Last update: Oct 2026

Cost of Living Comparison Between Montreal and Albany, OR

For one person, living is cheaper in Montreal: $2,003 a month against $2,910 in Albany, OR, rent and utilities included – about $10,900 less a year. Rent and utilities account for about half of the difference.

99

Cost of Living Index in Montreal
Learn more

Montreal Living Index
140

Cost of Living Index in Albany, OR
Learn more

Albany, OR Living Index

Jump to prices

Montreal

🇨🇦 Canada

$2,003

/mo nomad

Albany, OR

🇺🇸 United States

$2,910

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Albany, OR

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Albany, OR actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,003 in Montreal versus $2,910 in Albany, OR.

Montreal $2,003
Albany, OR $2,910

Estimated couple costs with rent: $3,048 in Montreal versus $4,279 in Albany, OR.

Montreal $3,048
Albany, OR $4,279

Monthly costs for a family of three with rent: $4,092 in Montreal versus $5,647 in Albany, OR.

Montreal $4,092
Albany, OR $5,647

Living in Montreal costs roughly 31% less than in Albany, OR, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Montreal 49% above, Albany, OR 117% above.

Meal at Budget Restaurant

$19.31 CA$27.52

$25.39 $25.39

-23.95%

Three-Course Dinner for Two, Mid-Range

$75.5 CA$108

$89.7 $89.7

-15.78%

Fast Food Meal (McDonalds, etc)

$10.63 CA$15.15

$14.27 $14.27

-25.51%

Cappuccino

$3.93 CA$5.60

$6.20 $6.20

-36.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.92 CA$2.73

$2.58 $2.58

-25.58%

Water (0.33 liter bottle)

$1.48 CA$2.11

$1.96 $1.96

-24.49%

Local Beer (0.5 liter draught)

$6.30 CA$8.98

$7.85 $7.85

-19.75%

Imported Beer (0.33 liter bottle)

$7.19 CA$10.24

$8.17 $8.17

-12.00%

Milk (1 liter)

$2.22 CA$3.17

$0.98 $0.98

126.53%

White Bread (500g)

$3.06 CA$4.36

$3.22 $3.22

-4.97%

Rice (white) (1kg)

$2.94 CA$4.19

$2.05 $2.05

43.41%

Eggs

$3.53 CA$5.03

$3.42 $3.42

3.22%

Local Cheese (1kg)

$13.19 CA$18.79

$7.37 $7.37

78.97%

Chicken Fillets (1kg)

$11.24 CA$16.02

$19.49 $19.49

-42.33%

Beef Round Steak (1kg)

$13.81 CA$19.69

$29.43 $29.43

-53.08%

Apples (1kg)

$3.40 CA$4.85

$6.63 $6.63

-48.72%

Banana (1kg)

$1.44 CA$2.06

$2.09 $2.09

-31.10%

Oranges (1kg)

$3.26 CA$4.65

$5.79 $5.79

-43.70%

Tomato (1kg)

$2.88 CA$4.10

$8.54 $8.54

-66.28%

Potato (1kg)

$1.86 CA$2.65

$2.89 $2.89

-35.64%

Onion (1kg)

$1.82 CA$2.60

$2.32 $2.32

-21.55%

Lettuce (1 head)

$2.43 CA$3.46

$3.25 $3.25

-25.23%

Water (1.5 liter bottle)

$1.52 CA$2.17

$2.52 $2.52

-39.68%

Cigarettes 20 Pack (Marlboro, Camel)

$11.45 CA$16.32

$11.21 $11.21

2.14%

Wine (Bottle)

$10.36 CA$14.76

$14.80 $14.80

-30.00%

Local Beer (0.5 liter bottle)

$2.22 CA$3.16

$3.37 $3.37

-34.12%

Imported Beer (0.33 liter bottle)

$2.82 CA$4.02

$5.44 $5.44

-48.16%

One-way Ticket (Public Transport)

$2.58 CA$3.67

$2.28 $2.28

13.16%

Public Transport Monthly Pass (Regular Price)

$76.9 CA$110

Taxi Start (Normal Tariff)

$3.25 CA$4.64

$5.01 $5.01

-35.13%

Taxi (Normal Tariff) (1km)

$1.48 CA$2.11

$1.90 $1.90

-22.11%

Taxi 1hour Waiting (Normal Tariff)

$33.04 CA$47.09

$24.04 $24.04

37.44%

Gasoline (1 liter)

