Last update: Oct 2026

Cost of Living Comparison Between Albury and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,261 in Albury, rent and utilities included – about $10,900 less a year. Other living expenses account for most of the difference.

108

Cost of Living Index in Albury
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Albury Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Albury

🇦🇺 Australia

$2,261

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Albury and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Albury and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,261 in Albury versus $1,349 in Ubud, Bali.

Albury $2,261
Ubud, Bali $1,349

Estimated couple costs with rent: $3,366 in Albury versus $2,305 in Ubud, Bali.

Albury $3,366
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $4,472 in Albury versus $3,261 in Ubud, Bali.

Albury $4,472
Ubud, Bali $3,261

Living in Albury is roughly 68% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$20.81 A$29.58

$3.32 Rp 60.2K

526.81%

Three-Course Dinner for Two, Mid-Range

$89.3 A$127

$35.64 Rp 645.8K

150.59%

Fast Food Meal (McDonalds, etc)

$10.45 A$14.85

$5.53 Rp 100.3K

88.97%

Cappuccino

$4.19 A$5.96

$2.72 Rp 49.3K

54.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.18 A$4.52

$1.70 Rp 30.8K

87.06%

Water (0.33 liter bottle)

$2.54 A$3.62

$0.76 Rp 13.8K

234.21%

Local Beer (0.5 liter draught)

$6.94 A$9.86

$2.65 Rp 48.1K

161.89%

Imported Beer (0.33 liter bottle)

$7.00 A$9.95

$4.38 Rp 79.4K

59.82%

Milk (1 liter)

$1.55 A$2.20

$1.49 Rp 27.0K

4.03%

White Bread (500g)

$3.26 A$4.64

$2.28 Rp 41.2K

42.98%

Rice (white) (1kg)

$2.63 A$3.73

$1.19 Rp 21.6K

121.01%

Eggs

$5.17 A$7.34

$2.04 Rp 36.9K

153.43%

Local Cheese (1kg)

$8.44 A$12.00

$17.70 Rp 320.8K

-52.32%

Chicken Fillets (1kg)

$10.17 A$14.45

$3.96 Rp 71.8K

156.82%

Beef Round Steak (1kg)

$12.84 A$18.25

$12.19 Rp 220.9K

5.33%

Apples (1kg)

$3.27 A$4.65

$3.66 Rp 66.2K

-10.66%

Banana (1kg)

$3.23 A$4.59

$1.52 Rp 27.5K

112.50%

Oranges (1kg)

$3.58 A$5.09

$2.23 Rp 40.4K

60.54%

Tomato (1kg)

$4.99 A$7.10

$1.97 Rp 35.7K

153.30%

Potato (1kg)

$3.14 A$4.47

$1.85 Rp 33.5K

69.73%

Onion (1kg)

$2.06 A$2.93

$2.42 Rp 43.9K

-14.88%

Lettuce (1 head)

$2.35 A$3.34

$0.99 Rp 17.9K

137.37%

Water (1.5 liter bottle)

$1.35 A$1.92

$0.51 Rp 9,303

164.71%

Cigarettes 20 Pack (Marlboro, Camel)

$27.61 A$39.25

$2.22 Rp 40.3K

1143.69%

Wine (Bottle)

$14.28 A$20.29

$22.24 Rp 403.0K

-35.79%

Local Beer (0.5 liter bottle)

$4.53 A$6.43

$2.26 Rp 41.0K

100.44%

Imported Beer (0.33 liter bottle)

$5.67 A$8.06

$2.97 Rp 53.8K

90.91%

One-way Ticket (Public Transport)

$3.91 A$5.55

$0.25 Rp 4,548

1464.00%

Public Transport Monthly Pass (Regular Price)

$73.5 A$104

$7.82 Rp 141.8K

839.51%

Taxi Start (Normal Tariff)

$3.46 A$4.91

$0.44 Rp 7,964

686.36%

Taxi (Normal Tariff) (1km)

