Last update: Oct 2026

Cost of Living Comparison Between Agana Heights and Hong Kong

For one person, living is cheaper in Agana Heights: $1,009 a month against $2,984 in Hong Kong, rent and utilities included – about $23,700 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Hong Kong
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Agana Heights

🇬🇺 Guam

$1,009

/mo nomad

Hong Kong

🇭🇰 Hong Kong (China)

$2,984

/mo nomad

Monthly Cost of Living

How much you'll spend in Agana Heights and in Hong Kong

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Agana Heights and in Hong Kong actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,009 in Agana Heights versus $2,984 in Hong Kong.

Agana Heights $1,009
Hong Kong $2,984

Estimated couple costs with rent: $1,355 in Agana Heights versus $4,558 in Hong Kong.

Agana Heights $1,355
Hong Kong $4,558

Monthly costs for a family of three with rent: $1,701 in Agana Heights versus $6,132 in Hong Kong.

Agana Heights $1,701
Hong Kong $6,132

Living in Agana Heights costs roughly 66% less than in Hong Kong, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Agana Heights is 25% below, Hong Kong is 123% above.

Meal at Budget Restaurant

$8.46 HK$66.4

Three-Course Dinner for Two, Mid-Range

$63.2 HK$496

Fast Food Meal (McDonalds, etc)

$6.20 HK$48.66

Cappuccino

$4.90 HK$38.42

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.27 HK$10.01

Water (0.33 liter bottle)

$1.06 HK$8.31

Local Beer (0.5 liter draught)

$7.68 HK$60.3

Imported Beer (0.33 liter bottle)

$6.28 HK$49.24

Milk (1 liter)

$1.75 $1.75

$2.86 HK$22.45

-38.81%

White Bread (500g)

$4.76 $4.76

$2.43 HK$19.10

95.88%

Rice (white) (1kg)

$1.77 $1.77

$2.18 HK$17.09

-18.81%

Eggs

$3.91 $3.91

$3.54 HK$27.80

10.45%

Local Cheese (1kg)

$26.95 $26.95

$25.12 HK$197

7.29%

Chicken Fillets (1kg)

$6.46 $6.46

$8.89 HK$69.8

-27.33%

Beef Round Steak (1kg)

$17.29 $17.29

$17.63 HK$138

-1.93%

Apples (1kg)

$3.88 $3.88

$4.11 HK$32.23

-5.60%

Banana (1kg)

$1.17 $1.17

$2.72 HK$21.32

-56.99%

Oranges (1kg)

$1.91 $1.91

$4.59 HK$36.05

-58.39%

Tomato (1kg)

$6.49 $6.49

$4.02 HK$31.52

61.44%

Potato (1kg)

$2.78 $2.78

$3.25 HK$25.50

-14.46%

Onion (1kg)

$2.80 $2.80

$3.27 HK$25.70

-14.37%

Lettuce (1 head)

$4.06 $4.06

$1.60 HK$12.54

153.75%

Water (1.5 liter bottle)

$1.96 $1.96

$1.73 HK$13.56

13.29%

Cigarettes 20 Pack (Marlboro, Camel)

$9.85 $9.85

$13.14 HK$103

-25.04%

Wine (Bottle)

$12.03 $12.03

$16.59 HK$130

-27.49%

Local Beer (0.5 liter bottle)

$1.74 $1.74

$2.01 HK$15.80

-13.43%

Imported Beer (0.33 liter bottle)

$1.53 $1.53

$2.18 HK$17.13

-29.82%

One-way Ticket (Public Transport)

$2.97 $2.97

$1.44 HK$11.31

106.25%

Public Transport Monthly Pass (Regular Price)

$60.3 $60.3

$89.1 HK$699

-32.27%

Taxi Start (Normal Tariff)

$9.83 $9.83

$3.64 HK$28.54

170.05%

Taxi (Normal Tariff) (1km)

$1.31 HK$10.29

Taxi 1hour Waiting (Normal Tariff)

$15.82 HK$124

Gasoline (1 liter)

