Last update: Oct 2026

Cost of Living Comparison Between Al-musayyib and Ubud, Bali

For one person, living is cheaper in Al-musayyib: $768 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,000 less a year. Rent and utilities account for most of the difference.

38

Cost of Living Index in Al-musayyib
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Al-musayyib Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Al-musayyib

🇮🇶 Iraq

$768

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Al-musayyib and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Al-musayyib and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $768 in Al-musayyib versus $1,349 in Ubud, Bali.

Al-musayyib $768
Ubud, Bali $1,349

Estimated couple costs with rent: $1,152 in Al-musayyib versus $2,305 in Ubud, Bali.

Al-musayyib $1,152
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $1,536 in Al-musayyib versus $3,261 in Ubud, Bali.

Al-musayyib $1,536
Ubud, Bali $3,261

Living in Al-musayyib costs roughly 43% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$4.50 IQD 6,793

$3.32 Rp 60.4K

35.54%

Three-Course Dinner for Two, Mid-Range

$25.91 IQD 39.1K

$35.64 Rp 647.8K

-27.30%

Fast Food Meal (McDonalds, etc)

$6.43 IQD 9,721

$5.53 Rp 100.6K

16.27%

Cappuccino

$2.82 IQD 4,267

$2.72 Rp 49.4K

3.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 IQD 576

$1.70 Rp 30.9K

-77.65%

Water (0.33 liter bottle)

$0.22 IQD 332

$0.76 Rp 13.8K

-71.05%

Local Beer (0.5 liter draught)

$3.33 IQD 5,026

$2.65 Rp 48.2K

25.66%

Imported Beer (0.33 liter bottle)

$3.25 IQD 4,904

$4.38 Rp 79.6K

-25.80%

Milk (1 liter)

$0.90 IQD 1,359

$1.49 Rp 27.1K

-39.60%

White Bread (500g)

$0.67 IQD 1,019

$2.28 Rp 41.4K

-70.61%

Rice (white) (1kg)

$1.30 IQD 1,971

$1.19 Rp 21.6K

9.24%

Eggs

$1.29 IQD 1,951

$2.04 Rp 37.0K

-36.76%

Local Cheese (1kg)

$3.42 IQD 5,163

$17.70 Rp 321.7K

-80.68%

Chicken Fillets (1kg)

$3.28 IQD 4,962

$3.96 Rp 72.0K

-17.17%

Beef Round Steak (1kg)

$10.03 IQD 15.1K

$12.19 Rp 221.6K

-17.72%

Apples (1kg)

$1.02 IQD 1,540

$3.66 Rp 66.4K

-72.13%

Banana (1kg)

$0.90 IQD 1,357

$1.52 Rp 27.6K

-40.79%

Oranges (1kg)

$0.94 IQD 1,415

$2.23 Rp 40.5K

-57.85%

Tomato (1kg)

$0.48 IQD 721

$1.97 Rp 35.9K

-75.63%

Potato (1kg)

$0.54 IQD 817

$1.85 Rp 33.6K

-70.81%

Onion (1kg)

$0.48 IQD 732

$2.42 Rp 44.1K

-80.17%

Lettuce (1 head)

$0.48 IQD 730

$0.99 Rp 18.0K

-51.52%

Water (1.5 liter bottle)

$0.34 IQD 518

$0.51 Rp 9,332

-33.33%

Cigarettes 20 Pack (Marlboro, Camel)

$1.68 IQD 2,531

$2.22 Rp 40.4K

-24.32%

Wine (Bottle)

$11.98 IQD 18.1K

$22.24 Rp 404.2K

-46.13%

Local Beer (0.5 liter bottle)

$1.89 IQD 2,862

$2.26 Rp 41.1K

-16.37%

Imported Beer (0.33 liter bottle)

$1.87 IQD 2,831

$2.97 Rp 54.0K

-37.04%

One-way Ticket (Public Transport)

$0.32 IQD 480

$0.25 Rp 4,562

28.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$2.01 IQD 3,043

$0.44 Rp 7,989

356.82%

Taxi (Normal Tariff) (1km)

$1.30 IQD 1,961

$0.43 Rp 7,817

202.33%

Taxi 1hour Waiting (Normal Tariff)

$6.75 IQD 10.2K

$5.41 Rp 98.3K

24.77%

Gasoline (1 liter)

