Cost of Living Comparison Between Afyonkarahisar and Ubud, Bali Cost of Living Comparison Between Afyonkarahisar and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,039 in Afyonkarahisar versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $1,610 in Afyonkarahisar versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,182 in Afyonkarahisar versus $3,327 in Ubud, Bali.

Living in Afyonkarahisar costs roughly 24% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Afyonkarahisar is 24% below, Ubud, Bali is 0% above.

Currency
🍽 Eating Out
Afyonkarahisar
Ubud, Bali
Difference
Meal at Budget Restaurant
$8.33 ₺406
$3.44 Rp 61.0K
142.15%
Three-Course Dinner for Two, Mid-Range
$31.29 ₺1,526
$36.31 Rp 644.5K
-13.83%
Fast Food Meal (McDonalds, etc)
$7.05 ₺344
$5.71 Rp 101.3K
23.47%
Cappuccino
$3.44 ₺168
$2.67 Rp 47.4K
28.84%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.97 ₺47.26
$1.75 Rp 31.1K
-44.57%
Water (0.33 liter bottle)
$0.38 ₺18.45
$0.87 Rp 15.5K
-56.32%
Local Beer (0.5 liter draught)
$2.29 ₺112
$2.95 Rp 52.4K
-22.37%
Imported Beer (0.33 liter bottle)
$3.07 ₺150
$4.52 Rp 80.2K
-32.08%
🛒 Groceries & Markets
Afyonkarahisar
Ubud, Bali
Difference
Milk (1 liter)
$1.00 ₺48.59
$1.62 Rp 28.7K
-38.27%
White Bread (500g)
$0.83 ₺40.26
$2.33 Rp 41.4K
-64.38%
Rice (white) (1kg)
$2.19 ₺107
$1.11 Rp 19.7K
97.30%
Eggs
$2.32 ₺113
$2.20 Rp 39.1K
5.45%
Local Cheese (1kg)
$10.10 ₺493
$17.69 Rp 314.0K
-42.91%
Chicken Fillets (1kg)
$5.25 ₺256
$4.10 Rp 72.7K
28.05%
Beef Round Steak (1kg)
$19.36 ₺945
$12.18 Rp 216.1K
58.95%
Apples (1kg)
$1.76 ₺85.8
$3.71 Rp 65.8K
-52.56%
Banana (1kg)
$1.94 ₺94.4
$1.59 Rp 28.2K
22.01%
Oranges (1kg)
$1.04 ₺50.7
$2.28 Rp 40.5K
-54.39%
Tomato (1kg)
$1.31 ₺63.8
$1.95 Rp 34.7K
-32.82%
Potato (1kg)
$0.58 ₺28.06
$1.91 Rp 33.8K
-69.63%
Onion (1kg)
$0.42 ₺20.28
$2.33 Rp 41.4K
-81.97%
Lettuce (1 head)
$0.75 ₺36.78
$1.01 Rp 17.9K
-25.74%
Water (1.5 liter bottle)
$0.72 ₺35.16
$0.55 Rp 9,795
30.91%
Cigarettes 20 Pack (Marlboro, Camel)
$2.11 ₺103
$2.23 Rp 39.6K
-5.38%
Wine (Bottle)
$12.56 ₺613
$23.07 Rp 409.5K
-45.56%
Local Beer (0.5 liter bottle)
$2.06 ₺101
$2.42 Rp 42.9K
-14.88%
Imported Beer (0.33 liter bottle)
$2.06 ₺100
$3.00 Rp 53.2K
-31.33%
🚌 Getting Around
Afyonkarahisar
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.69 ₺33.71
$0.27 Rp 4,825
155.56%
Public Transport Monthly Pass (Regular Price)
$33.82 ₺1,650
$8.98 Rp 159.4K
276.61%
Taxi Start (Normal Tariff)
$1.05 ₺51.1
$0.48 Rp 8,586
118.75%
Taxi (Normal Tariff) (1km)
$0.90 ₺43.78
$0.43 Rp 7,697
109.30%
Taxi 1hour Waiting (Normal Tariff)
$7.27 ₺355
$5.64 Rp 100.1K
28.90%
Gasoline (1 liter)
$1.23 ₺60.1
$0.80 Rp 14.3K
53.75%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$42.9K ₺2.1M
$24.9K Rp 442.7M
72.01%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.7K ₺2.0M
$31.7K Rp 562.8M
28.43%
🧾 Monthly Utilities & Internet
Afyonkarahisar
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$81.2 ₺3,963
$81.5 Rp 1.4M
-0.28%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.26 ₺549
$6.49 Rp 115.2K
73.50%
Internet (50+ Mbps, Unlimited Data)
$13.47 ₺657
$18.77 Rp 333.1K
-28.24%
🎉 Sport & Entertainment
Afyonkarahisar
Ubud, Bali
Difference
Gym Membership (Monthly)
$52.1 ₺2,540
$56.9 Rp 1.0M
-8.46%
Tennis Court (1 Hour on Weekend)
-
$18.73 Rp 332.4K
