Cost of Living Comparison Between Chicago, IL and Ada, OK Cost of Living Comparison Between Chicago, IL and Ada, OK

Monthly Cost of Living

Monthly costs for one person with rent: $3,077 in Chicago, IL versus $2,485 in Ada, OK.

Estimated couple costs with rent: $4,628 in Chicago, IL versus $3,579 in Ada, OK.

Monthly costs for a family of three with rent: $6,179 in Chicago, IL versus $4,672 in Ada, OK.

Living in Chicago, IL is roughly 24% more expensive than Ada, OK, driven mainly by Eating Out.

Both cities are pricier than the global median: Chicago, IL 130% above, Ada, OK 85% above.

Meal at Budget Restaurant

$20.91 $20.91

$11.92 $11.92

75.42%

Three-Course Dinner for Two, Mid-Range

$98.1 $98.1

$60.3 $60.3

62.71%

Fast Food Meal (McDonalds, etc)

$11.86 $11.86

$12.05 $12.05

-1.58%

Cappuccino

$5.60 $5.60

$4.60 $4.60

21.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.07 $3.07

$1.88 $1.88

63.30%

Water (0.33 liter bottle)

$2.47 $2.47

$1.22 $1.22

102.46%

Local Beer (0.5 liter draught)

$7.14 $7.14

$2.92 $2.92

144.52%

Imported Beer (0.33 liter bottle)

$8.08 $8.08

$4.89 $4.89

65.24%

Milk (1 liter)

$1.05 $1.05

$0.87 $0.87

20.69%

White Bread (500g)

$4.11 $4.11

$2.80 $2.80

46.79%

Rice (white) (1kg)

$5.61 $5.61

$3.82 $3.82

46.86%

Eggs

$4.51 $4.51

$3.35 $3.35

34.63%

Local Cheese (1kg)

$14.27 $14.27

$8.70 $8.70

64.02%

Chicken Fillets (1kg)

$14.89 $14.89

$9.24 $9.24

61.15%

Beef Round Steak (1kg)

$19.19 $19.19

$14.68 $14.68

30.72%

Apples (1kg)

$5.14 $5.14

$4.86 $4.86

5.76%

Banana (1kg)

$1.77 $1.77

$1.50 $1.50

18.00%

Oranges (1kg)

$4.39 $4.39

$3.35 $3.35

31.04%

Tomato (1kg)

$4.56 $4.56

$4.08 $4.08

11.76%

Potato (1kg)

$2.54 $2.54

$1.11 $1.11

128.83%

Onion (1kg)

$2.75 $2.75

$1.07 $1.07

157.01%

Lettuce (1 head)

$2.42 $2.42

$0.98 $0.98

146.94%

Water (1.5 liter bottle)

$2.62 $2.62

$2.04 $2.04

28.43%

Cigarettes 20 Pack (Marlboro, Camel)

$14.92 $14.92

$8.21 $8.21

81.73%

Wine (Bottle)

$14.80 $14.80

$15.68 $15.68

-5.61%

Local Beer (0.5 liter bottle)

$2.46 $2.46

$1.92 $1.92

28.13%

Imported Beer (0.33 liter bottle)

$3.73 $3.73

$4.52 $4.52

-17.48%

One-way Ticket (Public Transport)

$2.48 $2.48

$5.06 $5.06

-50.99%

Public Transport Monthly Pass (Regular Price)

$75.4 $75.4

Taxi Start (Normal Tariff)

$3.18 $3.18

$3.05 $3.05

4.26%

Taxi (Normal Tariff) (1km)

$1.42 $1.42

$1.77 $1.77

-19.77%

Taxi 1hour Waiting (Normal Tariff)

$24.94 $24.94

$24.22 $24.22

2.97%

Gasoline (1 liter)

$1.06 $1.06

$0.81 $0.81

30.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.9K $31.9K

$24.2K $24.2K

31.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$26.5K $26.5K

-1.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$185 $185

$230 $230

-19.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.7 $61.7

$50.7 $50.7

21.78%

Internet (50+ Mbps, Unlimited Data)

$66.9 $66.9

$79.2 $79.2

-15.45%

Gym Membership (Monthly)

$75.2 $75.2

$35.05 $35.05

114.47%

Tennis Court (1 Hour on Weekend)

$13.08 $13.08

Cinema Ticket

$14.71 $14.71

$11.41 $11.41

28.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,020 $2,020

$1,863 $1,863

8.45%

International Primary School, 1 Child (Yearly)

$39.4K $39.4K

$23.7K $23.7K

65.95%

Jeans (Levis 501 Or Similar)

$64.6 $64.6

$29.56 $29.56

118.57%

Summer Dress (H&M, Zara, etc)

$52.5 $52.5

$45.55 $45.55

15.15%

Sport Shoes (Adidas, Nike)

$97.8 $97.8

$73.2 $73.2

33.56%

Men's Leather Business Shoes

$148 $148

$104 $104

41.85%

1-bedroom Apartment, City Center (Monthly)

$2,313 $2,313

$811 $811

185.04%

1-bedroom Apartment, Outside City Center (Monthly)

$1,590 $1,590

$1,342 $1,342

18.50%

3-bedroom Apartment, City Center (Monthly)

$4,608 $4,608

$1,909 $1,909

141.44%

3-bedroom Apartment, Outside City Center (Monthly)

$2,779 $2,779

$2,444 $2,444

13.70%

Buy Apartment in City Center (m2)

$3,922 $3,922

$1,515 $1,515

158.86%

Buy Apartment Outside City Center (m2)

$2,613 $2,613

$1,491 $1,491

75.22%

Average Monthly Net Salary (After Tax)

$5,217 $5,217

$1,570 $1,570

232.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

6.5

1.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: May 30, 2026

Last update for Ada, OK: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,313 in Chicago, IL and $811 in Ada, OK. Housing cost is often the main lever when comparing two cities.

Chicago, IL pays 232% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $98.0 in Chicago, IL vs $60.0 in Ada, OK for a mid-range dinner for two. Groceries echo the gap at $447 vs $333 per month, with Ada, OK cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Ada, OK: Cost of Living - Frequently Asked Questions

Chicago, IL and Ada, OK differ by about 24% in total monthly costs ($3,077 vs $2,485 including rent). Ada, OK is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Chicago, IL pays 232% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,313 in Chicago, IL versus $811 in Ada, OK. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 34% higher in Chicago, IL. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $3,077 per month in Chicago, IL versus $2,485 in Ada, OK – a 24% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,485 in Ada, OK versus $3,077 in Chicago, IL, a $3,000 budget is realistic in Ada, OK but tight or insufficient in Chicago, IL. The gap between the two cities makes Ada, OK the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ada, OK gentler on the wallet – expenses run 24% less than in Chicago, IL. Beyond cost, consider language, visa policies, and how big the international community is in each city.