Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Agana Heights

For one person, living is cheaper in Agana Heights: $1,001 a month against $1,349 in Ubud, Bali, rent and utilities included – about $4,200 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Agana Heights

🇬🇺 Guam

$1,001

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Agana Heights

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Agana Heights actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,001 in Agana Heights.

Ubud, Bali $1,349
Agana Heights $1,001

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,351 in Agana Heights.

Ubud, Bali $2,305
Agana Heights $1,351

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,701 in Agana Heights.

Ubud, Bali $3,261
Agana Heights $1,701

Living in Ubud, Bali is roughly 35% more expensive than in Agana Heights.

Meal at Budget Restaurant

$3.32 Rp 60.3K

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

Cappuccino

$2.72 Rp 49.3K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

Water (0.33 liter bottle)

$0.76 Rp 13.8K

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

Milk (1 liter)

$1.49 Rp 27.0K

$1.69 $1.69

-11.83%

White Bread (500g)

$2.28 Rp 41.3K

$4.61 $4.61

-50.54%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.75 $1.75

-32.00%

Eggs

$2.04 Rp 36.9K

$4.05 $4.05

-49.63%

Local Cheese (1kg)

$17.70 Rp 321.1K

$26.79 $26.79

-33.93%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$6.69 $6.69

-40.81%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$17.86 $17.86

-31.75%

Apples (1kg)

$3.66 Rp 66.3K

$3.88 $3.88

-5.67%

Banana (1kg)

$1.52 Rp 27.5K

$1.18 $1.18

28.81%

Oranges (1kg)

$2.23 Rp 40.4K

$1.84 $1.84

21.20%

Tomato (1kg)

$1.97 Rp 35.8K

$6.66 $6.66

-70.42%

Potato (1kg)

$1.85 Rp 33.5K

$2.80 $2.80

-33.93%

Onion (1kg)

$2.42 Rp 44.0K

$2.89 $2.89

-16.26%

Lettuce (1 head)

$0.99 Rp 18.0K

$4.04 $4.04

-75.50%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$1.95 $1.95

-73.85%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$10.08 $10.08

-77.98%

Wine (Bottle)

$22.24 Rp 403.4K

$12.01 $12.01

85.18%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.80 $1.80

25.56%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.54 $1.54

92.86%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$3.04 $3.04

-91.78%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$60.5 $60.5

-87.07%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$10.16 $10.16

-95.67%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

Gasoline (1 liter)

$0.82 Rp 15.0K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$39.6K $39.6K

-39.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$34.7K $34.7K

-8.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$337 $337

-76.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$75.0 $75.0

-91.40%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$95.7 $95.7

-80.58%

Gym Membership (Monthly)

$49.48 Rp 897.5K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$4.27 Rp 77.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

Men's Leather Business Shoes

$79.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Agana Heights: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Agana Heights

–

Groceries & Markets

Ubud, Bali

$288 21.4%

Agana Heights

–

Eating Out

Ubud, Bali

$108 8%

Agana Heights

–

Clothing & Footwear

Ubud, Bali

$108 8%

Agana Heights

–

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Agana Heights

–

Sport & Entertainment

Ubud, Bali

$58 4.3%

Agana Heights

–

Getting Around

Ubud, Bali

$11 0.9%

Agana Heights

–

Good to know

🇮🇩 Ubud, Bali

🇬🇺 Agana Heights

🕒 Local time

09:28 9:28 AM

11:28 11:28 AM

2 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

3,940

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 USD = 0.896 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Agana Heights 4,070 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Agana Heights

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Agana Heights: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $1,001 in Agana Heights, so Agana Heights is about 26% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $2,023 in Ubud, Bali and $1,501 in Agana Heights to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $1,001 in Agana Heights – Agana Heights is about 26% cheaper, which adds up to real savings over time.

Shoppers in Ubud, Bali pay roughly 30% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Both cities are expensive relative to $1,000. Agana Heights is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Agana Heights are both considered safe, so it’s unlikely to be the deciding factor between them.