Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Afyonkarahisar

For one person, living is cheaper in Afyonkarahisar: $996 a month against $1,349 in Ubud, Bali, rent and utilities included – about $4,200 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
48

Cost of Living Index in Afyonkarahisar
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Afyonkarahisar Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Afyonkarahisar

🇹🇷 Turkey

$996

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Afyonkarahisar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Afyonkarahisar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $996 in Afyonkarahisar.

Ubud, Bali $1,349
Afyonkarahisar $996

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,548 in Afyonkarahisar.

Ubud, Bali $2,305
Afyonkarahisar $1,548

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,100 in Afyonkarahisar.

Ubud, Bali $3,261
Afyonkarahisar $2,100

Living in Ubud, Bali is roughly 35% more expensive than in Afyonkarahisar, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$9.55 ₺477

-65.24%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$30.28 ₺1,512

17.70%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$7.39 ₺369

-25.17%

Cappuccino

$2.72 Rp 49.3K

$3.59 ₺179

-24.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$1.04 ₺52.0

63.46%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.37 ₺18.61

105.41%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$2.30 ₺115

15.22%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$3.08 ₺154

42.21%

Milk (1 liter)

$1.49 Rp 27.0K

$0.95 ₺47.39

56.84%

White Bread (500g)

$2.28 Rp 41.2K

$0.79 ₺39.58

188.61%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.23 ₺111

-46.64%

Eggs

$2.04 Rp 36.9K

$2.38 ₺119

-14.29%

Local Cheese (1kg)

$17.70 Rp 320.8K

$10.25 ₺512

72.68%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$4.89 ₺244

-19.02%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$19.18 ₺958

-36.44%

Apples (1kg)

$3.66 Rp 66.2K

$1.74 ₺86.9

110.34%

Banana (1kg)

$1.52 Rp 27.5K

$1.89 ₺94.2

-19.58%

Oranges (1kg)

$2.23 Rp 40.4K

$1.10 ₺54.9

102.73%

Tomato (1kg)

$1.97 Rp 35.7K

$1.28 ₺64.0

53.91%

Potato (1kg)

$1.85 Rp 33.5K

$0.61 ₺30.55

203.28%

Onion (1kg)

$2.42 Rp 43.9K

$0.39 ₺19.54

520.51%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.79 ₺39.33

25.32%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$0.72 ₺35.72

-29.17%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$2.17 ₺108

2.30%

Wine (Bottle)

$22.24 Rp 403.0K

$14.00 ₺699

58.86%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$2.00 ₺99.8

13.00%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$2.19 ₺109

35.62%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$0.70 ₺34.93

-64.29%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$1.08 ₺53.7

-59.26%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$0.82 ₺40.93

-47.56%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$6.91 ₺345

-21.71%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.37 ₺68.4

-40.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$44.4K ₺2.2M

-46.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$39.3K ₺2.0M

-19.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$77.1 ₺3,851

2.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$10.72 ₺535

-39.83%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$14.34 ₺716

29.57%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$52.8 ₺2,639

-6.36%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

Cinema Ticket

$4.27 Rp 77.4K

$6.06 ₺303

-29.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$558 ₺27.8K

-12.01%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$11.3K ₺563.3K

-49.71%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$43.84 ₺2,189

1.82%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$34.84 ₺1,740

0.32%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$81.0 ₺4,044

-1.35%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$91.4 ₺4,565

-13.13%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$410 ₺20.5K

174.55%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$306 ₺15.3K

119.14%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$762 ₺38.0K

367.87%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$564 ₺28.2K

205.58%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$1,436 ₺71.7K

90.26%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,006 ₺50.2K

127.01%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

42.67

-67.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Afyonkarahisar: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Afyonkarahisar

$306 30.8% 54.4% $365

Groceries & Markets

Ubud, Bali

$288 21.4%

Afyonkarahisar

$236 23.7% 18.1% $52

Eating Out

Ubud, Bali

$108 8%

Afyonkarahisar

$165 16.6% 53.2% $57

Clothing & Footwear

Ubud, Bali

$108 8%

Afyonkarahisar

$113 11.4% 5.1% $5.5

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Afyonkarahisar

$102 10.3% 1.8% $1.9

Sport & Entertainment

Ubud, Bali

$58 4.3%

Afyonkarahisar

$65 6.5% 12% $6.9

Getting Around

Ubud, Bali

$11 0.9%

Afyonkarahisar

$8 * 0.8% 30.2% $3.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $410 in Afyonkarahisar. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $30 in Afyonkarahisar for a mid-range dinner for two. Groceries echo the gap at $288 vs $236 per month, with Afyonkarahisar cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇹🇷 Afyonkarahisar

🕒 Local time

01:32 1:32 AM

20:32 8:32 PM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

747,555

💱 Currency

Indonesian Rupiah IDR Rp

Turkish Lira TRY ₺

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

100 TRY = 2 USD

100 TRY = 1.79 EUR

Exchange rates and currency converter

TRY, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Turkish Lira exchange rates as of November 1, 2026: 1 USD = 49.93 TRY (100 TRY = 2 USD). 1 EUR = 55.75 TRY (100 TRY = 1.79 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Afyonkarahisar 10,150 km ≈ 13 h nonstop flight

From you

Ubud, Bali
Afyonkarahisar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Afyonkarahisar: Cost of Living - Frequently Asked Questions

Afyonkarahisar wins on cost – living expenses run 26% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Afyonkarahisar the obvious pick if budget is a priority.

You’d need roughly $2,023 in Ubud, Bali and $1,494 in Afyonkarahisar to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $410 in Afyonkarahisar. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $558 in Afyonkarahisar. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Afyonkarahisar – a meal for two runs $30 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $800. Afyonkarahisar is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Afyonkarahisar are both considered safe, so it’s unlikely to be the deciding factor between them.