Cost of Living Comparison Between Ajman and Ubud, Bali Cost of Living Comparison Between Ajman and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,803 in Ajman versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $5,201 in Ajman versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $7,599 in Ajman versus $3,660 in Ubud, Bali.

Living in Ajman is roughly 98% more expensive than Ubud, Bali, driven mainly by Monthly Utilities & Internet.

Both cities are pricier than the global median: Ajman 109% above, Ubud, Bali 6% above.

Meal at Budget Restaurant

$6.12 AED 22.47

$3.56 Rp 63.7K

71.91%

Three-Course Dinner for Two, Mid-Range

$26.83 AED 98.6

$32.73 Rp 584.5K

-18.03%

Fast Food Meal (McDonalds, etc)

$7.98 AED 29.31

$4.95 Rp 88.4K

61.21%

Cappuccino

$3.71 AED 13.62

$2.71 Rp 48.4K

36.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.83 AED 3.06

$1.34 Rp 24.0K

-38.06%

Water (0.33 liter bottle)

$0.38 AED 1.38

$0.70 Rp 12.5K

-45.71%

Local Beer (0.5 liter draught)

$11.04 AED 40.55

$2.92 Rp 52.1K

278.08%

Imported Beer (0.33 liter bottle)

$10.79 AED 39.64

$3.96 Rp 70.7K

172.47%

Milk (1 liter)

$2.27 AED 8.33

$1.81 Rp 32.3K

25.41%

White Bread (500g)

$1.17 AED 4.30

$2.52 Rp 45.0K

-53.57%

Rice (white) (1kg)

$1.39 AED 5.10

$1.16 Rp 20.7K

19.83%

Eggs

$1.87 AED 6.88

$2.46 Rp 43.9K

-23.98%

Local Cheese (1kg)

$8.91 AED 32.73

$14.71 Rp 262.7K

-39.43%

Chicken Fillets (1kg)

$6.60 AED 24.24

$4.32 Rp 77.1K

52.78%

Beef Round Steak (1kg)

$7.63 AED 28.03

$12.14 Rp 216.7K

-37.15%

Apples (1kg)

$1.65 AED 6.05

$3.84 Rp 68.6K

-57.03%

Banana (1kg)

$1.24 AED 4.56

$1.56 Rp 27.8K

-20.51%

Oranges (1kg)

$1.46 AED 5.35

$2.83 Rp 50.6K

-48.41%

Tomato (1kg)

$1.09 AED 4.02

$2.33 Rp 41.5K

-53.22%

Potato (1kg)

$0.97 AED 3.58

$1.91 Rp 34.2K

-49.21%

Onion (1kg)

$1.02 AED 3.74

$2.20 Rp 39.3K

-53.64%

Lettuce (1 head)

$0.74 AED 2.73

$1.01 Rp 18.1K

-26.73%

Water (1.5 liter bottle)

$0.62 AED 2.28

$0.78 Rp 13.8K

-20.51%

Cigarettes 20 Pack (Marlboro, Camel)

$6.28 AED 23.05

$3.32 Rp 59.2K

89.16%

Wine (Bottle)

$10.81 AED 39.70

$23.74 Rp 423.9K

-54.47%

Local Beer (0.5 liter bottle)

$1.61 AED 5.90

$2.79 Rp 49.8K

-42.29%

Imported Beer (0.33 liter bottle)

$2.67 AED 9.82

$2.86 Rp 51.1K

-6.64%

One-way Ticket (Public Transport)

$4.20 AED 15.42

$0.27 Rp 4,800

1455.56%

Public Transport Monthly Pass (Regular Price)

$63.0 AED 231

$8.03 Rp 143.4K

684.81%

Taxi Start (Normal Tariff)

$3.44 AED 12.62

$0.46 Rp 8,150

647.83%

Taxi (Normal Tariff) (1km)

$0.69 AED 2.54

$0.45 Rp 8,037

53.33%

Taxi 1hour Waiting (Normal Tariff)

$8.09 AED 29.73

$6.10 Rp 108.9K

32.62%

Gasoline (1 liter)

$0.76 AED 2.80

$0.79 Rp 14.2K

-3.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$45.7K AED 167.9K

$26.1K Rp 467.0M

74.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.4K AED 85.8K

$32.1K Rp 573.6M

-27.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$137 AED 504

$79.9 Rp 1.4M

71.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.1 AED 225

$4.06 Rp 72.6K

1405.67%

Internet (50+ Mbps, Unlimited Data)

$109 AED 399

$23.52 Rp 420.0K

362.07%

Gym Membership (Monthly)

$167 AED 614

$98.7 Rp 1.8M

69.31%

Tennis Court (1 Hour on Weekend)

$3.71 AED 13.64

$6.63 Rp 118.4K

-44.04%

Cinema Ticket

$13.46 AED 49.44

$4.15 Rp 74.1K

224.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$579 AED 2,128

$304 Rp 5.4M

90.62%

International Primary School, 1 Child (Yearly)

$5,805 AED 21.3K

$6,613 Rp 118.1M

-12.22%

Jeans (Levis 501 Or Similar)

$59.5 AED 219

$55.5 Rp 991.8K

7.20%

Summer Dress (H&M, Zara, etc)

$62.1 AED 228

$38.31 Rp 684.1K

62.18%

Sport Shoes (Adidas, Nike)

$84.9 AED 312

$88.6 Rp 1.6M

-4.14%

Men's Leather Business Shoes

$92.3 AED 339

$77.9 Rp 1.4M

18.47%

1-bedroom Apartment, City Center (Monthly)

$3,307 AED 12.1K

$1,006 Rp 18.0M

228.62%

1-bedroom Apartment, Outside City Center (Monthly)

$1,654 AED 6,076

$675 Rp 12.1M

144.98%

3-bedroom Apartment, City Center (Monthly)

$5,611 AED 20.6K

$3,442 Rp 61.5M

63.04%

3-bedroom Apartment, Outside City Center (Monthly)

$5,281 AED 19.4K

$2,039 Rp 36.4M

158.94%

Buy Apartment in City Center (m2)

$2,266 AED 8,324

$2,841 Rp 50.7M

-20.23%

Buy Apartment Outside City Center (m2)

$1,429 AED 5,247

$2,264 Rp 40.4M

-36.89%

Average Monthly Net Salary (After Tax)

$2,279 AED 8,369

$165 Rp 3.0M

1278.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.53

13.28

-65.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ajman: June 1, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $3,307 in Ajman and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ajman pays 1279% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $27.00 in Ajman vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $207 vs $302 per month, with Ajman cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ajman vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 98% lower than in Ajman. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Ajman pays 1279% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,307 in Ajman versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $579 in Ajman versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Ajman pay roughly 46% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,419 in Ubud, Bali versus $2,803 in Ajman, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Ajman. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,419 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ajman and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 98% less than in Ajman. Beyond cost, consider language, visa policies, and how big the international community is in each city.