Cost of Living Comparison Between Ubud, Bali and Afyonkarahisar Cost of Living Comparison Between Ubud, Bali and Afyonkarahisar

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $1,056 in Afyonkarahisar.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,653 in Afyonkarahisar.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $2,250 in Afyonkarahisar.

Living in Ubud, Bali is roughly 34% more expensive than Afyonkarahisar, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Afyonkarahisar is 21% below.

Currency
🍽 Eating Out
Ubud, Bali
Afyonkarahisar
Difference
Meal at Budget Restaurant
$3.56 Rp 63.7K
$6.49 ₺298
-45.15%
Three-Course Dinner for Two, Mid-Range
$32.73 Rp 584.5K
$38.78 ₺1,782
-15.60%
Fast Food Meal (McDonalds, etc)
$4.95 Rp 88.4K
$6.77 ₺311
-26.88%
Cappuccino
$2.71 Rp 48.4K
$2.47 ₺113
9.72%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 24.0K
$0.66 ₺30.19
103.03%
Water (0.33 liter bottle)
$0.70 Rp 12.5K
$0.31 ₺14.33
125.81%
Local Beer (0.5 liter draught)
$2.92 Rp 52.1K
$1.61 ₺74.1
81.37%
Imported Beer (0.33 liter bottle)
$3.96 Rp 70.7K
$2.35 ₺108
68.51%
🛒 Groceries & Markets
Ubud, Bali
Afyonkarahisar
Difference
Milk (1 liter)
$1.81 Rp 32.3K
$1.01 ₺46.20
79.21%
White Bread (500g)
$2.52 Rp 45.0K
$0.86 ₺39.73
193.02%
Rice (white) (1kg)
$1.16 Rp 20.7K
$2.24 ₺103
-48.21%
Eggs
$2.46 Rp 43.9K
$2.21 ₺102
11.31%
Local Cheese (1kg)
$14.71 Rp 262.7K
$10.86 ₺499
35.45%
Chicken Fillets (1kg)
$4.32 Rp 77.1K
$6.25 ₺287
-30.88%
Beef Round Steak (1kg)
$12.14 Rp 216.7K
$18.15 ₺834
-33.11%
Apples (1kg)
$3.84 Rp 68.6K
$1.19 ₺54.8
222.69%
Banana (1kg)
$1.56 Rp 27.8K
$2.09 ₺96.2
-25.36%
Oranges (1kg)
$2.83 Rp 50.6K
$1.10 ₺50.7
157.27%
Tomato (1kg)
$2.33 Rp 41.5K
$1.26 ₺57.8
84.92%
Potato (1kg)
$1.91 Rp 34.2K
$0.69 ₺31.67
176.81%
Onion (1kg)
$2.20 Rp 39.3K
$0.53 ₺24.40
315.09%
Lettuce (1 head)
$1.01 Rp 18.1K
$0.88 ₺40.23
14.77%
Water (1.5 liter bottle)
$0.78 Rp 13.8K
$0.37 ₺16.88
110.81%
Cigarettes 20 Pack (Marlboro, Camel)
$3.32 Rp 59.2K
$2.17 ₺99.5
53.00%
Wine (Bottle)
$23.74 Rp 423.9K
$10.97 ₺504
116.41%
Local Beer (0.5 liter bottle)
$2.79 Rp 49.8K
$2.13 ₺97.9
30.99%
Imported Beer (0.33 liter bottle)
$2.86 Rp 51.1K
$2.88 ₺132
-0.69%
🚌 Getting Around
Ubud, Bali
Afyonkarahisar
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,800
$0.63 ₺29.09
-57.14%
Public Transport Monthly Pass (Regular Price)
$8.03 Rp 143.4K
$30.86 ₺1,418
-73.98%
Taxi Start (Normal Tariff)
$0.46 Rp 8,150
$0.74 ₺33.83
-37.84%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,037
$0.62 ₺28.44
-27.42%
Taxi 1hour Waiting (Normal Tariff)
$6.10 Rp 108.9K
$5.76 ₺265
5.90%
Gasoline (1 liter)
$0.79 Rp 14.2K
$1.24 ₺57.1
-36.29%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K Rp 467.0M
$66.2K ₺3.0M
-60.52%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1K Rp 573.6M
$54.9K ₺2.5M
-41.48%
🧾 Monthly Utilities & Internet
Ubud, Bali
Afyonkarahisar
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.9 Rp 1.4M
$74.5 ₺3,421
7.37%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 72.6K
$9.90 ₺455
-58.99%
Internet (50+ Mbps, Unlimited Data)
$23.52 Rp 420.0K
$13.74 ₺631
71.18%
🎉 Sport & Entertainment
Ubud, Bali
Afyonkarahisar
Difference
Gym Membership (Monthly)
$98.7 Rp 1.8M
$43.50 ₺1,999
126.90%
