Cost of Living Comparison Between Ubud, Bali and Ao Nang Cost of Living Comparison Between Ubud, Bali and Ao Nang

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $928 in Ao Nang.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,531 in Ao Nang.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $2,134 in Ao Nang.

Living in Ubud, Bali is roughly 51% more expensive than Ao Nang, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Ubud, Bali is 4% above, Ao Nang is 31% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$2.28 ฿74.2

56.58%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$25.70 ฿837

26.46%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$9.96 ฿324

-51.20%

Cappuccino

$2.75 Rp 49.2K

$1.08 ฿35.16

154.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.69 ฿22.39

91.30%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.37 ฿12.21

89.19%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$2.83 ฿92.3

2.83%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$3.78 ฿123

0.26%

Milk (1 liter)

$1.71 Rp 30.6K

$2.79 ฿90.8

-38.71%

White Bread (500g)

$2.47 Rp 44.3K

$1.53 ฿49.91

61.44%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.27 ฿41.31

-5.51%

Eggs

$2.44 Rp 43.8K

$2.90 ฿94.5

-15.86%

Local Cheese (1kg)

$14.38 Rp 257.7K

$18.55 ฿604

-22.48%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$3.01 ฿98.0

43.19%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$10.98 ฿358

11.20%

Apples (1kg)

$3.68 Rp 66.0K

$3.11 ฿101

18.33%

Banana (1kg)

$1.55 Rp 27.8K

$1.21 ฿39.54

28.10%

Oranges (1kg)

$2.79 Rp 49.9K

$1.95 ฿63.6

43.08%

Tomato (1kg)

$2.33 Rp 41.8K

$1.53 ฿49.92

52.29%

Potato (1kg)

$1.97 Rp 35.3K

$1.53 ฿49.77

28.76%

Onion (1kg)

$2.31 Rp 41.4K

$1.26 ฿40.98

83.33%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.97 ฿31.66

9.28%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.49 ฿15.84

48.98%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$4.29 ฿140

-23.54%

Wine (Bottle)

$22.79 Rp 408.4K

$15.34 ฿500

48.57%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.74 ฿56.7

61.49%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$2.77 ฿90.1

0.36%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.94 ฿30.54

-69.15%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$37.15 ฿1,210

-78.30%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$1.05 ฿34.24

-57.14%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$1.20 ฿38.99

-62.50%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$6.05 ฿197

3.14%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.28 ฿41.84

-33.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$27.4K ฿893.9K

-5.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$27.3K ฿888.8K

16.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$76.9 ฿2,504

5.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$8.57 ฿279

-52.63%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$18.72 ฿610

30.45%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$48.50 ฿1,580

101.38%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$12.32 ฿401

-47.65%

Cinema Ticket

$4.04 Rp 72.4K

$7.19 ฿234

-43.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$296 ฿9,639

2.74%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$9,744 ฿317.3K

-32.05%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$33.79 ฿1,101

60.49%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$34.81 ฿1,134

11.40%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$99.3 ฿3,233

-13.22%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$71.3 ฿2,321

7.59%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$416 ฿13.5K

137.03%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$246 ฿8,004

167.72%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$611 ฿19.9K

451.16%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$660 ฿21.5K

213.06%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$2,255 ฿73.5K

21.56%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$1,597 ฿52.0K

39.46%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$1,266 ฿41.2K

-87.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.45

143.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Ao Nang: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $416 in Ao Nang. Housing cost is often the main lever when comparing two cities.

Ao Nang pays 674% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $26.00 in Ao Nang for a mid-range dinner for two. Groceries echo the gap at $297 vs $264 per month, with Ao Nang cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ao Nang: Cost of Living - Frequently Asked Questions

Ubud, Bali and Ao Nang differ by about 51% in total monthly costs ($1,404 vs $928 including rent). Ao Nang is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Ao Nang earns 674% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $416 in Ao Nang. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ao Nang – a meal for two runs $26.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,404 per month in Ubud, Bali versus $928 in Ao Nang – a 51% gap that adds up to real savings over time for anyone picking the cheaper option.

At $928 in Ao Nang versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Ao Nang but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ao Nang the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Ao Nang are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ao Nang gentler on the wallet – expenses run 51% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.