Cost of Living in Cayman Islands - Updated Prices & Insights

127.92

Solo nomad: Estimated monthly costs are $1,756 (excluding rent), and $4,415 including rent.

Family of 3: Estimated monthly costs are $4,445 (excluding rent), and $9,417 including rent.

Meal at Budget Restaurant

$25.53 KYD 20.94

$17.07 KYD 14

$47.5 KYD 38.95

Three-Course Dinner for Two, Mid-Range

$147 KYD 120

$116 KYD 95.1

$183 KYD 150

Fast Food Meal (McDonalds, etc)

$14.2 KYD 11.65

$13.33 KYD 10.93

$16.57 KYD 13.58

Cappuccino

$6.94 KYD 5.69

$3.7 KYD 3.03

$8.63 KYD 7.07

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.7 KYD 3.03

$2.38 KYD 1.95

$4.76 KYD 3.9

Water (0.33 liter bottle)

$3.13 KYD 2.57

$1.78 KYD 1.46

$4.77 KYD 3.91

Local Beer (0.5 liter draught)

$9.1 KYD 7.46

$3.64 KYD 2.99

$9.72 KYD 7.97

Imported Beer (0.33 liter bottle)

$7.02 KYD 5.76

$5.86 KYD 4.8

$11.7 KYD 9.6

Milk (1 liter)

$2.85 KYD 2.34

$1.78 KYD 1.46

$4.13 KYD 3.39

White Bread (500g)

$5.48 KYD 4.5

$3.53 KYD 2.9

$7.07 KYD 5.8

Rice (white) (1kg)

$6.32 KYD 5.18

$4.95 KYD 4.06

$8.19 KYD 6.71

Eggs

$8.45 KYD 6.93

$3.63 KYD 2.97

$15.7 KYD 12.87

Local Cheese (1kg)

$12.71 KYD 10.42

$7.25 KYD 5.95

$23.98 KYD 19.67

Chicken Fillets (1kg)

$17.86 KYD 14.64

$7.29 KYD 5.98

$26.79 KYD 21.97

Beef Round Steak (1kg)

$17.17 KYD 14.08

$13.5 KYD 11.07

$18.9 KYD 15.5

Apples (1kg)

$11.29 KYD 9.25

$6.01 KYD 4.93

$15.75 KYD 12.92

Banana (1kg)

$4.74 KYD 3.88

$2.66 KYD 2.18

$6.73 KYD 5.52

Oranges (1kg)

$8.12 KYD 6.66

$5.2 KYD 4.27

$12.99 KYD 10.65

Tomato (1kg)

$8.21 KYD 6.73

$3.65 KYD 2.99

$10.69 KYD 8.77

Potato (1kg)

$5.74 KYD 4.71

$2.41 KYD 1.97

$7.94 KYD 6.51

Onion (1kg)

$5.52 KYD 4.53

$3.59 KYD 2.94

$7.92 KYD 6.49

Lettuce (1 head)

$5.95 KYD 4.88

$3.63 KYD 2.97

$8.46 KYD 6.94

Water (1.5 liter bottle)

$3.01 KYD 2.47

$2.36 KYD 1.94

$3.54 KYD 2.9

Cigarettes 20 Pack (Marlboro, Camel)

$15.19 KYD 12.45

$12.15 KYD 9.96

$26.73 KYD 21.92

Wine (Bottle)

$24.16 KYD 19.81

$21.75 KYD 17.83

$30.2 KYD 24.77

Local Beer (0.5 liter bottle)

$4.1 KYD 3.37

$3.36 KYD 2.76

$5.04 KYD 4.14

Imported Beer (0.33 liter bottle)

$5.61 KYD 4.6

$3.67 KYD 3.01

$7.35 KYD 6.03

One-way Ticket (Public Transport)

$3.06 KYD 2.51

$2.45 KYD 2.01

$3.67 KYD 3.01

Public Transport Monthly Pass (Regular Price)

$29.56 KYD 24.24

$17.74 KYD 14.55

$41.38 KYD 33.94

Taxi Start (Normal Tariff)

$18.4 KYD 15.09

$12.26 KYD 10.06

$42.92 KYD 35.2

Taxi (Normal Tariff) (1km)

$5.01 KYD 4.11

$3.91 KYD 3.21

$6.11 KYD 5.01

Taxi 1hour Waiting (Normal Tariff)

$59.2 KYD 48.57

$29.61 KYD 24.28

$88.8 KYD 72.9

Gasoline (1 liter)

