Cost of Living Comparison Between Ubud, Bali and Apatity Cost of Living Comparison Between Ubud, Bali and Apatity

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $957 in Apatity, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $1,493 in Apatity, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $2,028 in Apatity, rent included.

Ubud, Bali costs about 48% more than Apatity, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Apatity is 29% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$9.93 ₽724

-64.15%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$38.37 ₽2,801

-14.70%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$5.61 ₽409

-11.76%

Cappuccino

$2.71 Rp 48.4K

$2.33 ₽170

16.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$1.23 ₽90.0

8.94%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.40 ₽29.05

75.00%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$1.36 ₽99.3

114.71%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$2.60 ₽190

52.31%

Milk (1 liter)

$1.81 Rp 32.3K

$1.11 ₽81.2

63.06%

White Bread (500g)

$2.52 Rp 45.0K

$0.66 ₽47.88

281.82%

Rice (white) (1kg)

$1.16 Rp 20.7K

$1.39 ₽101

-16.55%

Eggs

$2.46 Rp 43.9K

$1.79 ₽130

37.43%

Local Cheese (1kg)

$14.71 Rp 262.7K

$10.89 ₽795

35.08%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$4.83 ₽352

-10.56%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$8.63 ₽630

40.67%

Apples (1kg)

$3.84 Rp 68.6K

$1.82 ₽133

110.99%

Banana (1kg)

$1.56 Rp 27.8K

$1.80 ₽131

-13.33%

Oranges (1kg)

$2.83 Rp 50.6K

$1.97 ₽144

43.65%

Tomato (1kg)

$2.33 Rp 41.5K

$2.78 ₽203

-16.19%

Potato (1kg)

$1.91 Rp 34.2K

$0.85 ₽61.9

124.71%

Onion (1kg)

$2.20 Rp 39.3K

$0.70 ₽51.3

214.29%

Lettuce (1 head)

$1.01 Rp 18.1K

$1.41 ₽103

-28.37%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.66 ₽48.33

18.18%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$2.92 ₽213

13.70%

Wine (Bottle)

$23.74 Rp 423.9K

$7.33 ₽535

223.87%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$0.95 ₽69.7

193.68%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$1.86 ₽136

53.76%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$0.50 ₽36.40

-46.00%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$1.93 ₽141

-76.17%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$0.33 ₽23.72

36.36%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$6.52 ₽476

-6.44%

Gasoline (1 liter)

$0.79 Rp 14.2K

$0.71 ₽52.1

11.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$33.9K ₽2.5M

-22.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$35.1K ₽2.6M

-8.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$111 ₽8,088

-27.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$5.93 ₽433

-31.53%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$7.79 ₽568

201.93%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$35.64 ₽2,602

176.94%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

Cinema Ticket

$4.15 Rp 74.1K

$5.00 ₽365

-17.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$324 ₽23.7K

-6.22%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$7,095 ₽517.9K

-6.79%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$69.4 ₽5,064

-19.95%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$44.79 ₽3,269

-14.47%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$113 ₽8,245

-21.56%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$107 ₽7,807

-27.19%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$446 ₽32.6K

125.64%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$309 ₽22.6K

118.33%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$757 ₽55.3K

354.47%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$513 ₽37.4K

297.86%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$2,580 ₽188.3K

10.14%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$1,826 ₽133.3K

24.00%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

15.33

-13.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Apatity: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $446 in Apatity. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $38.00 in Apatity. Groceries tell a different story – $302 in Ubud, Bali vs $195 in Apatity – so Apatity wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Apatity: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 48%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $1,436 in Apatity. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Apatity, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,419 in Ubud, Bali and $957 in Apatity. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $304 per month in Ubud, Bali and $324 in Apatity. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Apatity, where all-in costs run around $957, than in Ubud, Bali at $1,419. In Apatity it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Apatity – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Apatity. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.