Cost of Living in Cergy - Updated Prices & Insights

38.43
Solo nomad: Estimated monthly costs are $887 (excluding rent), and $1,633 including rent.
Family of 3: Estimated monthly costs are $2,134 (excluding rent), and $3,396 including rent.
Currency
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$9.11 €7.86
$9.11 €7.86
$28.45 €24.56
Three-Course Dinner for Two, Mid-Range
$51.2 €44.2
$51.2 €44.2
$81.9 €70.7
Fast Food Meal (McDonalds, etc)
$9.11 €7.86
$9.11 €7.86
$13.66 €11.8
Cappuccino
$2.87 €2.47
$1.73 €1.49
$4.59 €3.96
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.4 €1.21
$1.4 €1.21
$4.67 €4.03
Water (0.33 liter bottle)
$2.07 €1.79
$1.14 €0.98
$2.83 €2.45
Local Beer (0.5 liter draught)
$5.24 €4.52
$5.24 €4.52
$9.3 €8.03
Imported Beer (0.33 liter bottle)
$5.82 €5.02
$4.65 €4.02
$6.98 €6.02
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.29 €1.11
$1.12 €0.97
$2.1 €1.82
White Bread (500g)
$1.8 €1.56
$0.95 €0.82
$3.53 €3.05
Rice (white) (1kg)
$2.83 €2.44
$1.7 €1.47
$6.8 €5.87
Eggs
$3.88 €3.35
$2.97 €2.56
$5.4 €4.66
Local Cheese (1kg)
$22.54 €19.46
$14.35 €12.39
$23.42 €20.22
Chicken Fillets (1kg)
$10.97 €9.47
$9.24 €7.98
$17.33 €14.96
Beef Round Steak (1kg)
$24.3 €20.98
$13.53 €11.69
$29.42 €25.4
Apples (1kg)
$3.37 €2.91
$1.79 €1.55
$5.64 €4.87
Banana (1kg)
$2.26 €1.95
$1.77 €1.53
$2.35 €2.03
Oranges (1kg)
$2.25 €1.94
$2.25 €1.94
$2.64 €2.28
Tomato (1kg)
$2.22 €1.92
$1.74 €1.5
$4.57 €3.95
Potato (1kg)
$1.97 €1.7
$1.18 €1.02
$2.71 €2.34
Onion (1kg)
$2.1 €1.82
$1.64 €1.41
$2.34 €2.02
Lettuce (1 head)
$1.54 €1.33
$1.15 €0.99
$2.28 €1.97
Water (1.5 liter bottle)
$0.64 €0.56
$0.21 €0.18
$2.22 €1.92
Cigarettes 20 Pack (Marlboro, Camel)
$13.12 €11.33
$13.12 €11.33
$14.26 €12.32
Wine (Bottle)
$5.78 €4.99
$5.78 €4.99
$9.24 €7.98
Local Beer (0.5 liter bottle)
$2.41 €2.08
$1.05 €0.91
$4.68 €4.04
Imported Beer (0.33 liter bottle)
$4.37 €3.77
$1.27 €1.1
$7.54 €6.51
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.95 €1.68
$1.72 €1.49
$2.18 €1.88
Public Transport Monthly Pass (Regular Price)
$48.01 €41.45
$34.09 €29.43
$51.1 €44.14
Taxi Start (Normal Tariff)
$4.48 €3.87
$3.36 €2.9
$5.61 €4.84
Taxi (Normal Tariff) (1km)
$1.55 €1.33
$1.55 €1.33
$1.93 €1.66
Taxi 1hour Waiting (Normal Tariff)
$31.96 €27.6
$31.96 €27.6
$31.96 €27.6
Gasoline (1 liter)
$2.01 €1.74
$1.91 €1.65
$2.27 €1.96
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.4K €32.3K
$36.9K €31.9K
$37.4K €32.3K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$37.5K €32.4K
$37.5K €32.4K
$39.1K €33.7K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$199 €172
$141 €121
$469 €405
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.5 €20.29
$9.38 €8.1
$37.49 €32.37
Internet (50+ Mbps, Unlimited Data)
$23.08 €19.92
$21.92 €18.93
$46.14 €39.84
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$37.69 €32.54
$23.2 €20.03
$46.39 €40.05
Cinema Ticket
$14.51 €12.53
$11.6 €10.02
$16.95 €14.63
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$559 €483
$171 €147
$796 €688
International Primary School, 1 Child (Yearly)
$8,734 €7,541
$8,646 €7,465
$8,823 €7,617
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$91.6 €79
$58.7 €50.7
$211 €182
Summer Dress (H&M, Zara, etc)
$36.59 €31.59
$17.33 €14.96
$52 €44.89
Sport Shoes (Adidas, Nike)
$85.2 €73.6
$69.3 €59.8
$116 €99.7
Men's Leather Business Shoes
$103 €89
$103 €89
$103 €89
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$767 €663
