Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Apatity

For one person, living is cheaper in Apatity: $1,070 a month against $1,353 in Ubud, Bali, rent and utilities included – about $3,400 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

66

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
51

Cost of Living Index in Apatity
Learn more

Apatity Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Apatity

🇷🇺 Russia

$1,070

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Apatity

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Apatity actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $1,070 in Apatity, rent included.

Ubud, Bali $1,353
Apatity $1,070

A couple spends around $2,297 per month in Ubud, Bali vs $1,672 in Apatity, rent included.

Ubud, Bali $2,297
Apatity $1,672

A family of three spends $3,241 per month in Ubud, Bali vs $2,275 in Apatity, rent included.

Ubud, Bali $3,241
Apatity $2,275

Ubud, Bali costs about 26% more than Apatity, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 0% above the global median, while Apatity is 21% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$12.81 ₽1,069

-74.79%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$33.57 ₽2,801

3.90%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$6.93 ₽578

-17.75%

Cappuccino

$2.62 Rp 47.1K

$2.72 ₽227

-3.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$1.07 ₽89.0

60.75%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.57 ₽47.60

42.11%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$1.69 ₽141

56.80%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$3.41 ₽285

28.15%

Milk (1 liter)

$1.57 Rp 28.3K

$1.05 ₽87.8

49.52%

White Bread (500g)

$2.19 Rp 39.5K

$0.66 ₽54.8

231.82%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.23 ₽103

-4.07%

Eggs

$2.16 Rp 38.8K

$1.73 ₽145

24.86%

Local Cheese (1kg)

$17.65 Rp 317.7K

$12.08 ₽1,008

46.11%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$6.03 ₽503

-37.31%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$12.86 ₽1,073

-7.08%

Apples (1kg)

$3.60 Rp 64.8K

$1.82 ₽152

97.80%

Banana (1kg)

$1.59 Rp 28.6K

$1.67 ₽140

-4.79%

Oranges (1kg)

$2.31 Rp 41.6K

$1.61 ₽134

43.48%

Tomato (1kg)

$1.91 Rp 34.3K

$3.04 ₽254

-37.17%

Potato (1kg)

$1.78 Rp 32.1K

$0.84 ₽69.8

111.90%

Onion (1kg)

$2.33 Rp 41.9K

$0.64 ₽53.8

264.06%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.25 ₽104

-20.00%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.68 ₽56.7

-22.06%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$2.84 ₽237

-19.37%

Wine (Bottle)

$22.07 Rp 397.3K

$8.52 ₽711

159.04%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$0.98 ₽81.6

139.80%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$1.93 ₽161

54.40%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.59 ₽48.86

-61.02%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$2.25 ₽188

-79.11%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.34 ₽28.42

26.47%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$5.41 ₽452

1.11%

Gasoline (1 liter)

$0.83 Rp 14.9K

$0.82 ₽68.8

1.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$56.8K ₽4.7M

-57.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$41.0K ₽3.4M

-19.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$134 ₽11.2K

-40.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$7.14 ₽596

-8.12%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$9.70 ₽810

91.75%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$33.93 ₽2,832

59.50%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$27.18 ₽2,269

-32.74%

Cinema Ticket

$4.25 Rp 76.5K

$7.27 ₽607

-41.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$401 ₽33.5K

22.77%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$5,935 ₽495.3K

-5.69%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$90.8 ₽7,578

-49.80%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$45.47 ₽3,795

-23.11%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$114 ₽9,533

-31.96%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$100 ₽8,361

-21.62%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$417 ₽34.8K

171.33%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$312 ₽26.0K

115.90%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$982 ₽81.9K

267.98%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$587 ₽49.0K

189.99%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$1,948 ₽162.6K

39.52%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$1,630 ₽136.0K

37.50%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

27.67

-50.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Apatity: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Apatity

$312 29.1% 53.7% $361

Groceries & Markets

Ubud, Bali

$287 21.2%

Apatity

$217 20.3% 24.3% $70

Clothing & Footwear

Ubud, Bali

$107 7.9%

Apatity

$158 14.8% 48.1% $51

Eating Out

Ubud, Bali

$106 7.9%

Apatity

$178 16.6% 67% $71

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Apatity

$151 14.1% 43.3% $46

Sport & Entertainment

Ubud, Bali

$63 4.6%

Apatity

$48 4.5% 22.6% $14

Getting Around

Ubud, Bali

$12 0.9%

Apatity

$6.3 * 0.6% 49.3% $6.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $417 in Apatity. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $34.00 in Apatity. Monthly groceries follow the same trend: $287 vs $217 – making Apatity the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇷🇺 Apatity

🕒 Local time

23:37 11:37 PM

18:37 6:37 PM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

48,748

💱 Currency

Indonesian Rupiah IDR Rp

Russian Ruble RUB ₽

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100 RUB = 1.2 USD

100 RUB = 1.07 EUR

Exchange rates and currency converter

RUB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Russian Ruble exchange rates as of October 20, 2026: 1 USD = 83.46 RUB (100 RUB = 1.2 USD). 1 EUR = 93.83 RUB (100 RUB = 1.07 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Apatity 10,540 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Apatity

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Apatity: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 26%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $1,605 in Apatity. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Apatity, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,353 in Ubud, Bali and $1,070 in Apatity. That's a gap of about 26%.

Kindergarten costs $493 per month in Ubud, Bali and $401 in Apatity. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Apatity, where all-in costs run around $1,070, than in Ubud, Bali at $1,353. In Apatity it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Apatity – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Apatity. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.