Last update: Oct 2026

Cost of Living Comparison Between Ada, OK and Chicago, IL

For one person, living is cheaper in Ada, OK: $1,734 a month against $3,139 in Chicago, IL, rent and utilities included – about $16,900 less a year. Rent and utilities account for most of the difference.

85

Cost of Living Index in Ada, OK
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Ada, OK Living Index
152

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index

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Ada, OK

🇺🇸 United States

$1,734

/mo nomad

Chicago, IL

🇺🇸 United States

$3,139

/mo nomad

Monthly Cost of Living

How much you'll spend in Ada, OK and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ada, OK and in Chicago, IL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,734 in Ada, OK versus $3,185 in Chicago, IL.

Ada, OK $1,734
Chicago, IL $3,185

Estimated couple costs with rent: $2,592 in Ada, OK versus $4,631 in Chicago, IL.

Ada, OK $2,592
Chicago, IL $4,631

Monthly costs for a family of three with rent: $3,449 in Ada, OK versus $6,077 in Chicago, IL.

Ada, OK $3,449
Chicago, IL $6,077

Living in Ada, OK costs roughly 46% less than in Chicago, IL, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Ada, OK 28% above, Chicago, IL 135% above.

Meal at Budget Restaurant

$18.18 $18.18

$20.65 $20.65

-11.96%

Three-Course Dinner for Two, Mid-Range

$50.8 $50.8

$90.2 $90.2

-43.66%

Fast Food Meal (McDonalds, etc)

$11.92 $11.92

$12.94 $12.94

-7.88%

Cappuccino

$4.10 $4.10

$5.60 $5.60

-26.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.43 $2.43

$2.64 $2.64

-7.95%

Water (0.33 liter bottle)

$1.96 $1.96

$2.27 $2.27

-13.66%

Local Beer (0.5 liter draught)

$3.06 $3.06

$6.98 $6.98

-56.16%

Imported Beer (0.33 liter bottle)

$4.44 $4.44

$8.83 $8.83

-49.72%

Milk (1 liter)

$0.92 $0.92

$1.27 $1.27

-27.56%

White Bread (500g)

$3.23 $3.23

$3.80 $3.80

-15.00%

Rice (white) (1kg)

$3.44 $3.44

$5.30 $5.30

-35.09%

Eggs

$3.70 $3.70

$4.76 $4.76

-22.27%

Local Cheese (1kg)

$6.43 $6.43

$13.96 $13.96

-53.94%

Chicken Fillets (1kg)

$11.61 $11.61

$14.61 $14.61

-20.53%

Beef Round Steak (1kg)

$20.40 $20.40

$18.77 $18.77

8.68%

Apples (1kg)

$4.76 $4.76

$5.19 $5.19

-8.29%

Banana (1kg)

$1.62 $1.62

$1.98 $1.98

-18.18%

Oranges (1kg)

$3.56 $3.56

$3.93 $3.93

-9.41%

Tomato (1kg)

$4.57 $4.57

$4.96 $4.96

-7.86%

Potato (1kg)

$1.42 $1.42

$2.76 $2.76

-48.55%

Onion (1kg)

$1.62 $1.62

$2.76 $2.76

-41.30%

Lettuce (1 head)

$1.65 $1.65

$2.22 $2.22

-25.68%

Water (1.5 liter bottle)

$0.98 $0.98

$2.98 $2.98

-67.11%

Cigarettes 20 Pack (Marlboro, Camel)

$6.10 $6.10

$14.02 $14.02

-56.49%

Wine (Bottle)

$15.10 $15.10

$15.28 $15.28

-1.18%

Local Beer (0.5 liter bottle)

$2.05 $2.05

$2.58 $2.58

-20.54%

Imported Beer (0.33 liter bottle)

$3.28 $3.28

$3.50 $3.50

-6.29%

One-way Ticket (Public Transport)

$2.47 $2.47

Public Transport Monthly Pass (Regular Price)

$74.8 $74.8

Taxi Start (Normal Tariff)

$3.05 $3.05

$3.34 $3.34

-8.68%

Taxi (Normal Tariff) (1km)

$1.70 $1.70

$1.43 $1.43

18.88%

Taxi 1hour Waiting (Normal Tariff)

$24.24 $24.24

$24.32 $24.32

-0.33%

Gasoline (1 liter)

