Cost of Living Comparison Between Ubud, Bali and Ao Nang Cost of Living Comparison Between Ubud, Bali and Ao Nang

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $912 in Ao Nang.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $1,534 in Ao Nang.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $2,155 in Ao Nang.

Living in Ubud, Bali is roughly 53% more expensive than in Ao Nang, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Ubud, Bali is 5% above, Ao Nang is 31% below.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$2.27 ฿75.8

57.27%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$25.62 ฿855

26.15%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$9.81 ฿327

-48.93%

Cappuccino

$2.82 Rp 51.0K

$1.12 ฿37.51

151.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.72 ฿24.12

87.50%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.37 ฿12.40

97.30%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$2.79 ฿93.2

5.02%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$3.81 ฿127

3.41%

Milk (1 liter)

$1.78 Rp 32.1K

$2.70 ฿90.2

-34.07%

White Bread (500g)

$2.45 Rp 44.2K

$1.56 ฿51.9

57.05%

Rice (white) (1kg)

$1.15 Rp 20.7K

$1.27 ฿42.20

-9.45%

Eggs

$2.41 Rp 43.6K

$2.91 ฿97.2

-17.18%

Local Cheese (1kg)

$14.33 Rp 258.7K

$18.60 ฿621

-22.96%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$3.08 ฿103

36.04%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$10.76 ฿359

12.08%

Apples (1kg)

$3.64 Rp 65.7K

$3.10 ฿103

17.42%

Banana (1kg)

$1.57 Rp 28.3K

$1.21 ฿40.21

29.75%

Oranges (1kg)

$2.79 Rp 50.3K

$1.91 ฿63.8

46.07%

Tomato (1kg)

$2.24 Rp 40.5K

$1.57 ฿52.4

42.68%

Potato (1kg)

$1.98 Rp 35.7K

$1.48 ฿49.38

33.78%

Onion (1kg)

$2.28 Rp 41.1K

$1.20 ฿40.12

90.00%

Lettuce (1 head)

$1.05 Rp 19.0K

$0.98 ฿32.81

7.14%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.48 ฿15.98

64.58%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$4.46 ฿149

-28.48%

Wine (Bottle)

$23.49 Rp 424.1K

$17.51 ฿584

34.15%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$1.74 ฿57.9

66.67%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$2.81 ฿93.7

-1.78%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.89 ฿29.58

-69.66%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$37.62 ฿1,255

-77.75%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$1.06 ฿35.35

-57.55%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$1.14 ฿37.92

-59.65%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$6.12 ฿204

-0.82%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.25 ฿41.55

-31.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$28.2K ฿939.8K

-5.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$27.0K ฿901.1K

20.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$77.3 ฿2,579

2.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$8.66 ฿289

-52.77%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$18.87 ฿630

26.39%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$48.96 ฿1,633

101.76%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$12.14 ฿405

-47.69%

Cinema Ticket

$4.01 Rp 72.3K

$7.14 ฿238

-43.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$293 ฿9,763

1.57%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$9,848 ฿328.5K

-32.96%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$34.17 ฿1,140

56.37%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$34.25 ฿1,143

11.27%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$100 ฿3,341

-11.48%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$72.0 ฿2,401

6.45%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$415 ฿13.9K

145.46%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$246 ฿8,211

176.37%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$624 ฿20.8K

455.68%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$661 ฿22.0K

216.21%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$1,838 ฿61.3K

48.46%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$1,765 ฿58.9K

30.09%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,247 ฿41.6K

-86.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.45

143.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Ao Nang: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $415 in Ao Nang. Housing cost is often the main lever when comparing two cities.

Ao Nang pays 662% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $26.00 in Ao Nang for a mid-range dinner for two. Groceries echo the gap at $298 vs $267 per month, with Ao Nang cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ao Nang: Cost of Living - Frequently Asked Questions

Ubud, Bali and Ao Nang differ by about 53% in total monthly costs ($1,392 vs $912 including rent). Ao Nang is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 662% lower in Ao Nang. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $415 in Ao Nang. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ao Nang – a meal for two runs $26.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,392 per month in Ubud, Bali versus $912 in Ao Nang – a 53% gap that adds up to real savings over time for anyone picking the cheaper option.

At $912 in Ao Nang versus $1,392 in Ubud, Bali, a $2,000 budget is realistic in Ao Nang but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ao Nang the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Ao Nang are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ao Nang gentler on the wallet – expenses run 53% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.