Last update: Oct 2026

Cost of Living Comparison Between Accra and Austin, TX

For one person, living is cheaper in Accra: $1,073 a month against $2,704 in Austin, TX, rent and utilities included – about $19,600 less a year. Rent and utilities account for most of the difference.

52

Cost of Living Index in Accra
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Accra Living Index
129

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Accra

🇬🇭 Ghana

$1,073

/mo nomad

Austin, TX

🇺🇸 United States

$2,704

/mo nomad

Monthly Cost of Living

How much you'll spend in Accra and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Accra and in Austin, TX actually costs, broken down by who's living it.

A single person spends $1,073 per month in Accra vs $2,704 in Austin, TX, rent included.

Accra $1,073
Austin, TX $2,704

A couple spends around $1,700 per month in Accra vs $4,133 in Austin, TX, rent included.

Accra $1,700
Austin, TX $4,133

A family of three spends $2,327 per month in Accra vs $5,562 in Austin, TX, rent included.

Accra $2,327
Austin, TX $5,562

Accra is about 60% cheaper than Austin, TX, and outside of rent the biggest gap is in eating out.

Accra sits 20% below the global median, while Austin, TX is 102% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.11 GHS 95.1

$20.22 $20.22

-59.89%

Three-Course Dinner for Two, Mid-Range

$51.8 GHS 608

$85.0 $85.0

-39.06%

Fast Food Meal (McDonalds, etc)

$10.46 GHS 123

$12.35 $12.35

-15.30%

Cappuccino

$4.51 GHS 52.9

$5.47 $5.47

-17.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 GHS 18.10

$3.82 $3.82

-59.69%

Water (0.33 liter bottle)

$0.45 GHS 5.24

$2.50 $2.50

-82.00%

Local Beer (0.5 liter draught)

$1.86 GHS 21.84

$8.06 $8.06

-76.92%

Imported Beer (0.33 liter bottle)

$2.24 GHS 26.29

$8.99 $8.99

-75.08%

Milk (1 liter)

$3.61 GHS 42.37

$1.13 $1.13

219.47%

White Bread (500g)

$1.59 GHS 18.64

$3.78 $3.78

-57.94%

Rice (white) (1kg)

$3.19 GHS 37.42

$3.25 $3.25

-1.85%

Eggs

$2.58 GHS 30.24

$4.14 $4.14

-37.68%

Local Cheese (1kg)

$11.93 GHS 140

$13.08 $13.08

-8.79%

Chicken Fillets (1kg)

$7.02 GHS 82.3

$14.31 $14.31

-50.94%

Beef Round Steak (1kg)

$9.91 GHS 116

$15.96 $15.96

-37.91%

Apples (1kg)

$3.69 GHS 43.24

$4.38 $4.38

-15.75%

Banana (1kg)

$1.40 GHS 16.41

$1.45 $1.45

-3.45%

Oranges (1kg)

$1.78 GHS 20.85

$4.54 $4.54

-60.79%

Tomato (1kg)

$3.68 GHS 43.12

$4.19 $4.19

-12.17%

Potato (1kg)

$2.64 GHS 31.00

$2.63 $2.63

0.38%

Onion (1kg)

$2.62 GHS 30.68

$2.36 $2.36

11.02%

Lettuce (1 head)

$0.76 GHS 8.86

$1.76 $1.76

-56.82%

Water (1.5 liter bottle)

$0.59 GHS 6.97

$2.16 $2.16

-72.69%

Cigarettes 20 Pack (Marlboro, Camel)

$2.50 GHS 29.32

$9.81 $9.81

-74.52%

Wine (Bottle)

$7.33 GHS 86.0

$14.72 $14.72

-50.20%

Local Beer (0.5 liter bottle)

$1.28 GHS 14.99

$2.78 $2.78

-53.96%

Imported Beer (0.33 liter bottle)

$2.29 GHS 26.89

$3.48 $3.48

-34.20%

One-way Ticket (Public Transport)

$1.47 GHS 17.28

$1.49 $1.49

-1.34%

Public Transport Monthly Pass (Regular Price)

$40.26 GHS 472

$40.51 $40.51

-0.62%

Taxi Start (Normal Tariff)

$1.72 GHS 20.23

$2.67 $2.67

-35.58%

Taxi (Normal Tariff) (1km)

$1.25 GHS 14.70

$1.58 $1.58

-20.89%

Taxi 1hour Waiting (Normal Tariff)

$4.16 GHS 48.79

$35.29 $35.29

-88.21%

Gasoline (1 liter)