$1.57 A$2.23

$0.43 Rp 7,793

265.12%

Taxi 1hour Waiting (Normal Tariff)

$42.36 A$60.2

$5.41 Rp 98.0K

682.99%

Gasoline (1 liter)

$1.37 A$1.95

$0.82 Rp 14.9K

67.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K A$39.2K

$23.8K Rp 432.0M

15.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K A$37.0K

$31.7K Rp 575.3M

-18.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$183 A$260

$79.1 Rp 1.4M

131.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.96 A$38.32

$6.45 Rp 116.8K

317.98%

Internet (50+ Mbps, Unlimited Data)

$54.8 A$77.9

$18.58 Rp 336.7K

194.99%

Gym Membership (Monthly)

$141 A$200

$49.48 Rp 896.7K

184.96%

Tennis Court (1 Hour on Weekend)

$22.40 A$31.84

$17.65 Rp 319.8K

26.91%

Cinema Ticket

$12.86 A$18.29

$4.27 Rp 77.4K

201.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,188 A$3,110

$491 Rp 8.9M

346.03%

International Primary School, 1 Child (Yearly)

$20.2K A$28.7K

$5,674 Rp 102.8M

256.29%

Jeans (Levis 501 Or Similar)

$62.1 A$88.3

$44.64 Rp 808.9K

39.09%

Summer Dress (H&M, Zara, etc)

$41.28 A$58.7

$34.95 Rp 633.4K

18.11%

Sport Shoes (Adidas, Nike)

$97.9 A$139

$79.9 Rp 1.4M

22.48%

Men's Leather Business Shoes

$108 A$154

$79.4 Rp 1.4M

36.07%

1-bedroom Apartment, City Center (Monthly)

$1,121 A$1,593

$1,125 Rp 20.4M

-0.37%

1-bedroom Apartment, Outside City Center (Monthly)

$899 A$1,278

$671 Rp 12.2M

33.92%

3-bedroom Apartment, City Center (Monthly)

$1,914 A$2,720

$3,565 Rp 64.6M

-46.31%

3-bedroom Apartment, Outside City Center (Monthly)

$1,375 A$1,954

$1,723 Rp 31.2M

-20.21%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$4,729 A$6,721

$164 Rp 3.0M

2786.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.95

13.78

-56.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Albury: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Albury

$899 39.8%

Ubud, Bali

$672 49.8% 25.3% $228

Groceries & Markets

Albury

$371 16.4%

Ubud, Bali

$288 21.4% 22.2% $82

Eating Out

Albury

$320 14.1%

Ubud, Bali

$108 8% 66.3% $212

Monthly Utilities & Internet

Albury

$265 11.7%

Ubud, Bali

$104 7.7% 60.7% $161

Sport & Entertainment

Albury

$167 7.4%

Ubud, Bali

$58 4.3% 65.2% $109

Clothing & Footwear

Albury

$139 6.2%

Ubud, Bali

$108 8% 22.8% $32

Getting Around

Albury

$100 4.4%

Ubud, Bali

$11 0.9% 88.6% $89

Cost Breakdown

A one-bedroom apartment in the center runs $1,121 in Albury and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Albury pays about 29 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $89 in Albury vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $371 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇦🇺 Albury

🇮🇩 Ubud, Bali

🕒 Local time

13:00 1:00 PM

10:00 10:00 AM

3 h behind Albury

🌤 Weather

👥 Population

5,323

74,800

💱 Currency

Australian Dollar AUD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AUD = 0.704 USD

1 AUD = 0.63 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of November 2, 2026: 1 USD = 1.42 AUD (1 AUD = 0.704 USD). 1 EUR = 1.59 AUD (1 AUD = 0.63 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to AUD in detail →

On the map

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Highest

Between locations

Albury Ubud, Bali 4,430 km ≈ 6 h nonstop flight

From you

Albury
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Albury vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 40% lower than in Albury. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Albury is about 29 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,121 in Albury versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 28% higher in Albury. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $89 in Albury. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Albury and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Albury on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.