Last update: Oct 2026

Cost of Living Comparison Between Annapolis, MD and Calgary

For one person, living is cheaper in Calgary: $2,223 a month against $3,458 in Annapolis, MD, rent and utilities included – about $14,800 less a year. Rent and utilities account for most of the difference.

169

Cost of Living Index in Annapolis, MD
Learn more

Annapolis, MD Living Index
109

Cost of Living Index in Calgary
Learn more

Calgary Living Index

Jump to prices

Annapolis, MD

🇺🇸 United States

$3,458

/mo nomad

Calgary

🇨🇦 Canada

$2,223

/mo nomad

Monthly Cost of Living

How much you'll spend in Annapolis, MD and in Calgary

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Annapolis, MD and in Calgary actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,458 in Annapolis, MD versus $2,223 in Calgary.

Annapolis, MD $3,458
Calgary $2,223

Estimated couple costs with rent: $4,748 in Annapolis, MD versus $3,301 in Calgary.

Annapolis, MD $4,748
Calgary $3,301

Monthly costs for a family of three with rent: $6,038 in Annapolis, MD versus $4,379 in Calgary.

Annapolis, MD $6,038
Calgary $4,379

Living in Annapolis, MD is roughly 56% more expensive than in Calgary, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Annapolis, MD 156% above, Calgary 65% above.

Meal at Budget Restaurant

$30.17 $30.17

$17.22 CA$24.34

75.20%

Three-Course Dinner for Two, Mid-Range

$80.1 $80.1

$71.1 CA$100

12.75%

Fast Food Meal (McDonalds, etc)

$10.12 $10.12

$10.53 CA$14.89

-3.89%

Cappuccino

$5.62 $5.62

$3.66 CA$5.18

53.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.55 $2.55

$1.98 CA$2.80

28.79%

Water (0.33 liter bottle)

$1.92 $1.92

$1.94 CA$2.74

-1.03%

Local Beer (0.5 liter draught)

$6.98 $6.98

$4.95 CA$7.00

41.01%

Imported Beer (0.33 liter bottle)

$8.78 $8.78

$5.57 CA$7.87

57.63%

Milk (1 liter)

$1.13 $1.13

$1.88 CA$2.65

-39.89%

White Bread (500g)

$2.99 $2.99

$2.67 CA$3.78

11.99%

Rice (white) (1kg)

$5.47 $5.47

$5.32 CA$7.52

2.82%

Eggs

$6.38 $6.38

$3.79 CA$5.35

68.34%

Local Cheese (1kg)

$9.63 $9.63

$11.09 CA$15.68

-13.17%

Chicken Fillets (1kg)

$7.78 $7.78

$11.36 CA$16.05

-31.51%

Beef Round Steak (1kg)

$15.10 $15.10

$18.40 CA$26.01

-17.93%

Apples (1kg)

$5.86 $5.86

$4.56 CA$6.45

28.51%

Banana (1kg)

$1.95 $1.95

$1.44 CA$2.04

35.42%

Oranges (1kg)

$4.59 $4.59

$4.08 CA$5.76

12.50%

Tomato (1kg)

$7.24 $7.24

$3.89 CA$5.50

86.12%

Potato (1kg)

$4.27 $4.27

$2.64 CA$3.73

61.74%

Onion (1kg)

$4.81 $4.81

$2.64 CA$3.73

82.20%

Lettuce (1 head)

$2.62 $2.62

$2.50 CA$3.54

4.80%

Water (1.5 liter bottle)

$1.63 $1.63

$1.50 CA$2.12

8.67%

Cigarettes 20 Pack (Marlboro, Camel)

$9.36 $9.36

$14.05 CA$19.86

-33.38%

Wine (Bottle)

$14.68 $14.68

$15.70 CA$22.20

-6.50%

Local Beer (0.5 liter bottle)

$1.76 $1.76

$2.44 CA$3.45

-27.87%

Imported Beer (0.33 liter bottle)

$3.84 $3.84

$3.09 CA$4.37

24.27%

One-way Ticket (Public Transport)

$4.08 $4.08

$2.82 CA$3.99

44.68%

Public Transport Monthly Pass (Regular Price)

$138 $138

$88.6 CA$125

56.18%

Taxi Start (Normal Tariff)

$3.04 $3.04

$3.12 CA$4.41

-2.56%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$1.35 CA$1.91

17.04%

Taxi 1hour Waiting (Normal Tariff)

$29.54 $29.54

$27.02 CA$38.20

9.33%

Gasoline (1 liter)

