Cost of Living Comparison Between Ubud, Bali and Agana Heights Cost of Living Comparison Between Ubud, Bali and Agana Heights

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $997 in Agana Heights.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,358 in Agana Heights.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $1,719 in Agana Heights.

Living in Ubud, Bali is roughly 37% more expensive than in Agana Heights, driven mainly by Monthly Utilities & Internet.

The two cities straddle the global median: Ubud, Bali is 0% above, Agana Heights is 27% below.

Meal at Budget Restaurant

$3.44 Rp 60.9K

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

Cappuccino

$2.67 Rp 47.3K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

Water (0.33 liter bottle)

$0.87 Rp 15.4K

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

Milk (1 liter)

$1.62 Rp 28.7K

$1.70 $1.70

-4.71%

White Bread (500g)

$2.33 Rp 41.3K

$4.65 $4.65

-49.89%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.68 $1.68

-33.93%

Eggs

$2.20 Rp 39.0K

$3.96 $3.96

-44.44%

Local Cheese (1kg)

$17.69 Rp 313.3K

$26.12 $26.12

-32.27%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$6.55 $6.55

-37.40%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$17.69 $17.69

-31.15%

Apples (1kg)

$3.71 Rp 65.6K

$4.01 $4.01

-7.48%

Banana (1kg)

$1.59 Rp 28.1K

$1.22 $1.22

30.33%

Oranges (1kg)

$2.28 Rp 40.4K

$1.88 $1.88

21.28%

Tomato (1kg)

$1.95 Rp 34.6K

$6.52 $6.52

-70.09%

Potato (1kg)

$1.91 Rp 33.7K

$2.73 $2.73

-30.04%

Onion (1kg)

$2.33 Rp 41.3K

$2.80 $2.80

-16.79%

Lettuce (1 head)

$1.01 Rp 17.8K

$3.88 $3.88

-73.97%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$2.04 $2.04

-73.04%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$9.86 $9.86

-77.38%

Wine (Bottle)

$23.07 Rp 408.6K

$12.24 $12.24

88.48%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.74 $1.74

39.08%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$1.53 $1.53

96.08%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$3.07 $3.07

-91.21%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$59.1 $59.1

-84.81%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$9.97 $9.97

-95.19%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

Gasoline (1 liter)

$0.80 Rp 14.2K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$38.9K $38.9K

-35.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$35.5K $35.5K

-10.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$336 $336

-75.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$76.4 $76.4

-91.51%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$97.5 $97.5

-80.75%

Gym Membership (Monthly)

$56.9 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

Cinema Ticket

$4.54 Rp 80.4K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

Men's Leather Business Shoes

$78.7 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Agana Heights: September 13, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Agana Heights: Cost of Living - Frequently Asked Questions

Agana Heights wins on cost – living expenses run 37% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Agana Heights the obvious pick if budget is a priority.

You'd need roughly $2,052 in Ubud, Bali and $1,495 in Agana Heights to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

All in, you'll spend $1,368 per month in Ubud, Bali versus $997 in Agana Heights – a 37% gap that adds up to real savings over time for anyone picking the cheaper option.

Shoppers in Ubud, Bali pay roughly 38% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $997 in Agana Heights versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Agana Heights but tight or insufficient in Ubud, Bali. The gap between the two cities makes Agana Heights the clear choice for anyone on this budget.

Both work as nomad bases, but Agana Heights delivers better value – similar infrastructure at $997 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Agana Heights hard to pass up.

Safety-wise, Ubud, Bali and Agana Heights are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Agana Heights gentler on the wallet – expenses run 37% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.