Last update: Oct 2026

Cost of Living Comparison Between Ambala and Mumbai (Bombay)

For one person, living is cheaper in Ambala: $356 a month against $813 in Mumbai (Bombay), rent and utilities included – about $5,500 less a year. Rent and utilities account for most of the difference.

17

Cost of Living Index in Ambala
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Ambala Living Index
39

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index

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Ambala

🇮🇳 India

$356

/mo nomad

Mumbai (Bombay)

🇮🇳 India

$813

/mo nomad

Monthly Cost of Living

How much you'll spend in Ambala and in Mumbai (Bombay)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ambala and in Mumbai (Bombay) actually costs, broken down by who's living it.

A single person spends $356 per month in Ambala vs $813 in Mumbai (Bombay), rent included.

Ambala $356
Mumbai (Bombay) $813

A couple spends around $556 per month in Ambala vs $1,352 in Mumbai (Bombay), rent included.

Ambala $556
Mumbai (Bombay) $1,352

A family of three spends $757 per month in Ambala vs $1,891 in Mumbai (Bombay), rent included.

Ambala $757
Mumbai (Bombay) $1,891

Ambala is about 56% cheaper than Mumbai (Bombay), and outside of rent the biggest gap is in eating out.

Both Ambala and Mumbai (Bombay) are more affordable than the global median – Ambala 74% lower, Mumbai (Bombay) 40% lower.

Meal at Budget Restaurant

$3.06 ₹291

$5.35 ₹508

-42.80%

Three-Course Dinner for Two, Mid-Range

$10.60 ₹1,008

$20.87 ₹1,985

-49.21%

Fast Food Meal (McDonalds, etc)

$2.97 ₹282

$4.08 ₹388

-27.21%

Cappuccino

$1.72 ₹163

$2.78 ₹264

-38.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 ₹36.18

$0.40 ₹38.30

-5.00%

Water (0.33 liter bottle)

$0.19 ₹18.32

$0.15 ₹14.44

26.67%

Local Beer (0.5 liter draught)

$1.66 ₹158

$2.64 ₹251

-37.12%

Imported Beer (0.33 liter bottle)

$3.21 ₹305

$4.25 ₹404

-24.47%

Milk (1 liter)

$0.68 ₹64.3

$0.74 ₹70.7

-8.11%

White Bread (500g)

$0.41 ₹38.54

$0.54 ₹51.4

-24.07%

Rice (white) (1kg)

$0.82 ₹78.0

$0.78 ₹74.2

5.13%

Eggs

$1.07 ₹101

$1.00 ₹95.2

7.00%

Local Cheese (1kg)

$1.79 ₹171

$5.61 ₹534

-68.09%

Chicken Fillets (1kg)

$3.41 ₹324

$3.58 ₹340

-4.75%

Apples (1kg)

$2.03 ₹193

$2.17 ₹206

-6.45%

Banana (1kg)

$0.71 ₹67.8

$0.69 ₹65.9

2.90%

Oranges (1kg)

$1.02 ₹97.2

$1.21 ₹115

-15.70%

Tomato (1kg)

$0.43 ₹40.99

$0.49 ₹46.41

-12.24%

Potato (1kg)

$0.29 ₹27.17

$0.33 ₹31.76

-12.12%

Onion (1kg)

$0.20 ₹19.01

$0.37 ₹35.59

-45.95%

Lettuce (1 head)

$0.37 ₹35.57

$0.44 ₹41.85

-15.91%

Water (1.5 liter bottle)

$0.31 ₹29.67

$0.31 ₹29.69

Cigarettes 20 Pack (Marlboro, Camel)

$4.20 ₹400

$5.00 ₹476

-16.00%

Wine (Bottle)

$6.67 ₹634

$8.34 ₹793

-20.02%

Local Beer (0.5 liter bottle)

$1.60 ₹152

$1.99 ₹190

-19.60%

Imported Beer (0.33 liter bottle)

$2.82 ₹268

$3.12 ₹297

-9.62%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.48 ₹616

$6.01 ₹571

7.82%

One-way Ticket (Public Transport)

$0.20 ₹18.99

$0.20 ₹18.98

Public Transport Monthly Pass (Regular Price)

$6.99 ₹665

$6.90 ₹656

1.30%

Taxi Start (Normal Tariff)

$1.02 ₹97.2

$0.31 ₹29.89

229.03%

Taxi (Normal Tariff) (1km)

$0.27 ₹25.80

$0.31 ₹29.46

-12.90%

Taxi 1hour Waiting (Normal Tariff)

$1.59 ₹151

$1.61 ₹153

-1.24%

Gasoline (1 liter)

