Last update: Oct 2026

Cost of Living Comparison Between Ao Nang and Ubud, Bali

For one person, living is cheaper in Ao Nang: $995 a month against $1,349 in Ubud, Bali, rent and utilities included – about $4,200 less a year. Rent and utilities account for most of the difference.

48

Cost of Living Index in Ao Nang
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Ao Nang Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ao Nang

🇹🇭 Thailand

$995

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Ao Nang and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ao Nang and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $995 in Ao Nang versus $1,349 in Ubud, Bali.

Ao Nang $995
Ubud, Bali $1,349

Estimated couple costs with rent: $1,506 in Ao Nang versus $2,305 in Ubud, Bali.

Ao Nang $1,506
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $2,018 in Ao Nang versus $3,261 in Ubud, Bali.

Ao Nang $2,018
Ubud, Bali $3,261

Living in Ao Nang costs roughly 26% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$2.94 ฿99.0

$3.32 Rp 60.3K

-11.45%

Three-Course Dinner for Two, Mid-Range

$23.82 ฿803

$35.64 Rp 647.3K

-33.16%

Fast Food Meal (McDonalds, etc)

$10.07 ฿339

$5.53 Rp 100.5K

82.10%

Cappuccino

$1.74 ฿58.6

$2.72 Rp 49.4K

-36.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.67 ฿22.51

$1.70 Rp 30.9K

-60.59%

Water (0.33 liter bottle)

$0.34 ฿11.55

$0.76 Rp 13.8K

-55.26%

Local Beer (0.5 liter draught)

$2.09 ฿70.5

$2.65 Rp 48.2K

-21.13%

Imported Beer (0.33 liter bottle)

$2.94 ฿99.2

$4.38 Rp 79.6K

-32.88%

Milk (1 liter)

$2.71 ฿91.5

$1.49 Rp 27.1K

81.88%

White Bread (500g)

$1.50 ฿50.6

$2.28 Rp 41.3K

-34.21%

Rice (white) (1kg)

$1.40 ฿47.10

$1.19 Rp 21.6K

17.65%

Eggs

$2.65 ฿89.4

$2.04 Rp 37.0K

29.90%

Local Cheese (1kg)

$16.81 ฿567

$17.70 Rp 321.5K

-5.03%

Chicken Fillets (1kg)

$2.59 ฿87.4

$3.96 Rp 72.0K

-34.60%

Beef Round Steak (1kg)

$10.07 ฿339

$12.19 Rp 221.4K

-17.39%

Apples (1kg)

$2.98 ฿100

$3.66 Rp 66.4K

-18.58%

Banana (1kg)

$1.06 ฿35.71

$1.52 Rp 27.6K

-30.26%

Oranges (1kg)

$2.21 ฿74.4

$2.23 Rp 40.5K

-0.90%

Tomato (1kg)

$1.88 ฿63.5

$1.97 Rp 35.8K

-4.57%

Potato (1kg)

$1.50 ฿50.6

$1.85 Rp 33.6K

-18.92%

Onion (1kg)

$1.05 ฿35.33

$2.42 Rp 44.0K

-56.61%

Lettuce (1 head)

$1.11 ฿37.55

$0.99 Rp 18.0K

12.12%

Water (1.5 liter bottle)

$0.51 ฿17.15

$0.51 Rp 9,324

Cigarettes 20 Pack (Marlboro, Camel)

$4.37 ฿147

$2.22 Rp 40.4K

96.85%

Wine (Bottle)

$17.60 ฿593

$22.24 Rp 403.9K

-20.86%

Local Beer (0.5 liter bottle)

$1.71 ฿57.7

$2.26 Rp 41.0K

-24.34%

Imported Beer (0.33 liter bottle)

$2.86 ฿96.4

$2.97 Rp 53.9K

-3.70%

One-way Ticket (Public Transport)

$0.87 ฿29.20

$0.25 Rp 4,559

248.00%

Public Transport Monthly Pass (Regular Price)

$36.11 ฿1,217

$7.82 Rp 142.1K

361.76%

Taxi Start (Normal Tariff)

$1.15 ฿38.68

$0.44 Rp 7,982

161.36%

Taxi (Normal Tariff) (1km)

$1.15 ฿38.89

$0.43 Rp 7,811

167.44%

Taxi 1hour Waiting (Normal Tariff)

$6.04 ฿204

$5.41 Rp 98.2K

11.65%

Gasoline (1 liter)

