Last update: Nov 2026

Cost of Living Comparison Between Camden, NJ and New York, NY

For one person, living is cheaper in Camden, NJ: $2,562 a month against $4,906 in New York, NY, rent and utilities included – about $28,100 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Camden, NJ
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Camden, NJ Living Index
234

Cost of Living Index in New York, NY
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New York, NY Living Index

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Camden, NJ

🇺🇸 United States

$2,562

/mo nomad

New York, NY

🇺🇸 United States

$4,906

/mo nomad

Monthly Cost of Living

How much you'll spend in Camden, NJ and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Camden, NJ and in New York, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,562 in Camden, NJ versus $4,906 in New York, NY.

Camden, NJ $2,562
New York, NY $4,906

Estimated couple costs with rent: $3,770 in Camden, NJ versus $7,273 in New York, NY.

Camden, NJ $3,770
New York, NY $7,273

Monthly costs for a family of three with rent: $4,978 in Camden, NJ versus $9,641 in New York, NY.

Camden, NJ $4,978
New York, NY $9,641

Living in Camden, NJ costs roughly 48% less than in New York, NY, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Camden, NJ 90% above, New York, NY 263% above.

Meal at Budget Restaurant

$19.62 $19.62

$26.93 $26.93

-27.14%

Three-Course Dinner for Two, Mid-Range

$89.6 $89.6

$117 $117

-23.26%

Fast Food Meal (McDonalds, etc)

$12.03 $12.03

$14.60 $14.60

-17.60%

Cappuccino

$5.32 $5.32

$6.54 $6.54

-18.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.54 $2.54

$3.86 $3.86

-34.20%

Water (0.33 liter bottle)

$2.30 $2.30

$2.95 $2.95

-22.03%

Local Beer (0.5 liter draught)

$6.08 $6.08

$8.08 $8.08

-24.75%

Imported Beer (0.33 liter bottle)

$8.05 $8.05

$9.85 $9.85

-18.27%

Milk (1 liter)

$1.43 $1.43

$1.31 $1.31

9.16%

White Bread (500g)

$3.51 $3.51

$4.97 $4.97

-29.38%

Rice (white) (1kg)

$6.98 $6.98

$7.70 $7.70

-9.35%

Eggs

$5.32 $5.32

$6.09 $6.09

-12.64%

Local Cheese (1kg)

$12.01 $12.01

$19.55 $19.55

-38.57%

Chicken Fillets (1kg)

$12.39 $12.39

$17.59 $17.59

-29.56%

Beef Round Steak (1kg)

$18.40 $18.40

$20.26 $20.26

-9.18%

Apples (1kg)

$6.04 $6.04

$6.99 $6.99

-13.59%

Banana (1kg)

$1.52 $1.52

$2.21 $2.21

-31.22%

Oranges (1kg)

$5.45 $5.45

$6.72 $6.72

-18.90%

Tomato (1kg)

$5.57 $5.57

$7.12 $7.12

-21.77%

Potato (1kg)

$3.04 $3.04

$4.61 $4.61

-34.06%

Onion (1kg)

$3.34 $3.34

$4.78 $4.78

-30.13%

Lettuce (1 head)

$2.55 $2.55

$2.87 $2.87

-11.15%

Water (1.5 liter bottle)

$2.56 $2.56

$2.69 $2.69

-4.83%

Cigarettes 20 Pack (Marlboro, Camel)

$12.06 $12.06

$19.14 $19.14

-36.99%

Wine (Bottle)

$15.22 $15.22

$19.63 $19.63

-22.47%

Local Beer (0.5 liter bottle)

$2.39 $2.39

$3.32 $3.32

-28.01%

Imported Beer (0.33 liter bottle)

$3.28 $3.28

$4.19 $4.19

-21.72%

One-way Ticket (Public Transport)

$1.73 $1.73

$3.02 $3.02

-42.72%

Public Transport Monthly Pass (Regular Price)

$51.2 $51.2

$139 $139

-63.25%

Taxi Start (Normal Tariff)

$2.65 $2.65

$3.04 $3.04

-12.83%

Taxi (Normal Tariff) (1km)

$1.89 $1.89

$2.20 $2.20

-14.09%

Taxi 1hour Waiting (Normal Tariff)

