Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Accra

For one person, living is cheaper in Accra: $1,073 a month against $2,704 in Austin, TX, rent and utilities included – about $19,600 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
52

Cost of Living Index in Accra
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Accra Living Index

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Austin, TX

🇺🇸 United States

$2,704

/mo nomad

Accra

🇬🇭 Ghana

$1,073

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Accra

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Accra actually costs, broken down by who's living it.

A single person spends $2,704 per month in Austin, TX vs $1,073 in Accra, rent included.

Austin, TX $2,704
Accra $1,073

A couple spends around $4,133 per month in Austin, TX vs $1,700 in Accra, rent included.

Austin, TX $4,133
Accra $1,700

A family of three spends $5,562 per month in Austin, TX vs $2,327 in Accra, rent included.

Austin, TX $5,562
Accra $2,327

Austin, TX costs about 152% more than Accra, and outside of rent the biggest gap is in eating out.

Austin, TX sits 102% above the global median, while Accra is 20% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$20.22 $20.22

$8.11 GHS 95.1

149.32%

Three-Course Dinner for Two, Mid-Range

$85.0 $85.0

$51.8 GHS 608

64.09%

Fast Food Meal (McDonalds, etc)

$12.35 $12.35

$10.46 GHS 123

18.07%

Cappuccino

$5.47 $5.47

$4.51 GHS 52.9

21.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$1.54 GHS 18.10

148.05%

Water (0.33 liter bottle)

$2.50 $2.50

$0.45 GHS 5.24

455.56%

Local Beer (0.5 liter draught)

$8.06 $8.06

$1.86 GHS 21.84

333.33%

Imported Beer (0.33 liter bottle)

$8.99 $8.99

$2.24 GHS 26.29

301.34%

Milk (1 liter)

$1.13 $1.13

$3.61 GHS 42.37

-68.70%

White Bread (500g)

$3.78 $3.78

$1.59 GHS 18.64

137.74%

Rice (white) (1kg)

$3.25 $3.25

$3.19 GHS 37.42

1.88%

Eggs

$4.14 $4.14

$2.58 GHS 30.24

60.47%

Local Cheese (1kg)

$13.08 $13.08

$11.93 GHS 140

9.64%

Chicken Fillets (1kg)

$14.31 $14.31

$7.02 GHS 82.3

103.85%

Beef Round Steak (1kg)

$15.96 $15.96

$9.91 GHS 116

61.05%

Apples (1kg)

$4.38 $4.38

$3.69 GHS 43.24

18.70%

Banana (1kg)

$1.45 $1.45

$1.40 GHS 16.41

3.57%

Oranges (1kg)

$4.54 $4.54

$1.78 GHS 20.85

155.06%

Tomato (1kg)

$4.19 $4.19

$3.68 GHS 43.12

13.86%

Potato (1kg)

$2.63 $2.63

$2.64 GHS 31.00

-0.38%

Onion (1kg)

$2.36 $2.36

$2.62 GHS 30.68

-9.92%

Lettuce (1 head)

$1.76 $1.76

$0.76 GHS 8.86

131.58%

Water (1.5 liter bottle)

$2.16 $2.16

$0.59 GHS 6.97

266.10%

Cigarettes 20 Pack (Marlboro, Camel)

$9.81 $9.81

$2.50 GHS 29.32

292.40%

Wine (Bottle)

$14.72 $14.72

$7.33 GHS 86.0

100.82%

Local Beer (0.5 liter bottle)

$2.78 $2.78

$1.28 GHS 14.99

117.19%

Imported Beer (0.33 liter bottle)

$3.48 $3.48

$2.29 GHS 26.89

51.97%

One-way Ticket (Public Transport)

$1.49 $1.49

$1.47 GHS 17.28

1.36%

Public Transport Monthly Pass (Regular Price)

$40.51 $40.51

$40.26 GHS 472

0.62%

Taxi Start (Normal Tariff)

$2.67 $2.67

$1.72 GHS 20.23

55.23%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$1.25 GHS 14.70

26.40%

Taxi 1hour Waiting (Normal Tariff)

$35.29 $35.29

$4.16 GHS 48.79

748.32%

Gasoline (1 liter)

$0.99 $0.99

$1.28 GHS 15.06

-22.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

$8,061 GHS 94.6K

344.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K $27.2K

$9,921 GHS 116.4K

173.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$74.8 GHS 877

193.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.0 $58.0

$18.90 GHS 222

206.83%

Internet (50+ Mbps, Unlimited Data)

