Last update: Oct 2026

Cost of Living Comparison Between Albany, OR and Montreal

For one person, living is cheaper in Montreal: $2,003 a month against $2,910 in Albany, OR, rent and utilities included – about $10,900 less a year. Rent and utilities account for about half of the difference.

140

Cost of Living Index in Albany, OR
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Albany, OR Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Albany, OR

🇺🇸 United States

$2,910

/mo nomad

Montreal

🇨🇦 Canada

$2,003

/mo nomad

Monthly Cost of Living

How much you'll spend in Albany, OR and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Albany, OR and in Montreal actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,910 in Albany, OR versus $2,003 in Montreal.

Albany, OR $2,910
Montreal $2,003

Estimated couple costs with rent: $4,279 in Albany, OR versus $3,048 in Montreal.

Albany, OR $4,279
Montreal $3,048

Monthly costs for a family of three with rent: $5,647 in Albany, OR versus $4,092 in Montreal.

Albany, OR $5,647
Montreal $4,092

Living in Albany, OR is roughly 45% more expensive than in Montreal, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Albany, OR 117% above, Montreal 49% above.

Meal at Budget Restaurant

$25.39 $25.39

$19.31 CA$27.52

31.49%

Three-Course Dinner for Two, Mid-Range

$89.7 $89.7

$75.5 CA$108

18.74%

Fast Food Meal (McDonalds, etc)

$14.27 $14.27

$10.63 CA$15.15

34.24%

Cappuccino

$6.20 $6.20

$3.93 CA$5.60

57.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.58 $2.58

$1.92 CA$2.73

34.38%

Water (0.33 liter bottle)

$1.96 $1.96

$1.48 CA$2.11

32.43%

Local Beer (0.5 liter draught)

$7.85 $7.85

$6.30 CA$8.98

24.60%

Imported Beer (0.33 liter bottle)

$8.17 $8.17

$7.19 CA$10.24

13.63%

Milk (1 liter)

$0.98 $0.98

$2.22 CA$3.17

-55.86%

White Bread (500g)

$3.22 $3.22

$3.06 CA$4.36

5.23%

Rice (white) (1kg)

$2.05 $2.05

$2.94 CA$4.19

-30.27%

Eggs

$3.42 $3.42

$3.53 CA$5.03

-3.12%

Local Cheese (1kg)

$7.37 $7.37

$13.19 CA$18.79

-44.12%

Chicken Fillets (1kg)

$19.49 $19.49

$11.24 CA$16.02

73.40%

Beef Round Steak (1kg)

$29.43 $29.43

$13.81 CA$19.69

113.11%

Apples (1kg)

$6.63 $6.63

$3.40 CA$4.85

95.00%

Banana (1kg)

$2.09 $2.09

$1.44 CA$2.06

45.14%

Oranges (1kg)

$5.79 $5.79

$3.26 CA$4.65

77.61%

Tomato (1kg)

$8.54 $8.54

$2.88 CA$4.10

196.53%

Potato (1kg)

$2.89 $2.89

$1.86 CA$2.65

55.38%

Onion (1kg)

$2.32 $2.32

$1.82 CA$2.60

27.47%

Lettuce (1 head)

$3.25 $3.25

$2.43 CA$3.46

33.74%

Water (1.5 liter bottle)

$2.52 $2.52

$1.52 CA$2.17

65.79%

Cigarettes 20 Pack (Marlboro, Camel)

$11.21 $11.21

$11.45 CA$16.32

-2.10%

Wine (Bottle)

$14.80 $14.80

$10.36 CA$14.76

42.86%

Local Beer (0.5 liter bottle)

$3.37 $3.37

$2.22 CA$3.16

51.80%

Imported Beer (0.33 liter bottle)

$5.44 $5.44

$2.82 CA$4.02

92.91%

One-way Ticket (Public Transport)

$2.28 $2.28

$2.58 CA$3.67

-11.63%

Public Transport Monthly Pass (Regular Price)

$76.9 CA$110

Taxi Start (Normal Tariff)

$5.01 $5.01

$3.25 CA$4.64

54.15%

Taxi (Normal Tariff) (1km)

$1.90 $1.90

$1.48 CA$2.11

28.38%

Taxi 1hour Waiting (Normal Tariff)

$24.04 $24.04

$33.04 CA$47.09

-27.24%

Gasoline (1 liter)