$26.28 $26.28

$41.33 $41.33

-36.41%

Gasoline (1 liter)

$1.14 $1.14

$1.13 $1.13

0.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.3K $31.3K

$34.5K $34.5K

-9.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$25.8K $25.8K

0.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$220 $220

$232 $232

-5.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.1 $61.1

$71.0 $71.0

-14.02%

Internet (50+ Mbps, Unlimited Data)

$62.0 $62.0

$67.7 $67.7

-8.34%

Gym Membership (Monthly)

$45.38 $45.38

$115 $115

-60.67%

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

Cinema Ticket

$14.77 $14.77

$22.41 $22.41

-34.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,073 $2,073

$3,606 $3,606

-42.49%

International Primary School, 1 Child (Yearly)

$20.7K $20.7K

$68.7K $68.7K

-69.86%

Jeans (Levis 501 Or Similar)

$50.4 $50.4

$79.3 $79.3

-36.44%

Summer Dress (H&M, Zara, etc)

$44.63 $44.63

$51.4 $51.4

-13.17%

Sport Shoes (Adidas, Nike)

$104 $104

$121 $121

-13.76%

Men's Leather Business Shoes

$122 $122

$140 $140

-13.29%

1-bedroom Apartment, City Center (Monthly)

$1,521 $1,521

$4,555 $4,555

-66.61%

1-bedroom Apartment, Outside City Center (Monthly)

$1,161 $1,161

$3,040 $3,040

-61.82%

3-bedroom Apartment, City Center (Monthly)

$2,870 $2,870

$9,742 $9,742

-70.54%

3-bedroom Apartment, Outside City Center (Monthly)

$1,838 $1,838

$5,331 $5,331

-65.52%

Buy Apartment in City Center (m2)

$2,406 $2,406

$18.2K $18.2K

-86.80%

Buy Apartment Outside City Center (m2)

$2,456 $2,456

$6,685 $6,685

-63.26%

Average Monthly Net Salary (After Tax)

$3,234 $3,234

$5,096 $5,096

-36.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.78

6.89

-1.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Camden, NJ: November 1, 2026

Last update for New York, NY: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Camden, NJ

$1.2K 45.3%

New York, NY

$3K 62% 162% $1.9K

Groceries & Markets

Camden, NJ

$446 17.4%

New York, NY

$567 11.6% 27.1% $121

Monthly Utilities & Internet

Camden, NJ

$343 13.4%

New York, NY

$371 7.6% 8.3% $28

Eating Out

Camden, NJ

$323 12.6%

New York, NY

$425 8.7% 31.7% $102

Clothing & Footwear

Camden, NJ

$145 5.6%

New York, NY

$176 3.6% 22.1% $32

Sport & Entertainment

Camden, NJ

$75 2.9%

New York, NY

$160 3.3% 114% $85

Getting Around

Camden, NJ

$70 2.7%

New York, NY

$165 3.4% 136% $95

Cost Breakdown

A one-bedroom apartment in the center runs $1,521 in Camden, NJ and $4,555 in New York, NY. Housing cost is often the main lever when comparing two cities.

New York, NY pays 58% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $90 in Camden, NJ vs $117 in New York, NY for a mid-range dinner for two. Groceries echo the gap at $446 vs $567 per month, with Camden, NJ cheaper across the board.

Good to know

🇺🇸 Camden, NJ

🇺🇸 New York, NY

🕒 Local time

03:28 3:28 AM

Same time as Camden, NJ

🌤 Weather

👥 Population

77,344

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.892 EUR

Exchange rates and currency converter

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Camden, NJ New York, NY 110 km

From you

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Camden, NJ vs New York, NY: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,562 in Camden, NJ and $4,906 in New York, NY, so Camden, NJ is about 48% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 37% lower in Camden, NJ. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,521 in Camden, NJ versus $4,555 in New York, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Camden, NJ runs roughly 63% less than in New York, NY. The price difference matters if you commute daily and watch your budget.

Childcare runs $2,073 in Camden, NJ versus $3,606 in New York, NY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $2,562 in Camden, NJ versus $4,906 in New York, NY, a $3,000 budget is realistic in Camden, NJ but tight or insufficient in New York, NY. The gap between the two cities makes Camden, NJ the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Camden, NJ gentler on the wallet – expenses run 48% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.