Cost of Living Comparison Between Ubud, Bali and Apatity Cost of Living Comparison Between Ubud, Bali and Apatity

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $962 in Apatity, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,492 in Apatity, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $2,023 in Apatity, rent included.

Ubud, Bali costs about 46% more than Apatity, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Apatity is 28% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$9.78 ₽768

-64.72%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$38.76 ₽3,042

-16.56%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$5.61 ₽440

-13.73%

Cappuccino

$2.75 Rp 49.3K

$2.34 ₽184

17.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$1.24 ₽97.0

11.29%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.42 ₽32.97

78.57%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$1.37 ₽108

118.25%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$2.61 ₽205

47.51%

Milk (1 liter)

$1.74 Rp 31.1K

$1.14 ₽89.7

52.63%

White Bread (500g)

$2.46 Rp 44.1K

$0.70 ₽55.3

251.43%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.39 ₽109

-15.83%

Eggs

$2.43 Rp 43.6K

$1.78 ₽139

36.52%

Local Cheese (1kg)

$14.50 Rp 260.2K

$10.89 ₽855

33.15%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$5.00 ₽392

-13.00%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

$9.05 ₽710

32.38%

Apples (1kg)

$3.72 Rp 66.7K

$1.74 ₽136

113.79%

Banana (1kg)

$1.63 Rp 29.2K

$1.88 ₽148

-13.30%

Oranges (1kg)

$2.74 Rp 49.2K

$1.91 ₽150

43.46%

Tomato (1kg)

$2.24 Rp 40.2K

$2.76 ₽217

-18.84%

Potato (1kg)

$1.92 Rp 34.4K

$0.79 ₽62.1

143.04%

Onion (1kg)

$2.28 Rp 40.8K

$0.70 ₽55.1

225.71%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.34 ₽105

-20.90%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.66 ₽52.1

9.09%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$3.03 ₽237

8.58%

Wine (Bottle)

$23.19 Rp 416.1K

$8.76 ₽688

164.73%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$1.00 ₽78.4

178.00%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$1.96 ₽154

39.29%

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$0.50 ₽39.03

-46.00%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$1.95 ₽153

-75.38%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$0.35 ₽27.70

20.00%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$6.17 ₽484

0.81%

Gasoline (1 liter)

$0.81 Rp 14.6K

$0.77 ₽60.3

5.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$34.2K ₽2.7M

-22.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$35.0K ₽2.7M

-7.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$109 ₽8,579

-28.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$5.89 ₽462

-30.90%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$7.63 ₽599

218.87%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$35.05 ₽2,751

181.34%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

Cinema Ticket

$3.99 Rp 71.5K

$5.17 ₽406

-22.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$323 ₽25.3K

-5.55%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$6,873 ₽539.5K

-3.36%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$68.5 ₽5,380

-21.01%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$43.81 ₽3,439

-13.70%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$116 ₽9,087

-24.99%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$107 ₽8,378

-28.46%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$451 ₽35.4K

119.70%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$307 ₽24.1K

118.99%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$774 ₽60.7K

336.25%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$518 ₽40.6K

296.06%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

$2,505 ₽196.6K

11.95%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

$1,739 ₽136.5K

28.05%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

15.33

-13.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Apatity: July 13, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $451 in Apatity. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $39.00 in Apatity. Groceries tell a different story – $297 in Ubud, Bali vs $201 in Apatity – so Apatity wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Apatity: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 46%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,443 in Apatity. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Apatity, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $962 in Apatity. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $305 per month in Ubud, Bali and $323 in Apatity. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Apatity, where all-in costs run around $962, than in Ubud, Bali at $1,408. In Apatity it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Apatity – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Apatity. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.