Cost of Living Comparison Between Alofi and Ubud, Bali Cost of Living Comparison Between Alofi and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $501 in Alofi versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $900 in Alofi versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,299 in Alofi versus $3,763 in Ubud, Bali.

Living in Alofi costs roughly 64% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Alofi is 63% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$17.74 NZ$30.35

$3.45 Rp 61.8K

414.20%

Three-Course Dinner for Two, Mid-Range

$37.05 NZ$63.4

$32.34 Rp 578.5K

14.56%

Fast Food Meal (McDonalds, etc)

$15.24 NZ$26.07

$4.84 Rp 86.7K

214.88%

Cappuccino

$3.02 NZ$5.17

$2.75 Rp 49.1K

9.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.10 NZ$5.30

$1.38 Rp 24.8K

124.64%

Water (0.33 liter bottle)

$2.92 NZ$5.00

$0.75 Rp 13.4K

289.33%

Local Beer (0.5 liter draught)

$4.72 NZ$8.07

$2.99 Rp 53.5K

57.86%

Imported Beer (0.33 liter bottle)

$3.68 NZ$6.30

$3.85 Rp 68.9K

-4.42%

Milk (1 liter)

$1.74 Rp 31.1K

White Bread (500g)

$2.34 NZ$4.00

$2.46 Rp 44.0K

-4.88%

Rice (white) (1kg)

$1.17 Rp 20.9K

Eggs

$2.94 NZ$5.02

$2.43 Rp 43.5K

20.99%

Local Cheese (1kg)

$14.50 Rp 259.5K

Chicken Fillets (1kg)

$4.35 Rp 77.8K

Beef Round Steak (1kg)

$11.98 Rp 214.3K

Apples (1kg)

$3.72 Rp 66.5K

Banana (1kg)

$1.63 Rp 29.1K

Oranges (1kg)

$2.74 Rp 49.1K

Tomato (1kg)

$2.24 Rp 40.1K

Potato (1kg)

$1.92 Rp 34.3K

Onion (1kg)

$2.28 Rp 40.7K

Lettuce (1 head)

$1.06 Rp 19.0K

Water (1.5 liter bottle)

$0.72 Rp 12.9K

Cigarettes 20 Pack (Marlboro, Camel)

$17.79 NZ$30.43

$3.29 Rp 58.8K

440.73%

Wine (Bottle)

$14.13 NZ$24.17

$23.19 Rp 414.9K

-39.07%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.7K

Imported Beer (0.33 liter bottle)

$2.73 Rp 48.9K

One-way Ticket (Public Transport)

$0.27 Rp 4,765

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.0K

Taxi Start (Normal Tariff)

$0.48 Rp 8,636

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,511

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.3K

Gasoline (1 liter)

$0.81 Rp 14.6K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 476.1M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 575.9M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$61.4 NZ$105

$78.4 Rp 1.4M

-21.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.93 NZ$20.41

$4.07 Rp 72.8K

193.12%

Internet (50+ Mbps, Unlimited Data)

$59.6 NZ$102

$24.33 Rp 435.2K

144.97%

Gym Membership (Monthly)

$18.40 NZ$31.48

$98.6 Rp 1.8M

-81.34%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.3K

Cinema Ticket

$3.99 Rp 71.3K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

International Primary School, 1 Child (Yearly)

$6,642 Rp 118.8M

Jeans (Levis 501 Or Similar)

$54.1 Rp 968.6K

Summer Dress (H&M, Zara, etc)

$37.81 Rp 676.3K

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

Men's Leather Business Shoes

$76.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.7M

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.0M

3-bedroom Apartment, City Center (Monthly)

$267 NZ$457

$3,375 Rp 60.4M

-92.09%

3-bedroom Apartment, Outside City Center (Monthly)

$244 NZ$417

$2,050 Rp 36.7M

-88.10%

Buy Apartment in City Center (m2)

$2,805 Rp 50.2M

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.8M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Alofi: July 12, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

Dining out: $37.00 in Alofi vs $32.00 in Ubud, Bali. Groceries flip the comparison at $63.0 vs $297, with Alofi cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Alofi vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Alofi is cheaper overall, especially in Groceries & Markets, Sport & Entertainment, Getting Around, Clothing & Footwear. The 181% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $751 in Alofi and $2,112 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 369% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Alofi – a meal for two runs $37.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $501 in Alofi versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Alofi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Alofi the clear choice for anyone on this budget.

For families, Alofi is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Alofi and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Alofi gentler on the wallet – expenses run 181% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.