$68.4 $68.4

$41.82 GHS 491

63.46%

Gym Membership (Monthly)

$57.9 $57.9

$71.6 GHS 840

-19.11%

Tennis Court (1 Hour on Weekend)

$14.82 $14.82

$18.07 GHS 212

-17.99%

Cinema Ticket

$14.13 $14.13

$12.59 GHS 148

12.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,509 $1,509

$470 GHS 5,510

221.25%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$18.6K GHS 218.4K

15.27%

Jeans (Levis 501 Or Similar)

$51.7 $51.7

$14.28 GHS 167

261.76%

Summer Dress (H&M, Zara, etc)

$44.05 $44.05

$18.36 GHS 215

139.92%

Sport Shoes (Adidas, Nike)

$85.1 $85.1

$36.02 GHS 423

136.23%

Men's Leather Business Shoes

$105 $105

$52.4 GHS 615

100.93%

1-bedroom Apartment, City Center (Monthly)

$1,932 $1,932

$691 GHS 8,109

179.49%

1-bedroom Apartment, Outside City Center (Monthly)

$1,272 $1,272

$280 GHS 3,286

354.26%

3-bedroom Apartment, City Center (Monthly)

$3,670 $3,670

$1,092 GHS 12.8K

236.15%

3-bedroom Apartment, Outside City Center (Monthly)

$2,525 $2,525

$467 GHS 5,480

440.46%

Buy Apartment in City Center (m2)

$7,617 $7,617

$2,799 GHS 32.8K

172.17%

Buy Apartment Outside City Center (m2)

$3,199 $3,199

$1,424 GHS 16.7K

124.64%

Average Monthly Net Salary (After Tax)

$5,105 $5,105

$175 GHS 2,048

2824.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

26.75

-74.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 5, 2026

Last update for Accra: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.2%

Accra

$280 26.2% 78% $992

Groceries & Markets

Austin, TX

$403 15.3%

Accra

$277 25.9% 31.3% $126

Eating Out

Austin, TX

$348 13.2%

Accra

$172 16.1% 50.5% $176

Monthly Utilities & Internet

Austin, TX

$346 13.1%

Accra

$135 12.7% 60.8% $210

Clothing & Footwear

Austin, TX

$129 4.9%

Accra

$54 5.1% 57.7% $74

Sport & Entertainment

Austin, TX

$86 3.3%

Accra

$97 9% 12.3% $11

Getting Around

Austin, TX

$57 2.2%

Accra

$54 5.1% 5% $2.9

Cost Breakdown

A central one-bedroom costs $1,932 in Austin, TX versus $691 in Accra. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2824% higher in Austin, TX, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $85.0 in Austin, TX versus $52.0 in Accra. Monthly groceries follow the same trend: $403 vs $277 – making Accra the more affordable choice for daily food spending.

Good to know

🇺🇸 Austin, TX

🇬🇭 Accra

🕒 Local time

21:48 9:48 PM

02:48 2:48 AM

5 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

2,388,000 Capital

💱 Currency

United States Dollar USD $

Ghanaian Cedi GHS ₵

📈 Exchange rate

1 USD = 0.892 EUR

100 GHS = 8.53 USD

100 GHS = 7.6 EUR

Exchange rates and currency converter

GHS, EUR to USD – United States Dollar Converter

🇬🇭 Ghanaian Cedi (₵)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Ghanaian Cedi exchange rates as of October 10, 2026: 1 USD = 11.73 GHS (100 GHS = 8.53 USD). 1 EUR = 13.16 GHS (100 GHS = 7.6 EUR).

GHS to USD in detail →

On the map

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Austin, TX Accra 10,420 km ≈ 14 h nonstop flight

From you

Austin, TX
Accra

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Accra: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,704 in Austin, TX, $1,073 in Accra – roughly 152% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $4,055 per month in Austin, TX and $1,610 in Accra. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Accra, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 45% more in Austin, TX, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $85.0 in Austin, TX and $52.0 in Accra. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Accra, where all-in costs run around $1,073, than in Austin, TX at $2,704. In Accra it covers expenses comfortably, while in Austin, TX it requires careful planning or may not stretch far enough.

Families tend to lean toward Accra – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Accra. If higher salaries, better infrastructure, or specific career opportunities are the priority, Austin, TX makes more sense. Both are solid long-term options with distinct trade-offs.