$0.94 ₹89.5

$1.10 ₹105

-14.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$9,023 ₹858.2K

$15.6K ₹1.5M

-42.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.0K ₹1.8M

$22.4K ₹2.1M

-15.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$42.78 ₹4,069

$61.9 ₹5,882

-30.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.66 ₹348

$4.52 ₹430

-19.03%

Internet (50+ Mbps, Unlimited Data)

$6.76 ₹643

$8.97 ₹853

-24.64%

Gym Membership (Monthly)

$14.09 ₹1,340

$37.11 ₹3,530

-62.03%

Tennis Court (1 Hour on Weekend)

$6.62 ₹630

$14.11 ₹1,342

-53.08%

Cinema Ticket

$2.85 ₹271

$5.01 ₹476

-43.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$41.75 ₹3,971

$119 ₹11.3K

-64.92%

International Primary School, 1 Child (Yearly)

$1,569 ₹149.2K

$4,948 ₹470.6K

-68.30%

Jeans (Levis 501 Or Similar)

$21.75 ₹2,068

$36.37 ₹3,459

-40.20%

Summer Dress (H&M, Zara, etc)

$23.89 ₹2,272

$38.71 ₹3,681

-38.28%

Sport Shoes (Adidas, Nike)

$41.63 ₹3,960

$54.7 ₹5,205

-23.94%

Men's Leather Business Shoes

$23.49 ₹2,234

$48.03 ₹4,568

-51.09%

1-bedroom Apartment, City Center (Monthly)

$77.7 ₹7,391

$640 ₹60.8K

-87.85%

1-bedroom Apartment, Outside City Center (Monthly)

$57.0 ₹5,421

$372 ₹35.3K

-84.66%

3-bedroom Apartment, City Center (Monthly)

$209 ₹19.8K

$2,093 ₹199.0K

-90.03%

3-bedroom Apartment, Outside City Center (Monthly)

$124 ₹11.8K

$925 ₹87.9K

-86.61%

Buy Apartment in City Center (m2)

$935 ₹88.9K

$5,706 ₹542.6K

-83.61%

Buy Apartment Outside City Center (m2)

$575 ₹54.7K

$2,560 ₹243.5K

-77.54%

Average Monthly Net Salary (After Tax)

$476 ₹45.3K

$757 ₹72.0K

-37.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.25

8.29

-0.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ambala: October 25, 2026

Last update for Mumbai (Bombay): October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Ambala

$95 26.7%

Mumbai (Bombay)

$117 14.4% 23.3% $22

Eating Out

Ambala

$71 19.9%

Mumbai (Bombay)

$112 13.8% 58.2% $41

Accommodation & Living

Ambala

$57 16%

Mumbai (Bombay)

$372 45.7% 552% $315

Monthly Utilities & Internet

Ambala

$53 15%

Mumbai (Bombay)

$75 9.3% 41.6% $22

Clothing & Footwear

Ambala

$50 14%

Mumbai (Bombay)

$80 9.8% 60.6% $30

Sport & Entertainment

Ambala

$20 5.6%

Mumbai (Bombay)

$47 5.8% 138% $27

Getting Around

Ambala

$10 2.9%

Mumbai (Bombay)

$9.6 1.2% 5.9% $0.6

Cost Breakdown

A central one-bedroom costs $78 in Ambala versus $640 in Mumbai (Bombay). Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 59% higher in Mumbai (Bombay), which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $11 in Ambala versus $21 in Mumbai (Bombay). Monthly groceries follow the same trend: $95 vs $117 – making Ambala the more affordable choice for daily food spending.

Good to know

🇮🇳 Ambala

🇮🇳 Mumbai (Bombay)

🕒 Local time

15:50 3:50 PM

Same time as Ambala

🌤 Weather

👥 Population

196,000

12,442,373

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.51 USD

1,000 INR = 9.45 EUR

1,000 INR = 10.51 USD

1,000 INR = 9.45 EUR

Exchange rates and currency converter

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Between locations

Ambala Mumbai (Bombay) 1,320 km ≈ 2 h 15 min nonstop flight

From you

Ambala
Mumbai (Bombay)

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ambala vs Mumbai (Bombay): Cost of Living - Frequently Asked Questions

Yes – Mumbai (Bombay) is pricier by about 128%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $534 per month in Ambala and $1,220 in Mumbai (Bombay). That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ambala, especially for central apartments: a one-bedroom in the center costs $78 there versus $640 in Mumbai (Bombay).

Monthly expenses with rent come to $356 in Ambala and $813 in Mumbai (Bombay). That’s a gap of about 128%.

Kindergarten costs $42 per month in Ambala and $119 in Mumbai (Bombay). For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 covers both cities comfortably – all-in costs are $356 in Ambala and $813 in Mumbai (Bombay), leaving budget for savings and extras in both cases.

Families tend to lean toward Ambala – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Ambala. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mumbai (Bombay) makes more sense. Both are solid long-term options with distinct trade-offs.