$576 €497
$863 €745
1-bedroom Apartment, Outside City Center (Monthly)
$595 €513
$460 €398
$748 €646
3-bedroom Apartment, City Center (Monthly)
$1,469 €1,268
$1,293 €1,116
$1,645 €1,420
3-bedroom Apartment, Outside City Center (Monthly)
$1,065 €920
$829 €716
$1,136 €981
Buy Apartment in City Center (m2)
$4,390 €3,790
$3,481 €3,006
$4,903 €4,234
Buy Apartment Outside City Center (m2)
$3,406 €2,941
$2,271 €1,960
$3,406 €2,941
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$2,647 €2,285
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3.5
3.5
4
Citycost data is based on AI and user input – minor inaccuracies may occur.
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Cost of Living in Cergy - Frequently Asked Questions
How does affordability in Cergy, France compare for travelers, expats, and digital nomads, and who tends to get the best value?
Compared with central Paris, the Cost of Living in Cergy, France generally offers more breathing room for housing and daily needs while keeping reliable transit to the capital. For travelers and short-term visitors, practical value comes from well-connected rail links, modest apartment options, and a calmer pace that supports work or study. Expats settling into suburb life often value community amenities, local markets, and predictable expenses that ease onboarding. Digital nomads can optimize value by choosing neighborhoods with coworking spaces and quiet cafés, then balancing commute time with nearby parks and leisure. Tip: map your week around peak transit times to maximize savings on travel.
What does a typical day of daily life look like in Cergy for housing search, food options, transport, and errands?
Your daily rhythm in Cergy centers on balance between local convenience and easy access to Paris. Housing search typically reveals a mix of modern apartments in quiet residential streets and practical flats near the town center or train station. Markets and bakeries offer fresh produce, while a diverse range of dining options keeps costs predictable. For transport, the rail link to Paris and regional buses support flexible schedules, and cycling is practical with bike lanes in many corridors. Co-working spaces and cafés provide spots to work between errands, groceries, and park breaks. Cergy, France living cost varies by neighborhood and proximity to transit – plan a week to compare. Tip: choose a base that minimizes back-and-forth for your typical day.
What are the best budgeting approaches for a longer stay, and how can you balance seasonality, neighborhood fit, and lifestyle in Cergy?
Quality of life in Cergy for a longer stay comes from a practical budgeting framework that aligns housing, transport, and routines. Start with flexible housing options – short-term leases or month-to-month sublets let you test neighborhoods before committing to a long-term base near the RER or lakeside parks. Seasonality touches dining and leisure, so plan for outdoor events in warmer months and quieter weekends in shoulder seasons. Save by cooking at home, buying produce at local markets, and prioritizing public transit over taxis for regular trips. Neighborhood fit matters: seek areas with green space, quiet streets, and easy access to your work or study hubs. Tip: track a simple weekly plan to spot spend patterns.
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