$1.29 $1.29

$1.36 CA$1.94

-5.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.9K $32.9K

$27.4K CA$39.1K

19.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K $26.7K

$20.0K CA$28.5K

33.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$325 $325

$76.1 CA$109

326.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$63.6 $63.6

$34.68 CA$49.43

83.39%

Internet (50+ Mbps, Unlimited Data)

$67.6 $67.6

$42.69 CA$60.9

58.26%

Gym Membership (Monthly)

$41.99 $41.99

$28.94 CA$41.26

45.09%

Tennis Court (1 Hour on Weekend)

$20.33 CA$28.97

Cinema Ticket

$14.76 $14.76

$11.21 CA$15.98

31.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,695 $1,695

$505 CA$720

235.51%

International Primary School, 1 Child (Yearly)

$24.0K $24.0K

$16.0K CA$22.8K

50.02%

Jeans (Levis 501 Or Similar)

$65.6 $65.6

$58.5 CA$83.4

12.19%

Summer Dress (H&M, Zara, etc)

$41.42 $41.42

$38.00 CA$54.2

9.00%

Sport Shoes (Adidas, Nike)

$114 $114

$92.7 CA$132

23.06%

Men's Leather Business Shoes

$134 $134

$106 CA$151

26.50%

1-bedroom Apartment, City Center (Monthly)

$1,576 $1,576

$1,240 CA$1,768

27.06%

1-bedroom Apartment, Outside City Center (Monthly)

$1,489 $1,489

$986 CA$1,405

51.02%

3-bedroom Apartment, City Center (Monthly)

$2,541 $2,541

$2,102 CA$2,996

20.88%

3-bedroom Apartment, Outside City Center (Monthly)

$2,112 $2,112

$1,615 CA$2,302

30.79%

Buy Apartment in City Center (m2)

$3,046 $3,046

$5,043 CA$7,188

-39.61%

Buy Apartment Outside City Center (m2)

$2,976 $2,976

$3,830 CA$5,459

-22.30%

Average Monthly Net Salary (After Tax)

$4,530 $4,530

$2,920 CA$4,163

55.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.35

4.46

42.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Albany, OR: October 5, 2026

Last update for Montreal: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Albany, OR

$1.5K 48.2%

Montreal

$986 47.9% 33.8% $503

Groceries & Markets

Albany, OR

$497 16.1%

Montreal

$344 16.7% 30.9% $154

Monthly Utilities & Internet

Albany, OR

$456 14.8%

Montreal

$154 7.5% 66.3% $302

Eating Out

Albany, OR

$394 12.8%

Montreal

$293 14.2% 25.7% $101

Clothing & Footwear

Albany, OR

$160 5.2%

Montreal

$133 6.5% 16.9% $27

Sport & Entertainment

Albany, OR

$72 2.3%

Montreal

$51 2.5% 28.2% $20

Getting Around

Albany, OR

$24 * 0.8%

Montreal

$98 4.8% 315% $74

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,576 in Albany, OR and $1,240 in Montreal. Housing cost is often the main lever when comparing two cities.

Albany, OR pays 55% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $90.0 in Albany, OR vs $75.0 in Montreal for a mid-range dinner for two. Groceries echo the gap at $497 vs $344 per month, with Montreal cheaper across the board.

Good to know

🇺🇸 Albany, OR

🇨🇦 Montreal

🕒 Local time

19:19 7:19 PM

22:19 10:19 PM

3 h ahead of Albany, OR

🌤 Weather

👥 Population

99,224

1,762,949

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.892 EUR

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

CAD to USD in detail →

On the map

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Between locations

Albany, OR Montreal 3,830 km ≈ 5 h nonstop flight

From you

Albany, OR
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Albany, OR vs Montreal: Cost of Living - Frequently Asked Questions

Montreal wins on cost – living expenses run 45% lower than in Albany, OR. Housing and daily spending are where you'll feel the difference most, making Montreal the obvious pick if budget is a priority.

Average pay runs 55% higher in Albany, OR, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,576 in Albany, OR versus $1,240 in Montreal. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 45% higher in Albany, OR. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,910 per month in Albany, OR versus $2,003 in Montreal – a 45% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,003 in Montreal versus $2,910 in Albany, OR, a $2,000 budget is realistic in Montreal but tight or insufficient in Albany, OR. The gap between the two cities makes Montreal the clear choice for anyone on this budget.

Both work as nomad bases, but Montreal delivers better value – similar infrastructure at $2,003 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Montreal hard to pass up.

Safety-wise, Albany, OR and Montreal are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Montreal gentler on the wallet – expenses run 45% less than in Albany, OR. Beyond cost, consider language, visa policies, and how big the international community is in each city.