$0.55 IQD 825

$0.82 Rp 15.0K

-32.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.5K IQD 25.0M

$23.8K Rp 433.3M

-30.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.5K IQD 25.0M

$31.7K Rp 577.0M

-47.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$187 IQD 282.9K

$79.1 Rp 1.4M

136.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.82 IQD 30.0K

$6.45 Rp 117.2K

207.29%

Internet (50+ Mbps, Unlimited Data)

$38.37 IQD 58.0K

$18.58 Rp 337.7K

106.51%

Gym Membership (Monthly)

$33.70 IQD 50.9K

$49.48 Rp 899.4K

-31.89%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$10.19 IQD 15.4K

$4.27 Rp 77.7K

138.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$146 IQD 220.6K

$491 Rp 8.9M

-70.23%

International Primary School, 1 Child (Yearly)

$3,199 IQD 4.8M

$5,674 Rp 103.1M

-43.61%

Jeans (Levis 501 Or Similar)

$25.73 IQD 38.9K

$44.64 Rp 811.4K

-42.36%

Summer Dress (H&M, Zara, etc)

$33.53 IQD 50.7K

$34.95 Rp 635.3K

-4.06%

Sport Shoes (Adidas, Nike)

$58.9 IQD 89.0K

$79.9 Rp 1.5M

-26.27%

Men's Leather Business Shoes

$41.11 IQD 62.1K

$79.4 Rp 1.4M

-48.24%

1-bedroom Apartment, City Center (Monthly)

$206 IQD 311.9K

$1,125 Rp 20.4M

-81.65%

1-bedroom Apartment, Outside City Center (Monthly)

$127 IQD 192.6K

$671 Rp 12.2M

-81.02%

3-bedroom Apartment, City Center (Monthly)

$321 IQD 485.3K

$3,565 Rp 64.8M

-90.99%

3-bedroom Apartment, Outside City Center (Monthly)

$308 IQD 465.5K

$1,723 Rp 31.3M

-82.12%

Buy Apartment in City Center (m2)

$974 IQD 1.5M

$2,732 Rp 49.6M

-64.33%

Buy Apartment Outside City Center (m2)

$537 IQD 811.4K

$2,284 Rp 41.5M

-76.49%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

4.12

13.78

-70.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Al-musayyib: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Al-musayyib

$245 31.9%

Ubud, Bali

$104 7.7% 57.6% $141

Groceries & Markets

Al-musayyib

$145 18.9%

Ubud, Bali

$288 21.4% 98.5% $143

Accommodation & Living

Al-musayyib

$127 16.6%

Ubud, Bali

$672 49.8% 427% $544

Eating Out

Al-musayyib

$115 14.9%

Ubud, Bali

$108 8% 6.1% $7

Clothing & Footwear

Al-musayyib

$72 9.3%

Ubud, Bali

$108 8% 50% $36

Sport & Entertainment

Al-musayyib

$54 7%

Ubud, Bali

$58 4.3% 7.3% $4

Getting Around

Al-musayyib

$9.8 * 1.3%

Ubud, Bali

$11 0.9% 16.9% $1.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $206 in Al-musayyib and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $26 in Al-musayyib vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $145 vs $288 per month, with Al-musayyib cheaper across the board.

Good to know

🇮🇶 Al-musayyib

🇮🇩 Ubud, Bali

🕒 Local time

22:06 10:06 PM

03:06 3:06 AM

5 h ahead of Al-musayyib

🌤 Weather

👥 Population

279,939

74,800

💱 Currency

Iraqi Dinar IQD ع.د

Indonesian Rupiah IDR Rp

📈 Exchange rate

10,000 IQD = 6.62 USD

10,000 IQD = 5.95 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to IQD – Iraqi Dinar Converter

🇺🇸 United States Dollar ($)

🇮🇶 Iraqi Dinar (ع.د)

Iraqi Dinar exchange rates as of October 28, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,682 IQD (10,000 IQD = 5.95 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to IQD in detail →

On the map

Lowest

Highest

Between locations

Al-musayyib Ubud, Bali 8,780 km ≈ 11 h nonstop flight

From you

Al-musayyib
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Al-musayyib vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Al-musayyib and Ubud, Bali differ by about 76% in total monthly costs ($768 vs $1,349 including rent). Al-musayyib is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You’d need roughly $1,153 in Al-musayyib and $2,023 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $206 in Al-musayyib versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $146 in Al-musayyib versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Al-musayyib – a meal for two runs $26 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $768 in Al-musayyib versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Al-musayyib but tight or insufficient in Ubud, Bali. The gap between the two cities makes Al-musayyib the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.