Last update: Oct 2026

Cost of Living Comparison Between Apatity and Ubud, Bali

For one person, living is cheaper in Apatity: $1,070 a month against $1,353 in Ubud, Bali, rent and utilities included – about $3,400 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

51

Cost of Living Index in Apatity
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Apatity Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Apatity

🇷🇺 Russia

$1,070

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Apatity and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Apatity and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,070 per month in Apatity vs $1,353 in Ubud, Bali, rent included.

Apatity $1,070
Ubud, Bali $1,353

A couple spends around $1,672 per month in Apatity vs $2,297 in Ubud, Bali, rent included.

Apatity $1,672
Ubud, Bali $2,297

A family of three spends $2,275 per month in Apatity vs $3,241 in Ubud, Bali, rent included.

Apatity $2,275
Ubud, Bali $3,241

Apatity is about 21% cheaper than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Apatity sits 21% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$12.81 ₽1,069

$3.23 Rp 58.1K

296.59%

Three-Course Dinner for Two, Mid-Range

$33.57 ₽2,801

$34.88 Rp 627.8K

-3.76%

Fast Food Meal (McDonalds, etc)

$6.93 ₽578

$5.70 Rp 102.5K

21.58%

Cappuccino

$2.72 ₽227

$2.62 Rp 47.1K

3.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.07 ₽89.0

$1.72 Rp 31.0K

-37.79%

Water (0.33 liter bottle)

$0.57 ₽47.60

$0.81 Rp 14.6K

-29.63%

Local Beer (0.5 liter draught)

$1.69 ₽141

$2.65 Rp 47.7K

-36.23%

Imported Beer (0.33 liter bottle)

$3.41 ₽285

$4.37 Rp 78.6K

-21.97%

Milk (1 liter)

$1.05 ₽87.8

$1.57 Rp 28.3K

-33.12%

White Bread (500g)

$0.66 ₽54.8

$2.19 Rp 39.5K

-69.86%

Rice (white) (1kg)

$1.23 ₽103

$1.18 Rp 21.2K

4.24%

Eggs

$1.73 ₽145

$2.16 Rp 38.8K

-19.91%

Local Cheese (1kg)

$12.08 ₽1,008

$17.65 Rp 317.7K

-31.56%

Chicken Fillets (1kg)

$6.03 ₽503

$3.78 Rp 68.0K

59.52%

Beef Round Steak (1kg)

$12.86 ₽1,073

$11.95 Rp 215.1K

7.62%

Apples (1kg)

$1.82 ₽152

$3.60 Rp 64.8K

-49.44%

Banana (1kg)

$1.67 ₽140

$1.59 Rp 28.6K

5.03%

Oranges (1kg)

$1.61 ₽134

$2.31 Rp 41.6K

-30.30%

Tomato (1kg)

$3.04 ₽254

$1.91 Rp 34.3K

59.16%

Potato (1kg)

$0.84 ₽69.8

$1.78 Rp 32.1K

-52.81%

Onion (1kg)

$0.64 ₽53.8

$2.33 Rp 41.9K

-72.53%

Lettuce (1 head)

$1.25 ₽104

$1.00 Rp 18.0K

25.00%

Water (1.5 liter bottle)

$0.68 ₽56.7

$0.53 Rp 9,509

28.30%

Cigarettes 20 Pack (Marlboro, Camel)

$2.84 ₽237

$2.29 Rp 41.1K

24.02%

Wine (Bottle)

$8.52 ₽711

$22.07 Rp 397.3K

-61.40%

Local Beer (0.5 liter bottle)

$0.98 ₽81.6

$2.35 Rp 42.2K

-58.30%

Imported Beer (0.33 liter bottle)

$1.93 ₽161

$2.98 Rp 53.6K

-35.23%

One-way Ticket (Public Transport)

$0.59 ₽48.86

$0.23 Rp 4,112

156.52%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$2.25 ₽188

$0.47 Rp 8,466

378.72%

Taxi (Normal Tariff) (1km)

$0.34 ₽28.42

$0.43 Rp 7,737

-20.93%

Taxi 1hour Waiting (Normal Tariff)

$5.41 ₽452

$5.47 Rp 98.4K

-1.10%

Gasoline (1 liter)

