Last update: Oct 2026

Cost of Living Comparison Between Albany, OR and Austin, TX

For one person, living is cheaper in Austin, TX: $2,663 a month against $3,022 in Albany, OR, rent and utilities included – about $4,300 less a year. Rent and utilities account for most of the difference.

141

Cost of Living Index in Albany, OR
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Albany, OR Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Albany, OR

🇺🇸 United States

$3,022

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Albany, OR and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Albany, OR and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,022 in Albany, OR versus $2,663 in Austin, TX.

Albany, OR $3,022
Austin, TX $2,663

Estimated couple costs with rent: $4,318 in Albany, OR versus $4,133 in Austin, TX.

Albany, OR $4,318
Austin, TX $4,133

Monthly costs for a family of three with rent: $5,615 in Albany, OR versus $5,603 in Austin, TX.

Albany, OR $5,615
Austin, TX $5,603

Living in Albany, OR is roughly 13% more expensive than in Austin, TX, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Albany, OR 124% above, Austin, TX 97% above.

Meal at Budget Restaurant

$24.94 $24.94

$20.77 $20.77

20.08%

Three-Course Dinner for Two, Mid-Range

$88.7 $88.7

$84.6 $84.6

4.81%

Fast Food Meal (McDonalds, etc)

$14.04 $14.04

$12.32 $12.32

13.96%

Cappuccino

$6.03 $6.03

$5.63 $5.63

7.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.58 $2.58

$3.72 $3.72

-30.65%

Water (0.33 liter bottle)

$2.04 $2.04

$2.50 $2.50

-18.40%

Local Beer (0.5 liter draught)

$7.83 $7.83

$8.05 $8.05

-2.73%

Imported Beer (0.33 liter bottle)

$7.95 $7.95

$9.01 $9.01

-11.76%

Milk (1 liter)

$0.95 $0.95

$1.12 $1.12

-15.18%

White Bread (500g)

$3.36 $3.36

$3.75 $3.75

-10.40%

Rice (white) (1kg)

$1.97 $1.97

$3.26 $3.26

-39.57%

Eggs

$3.31 $3.31

$4.17 $4.17

-20.62%

Local Cheese (1kg)

$7.46 $7.46

$12.90 $12.90

-42.17%

Chicken Fillets (1kg)

$19.64 $19.64

$14.16 $14.16

38.70%

Beef Round Steak (1kg)

$29.62 $29.62

$16.22 $16.22

82.61%

Apples (1kg)

$6.62 $6.62

$4.33 $4.33

52.89%

Banana (1kg)

$2.19 $2.19

$1.46 $1.46

50.00%

Oranges (1kg)

$5.88 $5.88

$4.51 $4.51

30.38%

Tomato (1kg)

$8.96 $8.96

$4.34 $4.34

106.45%

Potato (1kg)

$2.77 $2.77

$2.58 $2.58

7.36%

Onion (1kg)

$2.28 $2.28

$2.35 $2.35

-2.98%

Lettuce (1 head)

$3.40 $3.40

$1.78 $1.78

91.01%

Water (1.5 liter bottle)

$2.62 $2.62

$2.22 $2.22

18.02%

Cigarettes 20 Pack (Marlboro, Camel)

$11.11 $11.11

$9.88 $9.88

12.45%

Wine (Bottle)

$14.88 $14.88

$15.08 $15.08

-1.33%

Local Beer (0.5 liter bottle)

$3.39 $3.39

$2.92 $2.92

16.10%

Imported Beer (0.33 liter bottle)

$5.16 $5.16

$3.46 $3.46

49.13%

One-way Ticket (Public Transport)

$2.25 $2.25

$1.49 $1.49

51.01%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

Taxi Start (Normal Tariff)

$5.14 $5.14

$2.73 $2.73

88.28%

Taxi (Normal Tariff) (1km)

$1.94 $1.94

$1.66 $1.66

16.87%

Taxi 1hour Waiting (Normal Tariff)

