🙂A single person spends $962 per month in Apatity vs $1,408 in Ubud, Bali, rent included.
🙂A couple spends around $1,492 per month in Apatity vs $2,585 in Ubud, Bali, rent included.
🙂A family of three spends $2,023 per month in Apatity vs $3,763 in Ubud, Bali, rent included.
🙂Apatity is about 32% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.
📊Apatity sits 28% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Apatity
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.78₽764
$3.45Rp 61.8K
183.48%
Three-Course Dinner for Two, Mid-Range
$38.76₽3,028
$32.34Rp 578.5K
19.85%
Fast Food Meal(McDonalds, etc)
$5.61₽438
$4.84Rp 86.7K
15.91%
Cappuccino
$2.34₽183
$2.75Rp 49.1K
-14.91%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.24₽96.6
$1.38Rp 24.8K
-10.14%
Water(0.33 liter bottle)
$0.42₽32.82
$0.75Rp 13.4K
-44.00%
Local Beer(0.5 liter draught)
$1.37₽107
$2.99Rp 53.5K
-54.18%
Imported Beer(0.33 liter bottle)
$2.61₽204
$3.85Rp 68.9K
-32.21%
🛒 Groceries & Markets
Apatity
Ubud, Bali
Difference
Milk(1 liter)
$1.14₽89.3
$1.74Rp 31.1K
-34.48%
White Bread(500g)
$0.70₽55.1
$2.46Rp 44.0K
-71.54%
Rice(white)(1kg)
$1.39₽109
$1.17Rp 20.9K
18.80%
Eggs
$1.78₽139
$2.43Rp 43.5K
-26.75%
Local Cheese(1kg)
$10.89₽851
$14.50Rp 259.5K
-24.90%
Chicken Fillets(1kg)
$5.00₽390
$4.35Rp 77.8K
14.94%
Beef Round Steak(1kg)
$9.05₽707
$11.98Rp 214.3K
-24.46%
Apples(1kg)
$1.74₽136
$3.72Rp 66.5K
-53.23%
Banana(1kg)
$1.88₽147
$1.63Rp 29.1K
15.34%
Oranges(1kg)
$1.91₽149
$2.74Rp 49.1K
-30.29%
Tomato(1kg)
$2.76₽216
$2.24Rp 40.1K
23.21%
Potato(1kg)
$0.79₽61.8
$1.92Rp 34.3K
-58.85%
Onion(1kg)
$0.70₽54.8
$2.28Rp 40.7K
-69.30%
Lettuce(1 head)
$1.34₽105
$1.06Rp 19.0K
26.42%
Water(1.5 liter bottle)
$0.66₽51.9
$0.72Rp 12.9K
-8.33%
Cigarettes 20 Pack(Marlboro, Camel)
$3.03₽236
$3.29Rp 58.8K
-7.90%
Wine(Bottle)
$8.76₽685
$23.19Rp 414.9K
-62.23%
Local Beer(0.5 liter bottle)
$1.00₽78.1
$2.78Rp 49.7K
-64.03%
Imported Beer(0.33 liter bottle)
$1.96₽153
$2.73Rp 48.9K
-28.21%
🚌 Getting Around
Apatity
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.50₽38.85
$0.27Rp 4,765
85.19%
Public Transport Monthly Pass(Regular Price)
-
$8.11Rp 145.0K
-
Taxi Start(Normal Tariff)
$1.95₽152
$0.48Rp 8,636
306.25%
Taxi(Normal Tariff)(1km)
$0.35₽27.57
$0.42Rp 7,511
-16.67%
Taxi 1hour Waiting(Normal Tariff)
$6.17₽482
$6.22Rp 111.3K
-0.80%
Gasoline(1 liter)
$0.77₽60.0
$0.81Rp 14.6K
-4.94%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.2K₽2.7M
$26.6KRp 476.1M
28.67%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.0K₽2.7M
$32.2KRp 575.9M
8.60%
🧾 Monthly Utilities & Internet
Apatity
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$109₽8,539
$78.4Rp 1.4M
39.50%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$5.89₽460
$4.07Rp 72.8K
44.72%
Internet(50+ Mbps, Unlimited Data)
$7.63₽596
$24.33Rp 435.2K
-68.64%
🎉 Sport & Entertainment
Apatity
Ubud, Bali
Difference
Gym Membership(Monthly)
$35.05₽2,739
$98.6Rp 1.8M
-64.46%
Tennis Court(1 Hour on Weekend)
-
$6.34Rp 113.3K
-
Cinema Ticket
$5.17₽404
$3.99Rp 71.3K
29.57%
🧸 Childcare & Education
Apatity
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$323₽25.2K
$305Rp 5.5M
5.88%
International Primary School, 1 Child(Yearly)
$6,873₽537.0K
$6,642Rp 118.8M
3.48%
👕👟 Clothing & Footwear
Apatity
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$68.5₽5,355
$54.1Rp 968.6K
26.60%
Summer Dress(H&M, Zara, etc)
$43.81₽3,423
$37.81Rp 676.3K
15.87%
Sport Shoes(Adidas, Nike)
$116₽9,044
$86.8Rp 1.6M
33.31%
Men's Leather Business Shoes
$107₽8,339
$76.4Rp 1.4M
39.79%
🏠 Accommodation & Living
Apatity
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$451₽35.3K
$992Rp 17.7M
-54.48%
1-bedroom Apartment, Outside City Center(Monthly)
$307₽24.0K
$673Rp 12.0M
-54.34%
3-bedroom Apartment, City Center(Monthly)
$774₽60.4K
$3,375Rp 60.4M
-77.08%
3-bedroom Apartment, Outside City Center(Monthly)
$518₽40.4K
$2,050Rp 36.7M
-74.75%
Buy Apartment in City Center(m2)
$2,505₽195.7K
$2,805Rp 50.2M
-10.68%
Buy Apartment Outside City Center(m2)
$1,739₽135.9K
$2,227Rp 39.8M
-21.90%
💵 Salaries & Financials
Apatity
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$167Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
15.33
13.28
15.44%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Apatity: July 13, 2026
Last update for Ubud, Bali: July 11, 2026
Cost Breakdown
🏠A central one-bedroom costs $451 in Apatity versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $39.00 in Apatity versus $32.00 in Ubud, Bali. Groceries tell a different story – $201 in Apatity vs $297 in Ubud, Bali – so Apatity wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated March 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Apatity vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Apatity?
Yes – Ubud, Bali is pricier by about 46%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,443 per month in Apatity and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Apatity, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Apatity and in Ubud, Bali?
Monthly expenses with rent come to $962 in Apatity and $1,408 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $323 per month in Apatity and $305 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for living in Apatity or in Ubud, Bali?
A $1,500 monthly budget goes further in Apatity, where all-in costs run around $962, than in Ubud, Bali at $1,408. In Apatity it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Apatity or Ubud, Bali more family-friendly?
Families tend to lean toward Apatity – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Apatity or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Apatity. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.