$0.82 ₽68.8

$0.83 Rp 14.9K

-1.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$56.8K ₽4.7M

$23.9K Rp 429.8M

138.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.0K ₽3.4M

$32.8K Rp 590.1M

24.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$134 ₽11.2K

$80.0 Rp 1.4M

67.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.14 ₽596

$6.56 Rp 118.1K

8.84%

Internet (50+ Mbps, Unlimited Data)

$9.70 ₽810

$18.60 Rp 334.8K

-47.85%

Gym Membership (Monthly)

$33.93 ₽2,832

$54.1 Rp 974.1K

-37.31%

Tennis Court (1 Hour on Weekend)

$27.18 ₽2,269

$18.28 Rp 329.0K

48.69%

Cinema Ticket

$7.27 ₽607

$4.25 Rp 76.5K

71.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$401 ₽33.5K

$493 Rp 8.9M

-18.55%

International Primary School, 1 Child (Yearly)

$5,935 ₽495.3K

$5,597 Rp 100.7M

6.04%

Jeans (Levis 501 Or Similar)

$90.8 ₽7,578

$45.58 Rp 820.4K

99.19%

Summer Dress (H&M, Zara, etc)

$45.47 ₽3,795

$34.96 Rp 629.4K

30.06%

Sport Shoes (Adidas, Nike)

$114 ₽9,533

$77.7 Rp 1.4M

46.96%

Men's Leather Business Shoes

$100 ₽8,361

$78.5 Rp 1.4M

27.59%

1-bedroom Apartment, City Center (Monthly)

$417 ₽34.8K

$1,131 Rp 20.4M

-63.14%

1-bedroom Apartment, Outside City Center (Monthly)

$312 ₽26.0K

$673 Rp 12.1M

-53.68%

3-bedroom Apartment, City Center (Monthly)

$982 ₽81.9K

$3,613 Rp 65.0M

-72.82%

3-bedroom Apartment, Outside City Center (Monthly)

$587 ₽49.0K

$1,702 Rp 30.6M

-65.52%

Buy Apartment in City Center (m2)

$1,948 ₽162.6K

$2,717 Rp 48.9M

-28.32%

Buy Apartment Outside City Center (m2)

$1,630 ₽136.0K

$2,241 Rp 40.3M

-27.27%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

27.67

13.78

100.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Apatity: October 17, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Apatity

$312 29.1%

Ubud, Bali

$673 49.7% 116% $361

Groceries & Markets

Apatity

$217 20.3%

Ubud, Bali

$287 21.2% 32.1% $70

Eating Out

Apatity

$178 16.6%

Ubud, Bali

$106 7.9% 40.1% $71

Clothing & Footwear

Apatity

$158 14.8%

Ubud, Bali

$107 7.9% 32.5% $51

Monthly Utilities & Internet

Apatity

$151 14.1%

Ubud, Bali

$105 7.8% 30.2% $46

Sport & Entertainment

Apatity

$48 4.5%

Ubud, Bali

$63 4.6% 29.2% $14

Getting Around

Apatity

$6.3 * 0.6%

Ubud, Bali

$12 0.9% 97.3% $6.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $417 in Apatity versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $34.00 in Apatity versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $217 vs $287 – making Apatity the more affordable choice for daily food spending.

Good to know

🇷🇺 Apatity

🇮🇩 Ubud, Bali

🕒 Local time

16:35 4:35 PM

21:35 9:35 PM

5 h ahead of Apatity

🌤 Weather

👥 Population

48,748

74,800

💱 Currency

Russian Ruble RUB ₽

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 RUB = 1.2 USD

100 RUB = 1.07 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to RUB – Russian Ruble Converter

🇺🇸 United States Dollar ($)

🇷🇺 Russian Ruble (₽)

Russian Ruble exchange rates as of October 20, 2026: 1 USD = 83.46 RUB (100 RUB = 1.2 USD). 1 EUR = 93.83 RUB (100 RUB = 1.07 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to RUB in detail →

On the map

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Highest

Between locations

Apatity Ubud, Bali 10,540 km ≈ 14 h nonstop flight

From you

Apatity
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Apatity vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 26%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $1,605 per month in Apatity and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Apatity, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,070 in Apatity and $1,353 in Ubud, Bali. That's a gap of about 26%.

Kindergarten costs $401 per month in Apatity and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Apatity, where all-in costs run around $1,070, than in Ubud, Bali at $1,353. In Apatity it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Apatity – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Apatity. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.