Tennis Court (1 Hour on Weekend)
$6.63 Rp 118.4K
-
-
Cinema Ticket
$4.15 Rp 74.1K
$5.82 ₺267
-28.69%
🧸 Childcare & Education
Ubud, Bali
Afyonkarahisar
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.4M
$658 ₺30.2K
-53.78%
International Primary School, 1 Child (Yearly)
$6,613 Rp 118.1M
$10.7K ₺491.2K
-38.14%
👕👟 Clothing & Footwear
Ubud, Bali
Afyonkarahisar
Difference
Jeans (Levis 501 Or Similar)
$55.5 Rp 991.8K
$57.8 ₺2,655
-3.89%
Summer Dress (H&M, Zara, etc)
$38.31 Rp 684.1K
$35.79 ₺1,645
7.04%
Sport Shoes (Adidas, Nike)
$88.6 Rp 1.6M
$104 ₺4,776
-14.77%
Men's Leather Business Shoes
$77.9 Rp 1.4M
$78.7 ₺3,614
-1.00%
🏠 Accommodation & Living
Ubud, Bali
Afyonkarahisar
Difference
1-bedroom Apartment, City Center (Monthly)
$1,006 Rp 18.0M
$503 ₺23.1K
100.06%
1-bedroom Apartment, Outside City Center (Monthly)
$675 Rp 12.1M
$391 ₺18.0K
72.71%
3-bedroom Apartment, City Center (Monthly)
$3,442 Rp 61.5M
$875 ₺40.2K
293.24%
3-bedroom Apartment, Outside City Center (Monthly)
$2,039 Rp 36.4M
$703 ₺32.3K
189.98%
Buy Apartment in City Center (m2)
$2,841 Rp 50.7M
$1,454 ₺66.8K
95.43%
Buy Apartment Outside City Center (m2)
$2,264 Rp 40.4M
$1,002 ₺46.0K
125.93%
💵 Salaries & Financials
Ubud, Bali
Afyonkarahisar
Difference
Average Monthly Net Salary (After Tax)
$165 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
30.12
-55.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Afyonkarahisar: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $503 in Afyonkarahisar. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $39.00 in Afyonkarahisar. Groceries flip the comparison at $302 vs $233, with Afyonkarahisar cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Afyonkarahisar: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Afyonkarahisar?
Afyonkarahisar wins on cost – living expenses run 34% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Afyonkarahisar the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali vs Afyonkarahisar?
You'd need roughly $2,129 in Ubud, Bali and $1,584 in Afyonkarahisar to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ubud, Bali vs Afyonkarahisar?
Rent for a central apartment: $1,006 in Ubud, Bali versus $503 in Afyonkarahisar. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and Afyonkarahisar?
Childcare runs $304 in Ubud, Bali versus $658 in Afyonkarahisar. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or Afyonkarahisar?
Supermarket bills run roughly 29% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Ubud, Bali or Afyonkarahisar?
At $1,056 in Afyonkarahisar versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Afyonkarahisar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Afyonkarahisar the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Afyonkarahisar?
Both work as nomad bases, but Afyonkarahisar delivers better value – similar infrastructure at $1,056 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Afyonkarahisar hard to pass up.
How safe is Ubud, Bali compared to Afyonkarahisar?
Safety-wise, Ubud, Bali and Afyonkarahisar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Afyonkarahisar gentler on the wallet – expenses run 34% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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