Cost of Living Comparison Between Albury and Chiang Mai Cost of Living Comparison Between Albury and Chiang Mai

Monthly Cost of Living

Monthly costs for one person with rent: $2,259 in Albury versus $947 in Chiang Mai.

Estimated couple costs with rent: $3,411 in Albury versus $1,411 in Chiang Mai.

Monthly costs for a family of three with rent: $4,564 in Albury versus $1,874 in Chiang Mai.

Living in Albury is roughly 138% more expensive than in Chiang Mai, driven mainly by Eating Out.

The two cities straddle the global median: Albury is 64% above, Chiang Mai is 31% below.

Meal at Budget Restaurant

$19.70 A$27.49

$2.08 ฿69.2

847.12%

Three-Course Dinner for Two, Mid-Range

$93.7 A$131

$19.64 ฿651

376.83%

Fast Food Meal (McDonalds, etc)

$10.56 A$14.73

$5.65 ฿188

86.90%

Cappuccino

$4.20 A$5.86

$1.81 ฿59.9

132.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.19 A$4.45

$0.71 ฿23.66

349.30%

Water (0.33 liter bottle)

$2.71 A$3.78

$0.32 ฿10.48

746.88%

Local Beer (0.5 liter draught)

$7.20 A$10.05

$2.24 ฿74.2

221.43%

Imported Beer (0.33 liter bottle)

$7.25 A$10.11

$3.63 ฿121

99.72%

Milk (1 liter)

$1.68 A$2.35

$1.96 ฿65.0

-14.29%

White Bread (500g)

$3.39 A$4.73

$1.50 ฿49.83

126.00%

Rice (white) (1kg)

$2.60 A$3.63

$1.34 ฿44.32

94.03%

Eggs

$5.62 A$7.84

$2.26 ฿75.1

148.67%

Local Cheese (1kg)

$9.01 A$12.58

$16.26 ฿539

-44.59%

Chicken Fillets (1kg)

$11.00 A$15.35

$2.95 ฿98.0

272.88%

Beef Round Steak (1kg)

$13.09 A$18.26

$9.94 ฿330

31.69%

Apples (1kg)

$3.51 A$4.90

$2.57 ฿85.3

36.58%

Banana (1kg)

$3.16 A$4.40

$1.06 ฿35.04

198.11%

Oranges (1kg)

$3.65 A$5.09

$1.61 ฿53.5

126.71%

Tomato (1kg)

$5.14 A$7.17

$1.52 ฿50.4

238.16%

Potato (1kg)

$3.25 A$4.54

$1.27 ฿42.14

155.91%

Onion (1kg)

$2.13 A$2.97

$1.07 ฿35.37

99.07%

Lettuce (1 head)

$2.40 A$3.35

$0.72 ฿23.89

233.33%

Water (1.5 liter bottle)

$1.52 A$2.13

$0.51 ฿16.87

198.04%

Cigarettes 20 Pack (Marlboro, Camel)

$28.34 A$39.54

$4.19 ฿139

576.37%

Wine (Bottle)

$14.70 A$20.51

$17.87 ฿593

-17.74%

Local Beer (0.5 liter bottle)

$4.58 A$6.40

$1.69 ฿56.2

171.01%

Imported Beer (0.33 liter bottle)

$5.85 A$8.16

$2.84 ฿94.1

105.99%

One-way Ticket (Public Transport)

$3.82 A$5.34

$0.93 ฿30.70

310.75%

Public Transport Monthly Pass (Regular Price)

$74.5 A$104

$53.9 ฿1,787

38.32%

Taxi Start (Normal Tariff)

$3.62 A$5.05

$1.23 ฿40.95

194.31%

Taxi (Normal Tariff) (1km)

$1.65 A$2.31

$0.58 ฿19.13

184.48%

Taxi 1hour Waiting (Normal Tariff)

$43.60 A$60.9

$2.42 ฿80.4

1701.65%

Gasoline (1 liter)

$1.29 A$1.80

$1.41 ฿46.84

-8.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K A$38.9K

$21.4K ฿711.3K

29.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.3K A$39.5K

$27.3K ฿906.7K

3.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$184 A$257

$63.7 ฿2,112

189.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.03 A$39.11

$12.85 ฿426

118.13%

Internet (50+ Mbps, Unlimited Data)

$56.7 A$79.1

$20.22 ฿671

180.37%

Gym Membership (Monthly)

$143 A$200

$38.74 ฿1,285

270.11%

Tennis Court (1 Hour on Weekend)

$23.69 A$33.06

$3.97 ฿132

496.73%

Cinema Ticket

$13.29 A$18.55

$6.74 ฿223

97.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,218 A$3,096

$778 ฿25.8K

185.16%

International Primary School, 1 Child (Yearly)

$21.1K A$29.5K

$14.6K ฿484.6K

44.59%

Jeans (Levis 501 Or Similar)

$63.6 A$88.7

$54.3 ฿1,801

17.06%

Summer Dress (H&M, Zara, etc)

$42.64 A$59.5

$25.45 ฿844

67.54%

Sport Shoes (Adidas, Nike)

$99.0 A$138

$94.3 ฿3,129

4.99%

Men's Leather Business Shoes

$112 A$156

$73.4 ฿2,436

52.52%

1-bedroom Apartment, City Center (Monthly)

$1,162 A$1,621

$490 ฿16.2K

137.20%

1-bedroom Apartment, Outside City Center (Monthly)

$908 A$1,267

$289 ฿9,596

213.88%

3-bedroom Apartment, City Center (Monthly)

$1,969 A$2,748

$894 ฿29.6K

120.37%

3-bedroom Apartment, Outside City Center (Monthly)

$1,455 A$2,031

$517 ฿17.1K

181.49%

Buy Apartment in City Center (m2)

$1,955 ฿64.9K

Buy Apartment Outside City Center (m2)

$1,477 ฿49.0K

Average Monthly Net Salary (After Tax)

$4,899 A$6,836

$602 ฿20.0K

713.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.95

5.57

6.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Albury: September 1, 2026

Last update for Chiang Mai: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,162 in Albury and $490 in Chiang Mai. Housing cost is often the main lever when comparing two cities.

Albury pays 714% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $94.0 in Albury vs $20.00 in Chiang Mai for a mid-range dinner for two. Groceries echo the gap at $388 vs $240 per month, with Chiang Mai cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Albury vs Chiang Mai: Cost of Living - Frequently Asked Questions

Chiang Mai wins on cost – living expenses run 138% lower than in Albury. Housing and daily spending are where you'll feel the difference most, making Chiang Mai the obvious pick if budget is a priority.

Average pay runs 714% higher in Albury, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,162 in Albury versus $490 in Chiang Mai. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 61% higher in Albury. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Chiang Mai – a meal for two runs $20.00 versus $94.0 in Albury. If you eat out regularly, this makes a real dent in your monthly spending.

At $947 in Chiang Mai versus $2,259 in Albury, a $1,000 budget is realistic in Chiang Mai but tight or insufficient in Albury. The gap between the two cities makes Chiang Mai the clear choice for anyone on this budget.

Both work as nomad bases, but Chiang Mai delivers better value – similar infrastructure at $947 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Chiang Mai hard to pass up.

Safety-wise, Albury and Chiang Mai are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chiang Mai gentler on the wallet – expenses run 138% less than in Albury. Beyond cost, consider language, visa policies, and how big the international community is in each city.