Last update: Oct 2026

Cost of Living Comparison Between Toronto and Ajax, ON

For one person, living is cheaper in Ajax, ON: $2,515 a month against $2,589 in Toronto, rent and utilities included – about $890 less a year. Rent and utilities account for about half of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
122

Cost of Living Index in Ajax, ON
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Ajax, ON Living Index

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Toronto

🇨🇦 Canada

$2,589

/mo nomad

Ajax, ON

🇨🇦 Canada

$2,515

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Ajax, ON

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Ajax, ON actually costs, broken down by who's living it.

A single person spends $2,589 per month in Toronto vs $2,515 in Ajax, ON, rent included.

Toronto $2,589
Ajax, ON $2,515

A couple spends around $3,710 per month in Toronto vs $3,611 in Ajax, ON, rent included.

Toronto $3,710
Ajax, ON $3,611

A family of three spends $4,831 per month in Toronto vs $4,707 in Ajax, ON, rent included.

Toronto $4,831
Ajax, ON $4,707

Toronto costs about 3% more than Ajax, ON, and outside of rent the biggest gap is in transport.

Both Toronto and Ajax, ON sit above the global median – Toronto by 90%, Ajax, ON by 85%.

Meal at Budget Restaurant

$17.60 CA$24.59

$18.19 CA$25.42

-3.24%

Three-Course Dinner for Two, Mid-Range

$77.8 CA$109

$53.8 CA$75.2

44.60%

Fast Food Meal (McDonalds, etc)

$10.59 CA$14.79

$10.50 CA$14.67

0.86%

Cappuccino

$4.16 CA$5.81

$3.76 CA$5.25

10.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 CA$2.86

$1.83 CA$2.55

11.48%

Water (0.33 liter bottle)

$1.75 CA$2.45

$1.52 CA$2.13

15.13%

Local Beer (0.5 liter draught)

$6.58 CA$9.19

$3.52 CA$4.91

86.93%

Imported Beer (0.33 liter bottle)

$7.11 CA$9.94

$5.62 CA$7.86

26.51%

Milk (1 liter)

$2.53 CA$3.54

$2.02 CA$2.82

25.25%

White Bread (500g)

$2.70 CA$3.78

$2.99 CA$4.18

-9.70%

Rice (white) (1kg)

$2.24 CA$3.13

$3.41 CA$4.77

-34.31%

Eggs

$3.48 CA$4.87

$3.87 CA$5.41

-10.08%

Local Cheese (1kg)

$9.38 CA$13.10

$10.56 CA$14.75

-11.17%

Chicken Fillets (1kg)

$11.60 CA$16.21

$11.77 CA$16.44

-1.44%

Beef Round Steak (1kg)

$14.68 CA$20.52

$17.12 CA$23.92

-14.25%

Apples (1kg)

$3.74 CA$5.23

$4.14 CA$5.78

-9.66%

Banana (1kg)

$1.22 CA$1.71

$1.73 CA$2.42

-29.48%

Oranges (1kg)

$3.48 CA$4.86

$3.15 CA$4.40

10.48%

Tomato (1kg)

$4.32 CA$6.04

$3.37 CA$4.70

28.19%

Potato (1kg)

$1.85 CA$2.59

$2.31 CA$3.23

-19.91%

Onion (1kg)

$1.69 CA$2.36

$2.46 CA$3.44

-31.30%

Lettuce (1 head)

$2.23 CA$3.11

$2.20 CA$3.08

1.36%

Water (1.5 liter bottle)

$1.28 CA$1.78

$1.94 CA$2.71

-34.02%

Cigarettes 20 Pack (Marlboro, Camel)

$14.04 CA$19.62

$14.11 CA$19.72

-0.50%

Wine (Bottle)

$14.43 CA$20.16

$13.79 CA$19.27

4.64%

Local Beer (0.5 liter bottle)

$2.16 CA$3.01

$2.12 CA$2.97

1.89%

Imported Beer (0.33 liter bottle)

$2.52 CA$3.53

$2.55 CA$3.57

-1.18%

One-way Ticket (Public Transport)

$2.37 CA$3.31

$2.47 CA$3.45

-4.05%

Public Transport Monthly Pass (Regular Price)

$112 CA$157

$86.5 CA$121

30.04%

Taxi Start (Normal Tariff)

$3.04 CA$4.25

$3.38 CA$4.73

-10.06%

Taxi (Normal Tariff) (1km)