$0.85 $0.85

$1.26 $1.26

-32.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.3K $36.3K

$35.0K $35.0K

3.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K $25.6K

$26.1K $26.1K

-1.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$211 $211

$193 $193

9.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$79.5 $79.5

$68.3 $68.3

16.44%

Internet (50+ Mbps, Unlimited Data)

$81.4 $81.4

$61.3 $61.3

32.71%

Gym Membership (Monthly)

$34.77 $34.77

$54.1 $54.1

-35.75%

Tennis Court (1 Hour on Weekend)

$27.92 $27.92

Cinema Ticket

$11.66 $11.66

$17.74 $17.74

-34.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,906 $1,906

$1,652 $1,652

15.41%

International Primary School, 1 Child (Yearly)

$27.9K $27.9K

$31.1K $31.1K

-10.21%

Jeans (Levis 501 Or Similar)

$44.17 $44.17

$66.1 $66.1

-33.15%

Summer Dress (H&M, Zara, etc)

$49.09 $49.09

$51.2 $51.2

-4.20%

Sport Shoes (Adidas, Nike)

$91.2 $91.2

$100 $100

-8.94%

Men's Leather Business Shoes

$106 $106

$141 $141

-24.74%

1-bedroom Apartment, City Center (Monthly)

$636 $636

$2,446 $2,446

-74.00%

1-bedroom Apartment, Outside City Center (Monthly)

$538 $538

$1,678 $1,678

-67.93%

3-bedroom Apartment, City Center (Monthly)

$1,017 $1,017

$4,717 $4,717

-78.45%

3-bedroom Apartment, Outside City Center (Monthly)

$947 $947

$2,795 $2,795

-66.14%

Buy Apartment in City Center (m2)

$1,461 $1,461

$4,105 $4,105

-64.41%

Buy Apartment Outside City Center (m2)

$1,435 $1,435

$2,650 $2,650

-45.86%

Average Monthly Net Salary (After Tax)

$4,866 $4,866

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

6.81

-2.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ada, OK: October 19, 2026

Last update for Chicago, IL: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ada, OK

$538 31%

Chicago, IL

$1.7K 53.5% 212% $1.1K

Monthly Utilities & Internet

Ada, OK

$372 21.4%

Chicago, IL

$322 10.3% 13.3% $49

Groceries & Markets

Ada, OK

$352 20.3%

Chicago, IL

$449 14.3% 27.7% $97

Eating Out

Ada, OK

$272 15.7%

Chicago, IL

$343 10.9% 26.2% $71

Clothing & Footwear

Ada, OK

$131 7.5%

Chicago, IL

$161 5.1% 23.4% $31

Sport & Entertainment

Ada, OK

$58 3.4%

Chicago, IL

$90 2.9% 54.2% $31

Getting Around

Ada, OK

$12 * 0.7%

Chicago, IL

$95 3% 724% $84

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $636 in Ada, OK and $2,383 in Chicago, IL. Housing cost is often the main lever when comparing two cities.

Dining out: $51.0 in Ada, OK vs $89.0 in Chicago, IL for a mid-range dinner for two. Groceries echo the gap at $352 vs $451 per month, with Ada, OK cheaper across the board.

Good to know

🇺🇸 Ada, OK

🇺🇸 Chicago, IL

🕒 Local time

05:19 5:19 AM

Same time as Ada, OK

🌤 Weather

👥 Population

17,000

2,746,388

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Ada, OK Chicago, IL 1,120 km ≈ 2 h nonstop flight

From you

Ada, OK
Chicago, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ada, OK vs Chicago, IL: Cost of Living - Frequently Asked Questions

Ada, OK and Chicago, IL differ by about 84% in total monthly costs ($1,734 vs $3,185 including rent). Ada, OK is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,601 in Ada, OK and $4,777 in Chicago, IL to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $636 in Ada, OK versus $2,383 in Chicago, IL. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 28% higher in Chicago, IL. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,734 per month in Ada, OK versus $3,185 in Chicago, IL – a 84% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,734 in Ada, OK versus $3,185 in Chicago, IL, a $3,000 budget is realistic in Ada, OK but tight or insufficient in Chicago, IL. The gap between the two cities makes Ada, OK the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ada, OK gentler on the wallet – expenses run 84% less than in Chicago, IL. Beyond cost, consider language, visa policies, and how big the international community is in each city.