$1.28 GHS 15.06

$0.99 $0.99

29.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,061 GHS 94.6K

$35.8K $35.8K

-77.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,921 GHS 116.4K

$27.2K $27.2K

-63.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$74.8 GHS 877

$219 $219

-65.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.90 GHS 222

$58.0 $58.0

-67.41%

Internet (50+ Mbps, Unlimited Data)

$41.82 GHS 491

$68.4 $68.4

-38.82%

Gym Membership (Monthly)

$71.6 GHS 840

$57.9 $57.9

23.63%

Tennis Court (1 Hour on Weekend)

$18.07 GHS 212

$14.82 $14.82

21.93%

Cinema Ticket

$12.59 GHS 148

$14.13 $14.13

-10.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$470 GHS 5,510

$1,509 $1,509

-68.87%

International Primary School, 1 Child (Yearly)

$18.6K GHS 218.4K

$21.5K $21.5K

-13.25%

Jeans (Levis 501 Or Similar)

$14.28 GHS 167

$51.7 $51.7

-72.36%

Summer Dress (H&M, Zara, etc)

$18.36 GHS 215

$44.05 $44.05

-58.32%

Sport Shoes (Adidas, Nike)

$36.02 GHS 423

$85.1 $85.1

-57.67%

Men's Leather Business Shoes

$52.4 GHS 615

$105 $105

-50.23%

1-bedroom Apartment, City Center (Monthly)

$691 GHS 8,109

$1,932 $1,932

-64.22%

1-bedroom Apartment, Outside City Center (Monthly)

$280 GHS 3,286

$1,272 $1,272

-77.99%

3-bedroom Apartment, City Center (Monthly)

$1,092 GHS 12.8K

$3,670 $3,670

-70.25%

3-bedroom Apartment, Outside City Center (Monthly)

$467 GHS 5,480

$2,525 $2,525

-81.50%

Buy Apartment in City Center (m2)

$2,799 GHS 32.8K

$7,617 $7,617

-63.26%

Buy Apartment Outside City Center (m2)

$1,424 GHS 16.7K

$3,199 $3,199

-55.49%

Average Monthly Net Salary (After Tax)

$175 GHS 2,048

$5,105 $5,105

-96.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

26.75

6.79

293.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Accra: October 4, 2026

Last update for Austin, TX: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Accra

$280 26.2%

Austin, TX

$1.3K 48.2% 354% $992

Groceries & Markets

Accra

$277 25.9%

Austin, TX

$403 15.3% 45.5% $126

Eating Out

Accra

$172 16.1%

Austin, TX

$348 13.2% 102% $176

Monthly Utilities & Internet

Accra

$135 12.7%

Austin, TX

$346 13.1% 155% $210

Sport & Entertainment

Accra

$97 9%

Austin, TX

$86 3.3% 10.9% $11

Clothing & Footwear

Accra

$54 5.1%

Austin, TX

$129 4.9% 136% $74

Getting Around

Accra

$54 5.1%

Austin, TX

$57 2.2% 5.3% $2.9

Cost Breakdown

A central one-bedroom costs $691 in Accra versus $1,932 in Austin, TX. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2824% higher in Austin, TX, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $52.0 in Accra versus $85.0 in Austin, TX. Monthly groceries follow the same trend: $277 vs $403 – making Accra the more affordable choice for daily food spending.

Good to know

🇬🇭 Accra

🇺🇸 Austin, TX

🕒 Local time

01:56 1:56 AM

20:56 8:56 PM

5 h behind Accra

🌤 Weather

👥 Population

2,388,000 Capital

974,447

💱 Currency

Ghanaian Cedi GHS ₵

United States Dollar USD $

📈 Exchange rate

100 GHS = 8.53 USD

100 GHS = 7.6 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to GHS – Ghanaian Cedi Converter

🇺🇸 United States Dollar ($)

🇬🇭 Ghanaian Cedi (₵)

Ghanaian Cedi exchange rates as of October 10, 2026: 1 USD = 11.73 GHS (100 GHS = 8.53 USD). 1 EUR = 13.16 GHS (100 GHS = 7.6 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to GHS in detail →

On the map

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Highest

Between locations

Accra Austin, TX 10,420 km ≈ 14 h nonstop flight

From you

Accra
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Accra vs Austin, TX: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,073 in Accra, $2,704 in Austin, TX – roughly 152% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,610 per month in Accra and $4,055 in Austin, TX. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Accra, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 45% more in Austin, TX, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $52.0 in Accra and $85.0 in Austin, TX. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Accra, where all-in costs run around $1,073, than in Austin, TX at $2,704. In Accra it covers expenses comfortably, while in Austin, TX it requires careful planning or may not stretch far enough.

Families tend to lean toward Accra – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Accra. If higher salaries, better infrastructure, or specific career opportunities are the priority, Austin, TX makes more sense. Both are solid long-term options with distinct trade-offs.