Cost of Living Comparison Between Annecy and Utrecht Cost of Living Comparison Between Annecy and Utrecht

Monthly Cost of Living

A single person spends $2,079 per month in Annecy vs $3,019 in Utrecht, rent included.

A couple spends around $3,413 per month in Annecy vs $4,253 in Utrecht, rent included.

A family of three spends $4,748 per month in Annecy vs $5,486 in Utrecht, rent included.

Annecy is about 31% cheaper than Utrecht, driven mainly by Groceries & Markets.

Both Annecy and Utrecht sit above the global median – Annecy by 55%, Utrecht by 125%.

Meal at Budget Restaurant

$17.53 €14.95

$20.75 €17.70

-15.52%

Three-Course Dinner for Two, Mid-Range

$76.7 €65.5

$86.3 €73.6

-11.09%

Fast Food Meal (McDonalds, etc)

$12.75 €10.87

$13.73 €11.71

-7.14%

Cappuccino

$3.99 €3.40

$4.47 €3.81

-10.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.98 €2.54

$4.12 €3.52

-27.67%

Water (0.33 liter bottle)

$1.86 €1.59

$3.29 €2.80

-43.47%

Local Beer (0.5 liter draught)

$7.99 €6.82

$7.11 €6.06

12.38%

Imported Beer (0.33 liter bottle)

$5.64 €4.81

$5.75 €4.91

-1.91%

Milk (1 liter)

$1.42 €1.21

$1.33 €1.14

6.77%

White Bread (500g)

$1.98 €1.69

$2.46 €2.10

-19.51%

Rice (white) (1kg)

$2.56 €2.19

$3.14 €2.68

-18.47%

Eggs

$4.26 €3.64

$5.36 €4.57

-20.52%

Local Cheese (1kg)

$21.09 €17.99

$14.11 €12.03

49.47%

Chicken Fillets (1kg)

$16.01 €13.66

$16.14 €13.77

-0.81%

Beef Round Steak (1kg)

$24.45 €20.86

$17.49 €14.92

39.79%

Apples (1kg)

$2.78 €2.37

$2.47 €2.11

12.55%

Banana (1kg)

$2.50 €2.13

$2.51 €2.14

-0.40%

Oranges (1kg)

$3.52 €3.00

$2.00 €1.70

76.00%

Tomato (1kg)

$3.86 €3.30

$3.79 €3.24

1.85%

Potato (1kg)

$2.81 €2.40

$1.96 €1.67

43.37%

Onion (1kg)

$2.72 €2.32

$2.21 €1.88

23.08%

Lettuce (1 head)

$1.18 €1.01

$1.32 €1.12

-10.61%

Water (1.5 liter bottle)

$0.89 €0.76

$1.14 €0.97

-21.93%

Cigarettes 20 Pack (Marlboro, Camel)

$13.98 €11.93

$14.23 €12.14

-1.76%

Wine (Bottle)

$8.74 €7.46

$7.34 €6.26

19.07%

Local Beer (0.5 liter bottle)

$2.18 €1.86

$1.39 €1.19

56.83%

Imported Beer (0.33 liter bottle)

$3.18 €2.72

$2.71 €2.31

17.34%

One-way Ticket (Public Transport)

$1.70 €1.45

$3.52 €3.01

-51.70%

Public Transport Monthly Pass (Regular Price)

$77.0 €65.7

$75.8 €64.6

1.62%

Taxi Start (Normal Tariff)

$4.57 €3.89

$3.79 €3.23

20.58%

Taxi (Normal Tariff) (1km)

$1.55 €1.33

$2.43 €2.08

-36.21%

Taxi 1hour Waiting (Normal Tariff)

$58.5 €49.87

$26.94 €22.98

117.00%

Gasoline (1 liter)

$2.08 €1.78

$2.23 €1.91

-6.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.3K €31.8K

$40.2K €34.3K

-7.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.0K €31.6K

$40.0K €34.2K

-7.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$202 €172

$287 €245

-29.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.14 €18.89

$26.72 €22.79

-17.14%

Internet (50+ Mbps, Unlimited Data)

$35.22 €30.05

$47.67 €40.66

-26.12%

Gym Membership (Monthly)

$57.9 €49.40

$46.86 €39.97

23.60%

Tennis Court (1 Hour on Weekend)

$23.06 €19.67

$23.46 €20.01

-1.71%

Cinema Ticket

$13.80 €11.77

$16.07 €13.71

-14.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$734 €626

$2,672 €2,279

-72.52%

International Primary School, 1 Child (Yearly)

$7,075 €6,035

$11.0K €9,384

-35.69%

Jeans (Levis 501 Or Similar)

$113 €96.2

$116 €98.7

-2.44%

Summer Dress (H&M, Zara, etc)

$48.64 €41.49

$61.9 €52.8

-21.46%

Sport Shoes (Adidas, Nike)

$122 €104

$106 €90.5

14.83%

Men's Leather Business Shoes

$162 €139

$127 €109

27.56%

1-bedroom Apartment, City Center (Monthly)

$951 €812

$1,863 €1,589

-48.94%

1-bedroom Apartment, Outside City Center (Monthly)

$748 €638

$1,580 €1,348

-52.68%

3-bedroom Apartment, City Center (Monthly)

$2,278 €1,943

$2,853 €2,433

-20.14%

3-bedroom Apartment, Outside City Center (Monthly)

$1,722 €1,469

$2,278 €1,943

-24.40%

Buy Apartment in City Center (m2)

$9,126 €7,785

$7,806 €6,658

16.92%

Buy Apartment Outside City Center (m2)

$6,261 €5,341

$5,648 €4,817

10.86%

Average Monthly Net Salary (After Tax)

$2,303 €1,964

$4,682 €3,994

-50.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.56

4.39

-18.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Annecy: April 21, 2026

Last update for Utrecht: April 21, 2026

Cost Breakdown

A central one-bedroom costs $951 in Annecy versus $1,863 in Utrecht. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 103% higher in Utrecht, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $77 in Annecy versus $86 in Utrecht. Groceries tell a different story – $404 in Annecy vs $358 in Utrecht – so Utrecht wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Annecy vs Utrecht: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,079 in Annecy, $3,019 in Utrecht – roughly 45% apart. Utrecht costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $3,118 per month in Annecy and $4,528 in Utrecht. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Annecy, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $77.0 in Annecy and $86.0 in Utrecht. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,079 in Annecy and $3,019 in Utrecht. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $3,000 monthly budget goes further in Annecy, where all-in costs run around $2,079, than in Utrecht at $3,019. In Annecy it covers expenses comfortably, while in Utrecht it requires careful planning or may not stretch far enough.

It depends on your priorities. Utrecht has an edge in some lifestyle areas, with costs from $2,079 in Annecy to $3,019 in Utrecht. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Annecy. If higher salaries, better infrastructure, or specific career opportunities are the priority, Utrecht makes more sense. Both are solid long-term options with distinct trade-offs.