Last update: Oct 2026

Cost of Living Comparison Between Agana Heights and Ubud, Bali

For one person, living is cheaper in Agana Heights: $1,006 a month against $1,368 in Ubud, Bali, rent and utilities included – about $4,300 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Agana Heights

🇬🇺 Guam

$1,006

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Agana Heights and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Agana Heights and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,006 in Agana Heights versus $1,368 in Ubud, Bali.

Agana Heights $1,006
Ubud, Bali $1,368

Estimated couple costs with rent: $1,356 in Agana Heights versus $2,314 in Ubud, Bali.

Agana Heights $1,356
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $1,707 in Agana Heights versus $3,260 in Ubud, Bali.

Agana Heights $1,707
Ubud, Bali $3,260

Living in Agana Heights costs roughly 26% less than in Ubud, Bali, and outside of rent the biggest gap is in utilities.

The two cities straddle the global median: Agana Heights is 25% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$3.33 Rp 59.9K

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

Cappuccino

$2.73 Rp 49.1K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

Water (0.33 liter bottle)

$0.83 Rp 15.0K

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

Milk (1 liter)

$1.70 $1.70

$1.50 Rp 27.1K

13.33%

White Bread (500g)

$4.65 $4.65

$2.30 Rp 41.4K

102.17%

Rice (white) (1kg)

$1.70 $1.70

$1.18 Rp 21.2K

44.07%

Eggs

$4.08 $4.08

$2.14 Rp 38.6K

90.65%

Local Cheese (1kg)

$25.94 $25.94

$17.48 Rp 314.6K

48.40%

Chicken Fillets (1kg)

$6.60 $6.60

$4.03 Rp 72.5K

63.77%

Beef Round Steak (1kg)

$17.90 $17.90

$12.23 Rp 220.1K

46.36%

Apples (1kg)

$3.99 $3.99

$3.55 Rp 63.9K

12.39%

Banana (1kg)

$1.20 $1.20

$1.57 Rp 28.3K

-23.57%

Oranges (1kg)

$1.92 $1.92

$2.24 Rp 40.2K

-14.29%

Tomato (1kg)

$6.72 $6.72

$1.93 Rp 34.7K

248.19%

Potato (1kg)

$2.82 $2.82

$1.88 Rp 33.9K

50.00%

Onion (1kg)

$2.85 $2.85

$2.29 Rp 41.3K

24.45%

Lettuce (1 head)

$4.07 $4.07

$0.99 Rp 17.9K

311.11%

Water (1.5 liter bottle)

$2.02 $2.02

$0.53 Rp 9,475

281.13%

Cigarettes 20 Pack (Marlboro, Camel)

$9.81 $9.81

$2.28 Rp 41.1K

330.26%

Wine (Bottle)

$12.18 $12.18

$23.01 Rp 414.2K

-47.07%

Local Beer (0.5 liter bottle)

$1.84 $1.84

$2.34 Rp 42.2K

-21.37%

Imported Beer (0.33 liter bottle)

$1.54 $1.54

$2.91 Rp 52.4K

-47.08%

One-way Ticket (Public Transport)

$2.95 $2.95

$0.24 Rp 4,315

1129.17%

Public Transport Monthly Pass (Regular Price)

$60.8 $60.8

$8.82 Rp 158.7K

588.89%

Taxi Start (Normal Tariff)

$10.08 $10.08

$0.48 Rp 8,684

2000.00%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

Gasoline (1 liter)

$0.88 Rp 15.9K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.9K $38.9K

$24.6K Rp 442.2M

58.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.7K $35.7K

$31.2K Rp 561.4M

14.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$339 $339

$83.0 Rp 1.5M

308.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.9 $75.9

$6.45 Rp 116.0K

1076.59%

Internet (50+ Mbps, Unlimited Data)

$97.4 $97.4

$18.57 Rp 334.2K

424.50%

Gym Membership (Monthly)

$55.8 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

Men's Leather Business Shoes

$78.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Agana Heights: October 10, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Agana Heights

–

Ubud, Bali

$676 49.4%

Groceries & Markets

Agana Heights

–

Ubud, Bali

$290 21.2%

Eating Out

Agana Heights

–

Ubud, Bali

$109 8%

Monthly Utilities & Internet

Agana Heights

–

Ubud, Bali

$108 7.9%

Clothing & Footwear

Agana Heights

–

Ubud, Bali

$108 7.9%

Sport & Entertainment

Agana Heights

–

Ubud, Bali

$65 4.7%

Getting Around

Agana Heights

–

Ubud, Bali

$13 0.9%

Good to know

🇬🇺 Agana Heights

🇮🇩 Ubud, Bali

🕒 Local time

23:57 11:57 PM

21:57 9:57 PM

2 h behind Agana Heights

🌤 Weather

👥 Population

3,940

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.889 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,238 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Highest

Between locations

Agana Heights Ubud, Bali 4,070 km ≈ 6 h nonstop flight

From you

Agana Heights
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Agana Heights vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Agana Heights wins on cost – living expenses run 36% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Agana Heights the obvious pick if budget is a priority.

You'd need roughly $1,509 in Agana Heights and $2,051 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

All in, you'll spend $1,006 per month in Agana Heights versus $1,368 in Ubud, Bali – a 36% gap that adds up to real savings over time for anyone picking the cheaper option.

Shoppers in Ubud, Bali pay roughly 41% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,006 in Agana Heights versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Agana Heights but tight or insufficient in Ubud, Bali. The gap between the two cities makes Agana Heights the clear choice for anyone on this budget.

Both work as nomad bases, but Agana Heights delivers better value – similar infrastructure at $1,006 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Agana Heights hard to pass up.

Safety-wise, Agana Heights and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Agana Heights gentler on the wallet – expenses run 36% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.