Cost of Living Comparison Between Ubud, Bali and Ajman Cost of Living Comparison Between Ubud, Bali and Ajman

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $2,373 in Ajman.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $4,512 in Ajman.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $6,651 in Ajman.

Living in Ubud, Bali costs roughly 42% less than in Ajman, driven mainly by Monthly Utilities & Internet.

Both cities are pricier than the global median: Ubud, Bali 0% above, Ajman 72% above.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$5.88 AED 21.60

-43.37%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$26.90 AED 98.8

33.16%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$8.09 AED 29.72

-30.41%

Cappuccino

$2.82 Rp 49.7K

$3.76 AED 13.82

-25.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$0.79 AED 2.90

121.52%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.37 AED 1.35

116.22%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$10.88 AED 39.96

-72.06%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$12.33 AED 45.29

-65.13%

Milk (1 liter)

$1.61 Rp 28.3K

$1.93 AED 7.07

-16.58%

White Bread (500g)

$2.27 Rp 39.9K

$1.28 AED 4.70

77.34%

Rice (white) (1kg)

$1.17 Rp 20.6K

$1.54 AED 5.67

-24.03%

Eggs

$2.17 Rp 38.2K

$1.95 AED 7.17

11.28%

Local Cheese (1kg)

$17.63 Rp 310.5K

$7.87 AED 28.90

124.02%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$5.52 AED 20.26

-26.63%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$8.16 AED 29.96

49.26%

Apples (1kg)

$3.62 Rp 63.7K

$1.87 AED 6.86

93.58%

Banana (1kg)

$1.64 Rp 28.8K

$1.27 AED 4.65

29.13%

Oranges (1kg)

$2.31 Rp 40.6K

$1.49 AED 5.49

55.03%

Tomato (1kg)

$1.96 Rp 34.5K

$0.89 AED 3.28

120.22%

Potato (1kg)

$1.84 Rp 32.5K

$1.01 AED 3.70

82.18%

Onion (1kg)

$2.37 Rp 41.7K

$1.08 AED 3.97

119.44%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.83 AED 3.05

26.51%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.53 AED 1.93

1.89%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$6.35 AED 23.32

-63.78%

Wine (Bottle)

$23.08 Rp 406.4K

$10.78 AED 39.60

114.10%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.65 AED 6.06

41.82%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$2.23 AED 8.17

37.67%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$4.09 AED 15.03

-93.89%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$68.8 AED 253

-86.31%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$3.56 AED 13.08

-86.24%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.67 AED 2.46

-29.85%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$8.37 AED 30.74

-33.09%

Gasoline (1 liter)

$0.81 Rp 14.2K

$0.81 AED 2.99

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$44.8K AED 164.5K

-44.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$22.2K AED 81.6K

39.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$151 AED 553

-45.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$50.5 AED 185

-87.14%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$84.9 AED 312

-77.87%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$79.4 AED 292

-30.45%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$10.01 AED 36.75

81.92%

Cinema Ticket

$4.30 Rp 75.7K

$13.80 AED 50.7

-68.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$475 AED 1,746

3.93%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$5,735 AED 21.1K

3.17%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$56.7 AED 208

-18.35%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$60.4 AED 222

-39.62%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$85.9 AED 315

-6.01%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$92.4 AED 339

-14.67%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$2,495 AED 9,164

-55.35%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$1,343 AED 4,931

-48.37%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$1,805 AED 6,629

101.59%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$4,603 AED 16.9K

-62.80%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$2,273 AED 8,348

21.44%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$1,434 AED 5,267

59.87%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$2,226 AED 8,175

-92.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

175.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Ajman: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $2,495 in Ajman. Housing cost is often the main lever when comparing two cities.

Ajman pays 1232% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Ubud, Bali vs $27.00 in Ajman for a mid-range dinner for two. Groceries echo the gap at $294 vs $198 per month, with Ajman cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ajman: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 72% lower than in Ajman. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 1232% lower in Ajman. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $2,495 in Ajman. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $494 in Ubud, Bali versus $475 in Ajman. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Ajman pay roughly 48% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,378 in Ubud, Bali versus $2,373 in Ajman, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Ajman. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,378 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Ajman are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 72% less than in Ajman. Beyond cost, consider language, visa policies, and how big the international community is in each city.