$1.40 ฿47.26

$0.82 Rp 15.0K

70.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.7K ฿899.6K

$23.8K Rp 433.0M

11.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.9K ฿940.5K

$31.7K Rp 576.6M

-12.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$105 ฿3,552

$79.1 Rp 1.4M

33.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.46 ฿285

$6.45 Rp 117.1K

31.16%

Internet (50+ Mbps, Unlimited Data)

$20.52 ฿691

$18.58 Rp 337.4K

10.44%

Gym Membership (Monthly)

$43.89 ฿1,479

$49.48 Rp 898.7K

-11.30%

Tennis Court (1 Hour on Weekend)

$13.16 ฿443

$17.65 Rp 320.5K

-25.44%

Cinema Ticket

$6.43 ฿217

$4.27 Rp 77.6K

50.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$619 ฿20.9K

$491 Rp 8.9M

26.16%

International Primary School, 1 Child (Yearly)

$10.7K ฿361.4K

$5,674 Rp 103.0M

88.98%

Jeans (Levis 501 Or Similar)

$50.3 ฿1,693

$44.64 Rp 810.7K

12.57%

Summer Dress (H&M, Zara, etc)

$29.51 ฿995

$34.95 Rp 634.8K

-15.57%

Sport Shoes (Adidas, Nike)

$75.4 ฿2,542

$79.9 Rp 1.5M

-5.61%

Men's Leather Business Shoes

$76.6 ฿2,581

$79.4 Rp 1.4M

-3.58%

1-bedroom Apartment, City Center (Monthly)

$351 ฿11.8K

$1,125 Rp 20.4M

-68.80%

1-bedroom Apartment, Outside City Center (Monthly)

$300 ฿10.1K

$671 Rp 12.2M

-55.34%

3-bedroom Apartment, City Center (Monthly)

$940 ฿31.7K

$3,565 Rp 64.7M

-73.64%

3-bedroom Apartment, Outside City Center (Monthly)

$540 ฿18.2K

$1,723 Rp 31.3M

-68.67%

Buy Apartment in City Center (m2)

$2,332 ฿78.6K

$2,732 Rp 49.6M

-14.64%

Buy Apartment Outside City Center (m2)

$1,954 ฿65.8K

$2,284 Rp 41.5M

-14.47%

Average Monthly Net Salary (After Tax)

$1,275 ฿43.0K

$164 Rp 3.0M

678.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

13.78

-59.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ao Nang: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ao Nang

$300 30.2%

Ubud, Bali

$672 49.8% 124% $372

Groceries & Markets

Ao Nang

$258 25.9%

Ubud, Bali

$288 21.4% 11.8% $30

Monthly Utilities & Internet

Ao Nang

$134 13.5%

Ubud, Bali

$104 7.7% 22.5% $30

Clothing & Footwear

Ao Nang

$104 10.5%

Ubud, Bali

$108 8% 3.1% $3.2

Eating Out

Ao Nang

$95 9.6%

Ubud, Bali

$108 8% 13.3% $13

Sport & Entertainment

Ao Nang

$57 5.7%

Ubud, Bali

$58 4.3% 2.3% $1.3

Getting Around

Ao Nang

$46 4.7%

Ubud, Bali

$11 0.9% 75.4% $35

Cost Breakdown

A one-bedroom apartment in the center runs $351 in Ao Nang and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ao Nang pays about 7.8 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24 in Ao Nang vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $258 vs $288 per month, with Ao Nang cheaper across the board.

Good to know

🇹🇭 Ao Nang

🇮🇩 Ubud, Bali

🕒 Local time

12:03 12:03 PM

13:03 1:03 PM

1 h ahead of Ao Nang

🌤 Weather

👥 Population

8,000

74,800

💱 Currency

Thai Baht THB ฿

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 THB = 2.97 USD

100 THB = 2.65 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

Exchange rates and currency converter

IDR, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 3, 2026: 1 USD = 33.7 THB (100 THB = 2.97 USD). 1 EUR = 37.77 THB (100 THB = 2.65 EUR).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,355 IDR (100,000 IDR = 4.91 EUR).

USD to THB in detail →

On the map

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Highest

Between locations

Ao Nang Ubud, Bali 2,570 km ≈ 3 h 45 min nonstop flight

From you

Ao Nang
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ao Nang vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $995 in Ao Nang and $1,349 in Ubud, Bali, so Ao Nang is about 26% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Ao Nang is about 7.8 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $351 in Ao Nang versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ao Nang – a meal for two runs $24 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $995 per month in Ao Nang versus $1,349 in Ubud, Bali – Ao Nang is about 26% cheaper, which adds up to real savings over time.

At $995 in Ao Nang versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Ao Nang but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ao Nang the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ao Nang and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.