$0.93 $0.93

$1.16 CA$1.64

-19.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K $31.0K

$27.9K CA$39.5K

11.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K $25.0K

$20.3K CA$28.8K

22.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$162 $162

$161 CA$227

0.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.9 $53.9

$38.13 CA$53.9

41.28%

Internet (50+ Mbps, Unlimited Data)

$96.1 $96.1

$50.0 CA$70.7

92.03%

Gym Membership (Monthly)

$66.1 $66.1

$51.5 CA$72.8

28.32%

Tennis Court (1 Hour on Weekend)

$18.14 CA$25.64

Cinema Ticket

$12.05 $12.05

$13.82 CA$19.54

-12.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,661 $1,661

$786 CA$1,111

111.21%

International Primary School, 1 Child (Yearly)

$19.7K $19.7K

$15.5K CA$21.8K

27.42%

Jeans (Levis 501 Or Similar)

$42.76 $42.76

$58.3 CA$82.4

-26.63%

Summer Dress (H&M, Zara, etc)

$24.53 $24.53

$39.27 CA$55.5

-37.54%

Sport Shoes (Adidas, Nike)

$91.5 $91.5

$89.8 CA$127

1.98%

Men's Leather Business Shoes

$121 $121

$110 CA$155

10.41%

1-bedroom Apartment, City Center (Monthly)

$2,092 $2,092

$1,229 CA$1,737

70.19%

1-bedroom Apartment, Outside City Center (Monthly)

$1,959 $1,959

$1,001 CA$1,415

95.68%

3-bedroom Apartment, City Center (Monthly)

$3,211 $3,211

$1,921 CA$2,716

67.15%

3-bedroom Apartment, Outside City Center (Monthly)

$2,707 $2,707

$1,621 CA$2,292

66.96%

Buy Apartment in City Center (m2)

$3,549 CA$5,018

Buy Apartment Outside City Center (m2)

$3,335 CA$4,715

Average Monthly Net Salary (After Tax)

$5,555 $5,555

$3,165 CA$4,474

75.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.08

4.51

34.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Annapolis, MD: October 11, 2026

Last update for Calgary: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Annapolis, MD

$2K 56.7%

Calgary

$1K 45% 48.9% $958

Eating Out

Annapolis, MD

$410 11.8%

Calgary

$265 11.9% 35.3% $145

Groceries & Markets

Annapolis, MD

$396 11.4%

Calgary

$385 17.3% 2.6% $10

Monthly Utilities & Internet

Annapolis, MD

$312 9%

Calgary

$249 11.2% 20.1% $63

Getting Around

Annapolis, MD

$166 4.8%

Calgary

$110 4.9% 33.7% $56

Clothing & Footwear

Annapolis, MD

$126 3.6%

Calgary

$134 6% 6.1% $7.7

Sport & Entertainment

Annapolis, MD

$90 2.6%

Calgary

$79 3.6% 12.2% $11

Cost Breakdown

A one-bedroom apartment in the center runs $2,092 in Annapolis, MD and $1,229 in Calgary. Housing cost is often the main lever when comparing two cities.

Annapolis, MD pays 76% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $80.0 in Annapolis, MD vs $71.0 in Calgary for a mid-range dinner for two. Groceries echo the gap at $396 vs $385 per month, with Calgary cheaper across the board.

Good to know

🇺🇸 Annapolis, MD

🇨🇦 Calgary

🕒 Local time

17:33 5:33 PM

15:33 3:33 PM

2 h behind Annapolis, MD

🌤 Weather

👥 Population

36,408

1,267,344

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

Lowest

Highest

Between locations

Annapolis, MD Calgary 3,200 km ≈ 4 h 30 min nonstop flight

From you

Annapolis, MD
Calgary

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Annapolis, MD vs Calgary: Cost of Living - Frequently Asked Questions

Calgary wins on cost – living expenses run 56% lower than in Annapolis, MD. Housing and daily spending are where you'll feel the difference most, making Calgary the obvious pick if budget is a priority.

Average pay runs 76% higher in Annapolis, MD, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,092 in Annapolis, MD versus $1,229 in Calgary. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,458 per month in Annapolis, MD versus $2,223 in Calgary – a 56% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Calgary runs roughly 56% less than in Annapolis, MD. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,223 in Calgary versus $3,458 in Annapolis, MD, a $2,500 budget is realistic in Calgary but tight or insufficient in Annapolis, MD. The gap between the two cities makes Calgary the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Calgary gentler on the wallet – expenses run 56% less than in Annapolis, MD. Beyond cost, consider language, visa policies, and how big the international community is in each city.