Cost of Living Comparison Between Ajax, ON and Toronto Cost of Living Comparison Between Ajax, ON and Toronto

Monthly Cost of Living

A single person spends $3,038 per month in Ajax, ON vs $2,811 in Toronto, rent included.

A couple spends around $3,920 per month in Ajax, ON vs $4,130 in Toronto, rent included.

A family of three spends $4,802 per month in Ajax, ON vs $5,449 in Toronto, rent included.

Ajax, ON costs about 8% more than Toronto, driven mainly by Eating Out.

Both Ajax, ON and Toronto sit above the global median – Ajax, ON by 127%, Toronto by 110%.

Meal at Budget Restaurant

$14.69 CA$20.34

$18.71 CA$25.90

-21.49%

Three-Course Dinner for Two, Mid-Range

$74.8 CA$104

$81.9 CA$113

-8.60%

Fast Food Meal (McDonalds, etc)

$10.46 CA$14.49

$10.83 CA$14.99

-3.42%

Cappuccino

$3.52 CA$4.87

$3.89 CA$5.38

-9.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.96 CA$2.72

$2.22 CA$3.07

-11.71%

Water (0.33 liter bottle)

$1.67 CA$2.31

$1.65 CA$2.28

1.21%

Local Beer (0.5 liter draught)

$3.64 CA$5.05

$6.05 CA$8.38

-39.83%

Imported Beer (0.33 liter bottle)

$5.87 CA$8.13

$6.58 CA$9.11

-10.79%

Milk (1 liter)

$1.76 CA$2.44

$2.73 CA$3.77

-35.53%

White Bread (500g)

$2.88 CA$3.99

$2.72 CA$3.76

5.88%

Rice (white) (1kg)

$4.47 CA$6.18

$3.54 CA$4.90

26.27%

Eggs

$3.27 CA$4.53

$3.50 CA$4.84

-6.57%

Local Cheese (1kg)

$9.67 CA$13.39

$13.53 CA$18.73

-28.53%

Chicken Fillets (1kg)

$10.16 CA$14.07

$13.09 CA$18.12

-22.38%

Beef Round Steak (1kg)

$16.25 CA$22.51

$16.96 CA$23.49

-4.19%

Apples (1kg)

$4.43 CA$6.13

$4.16 CA$5.76

6.49%

Banana (1kg)

$1.51 CA$2.08

$1.18 CA$1.63

27.97%

Oranges (1kg)

$2.91 CA$4.02

$3.25 CA$4.50

-10.46%

Tomato (1kg)

$4.53 CA$6.28

$4.12 CA$5.70

9.95%

Potato (1kg)

$2.42 CA$3.35

$2.50 CA$3.47

-3.20%

Onion (1kg)

$2.56 CA$3.54

$2.88 CA$3.98

-11.11%

Lettuce (1 head)

$2.88 CA$3.99

$2.35 CA$3.25

22.55%

Water (1.5 liter bottle)

$1.73 CA$2.40

$2.00 CA$2.77

-13.50%

Cigarettes 20 Pack (Marlboro, Camel)

$14.21 CA$19.67

$14.58 CA$20.19

-2.54%

Wine (Bottle)

$14.22 CA$19.68

$14.18 CA$19.63

0.28%

Local Beer (0.5 liter bottle)

$2.24 CA$3.10

$2.80 CA$3.88

-20.00%

Imported Beer (0.33 liter bottle)

$2.32 CA$3.21

$3.25 CA$4.51

-28.62%

One-way Ticket (Public Transport)

$2.57 CA$3.55

$2.40 CA$3.32

7.08%

Public Transport Monthly Pass (Regular Price)

$65.8 CA$91.1

$114 CA$158

-42.33%

Taxi Start (Normal Tariff)

$3.07 CA$4.25

$3.76 CA$5.20

-18.35%

Taxi (Normal Tariff) (1km)

$2.79 CA$3.87

$1.41 CA$1.95

97.87%

Taxi 1hour Waiting (Normal Tariff)

$25.44 CA$35.22

$25.53 CA$35.34

-0.35%

Gasoline (1 liter)

$1.16 CA$1.61

$1.10 CA$1.52

5.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.2K CA$34.9K

-0.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.1K CA$27.9K

$21.1K CA$29.2K

-4.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 CA$261

$120 CA$166

57.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.41 CA$46.26

$37.54 CA$52.0

-11.00%

Internet (50+ Mbps, Unlimited Data)

$59.9 CA$82.9

$54.5 CA$75.5

9.87%

Gym Membership (Monthly)

$33.59 CA$46.51

$55.5 CA$76.9

-39.49%

Tennis Court (1 Hour on Weekend)

$10.82 CA$14.99

$21.15 CA$29.28

-48.84%

Cinema Ticket

$10.94 CA$15.15

$11.56 CA$16.00

-5.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$905 CA$1,254

$1,129 CA$1,564

-19.82%

International Primary School, 1 Child (Yearly)

$18.4K CA$25.4K

$18.0K CA$24.9K

2.17%

Jeans (Levis 501 Or Similar)

$49.88 CA$69.1

$56.9 CA$78.8

-12.38%

Summer Dress (H&M, Zara, etc)

$37.21 CA$51.5

$39.96 CA$55.3

-6.88%

Sport Shoes (Adidas, Nike)

$87.2 CA$121

$89.7 CA$124

-2.71%

Men's Leather Business Shoes

$112 CA$156

$114 CA$158

-1.58%

1-bedroom Apartment, City Center (Monthly)

$1,809 CA$2,505

$1,849 CA$2,561

-2.19%

1-bedroom Apartment, Outside City Center (Monthly)

$1,856 CA$2,569

$1,560 CA$2,159

18.98%

3-bedroom Apartment, City Center (Monthly)

$2,480 CA$3,434

$2,925 CA$4,051

-15.22%

3-bedroom Apartment, Outside City Center (Monthly)

$2,228 CA$3,085

$2,470 CA$3,420

-9.79%

Buy Apartment in City Center (m2)

$9,085 CA$12.6K

Buy Apartment Outside City Center (m2)

$7,036 CA$9,742

Average Monthly Net Salary (After Tax)

$3,081 CA$4,266

$3,572 CA$4,946

-13.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.83

5.16

32.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ajax, ON: June 1, 2026

Last update for Toronto: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,809 in Ajax, ON versus $1,849 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 16% higher in Toronto, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $75.0 in Ajax, ON versus $82.0 in Toronto. Monthly groceries follow the same trend: $360 vs $396 – making Ajax, ON the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ajax, ON vs Toronto: Cost of Living - Frequently Asked Questions

Yes – Ajax, ON is pricier by about 8%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $4,558 per month in Ajax, ON and $4,216 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toronto, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $3,038 in Ajax, ON and $2,811 in Toronto. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 73% less in Toronto. For daily commuters, that gap adds up to noticeable savings over a year.

$2,500 is a stretch for both – monthly costs hit $3,038 in Ajax, ON and $2,811 in Toronto. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Toronto – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Toronto. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ajax, ON makes more sense. Both are solid long-term options with distinct trade-offs.