Cost of Living Comparison Between Ubud, Bali and Afyonkarahisar Cost of Living Comparison Between Ubud, Bali and Afyonkarahisar

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,058 in Afyonkarahisar.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,642 in Afyonkarahisar.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $2,226 in Afyonkarahisar.

Living in Ubud, Bali is roughly 33% more expensive than in Afyonkarahisar, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Afyonkarahisar is 21% below.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$6.25 ₺295

-44.80%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$38.55 ₺1,818

-16.11%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$6.96 ₺328

-30.46%

Cappuccino

$2.75 Rp 49.3K

$2.45 ₺116

12.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$0.61 ₺28.98

126.23%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.31 ₺14.75

141.94%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$1.64 ₺77.1

82.32%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$2.44 ₺115

57.79%

Milk (1 liter)

$1.74 Rp 31.1K

$1.04 ₺48.99

67.31%

White Bread (500g)

$2.46 Rp 44.1K

$0.91 ₺43.00

170.33%

Rice (white) (1kg)

$1.17 Rp 21.0K

$2.24 ₺106

-47.77%

Eggs

$2.43 Rp 43.6K

$2.19 ₺103

10.96%

Local Cheese (1kg)

$14.50 Rp 260.2K

$11.14 ₺525

30.16%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$6.31 ₺298

-31.06%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

$17.86 ₺843

-32.92%

Apples (1kg)

$3.72 Rp 66.7K

$1.14 ₺53.7

226.32%

Banana (1kg)

$1.63 Rp 29.2K

$2.08 ₺98.3

-21.63%

Oranges (1kg)

$2.74 Rp 49.2K

$1.05 ₺49.66

160.95%

Tomato (1kg)

$2.24 Rp 40.2K

$1.27 ₺59.9

76.38%

Potato (1kg)

$1.92 Rp 34.4K

$0.72 ₺33.76

166.67%

Onion (1kg)

$2.28 Rp 40.8K

$0.53 ₺24.98

330.19%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.94 ₺44.34

12.77%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.39 ₺18.51

84.62%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$2.13 ₺101

54.46%

Wine (Bottle)

$23.19 Rp 416.1K

$10.72 ₺505

116.32%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$2.10 ₺99.1

32.38%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$2.83 ₺134

-3.53%

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$0.64 ₺30.03

-57.81%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

$30.69 ₺1,447

-73.57%

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$0.74 ₺35.07

-35.14%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$0.61 ₺28.54

-31.15%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$5.59 ₺264

11.27%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.22 ₺57.7

-33.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$64.9K ₺3.1M

-58.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$55.7K ₺2.6M

-42.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$73.2 ₺3,453

7.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$9.89 ₺466

-58.85%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$13.45 ₺635

80.89%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$43.89 ₺2,070

124.68%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

Cinema Ticket

$3.99 Rp 71.5K

$5.58 ₺263

-28.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$665 ₺31.4K

-54.13%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$11.0K ₺518.0K

-39.53%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$57.2 ₺2,699

-5.38%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$35.29 ₺1,664

7.14%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$102 ₺4,802

-14.71%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$80.5 ₺3,799

-5.20%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$515 ₺24.3K

92.66%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$393 ₺18.5K

71.33%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$896 ₺42.2K

276.78%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$721 ₺34.0K

184.50%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

$1,295 ₺61.1K

116.59%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

$988 ₺46.6K

125.37%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

30.12

-55.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Afyonkarahisar: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $515 in Afyonkarahisar. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $39.00 in Afyonkarahisar. Groceries flip the comparison at $297 vs $234, with Afyonkarahisar cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Afyonkarahisar: Cost of Living - Frequently Asked Questions

Afyonkarahisar wins on cost – living expenses run 33% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Afyonkarahisar the obvious pick if budget is a priority.

You'd need roughly $2,112 in Ubud, Bali and $1,587 in Afyonkarahisar to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $992 in Ubud, Bali versus $515 in Afyonkarahisar. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $305 in Ubud, Bali versus $665 in Afyonkarahisar. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 27% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,058 in Afyonkarahisar versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Afyonkarahisar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Afyonkarahisar the clear choice for anyone on this budget.

Both work as nomad bases, but Afyonkarahisar delivers better value – similar infrastructure at $1,058 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Afyonkarahisar hard to pass up.

Safety-wise, Ubud, Bali and Afyonkarahisar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Afyonkarahisar gentler on the wallet – expenses run 33% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.