Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Al-musayyib

For one person, living is cheaper in Al-musayyib: $768 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,000 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
38

Cost of Living Index in Al-musayyib
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Al-musayyib Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Al-musayyib

🇮🇶 Iraq

$768

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Al-musayyib

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Al-musayyib actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $768 in Al-musayyib.

Ubud, Bali $1,349
Al-musayyib $768

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,152 in Al-musayyib.

Ubud, Bali $2,305
Al-musayyib $1,152

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,536 in Al-musayyib.

Ubud, Bali $3,261
Al-musayyib $1,536

Living in Ubud, Bali is roughly 76% more expensive than in Al-musayyib, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$4.50 IQD 6,793

-26.22%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$25.91 IQD 39.1K

37.55%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$6.43 IQD 9,721

-14.00%

Cappuccino

$2.72 Rp 49.4K

$2.82 IQD 4,267

-3.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.38 IQD 576

347.37%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.22 IQD 332

245.45%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$3.33 IQD 5,026

-20.42%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$3.25 IQD 4,904

34.77%

Milk (1 liter)

$1.49 Rp 27.1K

$0.90 IQD 1,359

65.56%

White Bread (500g)

$2.28 Rp 41.4K

$0.67 IQD 1,019

240.30%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.30 IQD 1,971

-8.46%

Eggs

$2.04 Rp 37.0K

$1.29 IQD 1,951

58.14%

Local Cheese (1kg)

$17.70 Rp 321.7K

$3.42 IQD 5,163

417.54%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$3.28 IQD 4,962

20.73%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$10.03 IQD 15.1K

21.54%

Apples (1kg)

$3.66 Rp 66.4K

$1.02 IQD 1,540

258.82%

Banana (1kg)

$1.52 Rp 27.6K

$0.90 IQD 1,357

68.89%

Oranges (1kg)

$2.23 Rp 40.5K

$0.94 IQD 1,415

137.23%

Tomato (1kg)

$1.97 Rp 35.9K

$0.48 IQD 721

310.42%

Potato (1kg)

$1.85 Rp 33.6K

$0.54 IQD 817

242.59%

Onion (1kg)

$2.42 Rp 44.1K

$0.48 IQD 732

404.17%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.48 IQD 730

106.25%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.34 IQD 518

50.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$1.68 IQD 2,531

32.14%

Wine (Bottle)

$22.24 Rp 404.2K

$11.98 IQD 18.1K

85.64%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.89 IQD 2,862

19.58%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$1.87 IQD 2,831

58.82%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$0.32 IQD 480

-21.88%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$2.01 IQD 3,043

-78.11%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$1.30 IQD 1,961

-66.92%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$6.75 IQD 10.2K

-19.85%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.55 IQD 825

49.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$16.5K IQD 25.0M

44.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$16.5K IQD 25.0M

92.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$187 IQD 282.9K

-57.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$19.82 IQD 30.0K

-67.46%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$38.37 IQD 58.0K

-51.58%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$33.70 IQD 50.9K

46.82%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$4.27 Rp 77.7K

$10.19 IQD 15.4K

-58.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$146 IQD 220.6K

235.96%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$3,199 IQD 4.8M

77.34%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$25.73 IQD 38.9K

73.49%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$33.53 IQD 50.7K

4.24%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$58.9 IQD 89.0K

35.63%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$41.11 IQD 62.1K

93.19%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$206 IQD 311.9K

444.96%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$127 IQD 192.6K

426.82%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$321 IQD 485.3K

1009.93%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$308 IQD 465.5K

459.33%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$974 IQD 1.5M

180.36%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$537 IQD 811.4K

325.31%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.12

234.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Al-musayyib: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Al-musayyib

$127 16.6% 81% $544

Groceries & Markets

Ubud, Bali

$288 21.4%

Al-musayyib

$145 18.9% 49.6% $143

Eating Out

Ubud, Bali

$108 8%

Al-musayyib

$115 14.9% 6.5% $7

Clothing & Footwear

Ubud, Bali

$108 8%

Al-musayyib

$72 9.3% 33.3% $36

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Al-musayyib

$245 31.9% 136% $141

Sport & Entertainment

Ubud, Bali

$58 4.3%

Al-musayyib

$54 7% 6.8% $4

Getting Around

Ubud, Bali

$11 0.9%

Al-musayyib

$9.8 * 1.3% 14.4% $1.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $206 in Al-musayyib. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $26 in Al-musayyib for a mid-range dinner for two. Groceries echo the gap at $288 vs $145 per month, with Al-musayyib cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇶 Al-musayyib

🕒 Local time

07:14 7:14 AM

02:14 2:14 AM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

279,939

💱 Currency

Indonesian Rupiah IDR Rp

Iraqi Dinar IQD ع.د

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

10,000 IQD = 6.62 USD

10,000 IQD = 5.95 EUR

Exchange rates and currency converter

IQD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Iraqi Dinar exchange rates as of October 28, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,682 IQD (10,000 IQD = 5.95 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Al-musayyib 8,780 km ≈ 11 h nonstop flight

From you

Ubud, Bali
Al-musayyib

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Al-musayyib: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $768 in Al-musayyib, so Al-musayyib is about 43% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $2,023 in Ubud, Bali and $1,153 in Al-musayyib to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $206 in Al-musayyib. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $146 in Al-musayyib. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Al-musayyib – a meal for two runs $26 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $768 in Al-musayyib versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Al-musayyib but tight or insufficient in Ubud, Bali. The gap between the two cities makes Al-musayyib the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.