404.4K

-85.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Armavir: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Armavir

–

Groceries & Markets

Ubud, Bali

$287 21.2%

Armavir

–

Clothing & Footwear

Ubud, Bali

$107 7.9%

Armavir

–

Eating Out

Ubud, Bali

$106 7.9%

Armavir

–

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Armavir

–

Sport & Entertainment

Ubud, Bali

$63 4.6%

Armavir

–

Getting Around

Ubud, Bali

$12 0.9%

Armavir

–

Cost Breakdown

Salaries run about 572% higher in Armavir, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $42.00 in Armavir. Groceries tell a different story – $287 in Ubud, Bali vs $171 in Armavir – so Armavir wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇦🇲 Armavir

🕒 Local time

04:02 4:02 AM

00:02 12:02 AM

4 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

33,800

💱 Currency

Indonesian Rupiah IDR Rp

Armenian Dram AMD ֏

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 AMD = 2.76 USD

1,000 AMD = 2.46 EUR

Exchange rates and currency converter

AMD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Armenian Dram exchange rates as of October 20, 2026: 1 USD = 362 AMD (1,000 AMD = 2.76 USD). 1 EUR = 407 AMD (1,000 AMD = 2.46 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Armavir 9,060 km ≈ 12 h nonstop flight

From you

Ubud, Bali
Armavir

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Armavir: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,353 in Ubud, Bali, $700 in Armavir – roughly 93% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $1,049 in Armavir. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $42.00 in Armavir. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,353 in Ubud, Bali and $700 in Armavir. That's a gap of about 93%.

A $2,000 monthly budget goes further in Armavir, where all-in costs run around $700, than in Ubud, Bali at $1,353. In Armavir it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $700 in Armavir to $1,353 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Armavir. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.