-
Cinema Ticket
$6.07 ₺296
$4.54 Rp 80.5K
33.70%
🧸 Childcare & Education
Afyonkarahisar
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$575 ₺28.0K
$481 Rp 8.5M
19.57%
International Primary School, 1 Child (Yearly)
$11.7K ₺570.0K
$5,711 Rp 101.4M
104.61%
👕👟 Clothing & Footwear
Afyonkarahisar
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$43.58 ₺2,126
$45.52 Rp 807.9K
-4.26%
Summer Dress (H&M, Zara, etc)
$35.33 ₺1,724
$35.88 Rp 636.9K
-1.53%
Sport Shoes (Adidas, Nike)
$82.9 ₺4,045
$80.4 Rp 1.4M
3.13%
Men's Leather Business Shoes
$99.6 ₺4,858
$78.7 Rp 1.4M
26.59%
🏠 Accommodation & Living
Afyonkarahisar
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$410 ₺20.0K
$1,115 Rp 19.8M
-63.18%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ₺15.1K
$698 Rp 12.4M
-55.74%
3-bedroom Apartment, City Center (Monthly)
$763 ₺37.2K
$3,637 Rp 64.5M
-79.01%
3-bedroom Apartment, Outside City Center (Monthly)
$579 ₺28.3K
$1,737 Rp 30.8M
-66.66%
Buy Apartment in City Center (m2)
$1,321 ₺64.4K
$2,784 Rp 49.4M
-52.57%
Buy Apartment Outside City Center (m2)
$1,048 ₺51.1K
$2,290 Rp 40.6M
-54.24%
💵 Salaries & Financials
Afyonkarahisar
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$168 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
42.67
13.78
209.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Afyonkarahisar: September 15, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $410 in Afyonkarahisar and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $31.00 in Afyonkarahisar vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $236 vs $295 per month, with Afyonkarahisar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Afyonkarahisar vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Afyonkarahisar or Ubud, Bali?
Afyonkarahisar wins on cost – living expenses run 32% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Afyonkarahisar the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Afyonkarahisar and in Ubud, Bali?
You'd need roughly $1,558 in Afyonkarahisar and $2,052 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Afyonkarahisar compared to Ubud, Bali?
Rent for a central apartment: $410 in Afyonkarahisar versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Afyonkarahisar and in Ubud, Bali?
Childcare runs $575 in Afyonkarahisar versus $481 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Afyonkarahisar or in Ubud, Bali?
Supermarket bills run roughly 25% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Afyonkarahisar or in Ubud, Bali?
At $1,039 in Afyonkarahisar versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Afyonkarahisar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Afyonkarahisar the clear choice for anyone on this budget.
Which city is better for digital nomads, Afyonkarahisar or Ubud, Bali?
Both work as nomad bases, but Afyonkarahisar delivers better value – similar infrastructure at $1,039 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Afyonkarahisar hard to pass up.
How safe is Afyonkarahisar compared to Ubud, Bali?
Safety-wise, Afyonkarahisar and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Afyonkarahisar gentler on the wallet – expenses run 32% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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