$1.36 CA$1.94

$1.29 $1.29

5.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K CA$39.1K

$32.9K $32.9K

-16.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.0K CA$28.5K

$26.7K $26.7K

-25.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.1 CA$109

$325 $325

-76.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.68 CA$49.43

$63.6 $63.6

-45.47%

Internet (50+ Mbps, Unlimited Data)

$42.69 CA$60.9

$67.6 $67.6

-36.81%

Gym Membership (Monthly)

$28.94 CA$41.26

$41.99 $41.99

-31.08%

Tennis Court (1 Hour on Weekend)

$20.33 CA$28.97

Cinema Ticket

$11.21 CA$15.98

$14.76 $14.76

-24.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$505 CA$720

$1,695 $1,695

-70.20%

International Primary School, 1 Child (Yearly)

$16.0K CA$22.8K

$24.0K $24.0K

-33.34%

Jeans (Levis 501 Or Similar)

$58.5 CA$83.4

$65.6 $65.6

-10.86%

Summer Dress (H&M, Zara, etc)

$38.00 CA$54.2

$41.42 $41.42

-8.26%

Sport Shoes (Adidas, Nike)

$92.7 CA$132

$114 $114

-18.74%

Men's Leather Business Shoes

$106 CA$151

$134 $134

-20.95%

1-bedroom Apartment, City Center (Monthly)

$1,240 CA$1,768

$1,576 $1,576

-21.30%

1-bedroom Apartment, Outside City Center (Monthly)

$986 CA$1,405

$1,489 $1,489

-33.78%

3-bedroom Apartment, City Center (Monthly)

$2,102 CA$2,996

$2,541 $2,541

-17.27%

3-bedroom Apartment, Outside City Center (Monthly)

$1,615 CA$2,302

$2,112 $2,112

-23.54%

Buy Apartment in City Center (m2)

$5,043 CA$7,188

$3,046 $3,046

65.59%

Buy Apartment Outside City Center (m2)

$3,830 CA$5,459

$2,976 $2,976

28.70%

Average Monthly Net Salary (After Tax)

$2,920 CA$4,163

$4,530 $4,530

-35.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.46

6.35

-29.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 6, 2026

Last update for Albany, OR: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$986 47.9%

Albany, OR

$1.5K 48.2% 51% $503

Groceries & Markets

Montreal

$344 16.7%

Albany, OR

$497 16.1% 44.7% $154

Eating Out

Montreal

$293 14.2%

Albany, OR

$394 12.8% 34.6% $101

Monthly Utilities & Internet

Montreal

$154 7.5%

Albany, OR

$456 14.8% 197% $302

Clothing & Footwear

Montreal

$133 6.5%

Albany, OR

$160 5.2% 20.3% $27

Getting Around

Montreal

$98 4.8%

Albany, OR

$24 * 0.8% 75.9% $74

Sport & Entertainment

Montreal

$51 2.5%

Albany, OR

$72 2.3% 39.2% $20

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,240 in Montreal and $1,576 in Albany, OR. Housing cost is often the main lever when comparing two cities.

Albany, OR pays 55% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $75.0 in Montreal vs $90.0 in Albany, OR for a mid-range dinner for two. Groceries echo the gap at $344 vs $497 per month, with Montreal cheaper across the board.

Good to know

🇨🇦 Montreal

🇺🇸 Albany, OR

🕒 Local time

00:05 12:05 AM

21:05 9:05 PM

3 h behind Montreal

🌤 Weather

👥 Population

1,762,949

99,224

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Montreal Albany, OR 3,830 km ≈ 5 h nonstop flight

From you

Montreal
Albany, OR

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Albany, OR: Cost of Living - Frequently Asked Questions

Montreal wins on cost – living expenses run 45% lower than in Albany, OR. Housing and daily spending are where you'll feel the difference most, making Montreal the obvious pick if budget is a priority.

On paper, salaries run 55% lower in Albany, OR. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,240 in Montreal versus $1,576 in Albany, OR. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 45% higher in Albany, OR. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,003 per month in Montreal versus $2,910 in Albany, OR – a 45% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,003 in Montreal versus $2,910 in Albany, OR, a $2,000 budget is realistic in Montreal but tight or insufficient in Albany, OR. The gap between the two cities makes Montreal the clear choice for anyone on this budget.

Both work as nomad bases, but Montreal delivers better value – similar infrastructure at $2,003 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Montreal hard to pass up.

Safety-wise, Montreal and Albany, OR are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Montreal gentler on the wallet – expenses run 45% less than in Albany, OR. Beyond cost, consider language, visa policies, and how big the international community is in each city.