$1.24 CA$1.73

Taxi 1hour Waiting (Normal Tariff)

$22.55 CA$31.51

$24.55 CA$34.30

-8.15%

Gasoline (1 liter)

$1.24 CA$1.74

$1.18 CA$1.65

5.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K CA$37.6K

$28.2K CA$39.3K

-4.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.4K CA$29.9K

$21.8K CA$30.4K

-1.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 CA$174

$128 CA$179

-2.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.05 CA$46.19

$29.35 CA$41.00

12.61%

Internet (50+ Mbps, Unlimited Data)

$47.96 CA$67.0

$58.9 CA$82.3

-18.52%

Gym Membership (Monthly)

$36.69 CA$51.3

$33.96 CA$47.45

8.04%

Tennis Court (1 Hour on Weekend)

$23.67 CA$33.07

$10.73 CA$15.00

120.60%

Cinema Ticket

$13.08 CA$18.27

$10.33 CA$14.43

26.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$759 CA$1,060

$522 CA$729

45.43%

International Primary School, 1 Child (Yearly)

$23.8K CA$33.2K

$16.7K CA$23.4K

42.10%

Jeans (Levis 501 Or Similar)

$53.5 CA$74.8

$51.9 CA$72.6

3.12%

Summer Dress (H&M, Zara, etc)

$40.44 CA$56.5

$51.8 CA$72.4

-21.99%

Sport Shoes (Adidas, Nike)

$100 CA$140

$94.9 CA$133

5.89%

Men's Leather Business Shoes

$125 CA$175

$107 CA$150

16.62%

1-bedroom Apartment, City Center (Monthly)

$1,630 CA$2,277

$1,510 CA$2,110

7.94%

1-bedroom Apartment, Outside City Center (Monthly)

$1,416 CA$1,978

$1,374 CA$1,920

3.03%

3-bedroom Apartment, City Center (Monthly)

$2,694 CA$3,765

$2,351 CA$3,285

14.60%

3-bedroom Apartment, Outside City Center (Monthly)

$2,101 CA$2,936

$2,173 CA$3,037

-3.33%

Buy Apartment in City Center (m2)

$7,551 CA$10.6K

Buy Apartment Outside City Center (m2)

$6,674 CA$9,325

Average Monthly Net Salary (After Tax)

$3,543 CA$4,951

$3,081 CA$4,304

15.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

4.8

-7.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 26, 2026

Last update for Ajax, ON: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 54.7%

Ajax, ON

$1.4K 54.6% 2.9% $42

Groceries & Markets

Toronto

$345 13.3%

Ajax, ON

$369 14.7% 7% $24

Eating Out

Toronto

$285 11%

Ajax, ON

$264 10.5% 7.2% $20

Monthly Utilities & Internet

Toronto

$206 7.9%

Ajax, ON

$216 8.6% 5% $10

Clothing & Footwear

Toronto

$144 5.6%

Ajax, ON

$138 5.5% 4.3% $6.2

Getting Around

Toronto

$131 5.1%

Ajax, ON

$100 * 4% 23.9% $31

Sport & Entertainment

Toronto

$63 2.4%

Ajax, ON

$55 2.2% 13.1% $8.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,630 in Toronto versus $1,510 in Ajax, ON. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 15% higher in Toronto. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $78 in Toronto versus $54 in Ajax, ON. Groceries tell a different story – $345 in Toronto vs $369 in Ajax, ON – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇨🇦 Ajax, ON

🕒 Local time

14:18 2:18 PM

Same time as Toronto

🌤 Weather

👥 Population

2,731,571

119,677

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

Exchange rates and currency converter

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Between locations

Toronto Ajax, ON 36 km

From you

Toronto
Ajax, ON

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Ajax, ON: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 3%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $3,883 per month in Toronto and $3,773 in Ajax, ON. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,630 in Toronto and $1,510 in Ajax, ON. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Monthly expenses with rent come to $2,589 in Toronto and $2,515 in Ajax, ON. That makes Ajax, ON about 3% cheaper.

Public transport costs about 23% less in Ajax, ON. For daily commuters, that gap adds up to noticeable savings over a year.

$2,500 is a stretch for both – monthly costs hit $2,589 in Toronto and $2,515 in Ajax, ON. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ajax, ON – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Ajax, ON. If higher salaries or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.