$1.78 KYD 1.46

$1.67 KYD 1.37

$2.22 KYD 1.82

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.1K KYD 29.6K

$30.1K KYD 24.7K

$42.1K KYD 34.6K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.6K KYD 29.2K

$33K KYD 27K

$39.1K KYD 32K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$428 KYD 351

$352 KYD 288

$665 KYD 546

SIM Card Monthly Plan (Calls and 10GB+ Data)

$96.9 KYD 79.4

$83.5 KYD 68.5

$179 KYD 147

Internet (50+ Mbps, Unlimited Data)

$115 KYD 94.2

$100 KYD 82.3

$177 KYD 145

Gym Membership (Monthly)

$150 KYD 123

$70.9 KYD 58.2

$260 KYD 213

Tennis Court (1 Hour on Weekend)

$54.6 KYD 44.76

$30.55 KYD 25.05

$122 KYD 100

Cinema Ticket

$18.4 KYD 15.09

$30.67 KYD 25.15

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,663 KYD 1,364

$1,217 KYD 998

$1,825 KYD 1,497

International Primary School, 1 Child (Yearly)

$26.4K KYD 21.6K

$18.2K KYD 15K

$36.5K KYD 29.9K

Jeans (Levis 501 Or Similar)

$89.7 KYD 73.5

$59.8 KYD 49.01

$167 KYD 137

Summer Dress (H&M, Zara, etc)

$70.3 KYD 57.6

$47.85 KYD 39.24

$179 KYD 147

Sport Shoes (Adidas, Nike)

$142 KYD 116

$103 KYD 84.1

$193 KYD 158

Men's Leather Business Shoes

$140 KYD 115

$95.1 KYD 78

$357 KYD 292

1-bedroom Apartment, City Center (Monthly)

$2,862 KYD 2,347

$2,399 KYD 1,967

$3,599 KYD 2,951

1-bedroom Apartment, Outside City Center (Monthly)

$2,313 KYD 1,897

$1,809 KYD 1,483

$2,894 KYD 2,373

3-bedroom Apartment, City Center (Monthly)

$5,737 KYD 4,704

$4,844 KYD 3,972

$7,266 KYD 5,958

3-bedroom Apartment, Outside City Center (Monthly)

$4,780 KYD 3,920

$4,272 KYD 3,503

$5,492 KYD 4,504

Buy Apartment in City Center (m2)

$11.1K KYD 9,121

$6,493 KYD 5,324

$16.9K KYD 13.8K

Buy Apartment Outside City Center (m2)

$8,579 KYD 7,034

$3,959 KYD 3,247

$17.2K KYD 14.1K

Average Monthly Net Salary (After Tax)

$7,131 KYD 5,847

20-Year Fixed Mortgage Interest Rate (Annual %)

7.54

Citycost data is based on AI and user input – minor inaccuracies may occur.

Cost of Living in Cayman Islands - Frequently Asked Questions

Compared with many Caribbean destinations, the Cayman Islands tend to run higher on living costs, especially for housing and imported goods. That said, you can find value by choosing longer stays, cooking at home, and selecting tidy, well-connected neighborhoods away from heavy tourist zones. Digital nomads often trade some luxuries for reliable internet, coworking spaces, and a favorable climate, while travelers may optimize daily expenses with short-term rentals and local markets. Cost of Living in Cayman Islands varies by area and season, so you can balance comfort with budget by targeting non-touristy districts and off-peak times. Tip: map housing options near amenities and test a few weeks before committing.

Daily life centers on practical choices: housing often requires early planning; consider compounds, condos, or guest-house stays with flexible leases. Food options range from international supermarkets to local markets where you can stretch meals by buying fresh produce and seafood. Transport is workable with roads, car rentals, and limited public transit; many appreciate bike-friendly pockets and walkable neighborhoods. For errands and coworking, look for community hubs outside tourist strips to reduce costs. Cayman Islands living cost can feel high if you chase convenience, so balance meal planning, transport, and peak-season shopping to stay on track. Tip: schedule recurring errands together and use monthly passes when available.

Adopt a simple budgeting framework: track essentials, discretionary spend, and occasional splurges, then adjust with the seasons. For housing, consider mainland-style apartments in slower neighborhoods or resort-adjacent districts for a balanced mix of amenity access and cost. Seasonality matters: peak tourist periods push prices up for services and rentals, while shoulder seasons can ease competition. To improve overall well-being, identify a neighborhood that matches your pace – quiet coastal towns for focus, or lively marina areas for social life. Use community resources, local markets, and coworking spaces to reduce overhead while staying connected. Tip: trial a few districts and talk to residents to gauge fit before long-term commitments.