Cost of Living Comparison Between Alofi and Ubud, Bali Cost of Living Comparison Between Alofi and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $493 in Alofi versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $886 in Alofi versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,278 in Alofi versus $3,273 in Ubud, Bali.

Living in Alofi costs roughly 65% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Alofi is 64% below, Ubud, Bali is 2% above.

Meal at Budget Restaurant

$18.09 NZ$30.91

$3.37 Rp 59.9K

436.80%

Three-Course Dinner for Two, Mid-Range

$37.32 NZ$63.8

$38.59 Rp 685.5K

-3.29%

Fast Food Meal (McDonalds, etc)

$14.66 NZ$25.04

$5.52 Rp 98.1K

165.58%

Cappuccino

$2.92 NZ$4.98

$2.64 Rp 47.0K

10.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.87 NZ$4.91

$1.67 Rp 29.7K

71.86%

Water (0.33 liter bottle)

$2.88 NZ$4.93

$0.77 Rp 13.7K

274.03%

Local Beer (0.5 liter draught)

$4.70 NZ$8.03

$2.63 Rp 46.8K

78.71%

Imported Beer (0.33 liter bottle)

$3.59 NZ$6.14

$4.28 Rp 76.1K

-16.12%

Milk (1 liter)

$1.55 Rp 27.5K

White Bread (500g)

$2.30 NZ$3.93

$2.22 Rp 39.5K

3.60%

Rice (white) (1kg)

$1.13 Rp 20.0K

Eggs

$2.98 NZ$5.09

$2.09 Rp 37.1K

42.58%

Local Cheese (1kg)

$17.39 Rp 309.0K

Chicken Fillets (1kg)

$3.87 Rp 68.7K

Beef Round Steak (1kg)

$12.55 Rp 222.9K

Apples (1kg)

$3.62 Rp 64.2K

Banana (1kg)

$1.56 Rp 27.7K

Oranges (1kg)

$2.35 Rp 41.8K

Tomato (1kg)

$2.06 Rp 36.5K

Potato (1kg)

$1.90 Rp 33.7K

Onion (1kg)

$2.34 Rp 41.5K

Lettuce (1 head)

$1.03 Rp 18.3K

Water (1.5 liter bottle)

$0.55 Rp 9,854

Cigarettes 20 Pack (Marlboro, Camel)

$17.45 NZ$29.82

$2.25 Rp 40.0K

675.56%

Wine (Bottle)

$14.94 NZ$25.52

$23.81 Rp 422.9K

-37.25%

Local Beer (0.5 liter bottle)

$2.31 Rp 41.1K

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.8K

One-way Ticket (Public Transport)

$0.27 Rp 4,839

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 153.9K

Taxi Start (Normal Tariff)

$0.48 Rp 8,554

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,924

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 101.6K

Gasoline (1 liter)

$0.76 Rp 13.5K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 434.9M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 570.6M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$60.3 NZ$103

$83.6 Rp 1.5M

-27.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.97 NZ$20.44

$6.46 Rp 114.7K

85.29%

Internet (50+ Mbps, Unlimited Data)

$58.6 NZ$100

$18.99 Rp 337.4K

208.69%

Gym Membership (Monthly)

$17.61 NZ$30.09

$56.0 Rp 994.4K

-68.54%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 330.7K

Cinema Ticket

$4.28 Rp 76.1K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

International Primary School, 1 Child (Yearly)

$5,856 Rp 104.0M

Jeans (Levis 501 Or Similar)

$45.56 Rp 809.3K

Summer Dress (H&M, Zara, etc)

$36.38 Rp 646.3K

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.5M

Men's Leather Business Shoes

$80.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.8M

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.5M

3-bedroom Apartment, City Center (Monthly)

$267 NZ$456

$3,537 Rp 62.8M

-92.45%

3-bedroom Apartment, Outside City Center (Monthly)

$233 NZ$398

$1,762 Rp 31.3M

-86.78%

Buy Apartment in City Center (m2)

$2,826 Rp 50.2M

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.7M

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Alofi: August 30, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

Dining out: $37.00 in Alofi vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $65.0 vs $293 per month, with Alofi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Alofi vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Alofi is cheaper overall, especially in Groceries & Markets, Sport & Entertainment, Getting Around, Clothing & Footwear. The 183% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $740 in Alofi and $2,095 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 352% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Alofi – a meal for two runs $37.00 versus $39.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $493 in Alofi versus $1,396 in Ubud, Bali, a $1,500 budget is realistic in Alofi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Alofi the clear choice for anyone on this budget.

For families, Alofi is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Alofi and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Alofi gentler on the wallet – expenses run 183% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.