Cost of Living Comparison Between Utrecht and Annecy Cost of Living Comparison Between Utrecht and Annecy

Monthly Cost of Living

A single person spends $2,933 per month in Utrecht vs $2,069 in Annecy, rent included.

A couple spends around $4,136 per month in Utrecht vs $3,384 in Annecy, rent included.

A family of three spends $5,340 per month in Utrecht vs $4,699 in Annecy, rent included.

Utrecht costs about 42% more than Annecy, driven mainly by Groceries & Markets.

Both Utrecht and Annecy sit above the global median – Utrecht by 120%, Annecy by 55%.

Meal at Budget Restaurant

$21.05 €18.44

$17.25 €15.12

22.03%

Three-Course Dinner for Two, Mid-Range

$87.1 €76.3

$75.7 €66.3

14.99%

Fast Food Meal (McDonalds, etc)

$13.83 €12.12

$12.61 €11.04

9.67%

Cappuccino

$4.62 €4.05

$3.96 €3.47

16.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.93 €3.44

$2.92 €2.56

34.59%

Water (0.33 liter bottle)

$3.25 €2.85

$1.86 €1.63

74.73%

Local Beer (0.5 liter draught)

$7.12 €6.23

$8.27 €7.25

-13.91%

Imported Beer (0.33 liter bottle)

$5.89 €5.16

$5.66 €4.96

4.06%

Milk (1 liter)

$1.32 €1.16

$1.41 €1.24

-6.38%

White Bread (500g)

$2.49 €2.19

$2.05 €1.80

21.46%

Rice (white) (1kg)

$3.04 €2.66

$2.66 €2.33

14.29%

Eggs

$5.38 €4.72

$4.37 €3.83

23.11%

Local Cheese (1kg)

$14.28 €12.51

$20.92 €18.33

-31.74%

Chicken Fillets (1kg)

$16.44 €14.40

$16.18 €14.17

1.61%

Beef Round Steak (1kg)

$17.79 €15.59

$24.64 €21.59

-27.80%

Apples (1kg)

$2.37 €2.08

$2.81 €2.46

-15.66%

Banana (1kg)

$2.48 €2.17

$2.57 €2.25

-3.50%

Oranges (1kg)

$1.91 €1.68

$3.60 €3.15

-46.94%

Tomato (1kg)

$3.65 €3.20

$4.05 €3.55

-9.88%

Potato (1kg)

$1.96 €1.71

$2.76 €2.42

-28.99%

Onion (1kg)

$2.21 €1.94

$2.72 €2.38

-18.75%

Lettuce (1 head)

$1.30 €1.14

$1.19 €1.04

9.24%

Water (1.5 liter bottle)

$1.14 €1.00

$0.86 €0.75

32.56%

Cigarettes 20 Pack (Marlboro, Camel)

$13.94 €12.21

$13.99 €12.26

-0.36%

Wine (Bottle)

$6.79 €5.95

$8.11 €7.10

-16.28%

Local Beer (0.5 liter bottle)

$1.44 €1.26

$2.22 €1.94

-35.14%

Imported Beer (0.33 liter bottle)

$2.61 €2.28

$3.20 €2.80

-18.44%

One-way Ticket (Public Transport)

$3.52 €3.08

$1.77 €1.55

98.87%

Public Transport Monthly Pass (Regular Price)

$76.4 €67.0

$76.2 €66.8

0.26%

Taxi Start (Normal Tariff)

$3.78 €3.32

$4.77 €4.18

-20.75%

Taxi (Normal Tariff) (1km)

$2.44 €2.14

$1.51 €1.33

61.59%

Taxi 1hour Waiting (Normal Tariff)

$27.55 €24.13

$58.7 €51.4

-53.03%

Gasoline (1 liter)

$2.29 €2.01

$1.99 €1.75

15.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.1K €35.1K

$38.2K €33.5K

4.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.7K €34.8K

$37.5K €32.8K

6.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$296 €259

$201 €176

47.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.37 €23.10

$22.68 €19.87

16.27%

Internet (50+ Mbps, Unlimited Data)

$47.39 €41.52

$36.57 €32.04

29.59%

Gym Membership (Monthly)

$47.36 €41.49

$60.0 €52.5

-21.01%

Tennis Court (1 Hour on Weekend)

$23.45 €20.55

$23.33 €20.44

0.51%

Cinema Ticket

$16.08 €14.09

$13.78 €12.07

16.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,700 €2,365

$735 €644

267.36%

International Primary School, 1 Child (Yearly)

$11.1K €9,737

$6,947 €6,086

59.99%

Jeans (Levis 501 Or Similar)

$116 €101

$110 €96.6

4.90%

Summer Dress (H&M, Zara, etc)

$62.8 €55.0

$49.61 €43.47

26.49%

Sport Shoes (Adidas, Nike)

$107 €93.4

$123 €107

-12.99%

Men's Leather Business Shoes

$129 €113

$161 €141

-20.08%

1-bedroom Apartment, City Center (Monthly)

$1,902 €1,666

$938 €822

102.68%

1-bedroom Apartment, Outside City Center (Monthly)

$1,533 €1,343

$748 €655

104.93%

3-bedroom Apartment, City Center (Monthly)

$2,846 €2,493

$2,253 €1,973

26.34%

3-bedroom Apartment, Outside City Center (Monthly)

$2,302 €2,017

$1,729 €1,515

33.18%

Buy Apartment in City Center (m2)

$7,266 €6,366

$8,899 €7,797

-18.35%

Buy Apartment Outside City Center (m2)

$5,014 €4,393

$5,909 €5,177

-15.15%

Average Monthly Net Salary (After Tax)

$4,293 €3,761

$2,279 €1,997

88.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.39

3.56

23.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Utrecht: July 21, 2026

Last update for Annecy: July 21, 2026

Cost Breakdown

A central one-bedroom costs $1,902 in Utrecht versus $938 in Annecy. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 88% higher in Utrecht, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $87.0 in Utrecht versus $76.0 in Annecy. Groceries tell a different story – $358 in Utrecht vs $407 in Annecy – so Utrecht wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Utrecht vs Annecy: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,933 in Utrecht, $2,069 in Annecy – roughly 42% apart. Utrecht costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $4,399 per month in Utrecht and $3,104 in Annecy. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Annecy, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $87.0 in Utrecht and $76.0 in Annecy. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,933 in Utrecht and $2,069 in Annecy. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $3,000 monthly budget goes further in Annecy, where all-in costs run around $2,069, than in Utrecht at $2,933. In Annecy it covers expenses comfortably, while in Utrecht it requires careful planning or may not stretch far enough.

It depends on your priorities. Utrecht has an edge in some lifestyle areas, with costs from $2,069 in Annecy to $2,933 in Utrecht. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Annecy. If higher salaries, better infrastructure, or specific career opportunities are the priority, Utrecht makes more sense. Both are solid long-term options with distinct trade-offs.