Cost of Living Comparison Between Camden, NJ and New York, NY Cost of Living Comparison Between Camden, NJ and New York, NY

Monthly Cost of Living

Monthly costs for one person with rent: $2,652 in Camden, NJ versus $4,841 in New York, NY.

Estimated couple costs with rent: $3,896 in Camden, NJ versus $7,287 in New York, NY.

Monthly costs for a family of three with rent: $5,140 in Camden, NJ versus $9,734 in New York, NY.

Living in Camden, NJ costs roughly 45% less than in New York, NY, driven mainly by Getting Around.

Both cities are pricier than the global median: Camden, NJ 94% above, New York, NY 254% above.

Meal at Budget Restaurant

$20.39 $20.39

$25.33 $25.33

-19.50%

Three-Course Dinner for Two, Mid-Range

$80.4 $80.4

$142 $142

-43.48%

Fast Food Meal (McDonalds, etc)

$12.10 $12.10

$13.78 $13.78

-12.19%

Cappuccino

$5.34 $5.34

$6.19 $6.19

-13.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.55 $2.55

$3.69 $3.69

-30.89%

Water (0.33 liter bottle)

$2.01 $2.01

$2.96 $2.96

-32.09%

Local Beer (0.5 liter draught)

$6.13 $6.13

$7.76 $7.76

-21.01%

Imported Beer (0.33 liter bottle)

$7.93 $7.93

$10.14 $10.14

-21.79%

Milk (1 liter)

$1.43 $1.43

$1.39 $1.39

2.88%

White Bread (500g)

$4.37 $4.37

$4.59 $4.59

-4.79%

Rice (white) (1kg)

$7.17 $7.17

$6.94 $6.94

3.31%

Eggs

$5.09 $5.09

$5.79 $5.79

-12.09%

Local Cheese (1kg)

$12.23 $12.23

$17.32 $17.32

-29.39%

Chicken Fillets (1kg)

$13.11 $13.11

$15.04 $15.04

-12.83%

Beef Round Steak (1kg)

$17.91 $17.91

$18.02 $18.02

-0.61%

Apples (1kg)

$5.90 $5.90

$6.29 $6.29

-6.20%

Banana (1kg)

$1.70 $1.70

$2.13 $2.13

-20.19%

Oranges (1kg)

$5.26 $5.26

$5.80 $5.80

-9.31%

Tomato (1kg)

$5.27 $5.27

$6.28 $6.28

-16.08%

Potato (1kg)

$2.85 $2.85

$3.39 $3.39

-15.93%

Onion (1kg)

$3.03 $3.03

$4.27 $4.27

-29.04%

Lettuce (1 head)

$2.43 $2.43

$2.77 $2.77

-12.27%

Water (1.5 liter bottle)

$2.39 $2.39

$2.56 $2.56

-6.64%

Cigarettes 20 Pack (Marlboro, Camel)

$12.81 $12.81

$18.70 $18.70

-31.50%

Wine (Bottle)

$15.01 $15.01

$20.30 $20.30

-26.06%

Local Beer (0.5 liter bottle)

$2.29 $2.29

$3.15 $3.15

-27.30%

Imported Beer (0.33 liter bottle)

$3.28 $3.28

$4.03 $4.03

-18.61%

One-way Ticket (Public Transport)

$1.87 $1.87

$2.97 $2.97

-37.04%

Public Transport Monthly Pass (Regular Price)

$138 $138

Taxi Start (Normal Tariff)

$2.68 $2.68

$3.09 $3.09

-13.27%

Taxi (Normal Tariff) (1km)

$1.53 $1.53

$2.14 $2.14

-28.50%

Taxi 1hour Waiting (Normal Tariff)

$23.74 $23.74

$41.56 $41.56

-42.88%

Gasoline (1 liter)

$1.16 $1.16

$1.13 $1.13

2.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.3K $35.3K

$35.4K $35.4K

-0.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K $25.0K

$25.6K $25.6K

-2.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$215 $215

$236 $236

-8.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$54.8 $54.8

$73.7 $73.7

-25.73%

Internet (50+ Mbps, Unlimited Data)

$62.8 $62.8

$72.4 $72.4

-13.32%

Gym Membership (Monthly)

$40.82 $40.82

$125 $125

-67.39%

Tennis Court (1 Hour on Weekend)

$63.1 $63.1

Cinema Ticket

$15.72 $15.72

$23.37 $23.37

-32.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,204 $2,204

$3,353 $3,353

-34.28%

International Primary School, 1 Child (Yearly)

$34.8K $34.8K

$61.0K $61.0K

-42.96%

Jeans (Levis 501 Or Similar)

$48.54 $48.54

$72.4 $72.4

-32.98%

Summer Dress (H&M, Zara, etc)

$46.52 $46.52

$52.2 $52.2

-10.81%

Sport Shoes (Adidas, Nike)

$102 $102

$116 $116

-12.79%

Men's Leather Business Shoes

$119 $119

$124 $124

-4.14%

1-bedroom Apartment, City Center (Monthly)

$1,494 $1,494

$4,438 $4,438

-66.33%

1-bedroom Apartment, Outside City Center (Monthly)

$1,149 $1,149

$3,045 $3,045

-62.27%

3-bedroom Apartment, City Center (Monthly)

$2,141 $2,141

$9,088 $9,088

-76.44%

3-bedroom Apartment, Outside City Center (Monthly)

$2,372 $2,372

$5,404 $5,404

-56.11%

Buy Apartment in City Center (m2)

$2,584 $2,584

$18.8K $18.8K

-86.26%

Buy Apartment Outside City Center (m2)

$2,213 $2,213

$6,500 $6,500

-65.96%

Average Monthly Net Salary (After Tax)

$5,258 $5,258

20-Year Fixed Mortgage Interest Rate (Annual %)

6.16

6.49

-5.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Camden, NJ: September 15, 2026

Last update for New York, NY: September 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,494 in Camden, NJ and $4,438 in New York, NY. Housing cost is often the main lever when comparing two cities.

Dining out: $80.0 in Camden, NJ vs $142 in New York, NY for a mid-range dinner for two. Groceries echo the gap at $451 vs $516 per month, with Camden, NJ cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Camden, NJ vs New York, NY: Cost of Living - Frequently Asked Questions

Camden, NJ and New York, NY differ by about 83% in total monthly costs ($2,652 vs $4,841 including rent). Camden, NJ is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $3,979 in Camden, NJ and $7,261 in New York, NY to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,494 in Camden, NJ versus $4,438 in New York, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 14% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,652 per month in Camden, NJ versus $4,841 in New York, NY – a 83% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,652 in Camden, NJ versus $4,841 in New York, NY, a $3,000 budget is realistic in Camden, NJ but tight or insufficient in New York, NY. The gap between the two cities makes Camden, NJ the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Camden, NJ and New York, NY are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Camden, NJ gentler on the wallet – expenses run 83% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.