Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Ao Nang

For one person, living is cheaper in Ao Nang: $995 a month against $1,349 in Ubud, Bali, rent and utilities included – about $4,200 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
48

Cost of Living Index in Ao Nang
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Ao Nang Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Ao Nang

🇹🇭 Thailand

$995

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Ao Nang

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Ao Nang actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $995 in Ao Nang.

Ubud, Bali $1,349
Ao Nang $995

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,506 in Ao Nang.

Ubud, Bali $2,305
Ao Nang $1,506

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,018 in Ao Nang.

Ubud, Bali $3,261
Ao Nang $2,018

Living in Ubud, Bali is roughly 36% more expensive than in Ao Nang, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$2.94 ฿99.0

12.93%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.3K

$23.82 ฿803

49.62%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.5K

$10.07 ฿339

-45.08%

Cappuccino

$2.72 Rp 49.4K

$1.74 ฿58.6

56.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.67 ฿22.51

153.73%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.34 ฿11.55

123.53%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$2.09 ฿70.5

26.79%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$2.94 ฿99.2

48.98%

Milk (1 liter)

$1.49 Rp 27.1K

$2.71 ฿91.5

-45.02%

White Bread (500g)

$2.28 Rp 41.3K

$1.50 ฿50.6

52.00%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.40 ฿47.10

-15.00%

Eggs

$2.04 Rp 37.0K

$2.65 ฿89.4

-23.02%

Local Cheese (1kg)

$17.70 Rp 321.5K

$16.81 ฿567

5.29%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$2.59 ฿87.4

52.90%

Beef Round Steak (1kg)

$12.19 Rp 221.4K

$10.07 ฿339

21.05%

Apples (1kg)

$3.66 Rp 66.4K

$2.98 ฿100

22.82%

Banana (1kg)

$1.52 Rp 27.6K

$1.06 ฿35.71

43.40%

Oranges (1kg)

$2.23 Rp 40.5K

$2.21 ฿74.4

0.90%

Tomato (1kg)

$1.97 Rp 35.8K

$1.88 ฿63.5

4.79%

Potato (1kg)

$1.85 Rp 33.6K

$1.50 ฿50.6

23.33%

Onion (1kg)

$2.42 Rp 44.0K

$1.05 ฿35.33

130.48%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.11 ฿37.55

-10.81%

Water (1.5 liter bottle)

$0.51 Rp 9,324

$0.51 ฿17.15

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$4.37 ฿147

-49.20%

Wine (Bottle)

$22.24 Rp 403.9K

$17.60 ฿593

26.36%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.71 ฿57.7

32.16%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.86 ฿96.4

3.85%

One-way Ticket (Public Transport)

$0.25 Rp 4,559

$0.87 ฿29.20

-71.26%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.1K

$36.11 ฿1,217

-78.34%

Taxi Start (Normal Tariff)

$0.44 Rp 7,982

$1.15 ฿38.68

-61.74%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,811

$1.15 ฿38.89

-62.61%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$6.04 ฿204

-10.43%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.40 ฿47.26

-41.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.0M

$26.7K ฿899.6K

-10.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.6M

$27.9K ฿940.5K

13.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$105 ฿3,552

-24.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.1K

$8.46 ฿285

-23.76%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.4K

$20.52 ฿691

-9.45%

Gym Membership (Monthly)

$49.48 Rp 898.7K

$43.89 ฿1,479

12.74%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.5K

$13.16 ฿443

34.12%

Cinema Ticket

$4.27 Rp 77.6K

$6.43 ฿217

-33.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$619 ฿20.9K

-20.74%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$10.7K ฿361.4K

-47.09%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.7K

$50.3 ฿1,693

-11.16%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.8K

$29.51 ฿995

18.43%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$75.4 ฿2,542

5.94%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$76.6 ฿2,581

3.71%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$351 ฿11.8K

220.49%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$300 ฿10.1K

123.93%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$940 ฿31.7K

279.36%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$540 ฿18.2K

219.21%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$2,332 ฿78.6K

17.15%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,954 ฿65.8K

16.91%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,275 ฿43.0K

-87.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.57

147.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Ao Nang: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Ao Nang

$300 30.2% 55.3% $372

Groceries & Markets

Ubud, Bali

$288 21.4%

Ao Nang

$258 25.9% 10.5% $30

Eating Out

Ubud, Bali

$108 8%

Ao Nang

$95 9.6% 11.8% $13

Clothing & Footwear

Ubud, Bali

$108 8%

Ao Nang

$104 10.5% 3% $3.2

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Ao Nang

$134 13.5% 29.1% $30

Sport & Entertainment

Ubud, Bali

$58 4.3%

Ao Nang

$57 5.7% 2.2% $1.3

Getting Around

Ubud, Bali

$11 0.9%

Ao Nang

$46 4.7% 307% $35

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $351 in Ao Nang. Housing cost is often the main lever when comparing two cities.

Ao Nang pays about 7.8 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $24 in Ao Nang for a mid-range dinner for two. Groceries echo the gap at $288 vs $258 per month, with Ao Nang cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇹🇭 Ao Nang

🕒 Local time

13:03 1:03 PM

12:03 12:03 PM

1 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

8,000

💱 Currency

Indonesian Rupiah IDR Rp

Thai Baht THB ฿

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

100 THB = 2.97 USD

100 THB = 2.65 EUR

Exchange rates and currency converter

THB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,355 IDR (100,000 IDR = 4.91 EUR).

Thai Baht exchange rates as of November 3, 2026: 1 USD = 33.7 THB (100 THB = 2.97 USD). 1 EUR = 37.77 THB (100 THB = 2.65 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Ao Nang 2,570 km ≈ 3 h 45 min nonstop flight

From you

Ubud, Bali
Ao Nang

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ao Nang: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $995 in Ao Nang, so Ao Nang is about 26% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 87% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $351 in Ao Nang. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ao Nang – a meal for two runs $24 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $995 in Ao Nang – Ao Nang is about 26% cheaper, which adds up to real savings over time.

At $995 in Ao Nang versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Ao Nang but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ao Nang the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Ao Nang are both considered safe, so it’s unlikely to be the deciding factor between them.