Last update: Oct 2026

Cost of Living Comparison Between Alofi and Ubud, Bali

For one person, living is cheaper in Alofi: $461 a month against $1,368 in Ubud, Bali, rent and utilities included – about $10,900 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Alofi

🇳🇺 Niue

$461

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Alofi and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Alofi and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $461 in Alofi versus $1,368 in Ubud, Bali.

Alofi $461
Ubud, Bali $1,368

Estimated couple costs with rent: $835 in Alofi versus $2,314 in Ubud, Bali.

Alofi $835
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $1,210 in Alofi versus $3,260 in Ubud, Bali.

Alofi $1,210
Ubud, Bali $3,260

Living in Alofi costs roughly 66% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Alofi is 66% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$16.48 NZ$29.15

$3.33 Rp 59.9K

394.89%

Three-Course Dinner for Two, Mid-Range

$34.84 NZ$61.6

$35.18 Rp 633.2K

-0.97%

Fast Food Meal (McDonalds, etc)

$13.92 NZ$24.62

$5.80 Rp 104.5K

140.00%

Cappuccino

$2.85 NZ$5.04

$2.73 Rp 49.1K

4.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.85 NZ$5.04

$1.64 Rp 29.5K

73.78%

Water (0.33 liter bottle)

$2.73 NZ$4.83

$0.83 Rp 15.0K

228.92%

Local Beer (0.5 liter draught)

$4.54 NZ$8.03

$2.70 Rp 48.6K

68.15%

Imported Beer (0.33 liter bottle)

$3.44 NZ$6.08

$4.30 Rp 77.4K

-20.00%

Milk (1 liter)

$1.50 Rp 27.1K

White Bread (500g)

$2.29 NZ$4.05

$2.30 Rp 41.4K

-0.43%

Rice (white) (1kg)

$1.18 Rp 21.2K

Eggs

$2.75 NZ$4.86

$2.14 Rp 38.6K

28.50%

Local Cheese (1kg)

$17.48 Rp 314.6K

Chicken Fillets (1kg)

$4.03 Rp 72.5K

Beef Round Steak (1kg)

$12.23 Rp 220.1K

Apples (1kg)

$3.55 Rp 63.9K

Banana (1kg)

$1.57 Rp 28.3K

Oranges (1kg)

$2.24 Rp 40.2K

Tomato (1kg)

$1.93 Rp 34.7K

Potato (1kg)

$1.88 Rp 33.9K

Onion (1kg)

$2.29 Rp 41.3K

Lettuce (1 head)

$0.99 Rp 17.9K

Water (1.5 liter bottle)

$0.53 Rp 9,475

Cigarettes 20 Pack (Marlboro, Camel)

$16.62 NZ$29.40

$2.28 Rp 41.1K

628.95%

Wine (Bottle)

$13.83 NZ$24.46

$23.01 Rp 414.2K

-39.90%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

One-way Ticket (Public Transport)

$0.24 Rp 4,315

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

Gasoline (1 liter)

$0.88 Rp 15.9K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$55.6 NZ$98.3

$83.0 Rp 1.5M

-33.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.37 NZ$20.11

$6.45 Rp 116.0K

76.28%

Internet (50+ Mbps, Unlimited Data)

$55.9 NZ$98.8

$18.57 Rp 334.2K

200.92%

Gym Membership (Monthly)

$16.85 NZ$29.79

$55.8 Rp 1.0M

-69.81%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

Men's Leather Business Shoes

$78.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$254 NZ$450

$3,503 Rp 63.1M

-92.74%

3-bedroom Apartment, Outside City Center (Monthly)

$225 NZ$397

$1,700 Rp 30.6M

-86.78%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Alofi: October 13, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Alofi

–

Ubud, Bali

$676 49.4%

Groceries & Markets

Alofi

–

Ubud, Bali

$290 21.2%

Eating Out

Alofi

–

Ubud, Bali

$109 8%

Monthly Utilities & Internet

Alofi

–

Ubud, Bali

$108 7.9%

Clothing & Footwear

Alofi

–

Ubud, Bali

$108 7.9%

Sport & Entertainment

Alofi

–

Ubud, Bali

$65 4.7%

Getting Around

Alofi

–

Ubud, Bali

$13 0.9%

Cost Breakdown

Dining out: $35.00 in Alofi vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $62.0 vs $290 per month, with Alofi cheaper across the board.

Good to know

🇳🇺 Alofi

🇮🇩 Ubud, Bali

🕒 Local time

13:15 1:15 PM

08:15 8:15 AM

19 h ahead of Alofi

🌤 Weather

👥 Population

624 Capital

74,800

💱 Currency

New Zealand Dollar NZD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 NZD = 0.565 USD

1 NZD = 0.503 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to NZD – New Zealand Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇿 New Zealand Dollar ($)

New Zealand Dollar exchange rates as of October 19, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to NZD in detail →

On the map

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Between locations

Alofi Ubud, Bali 8,110 km ≈ 11 h nonstop flight

From you

Alofi
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Alofi vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Alofi is cheaper overall, especially in groceries, leisure, and transport. The 197% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $691 in Alofi and $2,051 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 372% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Alofi – a meal for two runs $35.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $461 in Alofi versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Alofi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Alofi the clear choice for anyone on this budget.

For families, Alofi is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Alofi and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Alofi gentler on the wallet – expenses run 197% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.