Cost of Living Comparison Between Ubud, Bali and Ajman Cost of Living Comparison Between Ubud, Bali and Ajman

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $2,803 in Ajman.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $5,201 in Ajman.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $7,599 in Ajman.

Living in Ubud, Bali costs roughly 49% less than in Ajman, driven mainly by Monthly Utilities & Internet.

Both cities are pricier than the global median: Ubud, Bali 6% above, Ajman 109% above.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$6.12 AED 22.47

-41.83%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$26.83 AED 98.6

21.99%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$7.98 AED 29.31

-37.97%

Cappuccino

$2.71 Rp 48.4K

$3.71 AED 13.62

-26.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$0.83 AED 3.06

61.45%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.38 AED 1.38

84.21%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$11.04 AED 40.55

-73.55%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$10.79 AED 39.64

-63.30%

Milk (1 liter)

$1.81 Rp 32.3K

$2.27 AED 8.33

-20.26%

White Bread (500g)

$2.52 Rp 45.0K

$1.17 AED 4.30

115.38%

Rice (white) (1kg)

$1.16 Rp 20.7K

$1.39 AED 5.10

-16.55%

Eggs

$2.46 Rp 43.9K

$1.87 AED 6.88

31.55%

Local Cheese (1kg)

$14.71 Rp 262.7K

$8.91 AED 32.73

65.10%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$6.60 AED 24.24

-34.55%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$7.63 AED 28.03

59.11%

Apples (1kg)

$3.84 Rp 68.6K

$1.65 AED 6.05

132.73%

Banana (1kg)

$1.56 Rp 27.8K

$1.24 AED 4.56

25.81%

Oranges (1kg)

$2.83 Rp 50.6K

$1.46 AED 5.35

93.84%

Tomato (1kg)

$2.33 Rp 41.5K

$1.09 AED 4.02

113.76%

Potato (1kg)

$1.91 Rp 34.2K

$0.97 AED 3.58

96.91%

Onion (1kg)

$2.20 Rp 39.3K

$1.02 AED 3.74

115.69%

Lettuce (1 head)

$1.01 Rp 18.1K

$0.74 AED 2.73

36.49%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.62 AED 2.28

25.81%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$6.28 AED 23.05

-47.13%

Wine (Bottle)

$23.74 Rp 423.9K

$10.81 AED 39.70

119.61%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$1.61 AED 5.90

73.29%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$2.67 AED 9.82

7.12%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$4.20 AED 15.42

-93.57%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

$63.0 AED 231

-87.26%

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$3.44 AED 12.62

-86.63%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$0.69 AED 2.54

-34.78%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$8.09 AED 29.73

-24.60%

Gasoline (1 liter)

$0.79 Rp 14.2K

$0.76 AED 2.80

3.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$45.7K AED 167.9K

-42.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$23.4K AED 85.8K

37.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$137 AED 504

-41.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$61.1 AED 225

-93.36%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$109 AED 399

-78.36%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$167 AED 614

-40.94%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

$3.71 AED 13.64

78.71%

Cinema Ticket

$4.15 Rp 74.1K

$13.46 AED 49.44

-69.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$579 AED 2,128

-47.54%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$5,805 AED 21.3K

13.92%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$59.5 AED 219

-6.72%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$62.1 AED 228

-38.34%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$84.9 AED 312

4.32%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$92.3 AED 339

-15.59%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$3,307 AED 12.1K

-69.57%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$1,654 AED 6,076

-59.18%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$5,611 AED 20.6K

-38.66%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$5,281 AED 19.4K

-61.38%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$2,266 AED 8,324

25.36%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$1,429 AED 5,247

58.45%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$2,279 AED 8,369

-92.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.53

193.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Ajman: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $3,307 in Ajman. Housing cost is often the main lever when comparing two cities.

Ajman pays 1279% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $27.00 in Ajman for a mid-range dinner for two. Groceries echo the gap at $302 vs $207 per month, with Ajman cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ajman: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 98% lower than in Ajman. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, Ajman earns 1279% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $3,307 in Ajman. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $579 in Ajman. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Ajman pay roughly 46% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,419 in Ubud, Bali versus $2,803 in Ajman, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Ajman. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,419 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Ajman are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 98% less than in Ajman. Beyond cost, consider language, visa policies, and how big the international community is in each city.