Cost of Living Comparison Between Ubud, Bali and Afyonkarahisar Cost of Living Comparison Between Ubud, Bali and Afyonkarahisar

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,039 in Afyonkarahisar.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,610 in Afyonkarahisar.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $2,182 in Afyonkarahisar.

Living in Ubud, Bali is roughly 32% more expensive than in Afyonkarahisar, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Afyonkarahisar is 24% below.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$8.33 ₺406

-58.70%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.5K

$31.29 ₺1,526

16.04%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.3K

$7.05 ₺344

-19.01%

Cappuccino

$2.67 Rp 47.4K

$3.44 ₺168

-22.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.1K

$0.97 ₺47.26

80.41%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.38 ₺18.45

128.95%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$2.29 ₺112

28.82%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

$3.07 ₺150

47.23%

Milk (1 liter)

$1.62 Rp 28.7K

$1.00 ₺48.59

62.00%

White Bread (500g)

$2.33 Rp 41.4K

$0.83 ₺40.26

180.72%

Rice (white) (1kg)

$1.11 Rp 19.7K

$2.19 ₺107

-49.32%

Eggs

$2.20 Rp 39.1K

$2.32 ₺113

-5.17%

Local Cheese (1kg)

$17.69 Rp 314.0K

$10.10 ₺493

75.15%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$5.25 ₺256

-21.90%

Beef Round Steak (1kg)

$12.18 Rp 216.1K

$19.36 ₺945

-37.09%

Apples (1kg)

$3.71 Rp 65.8K

$1.76 ₺85.8

110.80%

Banana (1kg)

$1.59 Rp 28.2K

$1.94 ₺94.4

-18.04%

Oranges (1kg)

$2.28 Rp 40.5K

$1.04 ₺50.7

119.23%

Tomato (1kg)

$1.95 Rp 34.7K

$1.31 ₺63.8

48.85%

Potato (1kg)

$1.91 Rp 33.8K

$0.58 ₺28.06

229.31%

Onion (1kg)

$2.33 Rp 41.4K

$0.42 ₺20.28

454.76%

Lettuce (1 head)

$1.01 Rp 17.9K

$0.75 ₺36.78

34.67%

Water (1.5 liter bottle)

$0.55 Rp 9,795

$0.72 ₺35.16

-23.61%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$2.11 ₺103

5.69%

Wine (Bottle)

$23.07 Rp 409.5K

$12.56 ₺613

83.68%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$2.06 ₺101

17.48%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

$2.06 ₺100

45.63%

One-way Ticket (Public Transport)

$0.27 Rp 4,825

$0.69 ₺33.71

-60.87%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

$33.82 ₺1,650

-73.45%

Taxi Start (Normal Tariff)

$0.48 Rp 8,586

$1.05 ₺51.1

-54.29%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,697

$0.90 ₺43.78

-52.22%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$7.27 ₺355

-22.42%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.23 ₺60.1

-34.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.7M

$42.9K ₺2.1M

-41.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.8M

$40.7K ₺2.0M

-22.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$81.2 ₺3,963

0.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$11.26 ₺549

-42.36%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.1K

$13.47 ₺657

39.35%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$52.1 ₺2,540

9.24%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.4K

Cinema Ticket

$4.54 Rp 80.5K

$6.07 ₺296

-25.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$575 ₺28.0K

-16.37%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.4M

$11.7K ₺570.0K

-51.13%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.9K

$43.58 ₺2,126

4.45%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.9K

$35.33 ₺1,724

1.56%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$82.9 ₺4,045

-3.04%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$99.6 ₺4,858

-21.01%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$410 ₺20.0K

171.62%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$309 ₺15.1K

125.94%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$763 ₺37.2K

376.41%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$579 ₺28.3K

199.94%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$1,321 ₺64.4K

110.84%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$1,048 ₺51.1K

118.55%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

42.67

-67.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Afyonkarahisar: September 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $410 in Afyonkarahisar. Housing cost is often the main lever when comparing two cities.

Dining out: $36.00 in Ubud, Bali vs $31.00 in Afyonkarahisar for a mid-range dinner for two. Groceries echo the gap at $295 vs $236 per month, with Afyonkarahisar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Afyonkarahisar: Cost of Living - Frequently Asked Questions

Afyonkarahisar wins on cost – living expenses run 32% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Afyonkarahisar the obvious pick if budget is a priority.

You'd need roughly $2,052 in Ubud, Bali and $1,558 in Afyonkarahisar to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,115 in Ubud, Bali versus $410 in Afyonkarahisar. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $481 in Ubud, Bali versus $575 in Afyonkarahisar. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 25% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,039 in Afyonkarahisar versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Afyonkarahisar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Afyonkarahisar the clear choice for anyone on this budget.

Both work as nomad bases, but Afyonkarahisar delivers better value – similar infrastructure at $1,039 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Afyonkarahisar hard to pass up.

Safety-wise, Ubud, Bali and Afyonkarahisar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Afyonkarahisar gentler on the wallet – expenses run 32% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.