Cost of Living Comparison Between Ajman and Ubud, Bali Cost of Living Comparison Between Ajman and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,458 in Ajman versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $4,549 in Ajman versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $6,640 in Ajman versus $3,273 in Ubud, Bali.

Living in Ajman is roughly 76% more expensive than in Ubud, Bali, driven mainly by Monthly Utilities & Internet.

Both cities are pricier than the global median: Ajman 79% above, Ubud, Bali 2% above.

Meal at Budget Restaurant

$5.64 AED 20.71

$3.37 Rp 59.8K

67.36%

Three-Course Dinner for Two, Mid-Range

$27.31 AED 100

$38.59 Rp 683.8K

-29.23%

Fast Food Meal (McDonalds, etc)

$8.05 AED 29.56

$5.52 Rp 97.8K

45.83%

Cappuccino

$3.72 AED 13.66

$2.64 Rp 46.9K

40.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.74 AED 2.71

$1.67 Rp 29.6K

-55.69%

Water (0.33 liter bottle)

$0.39 AED 1.44

$0.77 Rp 13.6K

-49.35%

Local Beer (0.5 liter draught)

$10.98 AED 40.34

$2.63 Rp 46.7K

317.49%

Imported Beer (0.33 liter bottle)

$12.09 AED 44.39

$4.28 Rp 75.9K

182.48%

Milk (1 liter)

$1.90 AED 6.99

$1.55 Rp 27.4K

22.58%

White Bread (500g)

$1.33 AED 4.90

$2.22 Rp 39.4K

-40.09%

Rice (white) (1kg)

$1.47 AED 5.40

$1.13 Rp 19.9K

30.09%

Eggs

$1.97 AED 7.24

$2.09 Rp 37.0K

-5.74%

Local Cheese (1kg)

$7.58 AED 27.83

$17.39 Rp 308.2K

-56.41%

Chicken Fillets (1kg)

$5.54 AED 20.34

$3.87 Rp 68.5K

43.15%

Beef Round Steak (1kg)

$8.32 AED 30.57

$12.55 Rp 222.4K

-33.71%

Apples (1kg)

$1.89 AED 6.94

$3.62 Rp 64.1K

-47.79%

Banana (1kg)

$1.26 AED 4.61

$1.56 Rp 27.6K

-19.23%

Oranges (1kg)

$1.51 AED 5.54

$2.35 Rp 41.7K

-35.74%

Tomato (1kg)

$0.89 AED 3.27

$2.06 Rp 36.4K

-56.80%

Potato (1kg)

$1.05 AED 3.85

$1.90 Rp 33.7K

-44.74%

Onion (1kg)

$1.04 AED 3.81

$2.34 Rp 41.4K

-55.56%

Lettuce (1 head)

$0.83 AED 3.05

$1.03 Rp 18.3K

-19.42%

Water (1.5 liter bottle)

$0.52 AED 1.92

$0.55 Rp 9,830

-5.45%

Cigarettes 20 Pack (Marlboro, Camel)

$6.40 AED 23.51

$2.25 Rp 39.9K

184.44%

Wine (Bottle)

$10.74 AED 39.46

$23.81 Rp 421.9K

-54.89%

Local Beer (0.5 liter bottle)

$1.65 AED 6.08

$2.31 Rp 41.0K

-28.57%

Imported Beer (0.33 liter bottle)

$2.22 AED 8.14

$2.80 Rp 49.6K

-20.71%

One-way Ticket (Public Transport)

$4.01 AED 14.74

$0.27 Rp 4,827

1385.19%

Public Transport Monthly Pass (Regular Price)

$68.1 AED 250

$8.66 Rp 153.5K

686.49%

Taxi Start (Normal Tariff)

$3.58 AED 13.15

$0.48 Rp 8,533

645.83%

Taxi (Normal Tariff) (1km)

$0.65 AED 2.38

$0.45 Rp 7,904

44.44%

Taxi 1hour Waiting (Normal Tariff)

$8.12 AED 29.84

$5.72 Rp 101.4K

41.96%

Gasoline (1 liter)

$0.86 AED 3.15

$0.76 Rp 13.4K

13.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$46.3K AED 170.1K

$24.5K Rp 433.9M

89.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.1K AED 81.3K

$32.1K Rp 569.3M

-31.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$148 AED 543

$83.6 Rp 1.5M

77.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$48.82 AED 179

$6.46 Rp 114.4K

655.73%

Internet (50+ Mbps, Unlimited Data)

$84.5 AED 310

$18.99 Rp 336.6K

345.08%

Gym Membership (Monthly)

$79.2 AED 291

$56.0 Rp 992.0K

41.50%

Tennis Court (1 Hour on Weekend)

$9.80 AED 35.99

$18.62 Rp 329.9K

-47.37%

Cinema Ticket

$13.43 AED 49.33

$4.28 Rp 75.9K

213.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$490 AED 1,800

$487 Rp 8.6M

0.72%

International Primary School, 1 Child (Yearly)

$5,782 AED 21.2K

$5,856 Rp 103.8M

-1.25%

Jeans (Levis 501 Or Similar)

$57.7 AED 212

$45.56 Rp 807.4K

26.56%

Summer Dress (H&M, Zara, etc)

$61.6 AED 226

$36.38 Rp 644.7K

69.38%

Sport Shoes (Adidas, Nike)

$83.4 AED 306

$82.0 Rp 1.5M

1.70%

Men's Leather Business Shoes

$93.3 AED 343

$80.4 Rp 1.4M

16.08%

1-bedroom Apartment, City Center (Monthly)

$2,524 AED 9,268

$1,117 Rp 19.8M

126.01%

1-bedroom Apartment, Outside City Center (Monthly)

$1,424 AED 5,230

$701 Rp 12.4M

103.14%

3-bedroom Apartment, City Center (Monthly)

$1,829 AED 6,717

$3,537 Rp 62.7M

-48.29%

3-bedroom Apartment, Outside City Center (Monthly)

$4,513 AED 16.6K

$1,762 Rp 31.2M

156.10%

Buy Apartment in City Center (m2)

$2,234 AED 8,203

$2,826 Rp 50.1M

-20.96%

Buy Apartment Outside City Center (m2)

$1,401 AED 5,146

$2,292 Rp 40.6M

-38.86%

Average Monthly Net Salary (After Tax)

$2,265 AED 8,319

$170 Rp 3.0M

1234.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-63.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ajman: August 30, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,524 in Ajman and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ajman pays 1234% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $27.00 in Ajman vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $198 vs $293 per month, with Ajman cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ajman vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 76% lower than in Ajman. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 1234% higher in Ajman, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,524 in Ajman versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $490 in Ajman versus $487 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Ajman pay roughly 48% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,396 in Ubud, Bali versus $2,458 in Ajman, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Ajman. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,396 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ajman and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 76% less than in Ajman. Beyond cost, consider language, visa policies, and how big the international community is in each city.