Last update: Oct 2026

Cost of Living Comparison Between Hong Kong and Agana Heights

For one person, living is cheaper in Agana Heights: $1,009 a month against $2,984 in Hong Kong, rent and utilities included – about $23,700 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Hong Kong
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Hong Kong Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$2,984

/mo nomad

Agana Heights

🇬🇺 Guam

$1,009

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Agana Heights

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Agana Heights actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,984 in Hong Kong versus $1,009 in Agana Heights.

Hong Kong $2,984
Agana Heights $1,009

Estimated couple costs with rent: $4,558 in Hong Kong versus $1,355 in Agana Heights.

Hong Kong $4,558
Agana Heights $1,355

Monthly costs for a family of three with rent: $6,132 in Hong Kong versus $1,701 in Agana Heights.

Hong Kong $6,132
Agana Heights $1,701

Living in Hong Kong is roughly 196% more expensive than in Agana Heights, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Hong Kong is 123% above, Agana Heights is 25% below.

Meal at Budget Restaurant

$8.46 HK$66.4

Three-Course Dinner for Two, Mid-Range

$63.2 HK$496

Fast Food Meal (McDonalds, etc)

$6.20 HK$48.66

Cappuccino

$4.90 HK$38.42

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.27 HK$10.01

Water (0.33 liter bottle)

$1.06 HK$8.31

Local Beer (0.5 liter draught)

$7.68 HK$60.3

Imported Beer (0.33 liter bottle)

$6.28 HK$49.24

Milk (1 liter)

$2.86 HK$22.45

$1.75 $1.75

63.43%

White Bread (500g)

$2.43 HK$19.10

$4.76 $4.76

-48.95%

Rice (white) (1kg)

$2.18 HK$17.09

$1.77 $1.77

23.16%

Eggs

$3.54 HK$27.80

$3.91 $3.91

-9.46%

Local Cheese (1kg)

$25.12 HK$197

$26.95 $26.95

-6.79%

Chicken Fillets (1kg)

$8.89 HK$69.8

$6.46 $6.46

37.62%

Beef Round Steak (1kg)

$17.63 HK$138

$17.29 $17.29

1.97%

Apples (1kg)

$4.11 HK$32.23

$3.88 $3.88

5.93%

Banana (1kg)

$2.72 HK$21.32

$1.17 $1.17

132.48%

Oranges (1kg)

$4.59 HK$36.05

$1.91 $1.91

140.31%

Tomato (1kg)

$4.02 HK$31.52

$6.49 $6.49

-38.06%

Potato (1kg)

$3.25 HK$25.50

$2.78 $2.78

16.91%

Onion (1kg)

$3.27 HK$25.70

$2.80 $2.80

16.79%

Lettuce (1 head)

$1.60 HK$12.54

$4.06 $4.06

-60.59%

Water (1.5 liter bottle)

$1.73 HK$13.56

$1.96 $1.96

-11.73%

Cigarettes 20 Pack (Marlboro, Camel)

$13.14 HK$103

$9.85 $9.85

33.40%

Wine (Bottle)

$16.59 HK$130

$12.03 $12.03

37.91%

Local Beer (0.5 liter bottle)

$2.01 HK$15.80

$1.74 $1.74

15.52%

Imported Beer (0.33 liter bottle)

$2.18 HK$17.13

$1.53 $1.53

42.48%

One-way Ticket (Public Transport)

$1.44 HK$11.31

$2.97 $2.97

-51.52%

Public Transport Monthly Pass (Regular Price)

$89.1 HK$699

$60.3 $60.3

47.65%

Taxi Start (Normal Tariff)

$3.64 HK$28.54

$9.83 $9.83

-62.97%

Taxi (Normal Tariff) (1km)

$1.31 HK$10.29

Taxi 1hour Waiting (Normal Tariff)

$15.82 HK$124

Gasoline (1 liter)

$4.06 HK$31.89

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.4K HK$348.2K

$38.4K $38.4K

15.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.4K HK$293.2K

$34.9K $34.9K

7.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$247 HK$1,942

$342 $342

-27.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.89 HK$125

$75.6 $75.6

-78.98%

Internet (50+ Mbps, Unlimited Data)

$21.46 HK$168

$96.5 $96.5

-77.75%

Gym Membership (Monthly)

$91.4 HK$717

Tennis Court (1 Hour on Weekend)

$9.08 HK$71.3

Cinema Ticket

$13.96 HK$110

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,155 HK$9,068

International Primary School, 1 Child (Yearly)

$22.3K HK$174.6K

Jeans (Levis 501 Or Similar)

$68.9 HK$541

Summer Dress (H&M, Zara, etc)

$40.44 HK$317

Sport Shoes (Adidas, Nike)

$79.9 HK$627

Men's Leather Business Shoes

$118 HK$923

1-bedroom Apartment, City Center (Monthly)

$2,180 HK$17.1K

1-bedroom Apartment, Outside City Center (Monthly)

$1,718 HK$13.5K

3-bedroom Apartment, City Center (Monthly)

$5,047 HK$39.6K

3-bedroom Apartment, Outside City Center (Monthly)

$3,543 HK$27.8K

Buy Apartment in City Center (m2)

$29.1K HK$228.7K

Buy Apartment Outside City Center (m2)

$17.6K HK$137.9K

Average Monthly Net Salary (After Tax)

$3,228 HK$25.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.91

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: October 4, 2026

Last update for Agana Heights: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.7K 57.5%

Agana Heights

–

Groceries & Markets

Hong Kong

$415 13.9%

Agana Heights

–

Monthly Utilities & Internet

Hong Kong

$285 9.5%

Agana Heights

–

Eating Out

Hong Kong

$205 6.9%

Agana Heights

–

Clothing & Footwear

Hong Kong

$138 4.6%

Agana Heights

–

Sport & Entertainment

Hong Kong

$119 4%

Agana Heights

–

Getting Around

Hong Kong

$105 3.5%

Agana Heights

–

Good to know

🇭🇰 Hong Kong

🇬🇺 Agana Heights

🕒 Local time

17:51 5:51 PM

19:51 7:51 PM

2 h ahead of Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

3,940

💱 Currency

Hong Kong Dollar HKD $

United States Dollar USD $

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.114 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of October 10, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.79 HKD (1 HKD = 0.114 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to HKD in detail →

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Between locations

Hong Kong Agana Heights 3,370 km ≈ 4 h 45 min nonstop flight

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Agana Heights

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Agana Heights: Cost of Living - Frequently Asked Questions

Agana Heights wins on cost – living expenses run 196% lower than in Hong Kong. Housing and daily spending are where you'll feel the difference most, making Agana Heights the obvious pick if budget is a priority.

You'd need roughly $4,476 in Hong Kong and $1,513 in Agana Heights to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

All in, you'll spend $2,984 per month in Hong Kong versus $1,009 in Agana Heights – a 196% gap that adds up to real savings over time for anyone picking the cheaper option.

Supermarket bills run roughly 1% higher in Hong Kong. For households that cook at home regularly, that difference adds up over a month.

At $1,009 in Agana Heights versus $2,984 in Hong Kong, a $1,000 budget is realistic in Agana Heights but tight or insufficient in Hong Kong. The gap between the two cities makes Agana Heights the clear choice for anyone on this budget.

Both work as nomad bases, but Agana Heights delivers better value – similar infrastructure at $1,009 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Agana Heights hard to pass up.

Safety-wise, Hong Kong and Agana Heights are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Agana Heights gentler on the wallet – expenses run 196% less than in Hong Kong. Beyond cost, consider language, visa policies, and how big the international community is in each city.