$23.80 $23.80

$35.30 $35.30

-32.58%

Gasoline (1 liter)

$1.24 $1.24

$0.95 $0.95

30.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K $33.1K

$36.0K $36.0K

-8.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$27.1K $27.1K

-3.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$320 $320

$229 $229

39.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$64.6 $64.6

$59.4 $59.4

8.71%

Internet (50+ Mbps, Unlimited Data)

$67.0 $67.0

$69.9 $69.9

-4.13%

Gym Membership (Monthly)

$41.74 $41.74

$57.2 $57.2

-27.08%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

Cinema Ticket

$14.89 $14.89

$14.28 $14.28

4.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,679 $1,679

$1,506 $1,506

11.50%

International Primary School, 1 Child (Yearly)

$24.6K $24.6K

$21.5K $21.5K

14.62%

Jeans (Levis 501 Or Similar)

$66.3 $66.3

$52.8 $52.8

25.56%

Summer Dress (H&M, Zara, etc)

$41.63 $41.63

$43.82 $43.82

-5.00%

Sport Shoes (Adidas, Nike)

$116 $116

$84.8 $84.8

37.24%

Men's Leather Business Shoes

$135 $135

$103 $103

31.46%

1-bedroom Apartment, City Center (Monthly)

$1,565 $1,565

$1,907 $1,907

-17.97%

1-bedroom Apartment, Outside City Center (Monthly)

$1,423 $1,423

$1,274 $1,274

11.68%

3-bedroom Apartment, City Center (Monthly)

$2,519 $2,519

$3,664 $3,664

-31.25%

3-bedroom Apartment, Outside City Center (Monthly)

$2,149 $2,149

$2,538 $2,538

-15.35%

Buy Apartment in City Center (m2)

$3,024 $3,024

$7,614 $7,614

-60.28%

Buy Apartment Outside City Center (m2)

$2,995 $2,995

$3,157 $3,157

-5.15%

Average Monthly Net Salary (After Tax)

$4,390 $4,390

$5,121 $5,121

-14.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.35

6.79

-6.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Albany, OR: October 11, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Albany, OR

$1.4K 47.1%

Austin, TX

$1.3K 47.8% 10.5% $149

Groceries & Markets

Albany, OR

$503 16.7%

Austin, TX

$405 15.2% 19.6% $99

Monthly Utilities & Internet

Albany, OR

$451 14.9%

Austin, TX

$358 13.5% 20.6% $93

Eating Out

Albany, OR

$388 12.8%

Austin, TX

$354 13.3% 8.7% $34

Clothing & Footwear

Albany, OR

$162 5.4%

Austin, TX

$128 4.8% 20.9% $34

Sport & Entertainment

Albany, OR

$72 2.4%

Austin, TX

$86 3.2% 20% $14

Getting Around

Albany, OR

$24 * 0.8%

Austin, TX

$59 2.2% 146% $35

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,565 in Albany, OR and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 17% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $89.0 in Albany, OR vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $503 vs $405 per month, with Austin, TX cheaper across the board.

Good to know

🇺🇸 Albany, OR

🇺🇸 Austin, TX

🕒 Local time

11:27 11:27 AM

13:27 1:27 PM

2 h ahead of Albany, OR

🌤 Weather

👥 Population

99,224

974,447

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Highest

Between locations

Albany, OR Austin, TX 2,730 km ≈ 4 h nonstop flight

From you

Albany, OR
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Albany, OR vs Austin, TX: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 13% lower than in Albany, OR. Housing and daily spending are where you'll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

On paper, salaries run 17% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,565 in Albany, OR versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 24% higher in Albany, OR. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $3,022 per month in Albany, OR versus $2,663 in Austin, TX – a 13% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Austin, TX gentler on the wallet – expenses run 13% less than in Albany, OR. Beyond cost, consider language, visa policies, and how big the international community is in each city.