$4.06 HK$31.89

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.4K $38.4K

$44.4K HK$348.2K

-13.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.9K $34.9K

$37.4K HK$293.2K

-6.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$342 $342

$247 HK$1,942

38.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.6 $75.6

$15.89 HK$125

375.65%

Internet (50+ Mbps, Unlimited Data)

$96.5 $96.5

$21.46 HK$168

349.44%

Gym Membership (Monthly)

$91.4 HK$717

Tennis Court (1 Hour on Weekend)

$9.08 HK$71.3

Cinema Ticket

$13.96 HK$110

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,155 HK$9,068

International Primary School, 1 Child (Yearly)

$22.3K HK$174.6K

Jeans (Levis 501 Or Similar)

$68.9 HK$541

Summer Dress (H&M, Zara, etc)

$40.44 HK$317

Sport Shoes (Adidas, Nike)

$79.9 HK$627

Men's Leather Business Shoes

$118 HK$923

1-bedroom Apartment, City Center (Monthly)

$2,180 HK$17.1K

1-bedroom Apartment, Outside City Center (Monthly)

$1,718 HK$13.5K

3-bedroom Apartment, City Center (Monthly)

$5,047 HK$39.6K

3-bedroom Apartment, Outside City Center (Monthly)

$3,543 HK$27.8K

Buy Apartment in City Center (m2)

$29.1K HK$228.7K

Buy Apartment Outside City Center (m2)

$17.6K HK$137.9K

Average Monthly Net Salary (After Tax)

$3,228 HK$25.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.91

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Agana Heights: October 3, 2026

Last update for Hong Kong: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Agana Heights

–

Hong Kong

$1.7K 57.5%

Groceries & Markets

Agana Heights

–

Hong Kong

$415 13.9%

Monthly Utilities & Internet

Agana Heights

–

Hong Kong

$285 9.5%

Eating Out

Agana Heights

–

Hong Kong

$205 6.9%

Clothing & Footwear

Agana Heights

–

Hong Kong

$138 4.6%

Sport & Entertainment

Agana Heights

–

Hong Kong

$119 4%

Getting Around

Agana Heights

–

Hong Kong

$105 3.5%

Good to know

🇬🇺 Agana Heights

🇭🇰 Hong Kong

🕒 Local time

12:03 12:03 PM

10:03 10:03 AM

2 h behind Agana Heights

🌤 Weather

👥 Population

3,940

1,367,900 Capital

💱 Currency

United States Dollar USD $

Hong Kong Dollar HKD $

📈 Exchange rate

1 USD = 0.892 EUR

1 HKD = 0.127 USD

1 HKD = 0.114 EUR

Exchange rates and currency converter

HKD, EUR to USD – United States Dollar Converter

🇭🇰 Hong Kong Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Hong Kong Dollar exchange rates as of October 10, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.8 HKD (1 HKD = 0.114 EUR).

HKD to USD in detail →

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Agana Heights Hong Kong 3,370 km ≈ 4 h 45 min nonstop flight

From you

Agana Heights
Hong Kong

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Agana Heights vs Hong Kong: Cost of Living - Frequently Asked Questions

Agana Heights wins on cost – living expenses run 196% lower than in Hong Kong. Housing and daily spending are where you'll feel the difference most, making Agana Heights the obvious pick if budget is a priority.

You'd need roughly $1,513 in Agana Heights and $4,476 in Hong Kong to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

All in, you'll spend $1,009 per month in Agana Heights versus $2,984 in Hong Kong – a 196% gap that adds up to real savings over time for anyone picking the cheaper option.

Supermarket bills run roughly 1% higher in Hong Kong. For households that cook at home regularly, that difference adds up over a month.

At $1,009 in Agana Heights versus $2,984 in Hong Kong, a $1,000 budget is realistic in Agana Heights but tight or insufficient in Hong Kong. The gap between the two cities makes Agana Heights the clear choice for anyone on this budget.

Both work as nomad bases, but Agana Heights delivers better value – similar infrastructure at $1,009 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Agana Heights hard to pass up.

Safety-wise, Agana Heights and Hong Kong are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Agana Heights gentler on the wallet – expenses run 196% less than in Hong Kong. Beyond cost, consider language, visa policies, and how big the international community is in each city.