Cost of Living Comparison Between Ubud, Bali and Ao Nang Cost of Living Comparison Between Ubud, Bali and Ao Nang

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $982 in Ao Nang.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,512 in Ao Nang.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $2,041 in Ao Nang.

Living in Ubud, Bali is roughly 39% more expensive than in Ao Nang, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Ao Nang is 28% below.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$2.99 ฿99.9

15.05%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$24.17 ฿807

50.23%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$9.97 ฿333

-42.73%

Cappuccino

$2.67 Rp 47.3K

$1.68 ฿56.2

58.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.75 ฿25.12

133.33%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.32 ฿10.80

171.88%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$2.05 ฿68.5

43.90%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$3.06 ฿102

47.71%

Milk (1 liter)

$1.62 Rp 28.7K

$2.61 ฿87.2

-37.93%

White Bread (500g)

$2.33 Rp 41.3K

$1.48 ฿49.33

57.43%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.33 ฿44.26

-16.54%

Eggs

$2.20 Rp 39.0K

$2.84 ฿94.9

-22.54%

Local Cheese (1kg)

$17.69 Rp 313.3K

$15.85 ฿529

11.61%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$2.70 ฿90.3

51.85%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$10.16 ฿339

19.88%

Apples (1kg)

$3.71 Rp 65.6K

$3.01 ฿100

23.26%

Banana (1kg)

$1.59 Rp 28.1K

$1.05 ฿34.89

51.43%

Oranges (1kg)

$2.28 Rp 40.4K

$2.18 ฿72.7

4.59%

Tomato (1kg)

$1.95 Rp 34.6K

$1.87 ฿62.4

4.28%

Potato (1kg)

$1.91 Rp 33.7K

$1.50 ฿50.1

27.33%

Onion (1kg)

$2.33 Rp 41.3K

$1.11 ฿37.10

109.91%

Lettuce (1 head)

$1.01 Rp 17.8K

$1.12 ฿37.36

-9.82%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.49 ฿16.23

12.24%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$4.45 ฿148

-49.89%

Wine (Bottle)

$23.07 Rp 408.6K

$16.47 ฿550

40.07%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.73 ฿57.7

39.88%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$2.89 ฿96.4

3.81%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.89 ฿29.77

-69.66%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$35.82 ฿1,196

-74.93%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$1.31 ฿43.65

-63.36%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$1.10 ฿36.59

-60.91%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$5.09 ฿170

10.81%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.35 ฿44.98

-40.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$26.1K ฿870.5K

-4.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$29.0K ฿968.9K

9.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$109 ฿3,641

-25.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$8.68 ฿290

-25.23%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$17.19 ฿574

9.19%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$40.89 ฿1,365

39.08%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$14.24 ฿475

31.53%

Cinema Ticket

$4.54 Rp 80.4K

$6.72 ฿224

-32.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$566 ฿18.9K

-15.01%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$10.9K ฿364.3K

-47.67%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$50.9 ฿1,698

-10.52%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$29.32 ฿979

22.37%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$78.5 ฿2,620

2.41%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$76.7 ฿2,560

2.57%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$356 ฿11.9K

213.05%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$300 ฿10.0K

132.80%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$967 ฿32.3K

276.09%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$566 ฿18.9K

206.88%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$1,830 ฿61.1K

52.16%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$1,807 ฿60.3K

26.70%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$1,270 ฿42.4K

-86.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.57

147.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Ao Nang: September 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $356 in Ao Nang. Housing cost is often the main lever when comparing two cities.

Ao Nang pays 656% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $24.00 in Ao Nang for a mid-range dinner for two. Groceries echo the gap at $295 vs $253 per month, with Ao Nang cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ao Nang: Cost of Living - Frequently Asked Questions

Ubud, Bali and Ao Nang differ by about 39% in total monthly costs ($1,368 vs $982 including rent). Ao Nang is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 656% lower in Ao Nang. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $356 in Ao Nang. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ao Nang – a meal for two runs $24.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,368 per month in Ubud, Bali versus $982 in Ao Nang – a 39% gap that adds up to real savings over time for anyone picking the cheaper option.

At $982 in Ao Nang versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Ao Nang but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ao Nang the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Ao Nang are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ao Nang gentler on the wallet – expenses run 39% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.