Cost of Living Comparison Between Ajman and Ubud, Bali Cost of Living Comparison Between Ajman and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,773 in Ajman versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $5,108 in Ajman versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $7,444 in Ajman versus $3,763 in Ubud, Bali.

Living in Ajman is roughly 97% more expensive than in Ubud, Bali, driven mainly by Monthly Utilities & Internet.

Both cities are pricier than the global median: Ajman 108% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$6.16 AED 22.61

$3.45 Rp 61.8K

78.55%

Three-Course Dinner for Two, Mid-Range

$27.30 AED 100

$32.34 Rp 578.5K

-15.58%

Fast Food Meal (McDonalds, etc)

$8.36 AED 30.72

$4.84 Rp 86.7K

72.73%

Cappuccino

$3.81 AED 13.99

$2.75 Rp 49.1K

38.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.84 AED 3.07

$1.38 Rp 24.8K

-39.13%

Water (0.33 liter bottle)

$0.38 AED 1.38

$0.75 Rp 13.4K

-49.33%

Local Beer (0.5 liter draught)

$10.84 AED 39.81

$2.99 Rp 53.5K

262.54%

Imported Beer (0.33 liter bottle)

$11.01 AED 40.44

$3.85 Rp 68.9K

185.97%

Milk (1 liter)

$2.27 AED 8.35

$1.74 Rp 31.1K

30.46%

White Bread (500g)

$1.17 AED 4.30

$2.46 Rp 44.0K

-52.44%

Rice (white) (1kg)

$1.41 AED 5.18

$1.17 Rp 20.9K

20.51%

Eggs

$1.81 AED 6.65

$2.43 Rp 43.5K

-25.51%

Local Cheese (1kg)

$9.19 AED 33.77

$14.50 Rp 259.5K

-36.62%

Chicken Fillets (1kg)

$6.69 AED 24.56

$4.35 Rp 77.8K

53.79%

Beef Round Steak (1kg)

$7.50 AED 27.54

$11.98 Rp 214.3K

-37.40%

Apples (1kg)

$1.66 AED 6.11

$3.72 Rp 66.5K

-55.38%

Banana (1kg)

$1.26 AED 4.62

$1.63 Rp 29.1K

-22.70%

Oranges (1kg)

$1.44 AED 5.29

$2.74 Rp 49.1K

-47.45%

Tomato (1kg)

$1.04 AED 3.82

$2.24 Rp 40.1K

-53.57%

Potato (1kg)

$0.94 AED 3.44

$1.92 Rp 34.3K

-51.04%

Onion (1kg)

$1.01 AED 3.72

$2.28 Rp 40.7K

-55.70%

Lettuce (1 head)

$0.80 AED 2.94

$1.06 Rp 19.0K

-24.53%

Water (1.5 liter bottle)

$0.57 AED 2.08

$0.72 Rp 12.9K

-20.83%

Cigarettes 20 Pack (Marlboro, Camel)

$6.22 AED 22.86

$3.29 Rp 58.8K

89.06%

Wine (Bottle)

$11.09 AED 40.75

$23.19 Rp 414.9K

-52.18%

Local Beer (0.5 liter bottle)

$1.61 AED 5.92

$2.78 Rp 49.7K

-42.09%

Imported Beer (0.33 liter bottle)

$2.73 AED 10.03

$2.73 Rp 48.9K

One-way Ticket (Public Transport)

$4.15 AED 15.24

$0.27 Rp 4,765

1437.04%

Public Transport Monthly Pass (Regular Price)

$63.2 AED 232

$8.11 Rp 145.0K

678.67%

Taxi Start (Normal Tariff)

$3.63 AED 13.33

$0.48 Rp 8,636

656.25%

Taxi (Normal Tariff) (1km)

$0.69 AED 2.53

$0.42 Rp 7,511

64.29%

Taxi 1hour Waiting (Normal Tariff)

$8.41 AED 30.90

$6.22 Rp 111.3K

35.21%

Gasoline (1 liter)

$0.77 AED 2.82

$0.81 Rp 14.6K

-4.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$45.0K AED 165.2K

$26.6K Rp 476.1M

69.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.7K AED 86.9K

$32.2K Rp 575.9M

-26.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$140 AED 516

$78.4 Rp 1.4M

79.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.7 AED 223

$4.07 Rp 72.8K

1391.40%

Internet (50+ Mbps, Unlimited Data)

$110 AED 403

$24.33 Rp 435.2K

350.60%

Gym Membership (Monthly)

$164 AED 601

$98.6 Rp 1.8M

65.81%

Tennis Court (1 Hour on Weekend)

$3.56 AED 13.06

$6.34 Rp 113.3K

-43.85%

Cinema Ticket

$13.85 AED 50.9

$3.99 Rp 71.3K

247.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$597 AED 2,192

$305 Rp 5.5M

95.65%

International Primary School, 1 Child (Yearly)

$5,646 AED 20.7K

$6,642 Rp 118.8M

-15.00%

Jeans (Levis 501 Or Similar)

$58.6 AED 215

$54.1 Rp 968.6K

8.18%

Summer Dress (H&M, Zara, etc)

$61.7 AED 227

$37.81 Rp 676.3K

63.29%

Sport Shoes (Adidas, Nike)

$84.9 AED 312

$86.8 Rp 1.6M

-2.27%

Men's Leather Business Shoes

$93.1 AED 342

$76.4 Rp 1.4M

21.98%

1-bedroom Apartment, City Center (Monthly)

$3,295 AED 12.1K

$992 Rp 17.7M

232.17%

1-bedroom Apartment, Outside City Center (Monthly)

$1,655 AED 6,077

$673 Rp 12.0M

145.98%

3-bedroom Apartment, City Center (Monthly)

$5,671 AED 20.8K

$3,375 Rp 60.4M

68.04%

3-bedroom Apartment, Outside City Center (Monthly)

$5,335 AED 19.6K

$2,050 Rp 36.7M

160.22%

Buy Apartment in City Center (m2)

$2,279 AED 8,370

$2,805 Rp 50.2M

-18.74%

Buy Apartment Outside City Center (m2)

$1,413 AED 5,190

$2,227 Rp 39.8M

-36.54%

Average Monthly Net Salary (After Tax)

$2,235 AED 8,207

$167 Rp 3.0M

1238.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.53

13.28

-65.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ajman: July 12, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $3,295 in Ajman and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ajman pays 1238% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $27.00 in Ajman vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $208 vs $297 per month, with Ajman cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ajman vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 97% lower than in Ajman. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 1238% higher in Ajman, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,295 in Ajman versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $597 in Ajman versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Ajman pay roughly 43% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,408 in Ubud, Bali versus $2,773 in Ajman, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Ajman. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,408 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ajman and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 97% less than in Ajman. Beyond cost, consider language, visa policies, and how big the international community is in each city.